Highest Savings Rates in New Hampshire
38 New Hampshire-specific accounts
Top New Hampshire Rate:4.00% APYFDIC or NCUA Insured
The New Hampshire market
New Hampshire accounts
38
Institutions
23
Top New Hampshire APY
4.00% APY
Nationally: 5.00% APY
FDIC national average
0.37%
As of Sep 2026
38 savings accounts are open only to New Hampshire residents, from 23 institutions. The highest advertised APY among them is 4.00%.
The highest nationally available rate is 5.00% APY, 100 basis points above the New Hampshire leader.
13 of the 38 New Hampshire savings accounts advertise more than the FDIC national average of 0.37% for savings accounts as of Sep 2026.
New Hampshire-Specific Savings Accounts
These savings accounts are specifically available to New Hampshire residents.
| # | Institution & Rate | Earned in a year at $10,000 | Requirements & Features | Minimum Deposit | Actions |
|---|---|---|---|---|---|
| #1 | South Shore Bank High-Yield Savings Up to3.40%APY On balances of $10,000 to $2,499,999.99 · 0.01% below Min. balance: $10,000 Observed: Oct 3, 2026 Show Details | +$340per year | Deposit Insurance FDIC InsuredRequires High Minimum Features In-Person Access | $10,000 | |
| #2 | Show Details | +$325per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $10 | |
| #3 | Show Details | +$315per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsGreat iOS AppGreat Android AppIn-Person AccessZelle® Supported | $0 | |
| #4 | Show Details | +$300per year | Deposit Insurance FDIC InsuredFeatures No MinimumsGreat iOS AppGreat Android AppIn-Person AccessZelle® Supported | $0 | |
| #5 | Northeast Bank Growth Savings Up to3.50%APY Needs at least $250,000 No min. balance for APY Observed: Oct 7, 2026 Show Details | +$300per yearEffective: 3.00% | Deposit Insurance FDIC InsuredRequires Mod. Minimum Features Great iOS AppGreat Android AppIn-Person AccessZelle® Supported | $2,500 | |
| #6 | Show Details | +$275per year | Deposit Insurance FDIC InsuredRequires Linked Account Features Low MinimumsGreat iOS AppGreat Android AppIn-Person AccessZelle® Supported | $50 | |
| #7 | Walden Mutual Bank Save Local Up to2.75%APY On balances of $10,000 to $99,999.99 · 1.75% below Observed: Oct 13, 2026 Show Details | +$275per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #8 | The Camden National Bank High-Yield Savings Account Up to3.10%APY Needs at least $250,000 Observed: Oct 7, 2026 Show Details | +$265per yearEffective: 2.65% | Deposit Insurance FDIC InsuredRequires Linked Account Features Low MinimumsIn-Person Access | $25 | |
| #9 | Wells River Savings Bank Kasasa Saver Up to1.00%APY On balances up to $74,999.99 · 0.25% above No min. balance for APY Observed: Oct 7, 2026 Show Details | +$100per year | Deposit Insurance FDIC InsuredRequires Linked Account Features Low MinimumsIn-Person Access | $100 | |
| #10 | Bangor Savings Bank Market Rate Savings Up to0.40%APY Needs at least $25,000 Min. balance: $5,000 Observed: Oct 7, 2026 Show Details | +$25per yearEffective: 0.25% | Deposit Insurance FDIC InsuredRequires Mod. Minimum Features In-Person Access | $5,000 | |
| #11 | Show Details | +$25per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $10 | |
| #12 | Show Details | +$12per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $10 | |
| #13 | Show Details | +$10per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #14 | Wells River Savings Bank Statement Savings Up to0.15%APY Needs at least $100,000 No min. balance for APY Observed: Oct 7, 2026 Show Details | +$10per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #15 | Show Details | +$8per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $50 | |
| #16 | Bangor Savings Bank Statement Savings Up to0.05%APY Needs at least $25 Min. balance: $25 Observed: Oct 7, 2026 Show Details | +$5per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $25 | |
| #17 | Bangor Savings Bank Benefit Savings Up to0.05%APY Needs at least $25 Min. balance: $25 Observed: Oct 7, 2026 Show Details | +$5per year | Deposit Insurance FDIC InsuredRequires Linked Account Features Low MinimumsIn-Person Access | $25 | |
| #18 | Show Details | +$5per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $10 | |
| #19 | Show Details | +$5per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $10 | |
| #20 | Show Details | +$5per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $10 | |
| #21 | Show Details | +$5per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $10 | |
