Highest Savings Rates in South Dakota
22 South Dakota-specific accounts

Eligibility restricted to select states.

Eligibility restricted to select states.

This account is established, accessed and maintained online only. It cannot be opened or serviced at a branch.

A BIG DEAL Cash or BIG DEAL Benefits checking account is required to open this account. The stated APY applies to balances up to $50,000. Balances above $50,000 earn a lower rate.

The stated APY applies only to the portion of the balance up to $25,000. Balances above that earn a lower blended rate, which falls further as the balance grows. The rate is earned only in a monthly qualification cycle in which the linked Kasasa Cash checking account posts at least one bill pay or ACH payment, makes at least 10 debit card purchases, and is enrolled in eStatements. In a cycle when those are not met the account earns the bank's base rate instead, with no penalty.

A passbook is required for every withdrawal.

The account requires $10,000 to open, and the lowest rate band covers balances up to $10,000. The next band up starts one cent above the opening minimum.

Withdrawals above three per month cost $1.00 each.

The minimum opening deposit and minimum balance are $100 for South Dakota residents and $50 for Minnesota residents. A $2.00 fee applies to each debit transaction in excess of six per month, or if the account falls below the minimum balance any day during the month.

A $2.00 fee applies to each debit transaction in excess of six per month, or if the account falls below the $10 minimum balance any day during the month.