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Highest Savings Rates in Nebraska
56 Nebraska-specific accounts

By Aviel Fahl

Newest reading: October 13, 2026

Top Nebraska Rate:3.65%

The Nebraska market

Nebraska accounts

56

Institutions

48

Top Nebraska APY

3.65% APY

Nationally: 5.00% APY

FDIC national average

0.37%

As of Sep 2026

56 savings accounts are open only to Nebraska residents, from 48 institutions. The highest advertised APY among them is 3.65%.

The highest nationally available rate is 5.00% APY, 135 basis points above the Nebraska leader.

37 of the 56 Nebraska savings accounts advertise more than the FDIC national average of 0.37% for savings accounts as of Sep 2026.

Nebraska-Specific Savings Accounts

These savings accounts are specifically available to Nebraska residents.

#1

Cornhusker Bank

High Yield Savings

+$346
per year
3.46% APY
Oct 13, 2026
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

A $6 service charge applies for each quarterly statement cycle in which the average daily balance falls below $100. Nine account debits are free each quarterly cycle, and each additional debit costs $0.30.

Show Fine Print & Trends
Min. Deposit$100
Min. Balance$0
Maintenance Fee$0
Compound Freqquarterly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 14264)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

Rate Increased
+0.20%
Since 30 days ago
Official SiteCornhusker Bank

Direct Link to Product Page (Not Sponsored)

#2

PNC

PNC High Yield Savings

+$315
per year
3.15% APY
Oct 13, 2026
FDIC InsuredLow MinimumsGreat iOS AppGreat Android AppIn-Person AccessZelle® Supported

What to Watch

Eligibility restricted to select states.

Show Fine Print & Trends
Min. Deposit$0
Min. Balance$1
Maintenance Fee$0
Compound FreqMonthly
Direct DepositNot required
BranchesMultiple branches in AL, AZ, CA, CO, DE, DC, FL, GA, IL, IN, KS, KY, MD, MA, MI, MO, NJ, NM, NY, NC, OH, PA, SC, TN, TX, VA, WV, WI
Deposit InsuranceFDIC Insured(Cert: 6384)
EligibilityAK, AR, CT, HI, ID, IA, LA, ME, MN, MS, MT, NE, NV, NH, ND, OK, OR, RI, SD, UT, VT, WA, WY
Zelle®
SupportedLimit: $2,000 /dayCentral to Virtual Wallet suite.
Mobile Ratings
BBB Rating
A+(Not BBB Accredited)

Rate Stability

Very StableNo rate changes in last 90 days
Official SitePNC

Direct Link to Product Page (Not Sponsored)

#3

Citibank

Citi Accelerate Savings

+$300
per year
3.00% APY
Oct 13, 2026
FDIC InsuredNo MinimumsGreat iOS AppGreat Android AppIn-Person AccessZelle® Supported

What to Watch

Eligibility restricted to select states.

Show Fine Print & Trends
Min. Deposit$0
Min. Balance$0.01
Maintenance Fee$4.50. Waived for average monthly balances > $500
Compound FreqDaily
Direct DepositNot required
BranchesU.S. branches are concentrated in six metropolitan areas, New York City, Chicago, Los Angeles, San Francisco, Washington, D.C., and Miami.
Deposit InsuranceFDIC Insured(Cert: 7213)
EligibilityAlaska, Alabama, Arkansas, Arizona, Colorado, Delaware, Florida (select parts), Georgia, Hawaii, Iowa, Idaho, Illinois (select parts), Indiana, Kansas, Kentucky, Louisiana, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Mexico, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia (partial), Washington (partial), Wisconsin, West Virginia, Wyoming.
Zelle®
SupportedLimit: $2,500 /dayTiered limits based on account status (Citigold higher).
Mobile Ratings
BBB Rating
D-(Not BBB Accredited)

Rate Stability

Rate Increased
+0.20%
Since 30 days ago
Official SiteCitibank

Direct Link to Product Page (Not Sponsored)

#4

State Bank of Scotia

SNA

+$300
per year
3.00% APY
Oct 7, 2026
FDIC InsuredNo MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$0
Min. Balance$0.01
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 14069)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteState Bank of Scotia

Direct Link to Product Page (Not Sponsored)

#5

Gateway First Bank

Gateway High Yield Savings

+$235
per year
2.35% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$1,000
Min. BalanceN/A
Maintenance Fee$0
Compound Freqquarterly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 15118)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 7 days
Official SiteGateway First Bank

Direct Link to Product Page (Not Sponsored)

#6

First State Bank Nebraska

First Rate Savings

+$200
per year
2.00% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

The stated APY is paid only while the account is enrolled in electronic statements. An account that does not meet that requirement earns the bank's much lower base rate instead.

