Highest IRA Savings Account Rates in Nebraska
29 Nebraska-specific products

By Aviel Fahl

Newest reading: October 13, 2026

Top Nebraska Rate:4.58% APYFDIC or NCUA Insured

The Nebraska market

Nebraska accounts

Institutions

Top Nebraska APY

4.58% APY

Nationally: 2.00% APY

FDIC national average

0.37%

As of Sep 2026

29 IRA savings accounts are open only to Nebraska residents, from 27 institutions. The highest advertised APY among them is 4.58%.

The highest nationally available rate is 2.00% APY, 258 basis points below the Nebraska leader.

25 of the 29 Nebraska IRA savings accounts advertise more than the FDIC national average of 0.37% for savings accounts as of Sep 2026.

Nebraska-Specific IRA Savings Accounts

IRA Savings accounts specifically available to Nebraska residents.

#	Institution & Rate	Earned in a year at $10,000	Requirements & Features	Minimum Deposit
#1	Farmers and Merchants Bank IRA 4.58%APY Observed: Oct 13, 2026 Show Details	+$458per year	Deposit Insurance FDIC Insured Features No MinimumsIn-Person Access	$0
#2	CHADRON IRA Share (Traditional/Roth/SEP) 4.00%APY Observed: Oct 13, 2026 Show Details	+$400per year	Features Low MinimumsIn-Person Access	$100
#3	Bank of Prague IRA Savings 3.29%APY No min. balance for APY Observed: Oct 3, 2026 Show Details	+$329per year	We could not confirm: minimum deposit. Deposit Insurance FDIC Insured Features No MinimumsIn-Person Access	N/A
#4	Adams State Bank Traditional IRA TDOA 3.25%APY No min. balance for APY Observed: Oct 13, 2026 Show Details	+$325per year	We could not confirm: minimum deposit. Deposit Insurance FDIC Insured Features No MinimumsIn-Person Access	N/A
#5	Adams State Bank Roth IRA TDOA 3.25%APY No min. balance for APY Observed: Oct 13, 2026 Show Details	+$325per year	We could not confirm: minimum deposit. Deposit Insurance FDIC Insured Features No MinimumsIn-Person Access	N/A
#6	Henderson State Bank IRA Savings 3.00%APY Observed: Oct 7, 2026 Show Details	+$300per year	Deposit Insurance FDIC Insured Features No MinimumsIn-Person Access	$0
#7	Madison County Bank IRA Account 2.80%APY No min. balance for APY Observed: Oct 7, 2026 Show Details	+$280per year	Deposit Insurance FDIC Insured Features Low MinimumsIn-Person Access	$10
#8	Genoa Community Bank 24 Month Variable Rate IRA Savings 2.35%APY Observed: Oct 7, 2026 Show Details	+$235per year	Deposit Insurance FDIC Insured Features Low MinimumsIn-Person Access	$500
#9	Town & Country Bank Variable Rate IRA 2.30%APY Observed: Oct 7, 2026 Show Details	+$230per year	Deposit Insurance FDIC Insured Features Low MinimumsIn-Person Access	$25
#10	The First National Bank of Johnson IRA 2.27%APY Min. balance: $100 Observed: Oct 7, 2026 Show Details	+$227per year	Deposit Insurance FDIC Insured Features Low MinimumsIn-Person Access	$100
#11	Great Plains State Bank Traditional IRA 2.25%APY Observed: Oct 7, 2026 Show Details	+$225per year	Deposit Insurance FDIC Insured Features No MinimumsIn-Person Access	$0
#12	Great Plains State Bank ROTH IRA 2.25%APY Observed: Oct 7, 2026 Show Details	+$225per year	Deposit Insurance FDIC Insured Features No MinimumsIn-Person Access	$0
#13	Thayer County Bank IRA Savings Up to2.17%APY Needs at least $75,000 No min. balance for APY Observed: Oct 13, 2026 Show Details	+$207per year	Deposit Insurance FDIC Insured Features Low MinimumsIn-Person Access	$1
