Dundee Bank: Savings Accounts, CDs, Money Market & Rates

By Aviel Fahl

Updated: 8/16/2026

Mission: Banksparency aims to make Dundee Bank's deposit accounts transparent and comparable to the market.

Interest rates reported as APY

Analysis of Dundee Bank

Our verdict

CD Analysis

Dundee Bank offers CDs paying up to 4.25% APY on its 11 months term, across 11 term lengths.

Tracking 21 active CD products, useful for locking in today's rate before further moves at the Fed.

Best CD use: locking in 4.25% APY for a 11 months term and laddering across multiple maturities.

Dundee Bank also offers Platinum Money Market Account, a money market account paying 3.50% APY with a $50,000 minimum deposit. To earn the full 3.50% APY, a minimum balance of $50,000 is required. Below that, the rate drops to as low as 3.40% APY.

At 3.50% APY, Dundee Bank pays 6x the national money market average of 0.63%.

Additional Accounts

a money market account at 1.50% APY.
a high-yield savings account at 0.50% APY.
Health Savings Account, a health savings account (HSA) at 1.50% APY.

Ideal User Profile

Best for: simple saving without extra requirements.

IRA Analysis

Dundee Bank also offers an IRA savings account paying up to 1.50% APY.

Tracking 1 active IRA savings product, useful for tax-advantaged retirement savings.

Best IRA use: tax-advantaged retirement saving.

Important Considerations

Health Savings Account is a health savings account (HSA). Requires an eligible high-deductible health plan and is intended for qualified medical expenses.

No app ratings available for this bank.

iOS app rating is not available.

Android app rating is not available.

Deposit Accounts Overview

Health Savings Account

Savings

1.50% APY

Tiered Range: 0.50% - 1.50%

No Minimums Branch Access

Rank #146 of 337 tracked.

Apple Blossom Savings

Savings

0.50% APY

Min: $25 Branch Access

Rank #171 of 337 tracked.

Savings Account

Savings

0.50% APY

Min: $100 Branch Access

Rank #172 of 337 tracked.

Money Market Account

Money Market

1.50% APY

Tiered Range: 0.50% - 1.50%

Min: $1,000 Branch Access

Platinum Money Market Account

Money Market

3.50% APY

Tiered Range: 3.40% - 3.50%

Min: $50,000 Branch Access

IRA Savings Account

IRA Savings

1.50% APY

Tiered Range: 0.50% - 1.50%

No Minimums Branch Access

Market Reality Check

This institution offers rates below the top 10 savings and money market accounts we track. Those institutions all pay at least 4.01% APY.

See Top Rates

National Avg: 0.38% (FDIC, 8/1/2026).
Banksparency tracks live rates daily.

Bank Overview

HQ LocationOmaha, NE
Deposit InsuranceFDIC Insured(Cert: 10643)

Visit Official Website

Featured Offers

Axos ONE - High Yield Savings & Checking

Over 95,000 fee-free ATMs
Get paid up to 2 days early with Direct Deposit
One convenient app for spending & saving

FDIC Insured

Savings4.21%APY

Checking0.51%APY

Go to Axos Bank

FDIC or NCUA insured

View Details

Monthly Maintenance Fee	None
Min. Deposit to Savings Account	0
Min. Balance in Savings Account	0
How to qualify for APY	OPTION ADirect Deposit $1,500+ AND Maintain $1,500+ avg daily checking balance. OR OPTION BDeposit $5,000+ total/mo AND Maintain $5,000+ avg daily checking balance.
Mobile Ratings	iOS:4.7 Android:4.5

The APY is available with the Axos ONE savings and checking bundle. The checking account also earns interest. To qualify, you must either set up a direct deposit of $1,500 and maintain an average daily balance of more than $1,500 in your ONE Checking account, or receive at least $5,000 in total monthly qualifying deposits and maintain an average daily balance of more than $5,000.

