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Ordered by highest APY. Filter 128 HYSAs by balance, minimum deposit & balances, mobile app ratings, in-branch access, and more to find the right account.
Rates verified: Saturday, August 22, 2026
| # | Institution & Rate | Requirements & Features | Minimum Deposit | Actions |
|---|---|---|---|---|
| #1 | Show Details ▼ | Deposit Insurance FDIC InsuredRequires Checking Bundle Features Low MinimumsIn-Person Access | $25 | |
| #2 | Show Details ▼ | Deposit Insurance FDIC InsuredRequires Checking Bundle Features No MinimumsGreat iOS AppGreat Android App | $0 | |
| #3 | Show Details ▼ | Deposit Insurance FDIC InsuredFeatures No Minimums | $0 | |
| #4 | Show Details ▼ | Deposit Insurance FDIC InsuredRequires Checking Bundle Features No MinimumsGreat iOS AppGreat Android App | $0 | |
| #5 | Show Details ▼ | Deposit Insurance FDIC InsuredFeatures Low MinimumsGreat iOS AppGreat Android App | $100 | |
| #6 | Show Details ▼ | Deposit Insurance FDIC InsuredFeatures No MinimumsGreat iOS AppGreat Android AppZelle® Supported | $0 | |
| #7 | Show Details ▼ | Deposit Insurance FDIC InsuredFeatures No MinimumsGreat Android App | $0 | |
| #8 | Show Details ▼ | Deposit Insurance FDIC InsuredFeatures No Minimums | $0 | |
| #9 | Fitness Bank Fitness Elite Checking & Fitness Savings Combo 4.05%APY Min. balance: $100 Verified: Aug 22, 2026 Show Details ▼ | Deposit Insurance FDIC InsuredRequires Checking Bundle Features Low Minimums | $100 | |
| #10 | Show Details ▼ | Deposit Insurance FDIC InsuredFeatures Low MinimumsGreat iOS AppGreat Android AppIn-Person AccessZelle® Supported | $50 | |
| #11 | Show Details ▼ | Deposit Insurance FDIC InsuredFeatures Low MinimumsGreat iOS AppZelle® Supported | $500 | |
| #12 | Show Details ▼ | Deposit Insurance FDIC InsuredFeatures Low MinimumsGreat iOS AppGreat Android App | $100 | |
| #13 | Show Details ▼ | Deposit Insurance FDIC InsuredFeatures No MinimumsGreat iOS AppGreat Android App | $0 | |
| #14 | Show Details ▼ | Deposit Insurance FDIC InsuredRequires Mod. Minimum Features Great iOS AppGreat Android AppZelle® Supported | $5,000 | |
| #15 | Show Details ▼ | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $1 | |
| #16 | Show Details ▼ | Deposit Insurance FDIC InsuredFeatures No MinimumsGreat iOS AppGreat Android App | $0 | |
| #17 | Show Details ▼ | Deposit Insurance FDIC InsuredFeatures Low MinimumsGreat iOS AppZelle® Supported | $1,000 | |
| #18 | Show Details ▼ | Deposit Insurance FDIC InsuredFeatures Low MinimumsGreat iOS AppGreat Android AppZelle® Supported | $1,000 | |
| #19 | Show Details ▼ | Deposit Insurance FDIC InsuredFeatures Low MinimumsGreat iOS App | $100 | |
| #20 | Show Details ▼ | Deposit Insurance FDIC InsuredFeatures Low MinimumsGreat iOS AppGreat Android App | $100 | |
| #21 | Show Details ▼ | Deposit Insurance FDIC InsuredFeatures Low Minimums | $1,000 | |
| #22 | Show Details ▼ | Deposit Insurance FDIC InsuredFeatures No MinimumsGreat iOS AppGreat Android App | $0 | |
| #23 | Show Details ▼ | Deposit Insurance FDIC InsuredRequires High Minimum Features Great iOS App | $50,000 | |
| #24 | Show Details ▼ | Deposit Insurance FDIC InsuredFeatures No MinimumsGreat iOS AppGreat Android AppZelle® Supported | $0 | |
| #25 | Show Details ▼ | Deposit Insurance FDIC InsuredFeatures No Minimums | $0 | |
| #26 | Show Details ▼ | Deposit Insurance FDIC InsuredFeatures Low Minimums | $100 | |
| #27 | Show Details ▼ | Deposit Insurance FDIC InsuredFeatures Low MinimumsGreat iOS App | $1 | |
| #28 | Show Details ▼ | Deposit Insurance FDIC InsuredRequires Mod. Minimum Features Great iOS App | $2,500 | |
| #29 | Show Details ▼ | Deposit Insurance FDIC InsuredFeatures Low MinimumsGreat iOS AppGreat Android AppZelle® Supported | $1 | |
| #30 | High Plains Bank High Yield Savings Account Up to3.82%APY No min. balance for APY Verified: Aug 21, 2026 Show Details ▼ | Deposit Insurance FDIC InsuredFeatures Low MinimumsGreat iOS AppGreat Android AppIn-Person AccessZelle® Supported | $25 | |