Show Fine Print & Trends
Min. Deposit$100
Min. Balance$0
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 13868)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteFirst State Bank Nebraska

Direct Link to Product Page (Not Sponsored)

#7

Flatwater Bank

HighYield Savings

+$200
per year
2.00% APY
Oct 7, 2026
FDIC InsuredLinked AccountLow MinimumsIn-Person Access

What to Watch

Rate applies when the linked checking account's monthly qualifications are met. Otherwise the account pays a lower base rate. The portion of the balance above the first tier earns a lower blended rate.

Show Fine Print & Trends
Min. Deposit$50
Min. Balance$0
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 10639)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 7 days
Official SiteFlatwater Bank

Direct Link to Product Page (Not Sponsored)

#8

Lincoln FSB of Nebraska

Premier Savings

+$200
per year
3.50% APY
Oct 7, 2026

Needs at least $100,000.01

APY Range: 2.00% – 3.50%
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$50
Min. Balance$0.01
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 29692)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

No movement is shown for an “Up to” rate.

Official SiteLincoln FSB of Nebraska

Direct Link to Product Page (Not Sponsored)

#9

Bank of Prague

Passbook Savings

+$151
per year
1.51% APY
Oct 3, 2026
FDIC InsuredNo MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$0
Min. Balance$0.01
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 12745)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

Official SiteBank of Prague

Direct Link to Product Page (Not Sponsored)

#10

Great Plains State Bank

Savings Account

+$125
per year
1.25% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$10
Min. Balance$10
Maintenance Fee$0
Compound Freqquarterly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 14058)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteGreat Plains State Bank

Direct Link to Product Page (Not Sponsored)

#11

First Nebraska Bank

Savings Account

+$105
per year
1.05% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$100
Min. Balance$0
Maintenance Fee$0
Compound Freqquarterly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 12248)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

Rate Increased
+0.05%
Since 7 days ago
Official SiteFirst Nebraska Bank

Direct Link to Product Page (Not Sponsored)

#12

State Bank of Scotia

Savings

+$100
per year
1.00% APY
Oct 7, 2026
FDIC InsuredNo MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$0
Min. Balance$0.01
Maintenance Fee$0
Compound Freqquarterly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 14069)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteState Bank of Scotia

Direct Link to Product Page (Not Sponsored)

#13

The Tri-County Bank

Kasasa Saver

+$100
per year
1.00% APY
Oct 7, 2026
FDIC InsuredLinked AccountLow MinimumsIn-Person Access

What to Watch

Rate applies when the account's monthly qualifications are met. Otherwise the account pays a lower base rate. Requires a Kasasa Cash or Kasasa Cash Back checking account.

Show Fine Print & Trends
Min. Deposit$25
Min. Balance$0
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 16339)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

Official SiteThe Tri-County Bank

Direct Link to Product Page (Not Sponsored)

#14

Brunswick State Bank

Savings

+$60
per year
0.70% APY
Oct 7, 2026

Needs at least $40,000

APY Range: 0.60% – 0.70%
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

No debit card is available for this account. Each withdrawal or transfer beyond three in a month costs $0.50 when the average daily balance is under $1,000.

Show Fine Print & Trends
Min. Deposit$10
Min. Balance$25
Maintenance Fee$0
Compound Freqmonthly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 13692)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

No movement is shown for an “Up to” rate.

Official SiteBrunswick State Bank

Direct Link to Product Page (Not Sponsored)

#15

Northwest Bank

First Time Homebuyer

+$60
per year
0.60% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

The account must stay open at least 90 days and at most 10 years, and the funds must be used towards the purchase of a first home. A higher rate is paid when automatic monthly deposits from a Northwest Bank checking account are set up.

Show Fine Print & Trends
Min. Deposit$1
Min. BalanceN/A
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 32647)
EligibilityThe beneficiary of the funds must be purchasing their first home within the state of Iowa. The account applies to first-time homebuyers and those re-entering the housing market, if they have not owned a home within three years.
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteNorthwest Bank

Direct Link to Product Page (Not Sponsored)

#16

Westside State Bank

Passbook Savings

+$60
per year
2.12% APY
Oct 13, 2026

Needs at least $250,000

APY Range: 0.60% – 2.12%
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$1
Min. Balance$1
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 18518)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

No movement is shown for an “Up to” rate.

