Highest Savings Rates in Tennessee
35 Tennessee-specific accounts
The Tennessee market
Tennessee accounts
35
Institutions
26
Top Tennessee APY
4.13% APY
Nationally: 5.00% APY
FDIC national average
0.37%
As of Sep 2026
35 savings accounts are open only to Tennessee residents, from 26 institutions. The highest advertised APY among them is 4.13%.
The highest nationally available rate is 5.00% APY, 87 basis points above the Tennessee leader.
15 of the 35 Tennessee savings accounts advertise more than the FDIC national average of 0.37% for savings accounts as of Sep 2026.
Tennessee-Specific Savings Accounts
These savings accounts are specifically available to Tennessee residents.
| # | Institution & Rate | Earned in a year at $10,000 | Requirements & Features | Minimum Deposit | Actions |
|---|---|---|---|---|---|
| #1 | Show Details | +$413per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #2 | Community Bank Community Reserve High Yield Savings 3.75%APY Min. balance: $1,500 Observed: Oct 12, 2026 Show Details | +$375per year | Deposit Insurance FDIC InsuredRequires Mod. Minimum Features In-Person Access | $1,500 | |
| #3 | Show Details | +$300per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #4 | Show Details | +$300per year | Deposit Insurance FDIC InsuredFeatures No MinimumsGreat iOS AppGreat Android AppIn-Person AccessZelle® Supported | $0 | |
| #5 | Show Details | +$235per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $1,000 | |
| #6 | Show Details | +$201per year | Deposit Insurance FDIC InsuredRequires Linked Account Features Low MinimumsIn-Person Access | $50 | |
| #7 | Show Details | +$200per year | Deposit Insurance FDIC InsuredRequires Linked Account Features No MinimumsIn-Person Access | $0 | |
| #8 | Morgantown Bank & Trust Company, Incorporated Kasasa Saver Up to1.50%APY On balances up to $500,000 · 0.25% above Observed: Oct 13, 2026 Show Details | +$150per year | Deposit Insurance FDIC InsuredRequires Linked Account Features Low MinimumsIn-Person Access | $50 | |
| #9 | The Hardin County Bank Kasasa Saver 1.50%APY On balances up to $150,000 · no rate stated above No min. balance for APY Observed: Oct 7, 2026 Show Details | +$150per year | Deposit Insurance FDIC InsuredRequires Linked Account Features Low MinimumsIn-Person Access | $100 | |
| #10 | Show Details | +$100per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $1,000 | |
| #11 | Centennial Bank Rewards Savings Up to1.00%APY On balances up to $25,000 · 0.40% above Observed: Oct 13, 2026 Show Details | +$100per year | Deposit Insurance FDIC InsuredRequires Linked Account Features Low MinimumsIn-Person Access | $25 | |
| #12 | Elizabethton Federal Savings Bank High Yield Savings Up to2.02%APY Needs at least $200,000 Observed: Oct 7, 2026 Show Details | +$80per yearEffective: 0.80% | We could not confirm: minimum deposit. Deposit Insurance FDIC InsuredFeatures No MinimumsIn-Person Access | N/A | |
| #13 | First Community Bank Community Savings Up to1.51%APY Needs at least $50,000 No min. balance for APY Observed: Oct 7, 2026 Show Details | +$60per yearEffective: 0.60% | Deposit Insurance FDIC InsuredFeatures No MinimumsIn-Person Access | $0 | |
| #14 | Show Details | +$50per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $10 | |
| #15 | Show Details | +$40per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $25 | |
| #16 | Show Details | +$35per year | We could not confirm: minimum deposit. Deposit Insurance FDIC InsuredFeatures No MinimumsIn-Person Access | N/A | |
| #17 | Show Details | +$25per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #18 | Show Details | +$25per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $50 | |
| #19 | Show Details | +$25per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $10 | |
| #20 | Show Details | +$20per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #21 | Show Details | +$20per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #22 | Show Details | +$20per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #23 | Show Details | +$15per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $25 | |
| #24 | Show Details | +$15per year | Deposit Insurance FDIC InsuredRequires High Minimum Features In-Person Access | $10,000 | |
| #25 | United Community Bank United Savings Up to0.15%APY Needs at least $2,500 No min. balance for APY Observed: Oct 7, 2026 Show Details | +$15per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #26 | Show Details | +$10per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #27 | Show Details | +$10per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $50 | |
| #28 | Morgantown Bank & Trust Company, Incorporated MBT Savings 0.10%APY Min. balance: $50 Observed: Oct 13, 2026 Show Details | +$10per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $50 | |
| #29 | Show Details | +$10per year | Deposit Insurance FDIC InsuredRequires Mod. Minimum Features In-Person Access | $5,000 | |
| #30 | Show Details | +$5per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #31 | Show Details | +$5per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $10 | |
| #32 | Show Details | +$5per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $50 | |
| #33 | Show Details | +$4per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsGreat iOS AppGreat Android AppIn-Person AccessZelle® Supported | $100 | |
| #34 | Show Details | +$3per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsGreat iOS AppGreat Android AppIn-Person AccessZelle® Supported | $25 | |
| #35 | Bank of America Advantage Relationship Banking Up to0.02%APY Needs at least $50,000 Observed: Oct 13, 2026 Show Details | +$1per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsGreat iOS AppGreat Android AppIn-Person AccessZelle® Supported | $100 |
Austin Capital Bank SSB
Fort Knox Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 58082) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Community Bank
Community Reserve High Yield Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $1,500 |
| Min. Balance | $1,500 |
| Maintenance Fee | $0 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 31272) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Brighton Bank
Savings Account
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | $100 |
| Maintenance Fee | $0 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 9189) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Citibank
Citi Accelerate Savings
What to Watch
Eligibility restricted to select states.