| #22 | Florence Bank High-Yield Savings Up to3.20%APY Relationship rate from $10 · 0.05% without the relationship Min. balance: $10 Observed: Oct 3, 2026 Show Details | +$5per yearEffective: 0.05% | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $10 | |
| #23 | Show Details | +$5per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $10 | |
| #24 | Show Details | +$5per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $10 | |
| #25 | Show Details | +$5per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $10 | |
| #26 | Show Details | +$5per year | Deposit Insurance FDIC InsuredRequires Linked Account Features Low MinimumsIn-Person Access | $10 | |
| #27 | Kennebunk Savings Bank Harbor Savings Account Up to0.10%APY Needs at least $100,000 No min. balance for APY Observed: Oct 7, 2026 Show Details | +$5per year | Deposit Insurance FDIC InsuredFeatures No MinimumsIn-Person Access | $0.01 | |
| #28 | Show Details | +$5per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $10 | |
| #29 | Needham Bank GoalGetter Savings Up to4.00%APY Needs a linked account at the bank · 0.05% without the linked account No min. balance for APY Observed: Oct 13, 2026 Show Details | +$5per yearEffective: 0.05% | Deposit Insurance FDIC InsuredRequires Linked Account Features Low MinimumsIn-Person Access | $10 | |
| #30 | Show Details | +$5per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsGreat iOS AppGreat Android AppIn-Person AccessZelle® Supported | $50 | |
| #31 | Show Details | +$5per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $25 | |
| #32 | Show Details | +$5per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $10 | |
| #33 | Show Details | +$4per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsGreat iOS AppGreat Android AppIn-Person AccessZelle® Supported | $100 | |
| #34 | The Camden National Bank Promise Savings Account Up to0.05%APY Needs at least $100,000 Observed: Oct 7, 2026 Show Details | +$3per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $25 | |
| #35 | Bank of America Advantage Relationship Banking Up to0.02%APY Needs at least $50,000 Observed: Oct 13, 2026 Show Details | +$1per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsGreat iOS AppGreat Android AppIn-Person AccessZelle® Supported | $100 | |
| #36 | Show Details | +$1per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $10 | |
| #37 | Show Details | +$1per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $10 | |
| #38 | TD Bank TD Signature Savings Up to2.50%APY Needs a linked account at the bank and at least $250,000 · 0.01% to 0.05% without the linked account Min. balance: $250,000 Observed: Oct 13, 2026 Show Details | +$1per yearEffective: 0.01% | Deposit Insurance FDIC InsuredRequires High MinimumLinked Account Features Great iOS AppGreat Android AppIn-Person Access | $0 |
#1
South Shore Bank
High-Yield Savings
+$340
per year
3.40% APY
Oct 3, 2026
On balances of $10,000 to $2,499,999.99 · 0.01% below
APY Range: 0.01% – 3.40%
FDIC InsuredHigh MinimumIn-Person Access
What to Watch
The preferred rate applies only to a balance from $10,000 up to $2,500,000. A balance below or above that range earns the bank's base rate on the entire balance. The account must be opened with funds not already on deposit at the bank, and deposits are capped at $2,500,000 per household. Online opening is limited to residents of Massachusetts, New Hampshire, Connecticut, Rhode Island, Vermont and Maine.
Show Fine Print & Trends Hide Details
| Min. Deposit | $10,000 |
| Min. Balance | $10,000 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 90303) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
StableNo rate changes in last 30 days
#2
Bluestone Bank
High-Yield Savings
+$325
per year
3.25% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access
What to Watch
This account is for consumers only, and it must be opened with funds not already held at the bank. The higher advertised rate applies only in a qualifying period with at least two ACH credits of $250.00 or more each; without them the account earns the lower base rate.
Show Fine Print & Trends Hide Details
| Min. Deposit | $10 |
| Min. Balance | $10 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 90169) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
StableNo rate changes in last 30 days
#3
PNC
PNC High Yield Savings
+$315
per year
3.15% APY
Oct 13, 2026
FDIC InsuredLow MinimumsGreat iOS AppGreat Android AppIn-Person AccessZelle® Supported
What to Watch
Eligibility restricted to select states.
