Skip to main content

Highest Savings Rates in Virginia
32 Virginia-specific accounts

By Aviel Fahl

Newest reading: October 13, 2026

Top Virginia Rate:4.00%

The Virginia market

Virginia accounts

32

Institutions

23

Top Virginia APY

4.00% APY

Nationally: 5.00% APY

FDIC national average

0.37%

As of Sep 2026

32 savings accounts are open only to Virginia residents, from 23 institutions. The highest advertised APY among them is 4.00%.

The highest nationally available rate is 5.00% APY, 100 basis points above the Virginia leader.

16 of the 32 Virginia savings accounts advertise more than the FDIC national average of 0.37% for savings accounts as of Sep 2026.

Virginia-Specific Savings Accounts

These savings accounts are specifically available to Virginia residents.

#1

EagleBank

Eagle High-Yield Savings Account

+$400
per year
4.00% APY
Oct 13, 2026
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

There is no limit on the number of withdrawals from this account in a month.

Show Fine Print & Trends
Min. Deposit$1,000
Min. BalanceN/A
Maintenance Fee$0
Compound Freqdaily
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 34742)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

Rate Increased
+0.30%
Since 30 days ago
Official SiteEagleBank

Direct Link to Product Page (Not Sponsored)

#2

Dollar Bank, Federal Savings Bank

Smart Savings

+$375
per year
3.75% APY
Oct 13, 2026
APY Range: 3.00% – 3.75%
FDIC InsuredLinked AccountLow MinimumsIn-Person Access

What to Watch

A linked Dollar Bank Everything Checking account is required to open and maintain this account, and the published rates require eight qualifying monthly posted payments on that checking account. Above the first balance tier the rate is paid on the portion of the balance within each tier, so the rate table publishes a range for those tiers instead of one rate. The bank publishes a separate rate schedule for each of its markets, and the Virginia market pays a different rate on this account than the Pennsylvania, Ohio and Maryland markets.

Show Fine Print & Trends
Min. Deposit$50
Min. BalanceN/A
Maintenance Fee$0
Compound Freqmonthly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 32245)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 7 days
Official SiteDollar Bank, Federal Savings Bank

Direct Link to Product Page (Not Sponsored)

#3

Forbright Bank

Sprout Savings

+$346
per year
3.46% APY
Oct 13, 2026

On the first $9,999.99 · 0.80% above

APY Range: 0.80% – 3.46%
FDIC InsuredLow MinimumsGreat iOS AppGreat Android AppIn-Person AccessZelle® Supported

What to Watch

This is a tiered savings account, where the highest rate is capped at a balance of $9,999. A lower APY is applied to balances above that. See bank for more details.

Show Fine Print & Trends
Min. Deposit$1
Min. Balance$0.01
Maintenance Fee$0
Compound FreqDaily
Direct DepositNot required
BranchesLocations in the Washington D.C. area (Maryland and Virginia)
Deposit InsuranceFDIC Insured(Cert: 57614)
EligibilityThis account is for children under 18 years old, where the account custodian is an existing customer. It must be opened in a Forbright branch (Washington, D.C. metro area)
Zelle®
SupportedBranch accounts only; Growth Savings online does NOT support.
Mobile Ratings
BBB Rating
A+(BBB Accredited)

Rate Stability

Very StableNo rate changes in last 90 days
Official SiteForbright Bank

Direct Link to Product Page (Not Sponsored)

#4

Movement Bank

Movement Rewards Savings

+$305
per year
3.05% APY
Oct 7, 2026

On balances up to $50,000 · 1.00% above

APY Range: 0.25% – 3.05%
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

The rate applies in a month when digital statements are active and the holder either has a Movement Rewards Checking account or keeps a minimum daily balance of $15,000 in this account; otherwise the entire balance earns a lower base rate. Balances above $50,000 earn lower rates in two further bands. One account per customer.

