Highest Savings Rates in Maine
34 Maine-specific accounts
The Maine market
Maine accounts
34
Institutions
19
Top Maine APY
3.55% APY
Nationally: 5.00% APY
FDIC national average
0.37%
As of Sep 2026
34 savings accounts are open only to Maine residents, from 19 institutions. The highest advertised APY among them is 3.55%.
The highest nationally available rate is 5.00% APY, 145 basis points above the Maine leader.
15 of the 34 Maine savings accounts advertise more than the FDIC national average of 0.37% for savings accounts as of Sep 2026.
Maine-Specific Savings Accounts
These savings accounts are specifically available to Maine residents.
| # | Institution & Rate | Earned in a year at $10,000 | Requirements & Features | Minimum Deposit | Actions |
|---|---|---|---|---|---|
| #1 | South Shore Bank High-Yield Savings Up to3.40%APY On balances of $10,000 to $2,499,999.99 · 0.01% below Min. balance: $10,000 Observed: Oct 3, 2026 Show Details | +$340per year | Deposit Insurance FDIC InsuredRequires High Minimum Features In-Person Access | $10,000 | |
| #2 | Show Details | +$315per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsGreat iOS AppGreat Android AppIn-Person AccessZelle® Supported | $0 | |
| #3 | Show Details | +$300per year | Deposit Insurance FDIC InsuredFeatures No MinimumsGreat iOS AppGreat Android AppIn-Person AccessZelle® Supported | $0 | |
| #4 | Northeast Bank Growth Savings Up to3.50%APY Needs at least $250,000 No min. balance for APY Observed: Oct 7, 2026 Show Details | +$300per yearEffective: 3.00% | Deposit Insurance FDIC InsuredRequires Mod. Minimum Features Great iOS AppGreat Android AppIn-Person AccessZelle® Supported | $2,500 | |
| #5 | Saco & Biddeford Savings Institution Mutual High Yield Savings Up to3.00%APY On balances up to $99,999.99 · 0.10% above No min. balance for APY Observed: Oct 3, 2026 Show Details | +$300per year | We could not confirm: minimum deposit. Deposit Insurance FDIC InsuredRequires Linked Account Features No MinimumsIn-Person Access | N/A | |
| #6 | Show Details | +$275per year | Deposit Insurance FDIC InsuredRequires Linked Account Features Low MinimumsGreat iOS AppGreat Android AppIn-Person AccessZelle® Supported | $50 | |
| #7 | The Camden National Bank High-Yield Savings Account Up to3.10%APY Needs at least $250,000 Observed: Oct 7, 2026 Show Details | +$265per yearEffective: 2.65% | Deposit Insurance FDIC InsuredRequires Linked Account Features Low MinimumsIn-Person Access | $25 | |
| #8 | Auburn Savings Bank, FSB Premier Growth Savings 2.50%APY On balances up to $150,000 · no rate stated above Observed: Oct 7, 2026 Show Details | +$250per year | Deposit Insurance FDIC InsuredRequires Linked Account Features Low MinimumsIn-Person Access | $25 | |
| #9 | Maine Community Bank 207 Savings Up to2.07%APY On balances up to $249,999.99 · 0.00% above Min. balance: $1 Observed: Oct 7, 2026 Show Details | +$207per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $1 | |
| #10 | Bangor Savings Bank Market Rate Savings Up to0.40%APY Needs at least $25,000 Min. balance: $5,000 Observed: Oct 7, 2026 Show Details | +$25per yearEffective: 0.25% | Deposit Insurance FDIC InsuredRequires Mod. Minimum Features In-Person Access | $5,000 | |
| #11 | Show Details | +$20per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $5 | |
| #12 | Auburn Savings Bank, FSB Statement Savings Up to0.15%APY Needs at least $150,000 Min. balance: $25 Observed: Oct 7, 2026 Show Details | +$10per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $25 | |
| #13 | Bar Harbor Savings and Loan Association Statement Savings Account 0.10%APY Min. balance: $5 Observed: Oct 7, 2026 Show Details | +$10per year | We could not confirm: minimum deposit. Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | N/A | |
| #14 | Show Details | +$10per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $10 | |