Show Fine Print & Trends Hide Details
| Min. Deposit | $0 |
| Min. Balance | $1 |
| Maintenance Fee | $0 |
| Compound Freq | Monthly |
| Direct Deposit | Not required |
| Branches | Multiple branches in AL, AZ, CA, CO, DE, DC, FL, GA, IL, IN, KS, KY, MD, MA, MI, MO, NJ, NM, NY, NC, OH, PA, SC, TN, TX, VA, WV, WI |
| Deposit Insurance | FDIC Insured(Cert: 6384) |
| Eligibility | AK, AR, CT, HI, ID, IA, LA, ME, MN, MS, MT, NE, NV, NH, ND, OK, OR, RI, SD, UT, VT, WA, WY |
| Zelle® | SupportedLimit: $2,000 /dayCentral to Virtual Wallet suite. |
| Mobile Ratings | |
| BBB Rating | A+(Not BBB Accredited) |
Rate Stability
Very StableNo rate changes in last 90 days
#4
Citibank
Citi Accelerate Savings
+$300
per year
3.00% APY
Oct 13, 2026
FDIC InsuredNo MinimumsGreat iOS AppGreat Android AppIn-Person AccessZelle® Supported
What to Watch
Eligibility restricted to select states.
Show Fine Print & Trends Hide Details
| Min. Deposit | $0 |
| Min. Balance | $0.01 |
| Maintenance Fee | $4.50. Waived for average monthly balances > $500 |
| Compound Freq | Daily |
| Direct Deposit | Not required |
| Branches | U.S. branches are concentrated in six metropolitan areas, New York City, Chicago, Los Angeles, San Francisco, Washington, D.C., and Miami. |
| Deposit Insurance | FDIC Insured(Cert: 7213) |
| Eligibility | Alaska, Alabama, Arkansas, Arizona, Colorado, Delaware, Florida (select parts), Georgia, Hawaii, Iowa, Idaho, Illinois (select parts), Indiana, Kansas, Kentucky, Louisiana, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Mexico, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia (partial), Washington (partial), Wisconsin, West Virginia, Wyoming. |
| Zelle® | SupportedLimit: $2,500 /dayTiered limits based on account status (Citigold higher). |
| Mobile Ratings | |
| BBB Rating | D-(Not BBB Accredited) |
Rate Stability
Rate Increased
+0.20%
Since 30 days ago#5
Northeast Bank
Growth Savings
+$300
per year
3.50% APY
Oct 7, 2026
Needs at least $250,000
APY Range: 3.00% – 3.50%
FDIC InsuredMod. MinimumGreat iOS AppGreat Android AppIn-Person AccessZelle® Supported
What to Watch
This is a tiered savings account where the statedmAPY may be earned on a balance above $250,000, while balances below that receive a lower APY.
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| Min. Deposit | $2,500 |
| Min. Balance | $0.01 |
| Maintenance Fee | $0 |
| Compound Freq | daily |
| Direct Deposit | Not required |
| Branches | 7 locations in Maine (Western, Central and Southern) |
| Deposit Insurance | FDIC Insured(Cert: 19690) |
| Eligibility | Available to Maine and New Hampshire residents only. |
| Zelle® | SupportedNative app support verified. |
| Mobile Ratings | |
| BBB Rating | A+(Not BBB Accredited) |
Rate Stability
No movement is shown for an “Up to” rate.
#6
Northeast Bank
Propel Preferred Savings
+$275
per year
2.75% APY
Oct 7, 2026
FDIC InsuredLinked AccountLow MinimumsGreat iOS AppGreat Android AppIn-Person AccessZelle® Supported
What to Watch
The stated APY requires an active Propel Premier Checking account, or a much lower APY applies. See bank for details.
Show Fine Print & Trends Hide Details
| Min. Deposit | $50 |
| Min. Balance | $0.01 |
| Maintenance Fee | $0 |
| Compound Freq | Monthly |
| Direct Deposit | Not required |
| Branches | 7 locations in Maine (Western, Central and Southern) |
| Deposit Insurance | FDIC Insured(Cert: 19690) |
| Eligibility | Available to Maine residents only. |
| Zelle® | SupportedNative app support verified. |
| Mobile Ratings | |
| BBB Rating | A+(Not BBB Accredited) |
Rate Stability
Very StableNo rate changes in last 90 days
#7
Walden Mutual Bank
Save Local
+$275
per year
2.75% APY
Oct 13, 2026
On balances of $10,000 to $99,999.99 · 1.75% below
APY Range: 1.75% – 2.75%
FDIC InsuredLow MinimumsIn-Person Access
What to Watch
The stated APY applies only to balances from $10,000 to $99,999.99. Balances under $10,000 and balances of $100,000 or more earn a lower rate.