EASY TRANSFERS, LOW MINIMUMS

SponsoredVerified Aug 19, 2026

FDIC Insured

Quontic High Yield Savings

Apply in 3 minutes or less
No monthly service fees
Transfer with Zelle, Apple Pay, G-Pay, and more

FDIC Insured

Savings3.20%APY

Go to Quontic Bank

FDIC or NCUA insured

View Details

Monthly Maintenance Fee	None
Min. Deposit to Savings Account	10000
Min. Balance in Savings Account	0
Mobile Ratings	iOS:4.8 Android:4.9

Deposit Accounts: In-Depth View

Savings Accounts Offered by Dundee Bank

Feature	Health Savings Account	Savings Account	Apple Blossom Savings
APY	1.50%Range: 0.50% - 1.50%Verified: 8/16/2026	0.50%Verified: 8/16/2026	0.50%Verified: 8/16/2026
APY Trend	N/A	N/A	N/A
Min. Deposit	$0	$100	$25
Min. Balance	$0	$100	$25
Monthly Fee	N/A	N/A	N/A
Direct Deposit	None	None	None
Checking Bundle	No	No	No
In-Branch Access	Yes	Yes	Yes
Compounding	N/A	N/A	N/A
FDIC Insured	Yes	Yes	Yes
Eligibility	United States	United States	United States
Next Steps	-	-	-

Interactive Tool

Calculate Savings for Dundee Bank

All calculations are based on APY.

Choose savings account

Initial deposit

Recurring deposit

Frequency

Duration

Savings Breakdown

Interest Earned
+$569.50(3.9%)
Total Contributions
$13,000
Initial Deposit
$1,000

Projected Balance

$14,569.50

Effective APY

1.50%

The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.

Dundee Bank Deposit Rates Over Time

No historical data available.

Compare with Dundee Bank

Feature	Current View Dundee Bank	Empty Slot
Product		-
APY	0.50% - 1.50%Verified: 8/16/2026	-
APY Trend	N/A	-
Min. Deposit	$0	N/A
Monthly Fee	N/A	-
Direct Deposit	No	-
Checking Bundle	No	-
In-Branch Access	Yes	-
Eligibility	United States	-
Compounding	N/A	-
FDIC or NCUA Insured	Yes	-
Next Steps	-	-

CD Overview

4.25% Highest APY

Across 21 CD products with terms: 48 months, 18 months, 24 months, 30 months, 36 months, 60 months, 7 months, 11 months, 3 months, 6 months, 12 months

CD Products Offered by Dundee Bank

Feature	91 Day IRA CD 3 months	91 Day CD 3 months	182 Day IRA CD 6 months	182 Day CD 6 months	7 Month CD Special 7 months	7 Month IRA CD Special 7 months	11 Month CD Special 11 months	11 Month IRA CD Special 11 months	12 Month IRA CD 12 months	12 Month CD 12 months	18 Month CD 18 months	18 Month IRA CD 18 months	24 Month CD 24 months	24 Month IRA CD 24 months	30 Month CD 30 months	36 Month CD 36 months	36 Month IRA CD 36 months	48 Month IRA CD 48 months	48 Month CD 48 months	60 Month CD 60 months	60 Month IRA CD 60 months
APY	2.85%Verified: 8/16/2026	3.00%Verified: 8/16/2026	2.10%Verified: 8/16/2026	2.25%Verified: 8/16/2026	4.20%Verified: 8/16/2026	4.05%Verified: 8/16/2026	4.25%Verified: 8/16/2026	4.10%Verified: 8/16/2026	2.85%Verified: 8/16/2026	3.00%Verified: 8/16/2026	2.50%Verified: 8/16/2026	2.35%Verified: 8/16/2026	2.50%Verified: 8/16/2026	2.35%Verified: 8/16/2026	2.50%Verified: 8/16/2026	2.50%Verified: 8/16/2026	2.35%Verified: 8/16/2026	2.10%Verified: 8/16/2026	2.25%Verified: 8/16/2026	2.25%Verified: 8/16/2026	2.10%Verified: 8/16/2026
Term	3 months	3 months	6 months	6 months	7 months	7 months	11 months	11 months	12 months	12 months	18 months	18 months	24 months	24 months	30 months	36 months	36 months	48 months	48 months	60 months	60 months
Min. Deposit	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500
Early Withdrawal	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
FDIC Insured	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes
Notes	-	-	-	-	-	-	The opening deposit must be new money. Funds that were on deposit at Dundee Bank in the last 30 days do not qualify.	The opening deposit must be new money. Funds that were on deposit at Dundee Bank in the last 30 days do not qualify.	-	-	-	-	-	-	-	-	-	-	-	-	-

Dundee Bank CD Rates Over Time

Not enough rate history to show a chart. We have CD rates for this bank from one day only. The chart shows when we collect more data.