Show Fine Print & Trends Hide Details
| Min. Deposit | $0 |
| Min. Balance | $0.01 |
| Maintenance Fee | $4.50. Waived for average monthly balances > $500 |
| Compound Freq | Daily |
| Direct Deposit | Not required |
| Branches | U.S. branches are concentrated in six metropolitan areas, New York City, Chicago, Los Angeles, San Francisco, Washington, D.C., and Miami. |
| Deposit Insurance | FDIC Insured(Cert: 7213) |
| Eligibility | Alaska, Alabama, Arkansas, Arizona, Colorado, Delaware, Florida (select parts), Georgia, Hawaii, Iowa, Idaho, Illinois (select parts), Indiana, Kansas, Kentucky, Louisiana, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Mexico, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia (partial), Washington (partial), Wisconsin, West Virginia, Wyoming. |
| Zelle® | SupportedLimit: $2,500 /dayTiered limits based on account status (Citigold higher). |
| Mobile Ratings | |
| BBB Rating | D-(Not BBB Accredited) |
Rate Stability
Gateway First Bank
Gateway High Yield Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $1,000 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 15118) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
SouthEast Bank
Bonus Rate Savings
What to Watch
The stated APY applies to the first $10,000 of the balance, and only in a statement cycle when the qualifications are met: a SouthEast Bank checking account with the Round Up feature, this account enrolled in eStatements, and at least 15 debit card purchases posted and settled during the cycle. The portion of the balance above $10,000 earns a lower rate, and a cycle that misses the qualifications earns the base rate on the whole balance. One account is allowed for each primary account holder.
Show Fine Print & Trends Hide Details
| Min. Deposit | $50 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 57348) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
First Vision Bank of Tennessee
Kasasa Saver
What to Watch
Rate applies when the account's monthly qualifications are met. Otherwise the account pays a lower base rate. The account must be linked to a Kasasa Cash or Kasasa Cash Back checking account. The stated APY applies to balances up to $100,000. The portion of the balance above $100,000 earns a lower rate.
Show Fine Print & Trends Hide Details
| Min. Deposit | $0 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 58201) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Morgantown Bank & Trust Company, Incorporated
Kasasa Saver
On balances up to $500,000 · 0.25% above
What to Watch
Rate applies when the account's monthly qualifications are met. Otherwise the account pays a lower base rate. The qualifications are met on a linked Kasasa Cash or Kasasa Cash Back checking account. The published rate applies to balances up to $500,000.
Show Fine Print & Trends Hide Details
| Min. Deposit | $50 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 275) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Direct Link to Product Page (Not Sponsored)
The Hardin County Bank
Kasasa Saver
On balances up to $150,000 · no rate stated above
What to Watch
Rate applies when the account's monthly qualifications are met. Otherwise the account pays a lower base rate. Requires a Kasasa Cash or Kasasa Cash Back checking account. The stated APY applies to balances up to $150,000. The portion of a balance above $150,000 earns a lower rate.