Show Fine Print & Trends
Min. Deposit$100
Min. BalanceN/A
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 9502)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 7 days
Official SiteMovement Bank

Direct Link to Product Page (Not Sponsored)

#5

Oak View National Bank

Kasasa Saver

+$300
per year
3.00% APY
Oct 7, 2026
FDIC InsuredLinked AccountLow MinimumsIn-Person Access

What to Watch

Rate applies when the account's monthly qualifications are met. Otherwise the account pays a lower base rate. A linked Kasasa Cash or Kasasa Cash Back checking account is required.

Show Fine Print & Trends
Min. Deposit$50
Min. Balance$0
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 58827)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 7 days
Official SiteOak View National Bank

Direct Link to Product Page (Not Sponsored)

#6

Pendleton Community Bank, Inc.

Kasasa Saver+

+$300
per year
3.00% APY
Oct 7, 2026
FDIC InsuredLinked AccountLow MinimumsIn-Person Access

What to Watch

The stated rate applies to balances up to $75,000. The portion above $75,000 earns a much lower rate, so the yield on the whole balance falls as it grows past the cap. The rate is paid only in a month when the linked Kasasa Cash+ checking account meets its qualifications: 25 debit card point-of-sale purchases, one direct deposit or automatic debit, one online banking sign-in, and enrolment in eDocuments. A month that misses them pays the non-qualifying rate.

Show Fine Print & Trends
Min. Deposit$50
Min. BalanceN/A
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 6176)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SitePendleton Community Bank, Inc.

Direct Link to Product Page (Not Sponsored)

#7

Dollar Bank, Federal Savings Bank

Platinum Savings

+$250
per year
3.75% APY
Oct 13, 2026

On balances of $100,000 to $5,000,000 · 2.50% below

APY Range: 2.50% – 3.75%
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

Opening this account requires a new money increase of at least $25,000, measured against the owner's average daily balances over the previous 30 days. The monthly service charge is waived only in a month when the account holds an average monthly balance of $25,000 or more. The bank publishes a separate rate schedule for each of its markets, and the Virginia market pays a different rate on this account than the Pennsylvania, Ohio and Maryland markets.

Show Fine Print & Trends
Min. Deposit$50
Min. BalanceN/A
Maintenance Fee$0
Compound Freqmonthly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 32245)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

No movement is shown for an “Up to” rate.

Official SiteDollar Bank, Federal Savings Bank

Direct Link to Product Page (Not Sponsored)

#8

Gateway First Bank

Gateway High Yield Savings

+$235
per year
2.35% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$1,000
Min. BalanceN/A
Maintenance Fee$0
Compound Freqquarterly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 15118)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 7 days
Official SiteGateway First Bank

Direct Link to Product Page (Not Sponsored)

#9

EagleBank

Eagle Savings

+$193
per year
1.93% APY
Oct 13, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$100
Min. BalanceN/A
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 34742)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

Rate Increased
+0.25%
Since 30 days ago
Official SiteEagleBank

Direct Link to Product Page (Not Sponsored)

#10

First Community Bank

Community Savings

+$60
per year
1.51% APY
Oct 7, 2026

Needs at least $50,000

APY Range: 0.25% – 1.51%
FDIC InsuredNo MinimumsIn-Person Access

What to Watch

A $12 maintenance fee is charged each quarter. It is waived when the account keeps a minimum daily balance of $100. A $2 fee applies to each withdrawal over 6 in a quarterly statement cycle, excluding ATM withdrawals.

Show Fine Print & Trends
Min. Deposit$0
Min. Balance$0
Maintenance FeeEach savings account has a standard $12 quarterly maintenance fee. But we'll waive the fee when you maintain a $100 minimum daily balance!
Compound Freqquarterly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 13012)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

No movement is shown for an “Up to” rate.

Official SiteFirst Community Bank

Direct Link to Product Page (Not Sponsored)

#11

Chain Bridge Bank, National Association

Savings Account

+$55
per year
1.28% APY
Oct 7, 2026

Needs at least $2,000,000

APY Range: 0.55% – 1.28%
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$100
Min. Balance$0
Maintenance Fee$0
Compound Freqdaily
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 58595)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

No movement is shown for an “Up to” rate.