Money Market Accounts Offered by Dundee Bank

Feature	Platinum Money Market Account	Money Market Account
APY	3.50%Range: 3.40% - 3.50%Verified: 8/16/2026	1.50%Range: 0.50% - 1.50%Verified: 8/16/2026
Min. Deposit	$50,000	$1,000
Min. Balance	$50,000	$1,000
Monthly Fee	N/A	N/A
Direct Deposit	None	None
In-Branch Access	Yes	Yes
Compounding	N/A	N/A
FDIC Insured	Yes	Yes
Eligibility	United States	United States

Alternatives to Dundee Bank

Banks with Higher/Similar Savings APY

For a top list of the highest savings rates, see all HYSA top rates

Climate First Bank

Super Savings: 3.56% APY

Minimum Deposit: $50

Youth Savings: 3.56% APY

Minimum Deposit: $25

Impact Money Market: 3.96% APY

Minimum Deposit: $50,000

Super Duper Savings Account: 4.01% APY

Minimum Deposit: $50

Business Money Market: 4.26% APY

Bundled Savings & Checking Account

Minimum Deposit: $50

Marcus by Goldman Sachs

Marcus Online Savings Account: 3.40% APY

Minimum Deposit: $0

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U.S. Bank

Smartly Savings: 3.50% APY

Bundled Savings & Checking Account

Minimum Deposit: $25

Lindell Bank & Trust Company

18-Month Special Variable Rate IRA: 4.18% APY

Minimum Deposit: $1,000

Variable Savings: 0.25% APY

Minimum Deposit: N/A

Christmas Club Savings: 0.25% APY

Minimum Deposit: N/A

MutualOne Bank

Online Savings: 0.40% APY

Minimum Deposit: $5,000

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Mo Premium Savings: 3.82% APY

Minimum Deposit: $20,000

Newtek Bank

Business Money Market Account: 3.50% APY

Minimum Deposit: $0

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Personal High Yield Savings: 4.20% APY

Minimum Deposit: $100

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SmartyPig

SmartyPig Account: 3.40% APY

Minimum Deposit: $0

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Peoples State Bank of Plainview

Peoples Preferred Savings: 3.51% APY

Minimum Deposit: $1,000

Regular Savings: 0.65% APY

Minimum Deposit: $25

HSA Savings: 1.31% APY

Minimum Deposit: $25

HSA Savings $20,000+: 1.66% APY

Minimum Deposit: $25

IRA Savings: 1.66% APY

Minimum Deposit: $25

Kasasa Saver: 1.00% APY

Bundled Savings & Checking Account

Minimum Deposit: $25

Money Market Checking: 0.60% APY

Minimum Deposit: $1,000

Youth Savings: 3.00% APY

Minimum Deposit: $0

Ergo Bank

Business Savings: 0.05% APY

Minimum Deposit: $100

Variable Rate IRA: 3.53% APY

Minimum Deposit: $100

Go Money Market: 2.22% APY

Minimum Deposit: $1,000

Business Money Market: 2.22% APY

Minimum Deposit: $1,000

Health Savings Account: 0.30% APY

Minimum Deposit: $100

Go Savings: 0.05% APY

Minimum Deposit: $100

Quontic Bank

Money Market Account: 3.80% APY

Minimum Deposit: $100

Online Only

High Yield Savings: 3.20% APY

Minimum Deposit: $100

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Salem Five Direct

eOne Savings: 3.51% APY

Minimum Deposit: $10

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Winnsboro State Bank & Trust Company

WSB Money Market: 3.45% APY

Minimum Deposit: $2,500