| #31 | Show Details ▼ | Deposit Insurance FDIC InsuredRequires High Minimum Features Great iOS AppGreat Android AppIn-Person AccessZelle® Supported | $20,000 | |
| #32 | Show Details ▼ | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $50 | |
| #33 | Show Details ▼ | Deposit Insurance FDIC InsuredFeatures Low Minimums | $500 | |
| #34 | Show Details ▼ | Deposit Insurance FDIC InsuredRequires Direct Deposit ReqChecking Bundle Features No MinimumsGreat iOS AppZelle® Supported | $0 | |
| #35 | Western Alliance Bank High-Yield Savings Premier 3.80%APY No min. balance for APY Verified: Aug 19, 2026 Show Details ▼ | Deposit Insurance FDIC InsuredFeatures Low MinimumsZelle® Supported | $500 | |
| #36 | Show Details ▼ | Deposit Insurance FDIC InsuredFeatures No MinimumsGreat iOS AppGreat Android App | $0 | |
| #37 | Show Details ▼ | Deposit Insurance FDIC InsuredFeatures No MinimumsGreat iOS AppGreat Android AppZelle® Supported | $0 | |
| #38 | Show Details ▼ | Deposit Insurance FDIC InsuredRequires Mod. Minimum Features Great iOS AppGreat Android AppZelle® Supported | $5,000 | |
| #39 | Show Details ▼ | Deposit Insurance FDIC InsuredRequires Direct Deposit ReqChecking Bundle Features No MinimumsGreat iOS AppGreat Android App | $0 | |
| #40 | Show Details ▼ | Deposit Insurance FDIC InsuredRequires Mod. Minimum Features Great iOS AppGreat Android AppZelle® Supported | $100 | |
| #41 | Show Details ▼ | Deposit Insurance FDIC InsuredFeatures Low Minimums | $100 | |
| #42 | Show Details ▼ | Deposit Insurance FDIC InsuredRequires Mod. MinimumChecking Bundle Features Great iOS AppGreat Android AppIn-Person AccessZelle® Supported | $5,000 | |
| #43 | Show Details ▼ | Deposit Insurance FDIC InsuredFeatures No MinimumsGreat iOS AppIn-Person Access | $0 | |
| #44 | Show Details ▼ | Deposit Insurance FDIC InsuredFeatures Low MinimumsGreat iOS AppGreat Android AppZelle® Supported | $1,000 | |
| #45 | Show Details ▼ | Deposit Insurance FDIC InsuredFeatures No Minimums | $0 | |
| #46 | Show Details ▼ | Deposit Insurance FDIC InsuredRequires Direct Deposit ReqChecking Bundle Features No MinimumsGreat iOS AppGreat Android AppZelle® Supported | $0 | |
| #47 | Show Details ▼ | Deposit Insurance FDIC InsuredRequires High Minimum Features Great iOS AppGreat Android AppZelle® Supported | $25,000 | |
| #48 | Show Details ▼ | Deposit Insurance FDIC InsuredFeatures No MinimumsGreat iOS AppGreat Android App | $0 | |
| #49 | Show Details ▼ | Deposit Insurance FDIC InsuredFeatures Low MinimumsGreat iOS AppGreat Android AppZelle® Supported | $100 | |
| #50 | Show Details ▼ | Deposit Insurance FDIC InsuredRequires Checking Bundle Features No MinimumsGreat iOS AppGreat Android App | $0 |
First Federal Bank of Kansas City
Grow Savings Account
What to Watch
An active consumer checking account is required to open this account. The stated APY applies only to balances up to $2,499.99. Once the balance reaches $2,500 the bank quotes a blended APY for the account.
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GO2bank
High Yield Savings
What to Watch
A GO2bank checking account is required to open a savings account. The stated APY is up to $5,000. Balances above that earn no interest.
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Elevault
High Yield Savings Account
What to Watch
The APY is available up to $250,000. Balances above that earn no interest. Daily deposit limit is $2,500.
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Axos Bank
Axos ONE Savings
What to Watch
The APY is available with the Axos ONE savings and checking bundle. The checking account also earns interest. To qualify, you must either set up a direct deposit of $1,500 and maintain an average daily balance of more than $1,500 in your ONE Checking account, or receive at least $5,000 in total monthly qualifying deposits and maintain an average daily balance of more than $5,000.
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Newtek Bank
Personal High Yield Savings
What to Watch
Newtek Bank has paused new applications for this account. New customers can only join a waitlist. The advertised APY applies to existing accounts.
