Genoa Community Bank: Savings Account, CDs, Money Market & Rates

By Aviel Fahl

Updated: 8/15/2026

Mission: Banksparency aims to make Genoa Community Bank's deposit accounts transparent and comparable to the market.

Interest rates reported as APY

Analysis of Genoa Community Bank

Our verdict

CD Analysis

Genoa Community Bank offers CDs paying up to 2.66% APY on its 60 months term, across 9 term lengths.

Tracking 15 active CD products, useful for locking in today's rate before further moves at the Fed.

Best CD use: locking in 2.66% APY for a 60 months term and laddering across multiple maturities.

Genoa Community Bank also offers Personal Premiere Money Market Deposit Account, a money market account paying 0.70% APY with a $5,000 minimum deposit. To earn the full 0.70% APY, a minimum balance of $3,000 is required. Below that, the rate drops to as low as 0.50% APY.

At 0.70% APY, Genoa Community Bank pays above the national money market average of 0.63%.

Additional Accounts

Personal Money Market Deposit Account, a money market account at 0.65% APY.
Personal Savings, a high-yield savings account at 0.50% APY.

Ideal User Profile

Best for: simple saving without extra requirements.

IRA Analysis

Genoa Community Bank also offers an IRA savings account paying up to 2.35% APY.

Tracking 1 active IRA savings product, useful for tax-advantaged retirement savings.

Best IRA use: tax-advantaged retirement saving.

Important Considerations

No app ratings available for this bank.

iOS app rating is not available.

Android app rating is not available.

Deposit Accounts Overview

Personal Savings

Savings

0.50% APY

Min: $100 Branch Access

Rank #179 of 337 tracked.

Personal Premiere Money Market Deposit Account

Money Market

0.70% APY

Tiered Range: 0.50% - 0.70%

Min: $5,000 Branch Access

Personal Money Market Deposit Account

Money Market

0.65% APY

Tiered Range: 0.55% - 0.65%

Min: $2,500 Branch Access

24 Month Variable Rate IRA Savings

IRA Savings

2.35% APY

Min: $500 Branch Access

Market Reality Check

This institution offers rates below the top 10 savings and money market accounts we track. Those institutions all pay at least 4.01% APY.

See Top Rates

National Avg: 0.38% (FDIC, 8/1/2026).
Banksparency tracks live rates daily.

Bank Overview

HQ LocationGenoa, NE
Deposit InsuranceFDIC Insured(Cert: 5408)

Visit Official Website

Featured Offers

Axos ONE - High Yield Savings & Checking

Over 95,000 fee-free ATMs
Get paid up to 2 days early with Direct Deposit
One convenient app for spending & saving

FDIC Insured

Savings4.21%APY

Checking0.51%APY

Go to Axos Bank

FDIC or NCUA insured

View Details

Monthly Maintenance Fee	None
Min. Deposit to Savings Account	0
Min. Balance in Savings Account	0
How to qualify for APY	OPTION ADirect Deposit $1,500+ AND Maintain $1,500+ avg daily checking balance. OR OPTION BDeposit $5,000+ total/mo AND Maintain $5,000+ avg daily checking balance.
Mobile Ratings	iOS:4.7 Android:4.5

The APY is available with the Axos ONE savings and checking bundle. The checking account also earns interest. To qualify, you must either set up a direct deposit of $1,500 and maintain an average daily balance of more than $1,500 in your ONE Checking account, or receive at least $5,000 in total monthly qualifying deposits and maintain an average daily balance of more than $5,000.

EASY TRANSFERS, LOW MINIMUMS

SponsoredVerified Aug 19, 2026

FDIC Insured

Quontic High Yield Savings

Apply in 3 minutes or less
No monthly service fees
Transfer with Zelle, Apple Pay, G-Pay, and more

FDIC Insured

Savings3.20%APY

Go to Quontic Bank

FDIC or NCUA insured

View Details

Monthly Maintenance Fee	None
Min. Deposit to Savings Account	10000
Min. Balance in Savings Account	0
Mobile Ratings	iOS:4.8 Android:4.9

Deposit Accounts: In-Depth View

Savings Account Offered by Genoa Community Bank

Feature	Personal Savings
APY	0.50%Verified: 8/15/2026
APY Trend	N/A
Min. Deposit	$100
Min. Balance	$100
Monthly Fee	N/A
Direct Deposit	None
Checking Bundle	No
In-Branch Access	Yes
Compounding	N/A
FDIC Insured	Yes
Eligibility	United States
Next Steps	-

Interactive Tool

Calculate Savings for Genoa Community Bank

All calculations are based on APY.

Selected product

Personal Savings0.50% APY

Initial deposit

Recurring deposit

Frequency

Duration

Savings Breakdown

Interest Earned
+$187.40(1.3%)
Total Contributions
$13,000
Initial Deposit
$1,000

Projected Balance

$14,187.40

Effective APY

0.50%

The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.

Genoa Community Bank Deposit Rates Over Time

No historical data available.