| #15 | Show Details | +$10per yearEffective: 0.10% | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #16 | Saco & Biddeford Savings Institution High Balance Savings Up to3.55%APY Needs at least $5,000,000 No min. balance for APY Observed: Oct 3, 2026 Show Details | +$10per yearEffective: 0.10% | We could not confirm: minimum deposit. Deposit Insurance FDIC InsuredFeatures No MinimumsIn-Person Access | N/A | |
| #17 | Bangor Savings Bank Statement Savings Up to0.05%APY Needs at least $25 Min. balance: $25 Observed: Oct 7, 2026 Show Details | +$5per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $25 | |
| #18 | Bangor Savings Bank Benefit Savings Up to0.05%APY Needs at least $25 Min. balance: $25 Observed: Oct 7, 2026 Show Details | +$5per year | Deposit Insurance FDIC InsuredRequires Linked Account Features Low MinimumsIn-Person Access | $25 | |
| #19 | Show Details | +$5per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $25 | |
| #20 | Show Details | +$5per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $25 | |
| #21 | First Federal Savings and Loan Association of Bath Savings Account 0.05%APY Min. balance: $10 Observed: Oct 7, 2026 Show Details | +$5per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $10 | |
| #22 | Kennebunk Savings Bank Harbor Savings Account Up to0.10%APY Needs at least $100,000 No min. balance for APY Observed: Oct 7, 2026 Show Details | +$5per year | Deposit Insurance FDIC InsuredFeatures No MinimumsIn-Person Access | $0.01 | |
| #23 | Maine Community Bank Essential Savings Up to0.10%APY Needs at least $25,000 Min. balance: $1 Observed: Oct 7, 2026 Show Details | +$5per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $1 | |
| #24 | Show Details | +$5per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsGreat iOS AppGreat Android AppIn-Person AccessZelle® Supported | $50 | |
| #25 | Show Details | +$5per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $10 | |
| #26 | Show Details | +$5per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $1 | |
| #27 | Show Details | +$4per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsGreat iOS AppGreat Android AppIn-Person AccessZelle® Supported | $100 | |
| #28 | Show Details | +$4per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $25 | |
| #29 | The Camden National Bank Promise Savings Account Up to0.05%APY Needs at least $100,000 Observed: Oct 7, 2026 Show Details | +$3per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $25 | |
| #30 | Bank of America Advantage Relationship Banking Up to0.02%APY Needs at least $50,000 Observed: Oct 13, 2026 Show Details | +$1per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsGreat iOS AppGreat Android AppIn-Person AccessZelle® Supported | $100 | |
| #31 | Show Details | +$1per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $10 | |
| #32 | TD Bank TD Signature Savings Up to2.50%APY Needs a linked account at the bank and at least $250,000 · 0.01% to 0.05% without the linked account Min. balance: $250,000 Observed: Oct 13, 2026 Show Details | +$1per yearEffective: 0.01% | Deposit Insurance FDIC InsuredRequires High MinimumLinked Account Features Great iOS AppGreat Android AppIn-Person Access | $0 |
South Shore Bank
High-Yield Savings
On balances of $10,000 to $2,499,999.99 · 0.01% below
What to Watch
The preferred rate applies only to a balance from $10,000 up to $2,500,000. A balance below or above that range earns the bank's base rate on the entire balance. The account must be opened with funds not already on deposit at the bank, and deposits are capped at $2,500,000 per household. Online opening is limited to residents of Massachusetts, New Hampshire, Connecticut, Rhode Island, Vermont and Maine.
Show Fine Print & Trends Hide Details
| Min. Deposit | $10,000 |
| Min. Balance | $10,000 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 90303) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
PNC
PNC High Yield Savings
What to Watch
Eligibility restricted to select states.