Official SiteChain Bridge Bank, National Association

Direct Link to Product Page (Not Sponsored)

#12

Gateway First Bank

Personal Savings

+$50
per year
0.50% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$10
Min. BalanceN/A
Maintenance Fee$0
Compound Freqquarterly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 15118)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteGateway First Bank

Direct Link to Product Page (Not Sponsored)

#13

MainStreet Bank

AirSavings

+$50
per year
0.50% APY
Oct 13, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$50
Min. Balance$0.01
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 57742)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteMainStreet Bank

Direct Link to Product Page (Not Sponsored)

#14

Calvin B. Taylor Banking Company of Berlin, Maryland

Savings

+$40
per year
0.40% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

A minimum balance fee applies when the balance falls below $25.

Show Fine Print & Trends
Min. Deposit$25
Min. Balance$0
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 5874)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 7 days
Official SiteCalvin B. Taylor Banking Company of Berlin, Maryland

Direct Link to Product Page (Not Sponsored)

#15

First Horizon Bank

Traditional Savings

+$25
per year
0.25% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

The service charge is billed each quarter, not each month. It is refunded when the account is linked to a FirstView checking account, or when the daily balance stays at or above the stated minimum.

Show Fine Print & Trends
Min. Deposit$50
Min. BalanceN/A
Maintenance Fee$5 quarterly service charge if the daily balance falls below $250; refunded when linked to a FirstView checking account.
Compound Freqdaily
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 4977)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteFirst Horizon Bank

Direct Link to Product Page (Not Sponsored)

#16

John Marshall Bank

Supreme Savings

+$20
per year
0.65% APY
Oct 7, 2026

Needs at least $50,000.01

APY Range: 0.20% – 0.65%
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$100
Min. BalanceN/A
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 58243)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

No movement is shown for an “Up to” rate.

Official SiteJohn Marshall Bank

Direct Link to Product Page (Not Sponsored)

#17

Farmers & Merchants Bank

Premium Savings

+$15
per year
0.15% APY
Oct 3, 2026
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

A $10 service charge applies for each quarter in which the average balance falls below $100. The charge is waived for minors, students, seniors aged 65 and over, individuals with disabilities, estates, and qualifying non-profit organisations in the Shenandoah Valley of Virginia.

We could not confirm: minimum deposit.

Show Fine Print & Trends
Min. DepositN/A
Min. Balance$10
Maintenance Fee$0
Compound FreqDaily
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 8668)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteFarmers & Merchants Bank

Direct Link to Product Page (Not Sponsored)

#18

John Marshall Bank

Regular Savings

+$15
per year
0.15% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$100
Min. Balance$0.01
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 58243)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

Rate Increased
+0.05%
Since 7 days ago
Official SiteJohn Marshall Bank

Direct Link to Product Page (Not Sponsored)

#19

The Blue Grass Valley Bank

Regular Savings

+$15
per year
0.15% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$50
Min. Balance$50
Maintenance Fee$0
Compound Freqquarterly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 8672)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteThe Blue Grass Valley Bank

Direct Link to Product Page (Not Sponsored)

#20

Atlantic Union Bank

Personal Savings

+$10
per year
0.10% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

A $3 activity fee applies to each withdrawal after the third in a month.

Show Fine Print & Trends
Min. Deposit$25
Min. BalanceN/A
Maintenance Fee$0
Compound Freqmonthly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 34589)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 7 days
Official SiteAtlantic Union Bank

Direct Link to Product Page (Not Sponsored)

#21

Atlantic Union Bank

PRISM Savings

+$10
per year
0.10% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$25
Min. BalanceN/A
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 34589)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 7 days
Official SiteAtlantic Union Bank

Direct Link to Product Page (Not Sponsored)

#22

Dollar Bank, Federal Savings Bank

No Overdraft Savings

+$10
per year
0.10% APY
Oct 13, 2026

Needs at least $250

APY Range: 0.00% – 0.10%
FDIC InsuredLinked AccountLow MinimumsIn-Person Access

What to Watch

This account is a companion to a No Overdraft Checking account. All deposits and withdrawals must be transferred through that checking account, and the bank allows no direct access to the savings account.