#14	FirstBank of Nebraska IRA Savings 2.02%APY Min. balance: $100 Observed: Oct 7, 2026 Show Details	+$202per year	Deposit Insurance FDIC Insured Features Low MinimumsIn-Person Access	$100
#15	State Bank of Scotia IRA 2.02%APY No min. balance for APY Observed: Oct 7, 2026 Show Details	+$202per year	Deposit Insurance FDIC Insured Features No MinimumsIn-Person Access	$0
#16	First Tri County Bank Traditional and Roth IRA 2.00%APY Observed: Oct 7, 2026 Show Details	+$200per year	We could not confirm: minimum deposit. Deposit Insurance FDIC Insured Features No MinimumsIn-Person Access	N/A
#17	Nebraska State Bank and Trust Company IRA Savings 1.90%APY Observed: Oct 7, 2026 Show Details	+$190per year	Deposit Insurance FDIC Insured Features Low MinimumsIn-Person Access	$100
#18	Wahoo State Bank IRA Passbook Savings Account 1.81%APY Observed: Oct 7, 2026 Show Details	+$181per year	Deposit Insurance FDIC Insured Features Low MinimumsIn-Person Access	$1
#19	JONES BANK IRA Variable Rate Savings Account 1.75%APY Min. balance: $500 Observed: Oct 7, 2026 Show Details	+$175per year	Deposit Insurance FDIC Insured Features Low MinimumsIn-Person Access	$500
#20	Westside State Bank IRA Savings 1.36%APY Observed: Oct 13, 2026 Show Details	+$136per year	Deposit Insurance FDIC Insured Features Low MinimumsIn-Person Access	$100
#21	Brunswick State Bank IRA Savings Account 0.90%APY Min. balance: $50 Observed: Oct 7, 2026 Show Details	+$90per year	We could not confirm: minimum deposit. Deposit Insurance FDIC Insured Features Low MinimumsIn-Person Access	N/A
#22	First State Bank Nebraska Variable Rate IRA 0.75%APY No min. balance for APY Observed: Oct 7, 2026 Show Details	+$75per year	Deposit Insurance FDIC Insured Features Low MinimumsIn-Person Access	$100
#23	City Bank & Trust Co. IRA - Variable Rate 0.60%APY Observed: Oct 3, 2026 Show Details	+$60per year	Deposit Insurance FDIC Insured Features Low MinimumsIn-Person Access	$100
#24	Dundee Bank IRA Savings Account Up to1.50%APY Needs at least $250,000 No min. balance for APY Observed: Oct 13, 2026 Show Details	+$50per yearEffective: 0.50%	Deposit Insurance FDIC Insured Features No MinimumsIn-Person Access	$0
#25	Farmers and Merchants Bank Variable Rate Individual Retirement Account (IRA) 0.50%APY No min. balance for APY Observed: Oct 7, 2026 Show Details	+$50per year	Deposit Insurance FDIC Insured Features Low MinimumsIn-Person Access	$5
#26	Enterprise Bank Variable IRA 0.30%APY Observed: Oct 7, 2026 Show Details	+$30per year	We could not confirm: minimum deposit. Deposit Insurance FDIC Insured Features No MinimumsIn-Person Access	N/A
#27	First Westroads Bank, Inc. IRA Savings 0.25%APY No min. balance for APY Observed: Oct 13, 2026 Show Details	+$25per year	Deposit Insurance FDIC Insured Features Low MinimumsIn-Person Access	$500
#28	Lincoln FSB of Nebraska IRA Savings 0.10%APY Observed: Oct 7, 2026 Show Details	+$10per year	Deposit Insurance FDIC Insured Features Low MinimumsIn-Person Access	$100
#29	Cornhusker Bank IRA Savings 0.05%APY Observed: Oct 13, 2026 Show Details	+$5per year	Deposit Insurance FDIC Insured Features Low MinimumsIn-Person Access	$25