Show Fine Print & Trends Hide Details
| Min. Deposit | $0 |
| Min. Balance | $1 |
| Maintenance Fee | $0 |
| Compound Freq | Monthly |
| Direct Deposit | Not required |
| Branches | Multiple branches in AL, AZ, CA, CO, DE, DC, FL, GA, IL, IN, KS, KY, MD, MA, MI, MO, NJ, NM, NY, NC, OH, PA, SC, TN, TX, VA, WV, WI |
| Deposit Insurance | FDIC Insured(Cert: 6384) |
| Eligibility | AK, AR, CT, HI, ID, IA, LA, ME, MN, MS, MT, NE, NV, NH, ND, OK, OR, RI, SD, UT, VT, WA, WY |
| Zelle® | SupportedLimit: $2,000 /dayCentral to Virtual Wallet suite. |
| Mobile Ratings | |
| BBB Rating | A+(Not BBB Accredited) |
Rate Stability
Citibank
Citi Accelerate Savings
What to Watch
Eligibility restricted to select states.
Show Fine Print & Trends Hide Details
| Min. Deposit | $0 |
| Min. Balance | $0.01 |
| Maintenance Fee | $4.50. Waived for average monthly balances > $500 |
| Compound Freq | Daily |
| Direct Deposit | Not required |
| Branches | U.S. branches are concentrated in six metropolitan areas, New York City, Chicago, Los Angeles, San Francisco, Washington, D.C., and Miami. |
| Deposit Insurance | FDIC Insured(Cert: 7213) |
| Eligibility | Alaska, Alabama, Arkansas, Arizona, Colorado, Delaware, Florida (select parts), Georgia, Hawaii, Iowa, Idaho, Illinois (select parts), Indiana, Kansas, Kentucky, Louisiana, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Mexico, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia (partial), Washington (partial), Wisconsin, West Virginia, Wyoming. |
| Zelle® | SupportedLimit: $2,500 /dayTiered limits based on account status (Citigold higher). |
| Mobile Ratings | |
| BBB Rating | D-(Not BBB Accredited) |
Rate Stability
Northeast Bank
Growth Savings
Needs at least $250,000
What to Watch
This is a tiered savings account where the statedmAPY may be earned on a balance above $250,000, while balances below that receive a lower APY.
Show Fine Print & Trends Hide Details
| Min. Deposit | $2,500 |
| Min. Balance | $0.01 |
| Maintenance Fee | $0 |
| Compound Freq | daily |
| Direct Deposit | Not required |
| Branches | 7 locations in Maine (Western, Central and Southern) |
| Deposit Insurance | FDIC Insured(Cert: 19690) |
| Eligibility | Available to Maine and New Hampshire residents only. |
| Zelle® | SupportedNative app support verified. |
| Mobile Ratings | |
| BBB Rating | A+(Not BBB Accredited) |
Rate Stability
No movement is shown for an “Up to” rate.
Saco & Biddeford Savings Institution
Mutual High Yield Savings
On balances up to $99,999.99 · 0.10% above
What to Watch
The stated APY applies only up to $100,000. Balances above that earn a blended rate that falls as the balance grows. The account requires an active Mutual Checking or Mutual Interest Checking account, and it converts to an Essential Money Market if that checking account is closed. One account is allowed for each primary customer.
We could not confirm: minimum deposit.
Show Fine Print & Trends Hide Details
| Min. Deposit | N/A |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 17743) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Northeast Bank
Propel Preferred Savings
What to Watch
The stated APY requires an active Propel Premier Checking account, or a much lower APY applies. See bank for details.
Show Fine Print & Trends Hide Details
| Min. Deposit | $50 |
| Min. Balance | $0.01 |
| Maintenance Fee | $0 |
| Compound Freq | Monthly |
| Direct Deposit | Not required |
| Branches | 7 locations in Maine (Western, Central and Southern) |
| Deposit Insurance | FDIC Insured(Cert: 19690) |
| Eligibility | Available to Maine residents only. |
| Zelle® | SupportedNative app support verified. |
| Mobile Ratings | |
| BBB Rating | A+(Not BBB Accredited) |
Rate Stability
The Camden National Bank
High-Yield Savings Account
Needs at least $250,000
What to Watch
A personal Camden National Bank checking account is required, either held already or opened at the same time. The account must be funded with new money: transfers from an existing Camden National Bank account are not eligible.