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 59289) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
StableNo rate changes in last 7 days
#8
The Camden National Bank
High-Yield Savings Account
+$265
per year
3.10% APY
Oct 7, 2026
Needs at least $250,000
APY Range: 0.01% – 3.10%
FDIC InsuredLinked AccountLow MinimumsIn-Person Access
What to Watch
A personal Camden National Bank checking account is required, either held already or opened at the same time. The account must be funded with new money: transfers from an existing Camden National Bank account are not eligible.
Show Fine Print & Trends Hide Details
| Min. Deposit | $25 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 4255) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
#9
Wells River Savings Bank
Kasasa Saver
+$100
per year
1.00% APY
Oct 7, 2026
On balances up to $74,999.99 · 0.25% above
APY Range: 0.25% – 1.00%
FDIC InsuredLinked AccountLow MinimumsIn-Person Access
What to Watch
Needs Kasasa checking that meets monthly terms: 12 or more debit card purchases, e-statements and an online banking login. If not met, the whole balance earns the base rate. Lower rate over $75,000.
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 14136) |
| Eligibility | Available only to residents of the bank's local market area in Vermont and New Hampshire. |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
StableNo rate changes in last 30 days
#10
Bangor Savings Bank
Market Rate Savings
+$25
per year
0.40% APY
Oct 7, 2026
Needs at least $25,000
APY Range: 0.00% – 0.40%
FDIC InsuredMod. MinimumIn-Person Access
What to Watch
Variable rate. The rate can change after the account is opened.
Show Fine Print & Trends Hide Details
| Min. Deposit | $5,000 |
| Min. Balance | $5,000 |
| Maintenance Fee | $10.00 monthly service charge waived by maintaining a $5,000+ balance |
| Compound Freq | daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 18408) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
#11
Piscataqua Savings Bank
Passbook/Statement Savings
+$25
per year
0.25% APY
Oct 13, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends Hide Details
| Min. Deposit | $10 |
| Min. Balance | $100 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 17443) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
StableNo rate changes in last 30 days
#12
Pentucket Bank
Statement Savings
+$12
per year
0.12% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends Hide Details
| Min. Deposit | $10 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 90208) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
StableNo rate changes in last 30 days
#13
Primary Bank
Primary Statement Savings
+$10
per year
0.10% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | $0.01 |
| Maintenance Fee | $3.00 monthly service fee, avoided by a $300 minimum balance. |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 59086) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
StableNo rate changes in last 30 days
#14
Wells River Savings Bank
Statement Savings
+$10
per year
0.15% APY
Oct 7, 2026
Needs at least $100,000
APY Range: 0.05% – 0.15%
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | $0 |
| Maintenance Fee | $2.00 (if average daily balance for the month falls below $100) |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 14136) |
| Eligibility | Available only to residents of the bank's local market area in Vermont and New Hampshire. |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
#15
Passumpsic Savings Bank
Statement Savings
+$8
per year
0.08% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends Hide Details
| Min. Deposit | $50 |
| Min. Balance | $50 |
| Maintenance Fee | Must maintain a $30 average daily balance to avoid a $2 service fee |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 14134) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
StableNo rate changes in last 30 days
#16
Bangor Savings Bank
Statement Savings
+$5
per year
0.05% APY
Oct 7, 2026
Needs at least $25
APY Range: 0.00% – 0.05%
FDIC InsuredLow MinimumsIn-Person Access
What to Watch
Variable rate. The rate can change after the account is opened.
Show Fine Print & Trends Hide Details
| Min. Deposit | $25 |
| Min. Balance | $25 |
| Maintenance Fee | $0 |
| Compound Freq | daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 18408) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
StableNo rate changes in last 7 days
#17
Bangor Savings Bank
Benefit Savings
+$5
per year
0.05% APY
Oct 7, 2026
Needs at least $25
APY Range: 0.00% – 0.05%
FDIC InsuredLinked AccountLow MinimumsIn-Person Access
What to Watch
Variable rate. The rate can change after the account is opened.