Official SiteWestside State Bank

Direct Link to Product Page (Not Sponsored)

#17

First National Bank in Ord

Savings Account

+$55
per year
0.75% APY
Oct 7, 2026

Needs at least $25,000

APY Range: 0.50% – 0.75%
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$25
Min. Balance$0.01
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 5460)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

No movement is shown for an “Up to” rate.

Official SiteFirst National Bank in Ord

Direct Link to Product Page (Not Sponsored)

#18

First National Bank in Ord

Kid's Club Savings

+$55
per year
0.75% APY
Oct 7, 2026

Needs at least $25,000

APY Range: 0.50% – 0.75%
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$25
Min. Balance$0.01
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 5460)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

No movement is shown for an “Up to” rate.

Official SiteFirst National Bank in Ord

Direct Link to Product Page (Not Sponsored)

#19

Pinnacle Bank - Wyoming

PinnSave

+$55
per year
0.55% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

The published rate is available only for accounts opened online. A $1 monthly service charge applies on any day the balance falls below $100, and withdrawals beyond six in a month cost $1 each.

Show Fine Print & Trends
Min. Deposit$100
Min. BalanceN/A
Maintenance Fee$0
Compound Freqquarterly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 2232)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 7 days
Official SitePinnacle Bank - Wyoming

Direct Link to Product Page (Not Sponsored)

#20

Adams State Bank

Passbook Savings

+$50
per year
0.50% APY
Oct 13, 2026
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

Variable rate. The rate can change after opening.

Show Fine Print & Trends
Min. Deposit$25
Min. Balance$0
Maintenance Fee$0
Compound Freqquarterly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 9812)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 7 days
Official SiteAdams State Bank

Direct Link to Product Page (Not Sponsored)

#21

Dundee Bank

Savings Account

+$50
per year
0.50% APY
Oct 13, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$100
Min. Balance$100
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 10643)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteDundee Bank

Direct Link to Product Page (Not Sponsored)

#22

Farmers and Merchants Bank

Savings

+$50
per year
0.50% APY
Oct 13, 2026
FDIC InsuredNo MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$0
Min. Balance$0
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 14275)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteFarmers and Merchants Bank

Direct Link to Product Page (Not Sponsored)

#23

First Tri County Bank

Regular Savings Account

+$50
per year
0.50% APY
Oct 7, 2026
FDIC InsuredNo MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$0
Min. Balance$0
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 8333)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteFirst Tri County Bank

Direct Link to Product Page (Not Sponsored)

#24

FirstBank of Nebraska

First Savings

+$50
per year
0.50% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$25
Min. Balance$25
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 5486)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteFirstBank of Nebraska

Direct Link to Product Page (Not Sponsored)

#25

FirstBank of Nebraska

Holiday Savings

+$50
per year
0.50% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$10
Min. Balance$10
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 5486)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteFirstBank of Nebraska

Direct Link to Product Page (Not Sponsored)

#26

Gateway First Bank

Personal Savings

+$50
per year
0.50% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$10
Min. BalanceN/A
Maintenance Fee$0
Compound Freqquarterly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 15118)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteGateway First Bank

Direct Link to Product Page (Not Sponsored)

#27

Genoa Community Bank

Personal Savings

+$50
per year
0.50% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$100
Min. Balance$100
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 5408)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteGenoa Community Bank

Direct Link to Product Page (Not Sponsored)

#28

Henderson State Bank

Savings

+$50
per year
0.50% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$10
Min. BalanceN/A
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 17229)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 7 days
Official SiteHenderson State Bank

Direct Link to Product Page (Not Sponsored)

#29

Nebraska Bank

Basic Savings

+$50
per year
0.50% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$50
Min. BalanceN/A
Maintenance Fee$5 monthly service charge if balance falls below $100.00 on any day in the month
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 16116)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 7 days
Official SiteNebraska Bank

Direct Link to Product Page (Not Sponsored)

#30

Pinnacle Bank

PinnSavings Account

+$50
per year
0.50% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

Variable rate. The rate can change after the account is opened. The published rate applies to an account opened online; the rate for an account opened at a branch can differ.