Show Fine Print & Trends Hide Details
| Min. Deposit | $25 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 4255) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
Auburn Savings Bank, FSB
Premier Growth Savings
On balances up to $150,000 · no rate stated above
What to Watch
The stated rate applies to balances up to $150,000 and requires a linked Premier Rewards or Premier Cash Back Rewards checking account whose monthly qualifications are met: at least 12 debit card purchases, at least one direct deposit or ACH transaction, and enrolment in e-statements. Balances above $150,000 earn a lower blended yield. In any monthly cycle where the qualifications are not met, every balance earns the base rate instead.
Show Fine Print & Trends Hide Details
| Min. Deposit | $25 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 28288) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Maine Community Bank
207 Savings
On balances up to $249,999.99 · 0.00% above
What to Watch
The stated APY applies only to balances up to $249,999.99. A balance of $250,000.00 or more earns no interest at all, rather than a lower rate.
Show Fine Print & Trends Hide Details
| Min. Deposit | $1 |
| Min. Balance | $1 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 17741) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Bangor Savings Bank
Market Rate Savings
Needs at least $25,000
What to Watch
Variable rate. The rate can change after the account is opened.
Show Fine Print & Trends Hide Details
| Min. Deposit | $5,000 |
| Min. Balance | $5,000 |
| Maintenance Fee | $10.00 monthly service charge waived by maintaining a $5,000+ balance |
| Compound Freq | daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 18408) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
Aroostook County Federal Savings and Loan Association
Statement Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $5 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | continuously |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 29743) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Direct Link to Product Page (Not Sponsored)
Auburn Savings Bank, FSB
Statement Savings
Needs at least $150,000
Show Fine Print & Trends Hide Details
| Min. Deposit | $25 |
| Min. Balance | $25 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 28288) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
Bar Harbor Savings and Loan Association
Statement Savings Account
We could not confirm: minimum deposit.
Show Fine Print & Trends Hide Details
| Min. Deposit | N/A |
| Min. Balance | $5 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 30878) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Kennebec Savings Bank
Statement Savings
Needs at least $20,000
Show Fine Print & Trends Hide Details
| Min. Deposit | $10 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 17897) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
Kennebec Savings Bank
Premier Savings
Needs at least $500,000
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 17897) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
Saco & Biddeford Savings Institution
High Balance Savings
Needs at least $5,000,000
We could not confirm: minimum deposit.
Show Fine Print & Trends Hide Details
| Min. Deposit | N/A |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 17743) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
Bangor Savings Bank
Statement Savings
Needs at least $25
What to Watch
Variable rate. The rate can change after the account is opened.
Show Fine Print & Trends Hide Details
| Min. Deposit | $25 |
| Min. Balance | $25 |
| Maintenance Fee | $0 |
| Compound Freq | daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 18408) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Bangor Savings Bank
Benefit Savings
Needs at least $25
What to Watch
Variable rate. The rate can change after the account is opened.
Show Fine Print & Trends Hide Details
| Min. Deposit | $25 |
| Min. Balance | $25 |
| Maintenance Fee | $0 |
| Compound Freq | daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 18408) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Eagle Bank
Passbook Savings
What to Watch
No transfers to another account or to a third party are permitted, so withdrawals must be made at a branch. Closing the account within 90 days of opening costs $25.00.
Show Fine Print & Trends Hide Details
| Min. Deposit | $25 |
| Min. Balance | $250 |
| Maintenance Fee | $0 |
| Compound Freq | monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 90191) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Eagle Bank
Statement Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $25 |
| Min. Balance | $100 |
| Maintenance Fee | $0 |
| Compound Freq | monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 90191) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
First Federal Savings and Loan Association of Bath
Savings Account
Show Fine Print & Trends Hide Details
| Min. Deposit | $10 |
| Min. Balance | $10 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 29636) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Direct Link to Product Page (Not Sponsored)
Kennebunk Savings Bank
Harbor Savings Account
Needs at least $100,000
Show Fine Print & Trends Hide Details
| Min. Deposit | $0.01 |
| Min. Balance | $0.01 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 13063) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
Maine Community Bank
Essential Savings
Needs at least $25,000
Show Fine Print & Trends Hide Details
| Min. Deposit | $1 |
| Min. Balance | $1 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 17741) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
Northeast Bank
Propel Fusion Savings
What to Watch
The stated APY requires an active Propel Premier Checking account, or a much lower APY applies. See bank for details.