Show Fine Print & Trends
Min. Deposit$25
Min. BalanceN/A
Maintenance Fee$0
Compound Freqmonthly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 32245)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteDollar Bank, Federal Savings Bank

Direct Link to Product Page (Not Sponsored)

#23

Dollar Bank, Federal Savings Bank

Passbook Savings

+$10
per year
0.10% APY
Oct 13, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$25
Min. BalanceN/A
Maintenance Fee$0
Compound Freqmonthly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 32245)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteDollar Bank, Federal Savings Bank

Direct Link to Product Page (Not Sponsored)

#24

Dollar Bank, Federal Savings Bank

Statement Savings

+$10
per year
0.10% APY
Oct 13, 2026

Needs at least $250

APY Range: 0.00% – 0.10%
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

The bank publishes a separate rate schedule for each of its markets, and the Virginia market pays a different rate on this account than the Pennsylvania, Ohio and Maryland markets.

Show Fine Print & Trends
Min. Deposit$50
Min. BalanceN/A
Maintenance Fee$0
Compound Freqmonthly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 32245)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteDollar Bank, Federal Savings Bank

Direct Link to Product Page (Not Sponsored)

#25

Bank of America

Advantage Savings

+$4
per year
0.04% APY
Oct 13, 2026
FDIC InsuredLow MinimumsGreat iOS AppGreat Android AppIn-Person AccessZelle® Supported

What to Watch

APY may vary by market. The monthly fee may be waived under some circumstances, such as if you maintain a minimum balance of $500, or are below the age of 25, etc.

Show Fine Print & Trends
Min. Deposit$100
Min. Balance$0.01
Maintenance Fee$8
Compound FreqMonthly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 3510)
EligibilityUnited States
Zelle®
SupportedLimit: $3,500 /dayFounding member; highest limits for established users.
Mobile Ratings
BBB Rating
A+(BBB Accredited)

Rate Stability

Very StableNo rate changes in last 90 days
Official SiteBank of America

Direct Link to Product Page (Not Sponsored)

#26

Armed Forces Bank, National Association

Savings Account

+$3
per year
0.03% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$25
Min. BalanceN/A
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 4666)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 7 days
Official SiteArmed Forces Bank, National Association

Direct Link to Product Page (Not Sponsored)

#27

Citibank

Citi® Savings Account

+$3
per year
0.03% APY
Oct 13, 2026
FDIC InsuredNo MinimumsGreat iOS AppGreat Android AppIn-Person AccessZelle® Supported

What to Watch

Eligibility restricted to select states.

Show Fine Print & Trends
Min. Deposit$0
Min. Balance$0.01
Maintenance Fee$4.50. Waived for average monthly balances > $500
Compound FreqDaily
Direct DepositNot required
BranchesU.S. branches are concentrated in six metropolitan areas, New York City, Chicago, Los Angeles, San Francisco, Washington, D.C., and Miami.
Deposit InsuranceFDIC Insured(Cert: 7213)
EligibilityCalifornia, Connecticut, Maryland, Nevada, New Jersey, New York, Virginia (partial), Washington D.C., and select parts of Florida and Illinois. In addition, promotional rates may be available if requirements are met.
Zelle®
SupportedLimit: $2,500 /dayTiered limits based on account status (Citigold higher).
Mobile Ratings
BBB Rating
D-(Not BBB Accredited)

Rate Stability

Very StableNo rate changes in last 90 days
Official SiteCitibank

Direct Link to Product Page (Not Sponsored)

#28

PNC

Standard Savings

+$3
per year
0.03% APY
Oct 12, 2026

Needs at least $2,500

APY Range: 0.02% – 0.03%
FDIC InsuredLow MinimumsGreat iOS AppGreat Android AppIn-Person AccessZelle® Supported

What to Watch

APY may improve with a linked PNC account. Terms and conditions apply.