Show Fine Print & Trends Hide Details
| Min. Deposit | $25 |
| Min. Balance | $25 |
| Maintenance Fee | $0 |
| Compound Freq | daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 18408) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
StableNo rate changes in last 7 days
#18
TruNorth Bank
Get Real Savings
+$5
per year
0.05% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends Hide Details
| Min. Deposit | $10 |
| Min. Balance | $0.01 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 90188) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
StableNo rate changes in last 30 days
#19
TruNorth Bank
Passbook Savings
+$5
per year
0.05% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends Hide Details
| Min. Deposit | $10 |
| Min. Balance | $0.01 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 90188) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
StableNo rate changes in last 30 days
#20
Bankhometown
Get Real Savings
+$5
per year
0.05% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends Hide Details
| Min. Deposit | $10 |
| Min. Balance | $0.01 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 26523) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
StableNo rate changes in last 30 days
#21
Bluestone Bank
Statement Savings
+$5
per year
0.05% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends Hide Details
| Min. Deposit | $10 |
| Min. Balance | $10 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 90169) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
StableNo rate changes in last 30 days
#22
Florence Bank
High-Yield Savings
+$5
per year
3.20% APY
Oct 3, 2026
Relationship rate from $10 · 0.05% without the relationship
APY Range: 0.05% – 3.20%
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends Hide Details
| Min. Deposit | $10 |
| Min. Balance | $10 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 23293) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
#23
Florence Bank
Statement Savings
+$5
per year
0.05% APY
Oct 3, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends Hide Details
| Min. Deposit | $10 |
| Min. Balance | $10 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 23293) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
StableNo rate changes in last 30 days
#24
Florence Bank
Passbook Savings
+$5
per year
0.05% APY
Oct 3, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends Hide Details
| Min. Deposit | $10 |
| Min. Balance | $10 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 23293) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
StableNo rate changes in last 30 days
#25
Florence Bank
Security Deposit Account
+$5
per year
0.05% APY
Oct 3, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends Hide Details
| Min. Deposit | $10 |
| Min. Balance | $10 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 23293) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
StableNo rate changes in last 30 days
#26
Florence Bank
EZ $ave
+$5
per year
0.05% APY
Oct 3, 2026
FDIC InsuredLinked AccountLow MinimumsIn-Person Access
Show Fine Print & Trends Hide Details
| Min. Deposit | $10 |
| Min. Balance | $10 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 23293) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
StableNo rate changes in last 30 days
#27
Kennebunk Savings Bank
Harbor Savings Account
+$5
per year
0.10% APY
Oct 7, 2026
Needs at least $100,000
APY Range: 0.01% – 0.10%
FDIC InsuredNo MinimumsIn-Person Access
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| Min. Deposit | $0.01 |
| Min. Balance | $0.01 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 13063) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
#28
Needham Bank
Statement Savings
+$5
per year
0.05% APY
Oct 13, 2026
FDIC InsuredLow MinimumsIn-Person Access
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| Min. Deposit | $10 |
| Min. Balance | $10 |
| Maintenance Fee | $0 |
| Compound Freq | continuously |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 26483) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
StableNo rate changes in last 30 days
#29
Needham Bank
GoalGetter Savings
+$5
per year
4.00% APY
Oct 13, 2026
Needs a linked account at the bank · 0.05% without the linked account
APY Range: 0.05% – 4.00%
FDIC InsuredLinked AccountLow MinimumsIn-Person Access
What to Watch
A higher rate applies with a Needham Bank Flex Checking account. With Flex Checking, the part of the balance above $20,000 earns a lower rate. One account per tax reporting owner. Personal accounts only.
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| Min. Deposit | $10 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | continuously |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 26483) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
#30
Northeast Bank
Propel Fusion Savings
+$5
per year
0.05% APY
Oct 7, 2026
FDIC InsuredLow MinimumsGreat iOS AppGreat Android AppIn-Person AccessZelle® Supported
What to Watch
The stated APY requires an active Propel Premier Checking account, or a much lower APY applies. See bank for details.
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| Min. Deposit | $50 |
| Min. Balance | $0.01 |
| Maintenance Fee | $0 |
| Compound Freq | Monthly |
| Direct Deposit | Not required |
| Branches | 7 locations in Maine (Western, Central and Southern) |
| Deposit Insurance | FDIC Insured(Cert: 19690) |
| Eligibility | Available to Maine residents only. |
| Zelle® | SupportedNative app support verified. |
| Mobile Ratings | |
| BBB Rating | A+(Not BBB Accredited) |
Rate Stability
Very StableNo rate changes in last 90 days
#31
Profile Bank
Statement Savings Account
+$5
per year
0.05% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends Hide Details
| Min. Deposit | $25 |
| Min. Balance | $100 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 28155) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
StableNo rate changes in last 30 days
#32
The Lowell Five Cent Savings Bank
Everyday Savings
+$5
per year
0.05% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends Hide Details
| Min. Deposit | $10 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 90227) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
StableNo rate changes in last 30 days
#33
Bank of America
Advantage Savings
+$4
per year
0.04% APY
Oct 13, 2026
FDIC InsuredLow MinimumsGreat iOS AppGreat Android AppIn-Person AccessZelle® Supported
What to Watch
APY may vary by market. The monthly fee may be waived under some circumstances, such as if you maintain a minimum balance of $500, or are below the age of 25, etc.