Compare with Genoa Community Bank

Feature	Current View Genoa Community Bank	Empty Slot
Product	Personal Savings	-
APY	0.50%Verified: 8/15/2026	-
APY Trend	N/A	-
Min. Deposit	$100	N/A
Monthly Fee	N/A	-
Direct Deposit	No	-
Checking Bundle	No	-
In-Branch Access	Yes	-
Eligibility	United States	-
Compounding	N/A	-
FDIC or NCUA Insured	Yes	-
Next Steps	-	-

CD Overview

2.66% Highest APY

Across 15 CD products with terms: 3 months, 24 months, 18 months, 12 months, 60 months, 48 months, 36 months, 30 months, 6 months

CD Products Offered by Genoa Community Bank

Feature	3-Month Certificate of Deposit 3 months	6-Month Certificate of Deposit 6 months	12-Month IRA CD 12 months	12-Month Certificate of Deposit 12 months	18-Month IRA CD 18 months	18-Month Certificate of Deposit 18 months	24-Month IRA CD 24 months	24-Month Certificate of Deposit 24 months	30-Month Certificate of Deposit 30 months	30-Month IRA CD 30 months	36-Month Certificate of Deposit 36 months	36-Month IRA CD 36 months	48-Month Certificate of Deposit 48 months	60-Month Certificate of Deposit 60 months	60-Month IRA CD 60 months
APY	1.65%Verified: 8/15/2026	1.70%Verified: 8/15/2026	2.10%Verified: 8/15/2026	2.10%Verified: 8/15/2026	2.30%Verified: 8/15/2026	2.30%Verified: 8/15/2026	2.35%Verified: 8/15/2026	2.35%Verified: 8/15/2026	2.45%Verified: 8/15/2026	2.45%Verified: 8/15/2026	2.55%Verified: 8/15/2026	2.55%Verified: 8/15/2026	2.61%Verified: 8/15/2026	2.66%Verified: 8/15/2026	2.65%Verified: 8/15/2026
Term	3 months	6 months	12 months	12 months	18 months	18 months	24 months	24 months	30 months	30 months	36 months	36 months	48 months	60 months	60 months
Min. Deposit	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500
Early Withdrawal	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
FDIC Insured	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes

Genoa Community Bank CD Rates Over Time

Not enough rate history to show a chart. We have CD rates for this bank from one day only. The chart shows when we collect more data.

Money Market Accounts Offered by Genoa Community Bank

Feature	Personal Premiere Money Market Deposit Account	Personal Money Market Deposit Account
APY	0.70%Range: 0.50% - 0.70%Verified: 8/15/2026	0.65%Range: 0.55% - 0.65%Verified: 8/15/2026
Min. Deposit	$5,000	$2,500
Min. Balance	$3,000	$1,000
Monthly Fee	N/A	N/A
Direct Deposit	None	None
In-Branch Access	Yes	Yes
Compounding	N/A	N/A
FDIC Insured	Yes	Yes
Eligibility	United States	United States

Alternatives to Genoa Community Bank

Banks with Higher/Similar Savings APY

For a top list of the highest savings rates, see all HYSA top rates

First Bank

Icon High-Yield Savings: 2.75% APY

Minimum Deposit: $100

Thrive Credit Savings: 0.01% APY

Minimum Deposit: $100

Health Savings Account: 0.03% APY

Minimum Deposit: $100

Kids Cash Savings: 4.00% APY

Minimum Deposit: $5

Performance Money Market: 0.02% APY

Minimum Deposit: $100

Statement Savings: 0.01% APY

Minimum Deposit: $100

Primis Bank

Primis Savings Account: 3.85% APY

Minimum Deposit: $1

Online Only

Primis Business Savings: 4.00% APY

Minimum Deposit: $1

Online Only

Forbright Bank

Bright Savings: 3.46% APY

Minimum Deposit: $250

Eligible States: Limited (see details)

Growth Savings: 4.15% APY

Minimum Deposit: $0

Online Only

Sprout Savings: 3.46% APY

Minimum Deposit: $1

Eligible States: Limited (see details)

Bright Business Savings: 3.46% APY

Minimum Deposit: $250

Eligible States: Limited (see details)

Platinum Business Money Market: 3.46% APY

Minimum Deposit: $2,500

Eligible States: Limited (see details)

Upgrade

Premier Savings: 3.05% APY

Minimum Deposit: $0

Online Only

Fall River Five Cents Savings Bank

Statement Savings: 0.05% APY

Minimum Deposit: $10

Student Savings: 0.05% APY

Minimum Deposit: $10

Lucky Piggy Savings: 0.05% APY

Minimum Deposit: $25

Nickels Savings: 0.10% APY

Minimum Deposit: $5

eAccess Savings: 0.60% APY

Minimum Deposit: $10

Online Only

Accelerator Money Market: 2.42% APY

Minimum Deposit: $25,000

High Option Money Market: 0.15% APY

Minimum Deposit: $100

First State Bank & Trust

Classic Savings: 1.00% APY

Minimum Deposit: $200

Classic Money Market: 1.35% APY

Minimum Deposit: $2,000

FVCbank

Advantage Direct Savings: 4.01% APY

Minimum Deposit: $500

Online Only

Citibank

Citi® Savings Account: 0.03% APY

Minimum Deposit: $0

Eligible States: Limited (see details)

Citi Accelerate Savings: 2.80% APY

Minimum Deposit: $0

Online Only

Eligible States: Limited (see details)

TAB Bank

Business Money Market: 3.25% APY

Minimum Deposit: $25

Online Only

TAB Save: 3.61% APY

Minimum Deposit: $0

Online Only

Business Savings: 0.25% APY

Minimum Deposit: $25

Online Only

ableBanking

High Yield Savings: 2.75% APY

Minimum Deposit: $2,500

Online Only

Woodford State Bank

Health Savings Account: 0.10% APY

Minimum Deposit: $0.01

Savings Account: 0.10% APY

Minimum Deposit: $50

Platinum Money Market: 2.53% APY

Minimum Deposit: $50,000

Personal Money Market: 1.26% APY

Minimum Deposit: $2,500

Climate First Bank

Super Savings: 3.56% APY

Minimum Deposit: $50

Youth Savings: 3.56% APY

Minimum Deposit: $25

Impact Money Market: 3.96% APY

Minimum Deposit: $50,000

Super Duper Savings Account: 4.01% APY

Minimum Deposit: $50

Business Money Market: 4.26% APY

Bundled Savings & Checking Account

Minimum Deposit: $50