Highest Savings Rates in Iowa
93 Iowa-specific accounts

Variable rate. The rate can change after the account is opened.

Requires opening a CD of $1,000 or more with a term of six months or longer, or a new IRA. The savings deposit must be equal to or less than the CD or IRA deposit. No deposits are allowed after the account is opened.

Eligibility restricted to select states.

Each debit item over 15 in a quarterly statement cycle costs $1.00, and a mailed paper statement costs $3.00.

Eligibility restricted to select states.

The account can be opened only by a customer who already has, or opens at the same time, another account or line of service with the bank. The monthly service charge is waived for an account owner under 23 years of age as well as by the average daily balance.

Rate applies when the monthly qualifications of the linked Kasasa Cash or Kasasa Cash Back checking account are met. Otherwise the account pays a lower base rate. Balances above the first tier earn a blended rate that falls as the balance grows. There is no fee for a cycle in which the qualifications are not met.

The stated APY applies to the first $50,000 of the balance; the part above that earns the bank's low posted rate. A Hometown HYPE Checking account is required, and each statement cycle the account must have online or mobile banking with e-statements, ten signature or PIN debit card transactions and two automatic transfers. If those are not met, the whole balance earns the low rate for that cycle.

A balance below $2,500 earns the bank's statement savings rate instead of the tiered rate, and incurs the $14 monthly service fee. Six debits a month are free; each further debit costs $5.00.

A withdrawal fee of $0.50 applies to each debit transaction over three in a calendar month. That is half the six-a-month allowance a savings account usually carries.

A withdrawal fee of $0.50 applies to each debit transaction over three in a calendar month. That is half the six-a-month allowance a savings account usually carries.

Rate applies when the account's monthly qualifications are met. Otherwise the account pays a lower base rate. Must be linked to Kasasa Cash or Kasasa Cash Back checking. The stated APY applies to balances up to $10,000. The portion of the balance above $10,000 earns a lower interest rate.

$2,500 is required to open the account. The lowest rate tier applies to balances under $2,500.

A BIG DEAL Cash or BIG DEAL Benefits checking account is required to open this account. The stated APY applies to balances up to $50,000. Balances above $50,000 earn a lower rate.

The opening deposit is $100, or $5 when the account is opened with an Inspire Checking account. Electronic statements are free and a paper statement costs $3.00 a month.

A $1.00 fee applies to each debit transaction above six in a calendar month. Account holders under 18 are not charged the monthly maintenance fee.

The monthly service fee is also waived for account holders over age 62, whatever the balance.

Rate applies when the account's monthly qualifications are met. Otherwise the account pays a lower base rate. Requires a Kasasa Cash or Kasasa Cash Back checking account.

Rate applies when the account's monthly qualifications are met. Otherwise the account pays a lower base rate. The account must be linked to a Kasasa Cash or Kasasa Cash Back checking account. The stated APY applies to balances up to $50,000. The portion above $50,000 earns a lower rate.

The opening minimum does not apply to an account held by a minor, which the bank opens with no minimum.

Rate applies when the account's monthly qualifications are met. Otherwise the account pays a lower base rate.

Linked to a checking account for overdraft protection. Funds transfer to checking in $50 increments, with a $2.00 charge for each transfer.

The account must stay open at least 90 days and at most 10 years, and the funds must be used towards the purchase of a first home. A higher rate is paid when automatic monthly deposits from a Northwest Bank checking account are set up.

Transactions above four per statement cycle cost $2.00 each.