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| Min. Deposit | $100 |
| Min. Balance | $0.01 |
| Maintenance Fee | $8 |
| Compound Freq | Monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 3510) |
| Eligibility | United States |
| Zelle® | SupportedLimit: $3,500 /dayFounding member; highest limits for established users. |
| Mobile Ratings | |
| BBB Rating | A+(BBB Accredited) |
Rate Stability
Very StableNo rate changes in last 90 days
#34
The Camden National Bank
Promise Savings Account
+$3
per year
0.05% APY
Oct 7, 2026
Needs at least $100,000
APY Range: 0.02% – 0.05%
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends Hide Details
| Min. Deposit | $25 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 4255) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
#35
Bank of America
Advantage Relationship Banking
+$1
per year
0.02% APY
Oct 13, 2026
Needs at least $50,000
APY Range: 0.01% – 0.02%
FDIC InsuredLow MinimumsGreat iOS AppGreat Android AppIn-Person AccessZelle® Supported
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | Monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 3510) |
| Eligibility | United States |
| Zelle® | SupportedLimit: $3,500 /dayFounding member; highest limits for established users. |
| Mobile Ratings | |
| BBB Rating | A+(BBB Accredited) |
Rate Stability
No movement is shown for an “Up to” rate.
#36
Rockland Trust Company
Free Savings
+$1
per year
0.01% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends Hide Details
| Min. Deposit | $10 |
| Min. Balance | $1 |
| Maintenance Fee | $0 |
| Compound Freq | monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 9712) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
StableNo rate changes in last 30 days
#37
South Shore Bank
Free Savings
+$1
per year
0.01% APY
Oct 3, 2026
FDIC InsuredLow MinimumsIn-Person Access
What to Watch
Online opening is limited to residents of Massachusetts, New Hampshire, Connecticut, Rhode Island, Vermont and Maine.
Show Fine Print & Trends Hide Details
| Min. Deposit | $10 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 90303) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
StableNo rate changes in last 30 days
#38
TD Bank
TD Signature Savings
+$1
per year
2.50% APY
Oct 13, 2026
Needs a linked account at the bank and at least $250,000 · 0.01% to 0.05% without the linked account
APY Range: 0.01% – 2.50%
FDIC InsuredHigh MinimumLinked AccountGreat iOS AppGreat Android AppIn-Person Access
What to Watch
Tiered savings account. Rates can vary by location and by eligibility for the relationship rate bump. The highest rate needs a linked eligible TD account and a balance of at least $250,000.
Show Fine Print & Trends Hide Details
| Min. Deposit | $0 |
| Min. Balance | $250,000 |
| Maintenance Fee | $15. Waived with a $10,000 minimum daily balance or a linked TD Beyond or TD Complete checking account. |
| Compound Freq | Monthly |
| Direct Deposit | Not required |
| Branches | Multiple branches in CT, DE, FL, ME, MD, MA, NH, NJ, NY, NC, PA, RI, SC, VT, VA, DC |
| Deposit Insurance | FDIC Insured(Cert: 18409) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating | Not Rated(Not BBB Accredited) |
Rate Stability
No movement is shown for an “Up to” rate.
Nationally Available Savings Accounts
The 8 highest-rate savings accounts available nationwide, including in New Hampshire.
| Institution | Product / Term | APY |
|---|---|---|
| Axos Bank | Axos ONE Savingsfirst $49,999.99 only · needs a linked account at the bank · promotional rate | Up to5.00% |
| GO2bank | High Yield Savingsfirst $5,000 only · needs a linked account at the bank | Up to4.50% |
| Elevault | High Yield Savings Account | 4.34% |
| Peak Bank | Envision High Yield Savingsup to $499,999.99 only | 4.27% |
| Betterment | Cash Reservepromotional rate | Up to4.25% |
| Neighbors Bank | Neighbors Savings Account | 4.25% |
| Pibank | Pibank Savings | 4.25% |
| EverBank | Performance Savings | 4.20% |