Highest Savings Rates in Massachusetts
137 Massachusetts-specific accounts

Limited time offer for funds not currently on deposit at Dedham Savings. Rates guaranteed until 12/31/26. Online statements are required within 30 days of opening, or the account reverts to Statement Savings. One account per client. The stated APY applies to balances up to $1,000. Balances over $1,000 earn a lower rate.

A Zeugma Plus Checking account is required. Each month that checking account must receive at least $1,000 in direct deposits, be enrolled in eStatements, and post at least three cleared electronic debit transactions; in a month those requirements are not met, the entire balance earns the lower non-qualifying rate. The stated APY applies to savings balances up to $250,000, and balances above that cap earn a lower rate. To open a new Zeugma Plus relationship, no owner may have held a Leader Bank deposit account in the past 12 months, and at least $1,000 in new funds from outside Leader Bank is required, with a minimum aggregate initial balance of $1,000 across the checking and savings accounts. Promotional APYs apply to accounts opened between 9/21/26 and 11/30/26 and are guaranteed through 12/31/26. Limit one Zeugma Plus Savings account per household.

The top rate covers the first $25,000 in a month with 30 debit card purchases, 1 direct deposit or ACH and e-statements on a linked EMPOWER Rewards Checking account. Other months earn the base rate.

The account takes new money only. The bank requires that the deposit was not previously and is not currently on deposit with it, and the condition covers the initial funding and every later addition; money that fails it can lose the stated rate. The headline rate also applies only to the first $4,999,999.99 of the balance, and the portion above that earns the bank's ordinary savings rate.

The preferred rate applies only to a balance from $10,000 up to $2,500,000. A balance below or above that range earns the bank's base rate on the entire balance. The account must be opened with funds not already on deposit at the bank, and deposits are capped at $2,500,000 per household. Online opening is limited to residents of Massachusetts, New Hampshire, Connecticut, Rhode Island, Vermont and Maine.

This account is for consumers only, and it must be opened with funds not already held at the bank. The higher advertised rate applies only in a qualifying period with at least two ACH credits of $250.00 or more each; without them the account earns the lower base rate.

The top rate covers up to $100,000 in a cycle with 12 debit card purchases, 1 direct deposit or ACH and e-statements on a linked Kasasa Cash or Cash Back account. Other cycles earn the base rate.

Eligibility restricted to select states.

An eLife Checking or Student Life Checking account is required to open this savings account.

The account can be opened only alongside a TSB 365 Checking account or a certificate of deposit at the same bank.

A Rewards Checking account is required to open or hold this account. The preferred rate is paid only for a statement cycle in which every requirement of the linked Rewards Checking account is met for the prior month. A much lower rate applies for a cycle in which they are not met. The bank is not accepting new accounts of this type.

A personal Camden National Bank checking account is required, either held already or opened at the same time. The account must be funded with new money: transfers from an existing Camden National Bank account are not eligible.

The advertised rate applies to balances up to $1,000,000. A balance above that earns a lower blended yield.

The top rate covers the first $25,000 in a month with 12 debit card purchases, 1 direct deposit or ACH and eStatements on a linked Kasasa Cash or Cash Back account. Other months earn the base rate.

An Elite Reward Checking account is required to open this savings account.

Enrollment in eStatements is required as a condition of the account.

A linked MoneyMaking Checking account is required. The advertised rate is earned only on the first $100,000 of the balance, and only in a month with at least 12 debit card purchases, at least one direct deposit or automatic ACH payment, and eStatements enrolled. The part of the balance above $100,000 earns less, and in a month that misses any qualification the whole balance earns the lower non-qualifying rate. Online opening is limited to residents of Franklin, Hampden, Hampshire and Worcester counties in Massachusetts and Hartford and Tolland counties in Connecticut.

A Vibe Checking account is required to hold this account. Enrolment in online banking and electronic statements is required, and each mailed paper statement costs $5.00, charged separately for the checking and the savings statement. Debit card purchases on the linked Vibe Checking account can be rounded up to the next dollar and swept here each night.

The account is opened and held online only, with electronic statements.

Online opening is limited to residents of Franklin, Hampden, Hampshire and Worcester counties in Massachusetts and Hartford and Tolland counties in Connecticut.