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 20993) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
CBBC Bank
Silver Savings
Needs at least $10,000
Show Fine Print & Trends Hide Details
| Min. Deposit | $1,000 |
| Min. Balance | $1,000 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 21227) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Centennial Bank
Rewards Savings
On balances up to $25,000 · 0.40% above
What to Watch
Requires a linked Rewards Star or Rewards Star Cash Back checking account. The stated rate is paid in a month when that checking account has at least one ACH credit or ACH payment and at least 12 debit card purchases; in other months the account earns a base rate. The stated rate applies to balances up to $25,000, and balances above $25,000 earn a lower rate. A $5 quarterly fee applies when the daily balance falls below $100, except for primary holders under age 24.
Show Fine Print & Trends Hide Details
| Min. Deposit | $25 |
| Min. Balance | N/A |
| Maintenance Fee | $5 per quarter if the minimum daily balance falls below $100; not assessed for primary account holders under the age of 24 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 8439) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Elizabethton Federal Savings Bank
High Yield Savings
Needs at least $200,000
We could not confirm: minimum deposit.
Show Fine Print & Trends Hide Details
| Min. Deposit | N/A |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 29904) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
First Community Bank
Community Savings
Needs at least $50,000
What to Watch
A $12 maintenance fee is charged each quarter. It is waived when the account keeps a minimum daily balance of $100. A $2 fee applies to each withdrawal over 6 in a quarterly statement cycle, excluding ATM withdrawals.
Show Fine Print & Trends Hide Details
| Min. Deposit | $0 |
| Min. Balance | $0 |
| Maintenance Fee | Each savings account has a standard $12 quarterly maintenance fee. But we'll waive the fee when you maintain a $100 minimum daily balance! |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 13012) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
Gateway First Bank
Personal Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $10 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 15118) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Centennial Bank
Savings Account
What to Watch
A $5 quarterly fee applies when the daily balance falls below $100, except for primary holders under age 24. Each withdrawal above 6 in a quarter costs $5.
Show Fine Print & Trends Hide Details
| Min. Deposit | $25 |
| Min. Balance | N/A |
| Maintenance Fee | $5 per quarter if the minimum daily balance falls below $100; not assessed for primary account holders under the age of 24 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 8439) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
First Federal Bank
Personal Savings
What to Watch
The service charge on this account is billed per quarter, not per month. It is charged in a quarter when the daily balance drops below $200. A withdrawal beyond the ninth in a quarter is charged $5.
We could not confirm: minimum deposit.
Show Fine Print & Trends Hide Details
| Min. Deposit | N/A |
| Min. Balance | N/A |
| Maintenance Fee | $15.00 fee if daily balance drops below $200 (per quarter) |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 29782) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Citizens Bank
EZ Savings
What to Watch
A $10 service charge applies each quarter unless a $100 minimum daily balance is kept. Withdrawals beyond 6 per quarter cost $2 each.
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | $100 |
| Maintenance Fee | $10 quarterly fee if balance falls below $100 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 14851) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
First Horizon Bank
Traditional Savings
What to Watch
The service charge is billed each quarter, not each month. It is refunded when the account is linked to a FirstView checking account, or when the daily balance stays at or above the stated minimum.
Show Fine Print & Trends Hide Details
| Min. Deposit | $50 |
| Min. Balance | N/A |
| Maintenance Fee | $5 quarterly service charge if the daily balance falls below $250; refunded when linked to a FirstView checking account. |
| Compound Freq | daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 4977) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
First National Bank
Regular Savings Account
What to Watch
A $3 maintenance fee is charged each quarter if the balance falls below $10.
Show Fine Print & Trends Hide Details
| Min. Deposit | $10 |
| Min. Balance | $10 |
| Maintenance Fee | $3 quarterly maintenance fee if balance falls below $10 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 3887) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
F&M Bank
Advantage Savings
What to Watch
Customers under the age of 18 pay no monthly service charge on this account.
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | $1 |
| Maintenance Fee | $0 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 9963) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Tennessee State Bank
Just Savings
What to Watch
A $3 service charge applies each quarter if the daily balance falls below $100 on any day of the quarter.
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | $0 |
| Maintenance Fee | Quarterly Minimum Balance Service Charge of $3 if the daily balance drops below $100 any day of the quarter |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 20720) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Volunteer Bank
Advantage Savings
What to Watch
Each withdrawal or transfer above six per statement cycle is charged $5. Account holders under 18 pay no monthly service charge.
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | $0.01 |
| Maintenance Fee | Avoid the $10 monthly service charge by maintaining a $100 minimum daily balance |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 22451) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Community Bank
Community Savings Account
Show Fine Print & Trends Hide Details
| Min. Deposit | $25 |
| Min. Balance | $25 |
| Maintenance Fee | $0 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 31272) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Eclipse Bank, Inc.