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Forbright Bank
Growth Savings
What to Watch
Limited offer: The stated APY includes a temporary 0.30% APY boost for new customers. Only people who never had a Forbright Bank Growth Savings or Growth CD account can get the boost. The account must be opened online, and a one-time balance of $1,000 must be reached by 08/31/2026. The boost ends on 12/31/2026, and a lower APY applies after that. Existing customers get the standard APY. See terms at Forbright Bank.
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Neighbors Bank
Neighbors Savings Account
What to Watch
Balances up to $250,000 earn the stated APY. Anything above will earn less.
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Pibank
Pibank Savings
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Fitness Bank
Fitness Elite Checking & Fitness Savings Combo
What to Watch
This is a tiered account. To earn the highest tier you must track at least 12,500 avg. daily steps using the FitnessBank Step Tracker app as well as maintain a balance of $100. Failure to do so will result in a lower APY. See bank for more details and all tiers.
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Climate First Bank
Super Duper Savings Account
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FVCbank
Advantage Direct Savings
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Peak Bank
Envision High Yield Savings
What to Watch
The advertised APY is for new accounts only. There is a limit of one Envision High Yield Savings account per customer. Opening funds are subject to a five business day hold.
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Betterment
Cash Reserve
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Carver Bank
High Yield Savings
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First County Bank
FirstMaturedCD Savings
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Happen Bank
LevelUp Savings
What to Watch
The advertised "LevelUp Rate" APY is only available if you deposit $250+ into the account each month. Otherwise the "Standard Rate" applies.
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Poppy Bank
Poppy Premier Online Savings
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Valley Direct
High-Yield Savings Account
What to Watch
Promo rate for new customers. A lower APY applies to existing customers.
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Vio Bank
Online Savings Account
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Bread Savings
High-Yield Savings Account
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TIMBR
Premium Savings Account
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Wealthfront
Cash Account
What to Watch
Wealthfront is not a bank but a financial services company. It is FDIC-insured through its many partner banks. New clients get the stated APY for 3 months, after which a lower APY applies. See terms at Wealthfront.
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Colorado Federal Savings Bank
Premier Savings
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EverBank
Performance Savings
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Live Oak Bank
Personal Savings
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Popular Direct
Popular Direct Exclusive Savings
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Colorado Federal Savings Bank
High Yield Savings
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Ivy Bank
High-Yield Savings Account
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Primis Bank
Primis Savings Account
What to Watch
Primis deposit accounts are not available in Puerto Rico or other US territories.
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High Plains Bank
High Yield Savings Account
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MutualOne Bank
Mo Premium Savings
What to Watch
Earn the stated APY up to $1,000,000.01, after which a lower APY applies.
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Waterman Bank
High Yield Savings
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Openbank
High-Yield Savings Account
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SoFi Bank
SoFi Savings
What to Watch
Limited offer: The stated APY includes a temporary 0.70% APY boost for 6 months. It is available with a direct deposit of regular income, or a $10/month subscription. See terms at SoFi Bank. The savings account comes bundled with an interest-bearing checking account.
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Western Alliance Bank
High-Yield Savings Premier
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Axos Bank
Summit Savings
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Bask Bank
Interest Savings Account
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BrioDirect
High-Yield Savings Account
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Chime
Chime High-Yield Savings Account
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CIT Bank
Platinum Savings
What to Watch
This is a tiered savings account, where the stated APY requires meeting the $5,000 balance requirement. Lower balances earn a lower APY.
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Fitness Bank
Fitness Savings Account
What to Watch
This is a tiered account. To earn the highest tier you must track at least 12,500 avg. daily steps using the FitnessBank Step Tracker app as well as maintain a balance of $100. Failure to do so will result in a lower APY. See bank for more details and all tiers.
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Presidential Bank
Advantage Savings
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Prime Alliance Bank
Personal Savings
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Rising Bank
High-Yield Savings Account
What to Watch
Interest is calculated daily based on your deposit balance and credited monthly. However, since the account does not offer compounding, you only earn interest on the original deposit and not on any previously earned interest.
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Sallie Mae Bank
High-Yield Savings Account
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Varo Bank
High-Yield Savings Account
What to Watch
Earn the stated APY on up to $5,000 and a lower APY on the rest. A Varo bank account & direct deposit required.
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Bank5 Connect
Jumbo Savings
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Barclays
Tiered Savings
What to Watch
The top APY is only available for balances over $250,000. For lower balances, a lower APY applies.
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CIT Bank
Savings Connect
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ROGER
ROGER Savings
What to Watch
The stated APY is for balances up to $250,000, while higher balances earn no interest. You need a ROGER Checking account to open. While designed for military members and their families, ROGER is open to all.