Farmers and Merchants Bank

IRA

+$458

per year

4.58% APY

Oct 13, 2026

FDIC InsuredNo MinimumsIn-Person Access

Show Fine Print & Trends

Min. Deposit	$0
Min. Balance	N/A
Maintenance Fee	$0
Compound Freq	N/A
Direct Deposit	Not required
Deposit Insurance	FDIC Insured(Cert: 14275)
Eligibility	United States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days

Official SiteFarmers and Merchants Bank

Direct Link to Product Page (Not Sponsored)

Read Bank Overview

CHADRON

IRA Share (Traditional/Roth/SEP)

+$400

per year

4.00% APY

Oct 13, 2026

Low MinimumsIn-Person Access

Show Fine Print & Trends

Min. Deposit	$100
Min. Balance	N/A
Maintenance Fee	$0
Compound Freq	N/A
Direct Deposit	Not required
Deposit Insurance	Check Terms
Eligibility	United States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 7 days

Official SiteCHADRON

Direct Link to Product Page (Not Sponsored)

Read Bank Overview

Bank of Prague

IRA Savings

+$329

per year

3.29% APY

Oct 3, 2026

FDIC InsuredNo MinimumsIn-Person Access

We could not confirm: minimum deposit.

Show Fine Print & Trends

Min. Deposit	N/A
Min. Balance	$0.01
Maintenance Fee	$0
Compound Freq	N/A
Direct Deposit	Not required
Deposit Insurance	FDIC Insured(Cert: 12745)
Eligibility	United States
Mobile Ratings
BBB Rating

Rate Stability

Official SiteBank of Prague

Direct Link to Product Page (Not Sponsored)

Read Bank Overview

Adams State Bank

Traditional IRA TDOA

+$325

per year

3.25% APY

Oct 13, 2026

FDIC InsuredNo MinimumsIn-Person Access

What to Watch

The rate is tied to the bank's 6 month CD rate and can change monthly.

We could not confirm: minimum deposit.

Show Fine Print & Trends

Min. Deposit	N/A
Min. Balance	$0
Maintenance Fee	$0
Compound Freq	monthly
Direct Deposit	Not required
Deposit Insurance	FDIC Insured(Cert: 9812)
Eligibility	United States
Mobile Ratings
BBB Rating

Rate Stability

Rate Increased

+0.33%

Since 7 days ago

Official SiteAdams State Bank

Direct Link to Product Page (Not Sponsored)

Read Bank Overview

Adams State Bank

Roth IRA TDOA

+$325

per year

3.25% APY

Oct 13, 2026

FDIC InsuredNo MinimumsIn-Person Access

What to Watch

The rate is tied to the bank's 6 month CD rate and can change monthly.

We could not confirm: minimum deposit.

Show Fine Print & Trends

Min. Deposit	N/A
Min. Balance	$0
Maintenance Fee	$0
Compound Freq	monthly
Direct Deposit	Not required
Deposit Insurance	FDIC Insured(Cert: 9812)
Eligibility	United States
Mobile Ratings
BBB Rating

Rate Stability

Rate Increased

+0.33%

Since 7 days ago

Official SiteAdams State Bank

Direct Link to Product Page (Not Sponsored)

Read Bank Overview

Henderson State Bank

IRA Savings

+$300

per year

3.00% APY

Oct 7, 2026

FDIC InsuredNo MinimumsIn-Person Access

Show Fine Print & Trends

Min. Deposit	$0
Min. Balance	N/A
Maintenance Fee	$0
Compound Freq	N/A
Direct Deposit	Not required
Deposit Insurance	FDIC Insured(Cert: 17229)
Eligibility	United States
Mobile Ratings
BBB Rating

Rate Stability

Rate Increased

+0.48%

Since 7 days ago

Official SiteHenderson State Bank

Direct Link to Product Page (Not Sponsored)