Eclipse Investment Savings
What to Watch
Interest is earned only when the account keeps a $10,000 minimum monthly balance. Six withdrawals per month are free, then $2 per withdrawal.
Show Fine Print & Trends Hide Details
| Min. Deposit | $10,000 |
| Min. Balance | $10,000 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 58049) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
United Community Bank
United Savings
Needs at least $2,500
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 16889) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
CBBC Bank
Personal & Business Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | $100 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 21227) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Eclipse Bank, Inc.
Classic Savings
What to Watch
A $3 quarterly service fee applies unless a $300 minimum balance is kept. Three withdrawals per month are free, then $2 per withdrawal.
Show Fine Print & Trends Hide Details
| Min. Deposit | $50 |
| Min. Balance | $0 |
| Maintenance Fee | $3 Quarterly Service Fee; avoid with a $300 minimum balance |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 58049) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Morgantown Bank & Trust Company, Incorporated
MBT Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $50 |
| Min. Balance | $50 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 275) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Direct Link to Product Page (Not Sponsored)
Republic Bank & Trust Company
Advantage Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $5,000 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 23627) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating | A+(BBB Accredited) |
Rate Stability
First Commerce Bank
Regular Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 57465) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Republic Bank & Trust Company
Easy Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $10 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 23627) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating | A+(BBB Accredited) |
Rate Stability
SouthEast Bank
Consumer Statement Savings
What to Watch
The service charge is billed each quarter, not each month. An average daily balance of $100 waives it.
Show Fine Print & Trends Hide Details
| Min. Deposit | $50 |
| Min. Balance | N/A |
| Maintenance Fee | $5 service fee per quarter waived with an average daily balance of $100 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 57348) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Bank of America
Advantage Savings
What to Watch
APY may vary by market. The monthly fee may be waived under some circumstances, such as if you maintain a minimum balance of $500, or are below the age of 25, etc.
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | $0.01 |
| Maintenance Fee | $8 |
| Compound Freq | Monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 3510) |
| Eligibility | United States |
| Zelle® | SupportedLimit: $3,500 /dayFounding member; highest limits for established users. |
| Mobile Ratings | |
| BBB Rating | A+(BBB Accredited) |
Rate Stability
PNC
Standard Savings
Needs at least $2,500
What to Watch
APY may improve with a linked PNC account. Terms and conditions apply.
Show Fine Print & Trends Hide Details
| Min. Deposit | $25 |
| Min. Balance | $1 |
| Maintenance Fee | $0 / $5 (see bank for details) |
| Compound Freq | Monthly |
| Direct Deposit | Not required |
| Branches | Multiple branches in AL, AZ, CA, CO, DE, DC, FL, GA, IL, IN, KS, KY, MD, MA, MI, MO, NJ, NM, NY, NC, OH, PA, SC, TN, TX, VA, WV, WI |
| Deposit Insurance | FDIC Insured(Cert: 6384) |
| Eligibility | United States |
| Zelle® | SupportedLimit: $2,000 /dayCentral to Virtual Wallet suite. |
| Mobile Ratings | |
| BBB Rating | A+(Not BBB Accredited) |
Rate Stability
Bank of America
Advantage Relationship Banking
Needs at least $50,000
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | Monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 3510) |
| Eligibility | United States |
| Zelle® | SupportedLimit: $3,500 /dayFounding member; highest limits for established users. |
| Mobile Ratings | |
| BBB Rating | A+(BBB Accredited) |
Rate Stability
No movement is shown for an “Up to” rate.
Nationally Available Savings Accounts
The 8 highest-rate savings accounts available nationwide, including in Tennessee.
| Institution | Product / Term | APY |
|---|---|---|
| Axos Bank | Axos ONE Savingsfirst $49,999.99 only · needs a linked account at the bank · promotional rate | Up to5.00% |
| GO2bank | High Yield Savingsfirst $5,000 only · needs a linked account at the bank | Up to4.50% |
| Elevault | High Yield Savings Account | 4.34% |
| Peak Bank | Envision High Yield Savingsup to $499,999.99 only | 4.27% |
| Betterment | Cash Reservepromotional rate | Up to4.25% |
| Neighbors Bank | Neighbors Savings Account | 4.25% |
| Pibank | Pibank Savings | 4.25% |
| EverBank | Performance Savings | 4.20% |