Show Fine Print & Trends Hide Details
| Min. Deposit | $50 |
| Min. Balance | $0.01 |
| Maintenance Fee | $0 |
| Compound Freq | Monthly |
| Direct Deposit | Not required |
| Branches | 7 locations in Maine (Western, Central and Southern) |
| Deposit Insurance | FDIC Insured(Cert: 19690) |
| Eligibility | Available to Maine residents only. |
| Zelle® | SupportedNative app support verified. |
| Mobile Ratings | |
| BBB Rating | A+(Not BBB Accredited) |
Rate Stability
Rockland Savings Bank, FSB
RSB Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $10 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 28369) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Rockland Savings Bank, FSB
Rocky's RSB Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $1 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 28369) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Bank of America
Advantage Savings
What to Watch
APY may vary by market. The monthly fee may be waived under some circumstances, such as if you maintain a minimum balance of $500, or are below the age of 25, etc.
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | $0.01 |
| Maintenance Fee | $8 |
| Compound Freq | Monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 3510) |
| Eligibility | United States |
| Zelle® | SupportedLimit: $3,500 /dayFounding member; highest limits for established users. |
| Mobile Ratings | |
| BBB Rating | A+(BBB Accredited) |
Rate Stability
Skowhegan Savings Bank
Integrity Savings
What to Watch
An account holder under 18 opens the account with $1.00 rather than the general minimum, and pays no monthly service charge.
Show Fine Print & Trends Hide Details
| Min. Deposit | $25 |
| Min. Balance | $25 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 19532) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
The Camden National Bank
Promise Savings Account
Needs at least $100,000
Show Fine Print & Trends Hide Details
| Min. Deposit | $25 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 4255) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
Bank of America
Advantage Relationship Banking
Needs at least $50,000
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | Monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 3510) |
| Eligibility | United States |
| Zelle® | SupportedLimit: $3,500 /dayFounding member; highest limits for established users. |
| Mobile Ratings | |
| BBB Rating | A+(BBB Accredited) |
Rate Stability
No movement is shown for an “Up to” rate.
South Shore Bank
Free Savings
What to Watch
Online opening is limited to residents of Massachusetts, New Hampshire, Connecticut, Rhode Island, Vermont and Maine.
Show Fine Print & Trends Hide Details
| Min. Deposit | $10 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 90303) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
TD Bank
TD Signature Savings
Needs a linked account at the bank and at least $250,000 · 0.01% to 0.05% without the linked account
What to Watch
Tiered savings account. Rates can vary by location and by eligibility for the relationship rate bump. The highest rate needs a linked eligible TD account and a balance of at least $250,000.
Show Fine Print & Trends Hide Details
| Min. Deposit | $0 |
| Min. Balance | $250,000 |
| Maintenance Fee | $15. Waived with a $10,000 minimum daily balance or a linked TD Beyond or TD Complete checking account. |
| Compound Freq | Monthly |
| Direct Deposit | Not required |
| Branches | Multiple branches in CT, DE, FL, ME, MD, MA, NH, NJ, NY, NC, PA, RI, SC, VT, VA, DC |
| Deposit Insurance | FDIC Insured(Cert: 18409) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating | Not Rated(Not BBB Accredited) |
Rate Stability
No movement is shown for an “Up to” rate.
Nationally Available Savings Accounts
The 8 highest-rate savings accounts available nationwide, including in Maine.
| Institution | Product / Term | APY |
|---|---|---|
| Axos Bank | Axos ONE Savingsfirst $49,999.99 only · needs a linked account at the bank · promotional rate | Up to5.00% |
| GO2bank | High Yield Savingsfirst $5,000 only · needs a linked account at the bank | Up to4.50% |
| Elevault | High Yield Savings Account | 4.34% |
| Peak Bank | Envision High Yield Savingsup to $499,999.99 only | 4.27% |
| Betterment | Cash Reservepromotional rate | Up to4.25% |
| Neighbors Bank | Neighbors Savings Account | 4.25% |
| Pibank | Pibank Savings | 4.25% |
| EverBank | Performance Savings | 4.20% |