Show Fine Print & Trends
Min. Deposit$25
Min. Balance$1
Maintenance Fee$0 / $5 (see bank for details)
Compound FreqMonthly
Direct DepositNot required
BranchesMultiple branches in AL, AZ, CA, CO, DE, DC, FL, GA, IL, IN, KS, KY, MD, MA, MI, MO, NJ, NM, NY, NC, OH, PA, SC, TN, TX, VA, WV, WI
Deposit InsuranceFDIC Insured(Cert: 6384)
EligibilityUnited States
Zelle®
SupportedLimit: $2,000 /dayCentral to Virtual Wallet suite.
Mobile Ratings
BBB Rating
A+(Not BBB Accredited)

Rate Stability

Very StableNo rate changes in last 90 days
Official SitePNC

Direct Link to Product Page (Not Sponsored)

#29

The First National Bank of Peterstown

Savings

+$3
per year
0.03% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$25
Min. Balance$25
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 6787)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteThe First National Bank of Peterstown

Direct Link to Product Page (Not Sponsored)

#30

The National Bank of Blacksburg

Savings

+$3
per year
0.03% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$25
Min. BalanceN/A
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 6821)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteThe National Bank of Blacksburg

Direct Link to Product Page (Not Sponsored)

#31

Bank of America

Advantage Relationship Banking

+$1
per year
0.02% APY
Oct 13, 2026

Needs at least $50,000

APY Range: 0.01% – 0.02%
FDIC InsuredLow MinimumsGreat iOS AppGreat Android AppIn-Person AccessZelle® Supported
Show Fine Print & Trends
Min. Deposit$100
Min. BalanceN/A
Maintenance Fee$0
Compound FreqMonthly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 3510)
EligibilityUnited States
Zelle®
SupportedLimit: $3,500 /dayFounding member; highest limits for established users.
Mobile Ratings
BBB Rating
A+(BBB Accredited)

Rate Stability

No movement is shown for an “Up to” rate.

Official SiteBank of America

Direct Link to Product Page (Not Sponsored)

#32

TD Bank

TD Signature Savings

+$1
per year
2.50% APY
Oct 13, 2026

Needs a linked account at the bank and at least $250,000 · 0.01% to 0.05% without the linked account

APY Range: 0.01% – 2.50%
FDIC InsuredHigh MinimumLinked AccountGreat iOS AppGreat Android AppIn-Person Access

What to Watch

Tiered savings account. Rates can vary by location and by eligibility for the relationship rate bump. The highest rate needs a linked eligible TD account and a balance of at least $250,000.

Show Fine Print & Trends
Min. Deposit$0
Min. Balance$250,000
Maintenance Fee$15. Waived with a $10,000 minimum daily balance or a linked TD Beyond or TD Complete checking account.
Compound FreqMonthly
Direct DepositNot required
BranchesMultiple branches in CT, DE, FL, ME, MD, MA, NH, NJ, NY, NC, PA, RI, SC, VT, VA, DC
Deposit InsuranceFDIC Insured(Cert: 18409)
EligibilityUnited States
Mobile Ratings
BBB Rating
Not Rated(Not BBB Accredited)

Rate Stability

No movement is shown for an “Up to” rate.

Official SiteTD Bank

Direct Link to Product Page (Not Sponsored)

Nationally Available Savings Accounts

The 8 highest-rate savings accounts available nationwide, including in Virginia.

InstitutionProduct / Term
Axos Bank
Axos ONE Savingsfirst $49,999.99 only · needs a linked account at the bank · promotional rate
Up to5.00%
GO2bank
High Yield Savingsfirst $5,000 only · needs a linked account at the bank
Up to4.50%
Elevault
High Yield Savings Account
4.34%
Peak Bank
Envision High Yield Savingsup to $499,999.99 only
4.27%
Betterment
Cash Reservepromotional rate
Up to4.25%
Neighbors Bank
Neighbors Savings Account
4.25%
Pibank
Pibank Savings
4.25%
EverBank
Performance Savings
4.20%

See the full national list