Show Fine Print & Trends
Min. Deposit$100
Min. Balance$200
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 10634)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 7 days
Official SitePinnacle Bank

Direct Link to Product Page (Not Sponsored)

#31

Primebank

Statement Savings

+$50
per year
0.50% APY
Oct 3, 2026
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

Withdrawals above three per month cost $1.00 each.

Show Fine Print & Trends
Min. Deposit$50
Min. Balance$0
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 8101)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SitePrimebank

Direct Link to Product Page (Not Sponsored)

#32

West Gate Bank

Personal & Business Savings

+$50
per year
0.50% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$10
Min. Balance$0
Maintenance Fee$0
Compound Freqquarterly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 19850)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteWest Gate Bank

Direct Link to Product Page (Not Sponsored)

#33

JONES BANK

Savings Account

+$40
per year
0.40% APY
Oct 7, 2026
FDIC InsuredNo MinimumsIn-Person Access

What to Watch

Preauthorized, automatic and telephone transfers out of the account are limited to nine per quarterly statement cycle, and each transfer above nine is charged $1.50. Withdrawals made by mail, at an ATM or in person are unlimited.

Show Fine Print & Trends
Min. Deposit$0
Min. Balance$0
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 5473)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 7 days
Official SiteJONES BANK

Direct Link to Product Page (Not Sponsored)

#34

Nebraska State Bank and Trust Company

Regular Savings

+$40
per year
0.40% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$200
Min. Balance$10
Maintenance Fee$3 if balance falls below $200 any day of the cycle
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 8322)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 7 days
Official SiteNebraska State Bank and Trust Company

Direct Link to Product Page (Not Sponsored)

#35

Pathway Bank

Pathway Platinum Savings

+$35
per year
3.65% APY
Oct 13, 2026

Needs at least $500,000

APY Range: 0.35% – 3.65%
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$50
Min. Balance$0.01
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 1992)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

No movement is shown for an “Up to” rate.

Official SitePathway Bank

Direct Link to Product Page (Not Sponsored)

#36

Access Bank

ACCESS Savings

+$30
per year
0.30% APY
Oct 13, 2026
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

The account earns interest only when the balance exceeds $1,000. Up to six withdrawals a month are free, and each further transaction costs $1.

Show Fine Print & Trends
Min. Deposit$100
Min. Balance$1,000
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 58727)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteAccess Bank

Direct Link to Product Page (Not Sponsored)

#37

Farmers and Merchants Bank

Savings

+$30
per year
0.30% APY
Oct 7, 2026

Needs at least $10,000

APY Range: 0.10% – 0.30%
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

The monthly fee applies in any month the daily balance falls below $200. One debit per month is free, and each debit after that is charged $0.50.

Show Fine Print & Trends
Min. Deposit$10
Min. Balance$0.01
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 16810)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteFarmers and Merchants Bank

Direct Link to Product Page (Not Sponsored)

#38

Tecumseh Federal Bank

Savings Account

+$30
per year
0.30% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

A $5.00 service charge is imposed each quarter if the daily balance falls below $25.00 on any day of the quarter.

Show Fine Print & Trends
Min. Deposit$25
Min. Balance$25
Maintenance FeeA charge for servicing account of $5.00 will be imposed every quarter if the daily balance on any day of the quarter falls below $25.00.
Compound Freqquarterly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 30395)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 7 days
Official SiteTecumseh Federal Bank

Direct Link to Product Page (Not Sponsored)

#39

Union Bank and Trust Company

Simply Savings

+$30
per year
0.30% APY
Oct 13, 2026
FDIC InsuredNo MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$0
Min. Balance$0.01
Maintenance Fee$0
Compound Freqmonthly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 13421)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteUnion Bank and Trust Company

Direct Link to Product Page (Not Sponsored)

#40

Wahoo State Bank

Regular Savings Account

+$30
per year
0.30% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

Three debits each month are free. Each debit after the third costs 50 cents.

Show Fine Print & Trends
Min. Deposit$5
Min. BalanceN/A
Maintenance Fee$0
Compound Freqquarterly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 1163)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteWahoo State Bank

Direct Link to Product Page (Not Sponsored)

#41

First Westroads Bank, Inc.

Consumer Savings

+$25
per year
0.25% APY
Oct 13, 2026
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

Limited to six transfers or withdrawals per statement cycle. $3.00 for each additional transfer or withdrawal.

Show Fine Print & Trends
Min. Deposit$100
Min. Balance$0
Maintenance Fee$0
Compound Freqquarterly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 19742)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteFirst Westroads Bank, Inc.

Direct Link to Product Page (Not Sponsored)

#42

The Bank of Steinauer

Savings Account

+$25
per year
0.25% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

Only two withdrawals each month are free, and none are free in a month when the balance falls below $25.

Show Fine Print & Trends
Min. Deposit$50
Min. Balance$25
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 10635)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteThe Bank of Steinauer

Direct Link to Product Page (Not Sponsored)

#43

Town & Country Bank

Hometown Savings

+$25
per year
0.25% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

A $1.00 charge applies to each withdrawal after the third, whatever the balance. The service charge is also waived if the primary owner is under 23 or is a non-profit organization.

Show Fine Print & Trends
Min. Deposit$50
Min. BalanceN/A
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 1434)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteTown & Country Bank

Direct Link to Product Page (Not Sponsored)

#44

United Republic Bank

Republic Savings

+$25
per year
0.25% APY
Oct 5, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$100
Min. Balance$0
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 58359)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

Official SiteUnited Republic Bank

Direct Link to Product Page (Not Sponsored)

#45

Thayer County Bank

Future Savings

+$24
per year
0.52% APY
Oct 13, 2026

Needs at least $75,000

APY Range: 0.16% – 0.52%
FDIC InsuredNo MinimumsIn-Person Access

What to Watch

A $2.00 service charge applies to each withdrawal above 12 in a year.

Show Fine Print & Trends
Min. Deposit$0
Min. Balance$0
Maintenance Fee$0
Compound Freqannually
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 11475)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

No movement is shown for an “Up to” rate.

Official SiteThayer County Bank

Direct Link to Product Page (Not Sponsored)

#46

Enterprise Bank

Statement Savings

+$20
per year
0.20% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

A $3 service charge applies each statement cycle when the balance is below $200. Each debit transaction after the first three costs $0.25.

Show Fine Print & Trends
Min. Deposit$50
Min. BalanceN/A
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 33380)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 7 days
Official SiteEnterprise Bank

Direct Link to Product Page (Not Sponsored)

#47

Citizens Bank & Trust Company

Citizens Savings Account

+$15
per year
0.15% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$50
Min. Balance$0
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 5469)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 7 days
Official SiteCitizens Bank & Trust Company

Direct Link to Product Page (Not Sponsored)

#48

First State Bank Nebraska

Savings Account

+$15
per year
0.20% APY
Oct 7, 2026

Needs at least $75,000

APY Range: 0.15% – 0.20%
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$100
Min. Balance$0
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 13868)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

No movement is shown for an “Up to” rate.

Official SiteFirst State Bank Nebraska

Direct Link to Product Page (Not Sponsored)

#49

City Bank & Trust Co.

Super Saver

+$10
per year
0.10% APY
Oct 3, 2026

Needs at least $10,000

APY Range: 0.05% – 0.10%
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

A $2.00 monthly fee applies when the average daily balance is below $100, except for holders under age 19. Each withdrawal over three a month costs $0.50.

Show Fine Print & Trends
Min. Deposit$25
Min. BalanceN/A
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 5396)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

Official SiteCity Bank & Trust Co.

Direct Link to Product Page (Not Sponsored)

#50

Cornhusker Bank

Regular Savings

+$5
per year
0.05% APY
Oct 13, 2026
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

A $6 service charge applies for each quarterly statement cycle in which the average daily balance falls below $100. Nine account debits are free each quarterly cycle, and each additional debit costs $0.30.

Show Fine Print & Trends
Min. Deposit$100
Min. BalanceN/A
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 14264)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteCornhusker Bank

Direct Link to Product Page (Not Sponsored)

Nationally Available Savings Accounts

The 8 highest-rate savings accounts available nationwide, including in Nebraska.

InstitutionProduct / Term
Axos Bank
Axos ONE Savingsfirst $49,999.99 only · needs a linked account at the bank · promotional rate
Up to5.00%
GO2bank
High Yield Savingsfirst $5,000 only · needs a linked account at the bank
Up to4.50%
Elevault
High Yield Savings Account
4.34%
Peak Bank
Envision High Yield Savingsup to $499,999.99 only
4.27%
Betterment
Cash Reservepromotional rate
Up to4.25%
Neighbors Bank
Neighbors Savings Account
4.25%
Pibank
Pibank Savings
4.25%
EverBank
Performance Savings
4.20%

See the full national list