Read Bank Overview

Madison County Bank

IRA Account

+$280

per year

2.80% APY

Oct 7, 2026

FDIC InsuredLow MinimumsIn-Person Access

Show Fine Print & Trends

Min. Deposit	$10
Min. Balance	$0.01
Maintenance Fee	$0
Compound Freq	N/A
Direct Deposit	Not required
Deposit Insurance	FDIC Insured(Cert: 31999)
Eligibility	United States
Mobile Ratings
BBB Rating

Rate Stability

Rate Increased

+0.05%

Since 7 days ago

Official SiteMadison County Bank

Direct Link to Product Page (Not Sponsored)

Read Bank Overview

Genoa Community Bank

24 Month Variable Rate IRA Savings

+$235

per year

2.35% APY

Oct 7, 2026

FDIC InsuredLow MinimumsIn-Person Access

Show Fine Print & Trends

Min. Deposit	$500
Min. Balance	N/A
Maintenance Fee	$0
Compound Freq	N/A
Direct Deposit	Not required
Deposit Insurance	FDIC Insured(Cert: 5408)
Eligibility	United States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days

Official SiteGenoa Community Bank

Direct Link to Product Page (Not Sponsored)

Read Bank Overview

Town & Country Bank

Variable Rate IRA

+$230

per year

2.30% APY

Oct 7, 2026

FDIC InsuredLow MinimumsIn-Person Access

Show Fine Print & Trends

Min. Deposit	$25
Min. Balance	N/A
Maintenance Fee	$0
Compound Freq	N/A
Direct Deposit	Not required
Deposit Insurance	FDIC Insured(Cert: 1434)
Eligibility	United States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days

Official SiteTown & Country Bank

Direct Link to Product Page (Not Sponsored)

Read Bank Overview

#10

The First National Bank of Johnson

IRA

+$227

per year

2.27% APY

Oct 7, 2026

FDIC InsuredLow MinimumsIn-Person Access

Show Fine Print & Trends

Min. Deposit	$100
Min. Balance	$100
Maintenance Fee	$0
Compound Freq	N/A
Direct Deposit	Not required
Deposit Insurance	FDIC Insured(Cert: 5422)
Eligibility	United States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days

Official SiteThe First National Bank of Johnson

Direct Link to Product Page (Not Sponsored)

Read Bank Overview

#11

Great Plains State Bank

Traditional IRA

+$225

per year

2.25% APY

Oct 7, 2026

FDIC InsuredNo MinimumsIn-Person Access

Show Fine Print & Trends

Min. Deposit	$0
Min. Balance	N/A
Maintenance Fee	$0
Compound Freq	quarterly
Direct Deposit	Not required
Deposit Insurance	FDIC Insured(Cert: 14058)
Eligibility	United States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days

Official SiteGreat Plains State Bank

Direct Link to Product Page (Not Sponsored)

Read Bank Overview

#12

Great Plains State Bank

ROTH IRA

+$225

per year

2.25% APY

Oct 7, 2026

FDIC InsuredNo MinimumsIn-Person Access

Show Fine Print & Trends

Min. Deposit	$0
Min. Balance	N/A
Maintenance Fee	$0
Compound Freq	quarterly
Direct Deposit	Not required
Deposit Insurance	FDIC Insured(Cert: 14058)
Eligibility	United States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days

Official SiteGreat Plains State Bank

Direct Link to Product Page (Not Sponsored)

Read Bank Overview

#13

Thayer County Bank

IRA Savings

+$207

per year

2.17% APY

Oct 13, 2026

Needs at least $75,000

APY Range: 2.01% – 2.17%

FDIC InsuredLow MinimumsIn-Person Access

Show Fine Print & Trends

Min. Deposit	$1
Min. Balance	$0
Maintenance Fee	$0
Compound Freq	N/A
Direct Deposit	Not required
Deposit Insurance	FDIC Insured(Cert: 11475)
Eligibility	United States
Mobile Ratings
BBB Rating

Rate Stability

No movement is shown for an “Up to” rate.

Official SiteThayer County Bank

Direct Link to Product Page (Not Sponsored)

Read Bank Overview

#14

FirstBank of Nebraska

IRA Savings

+$202

per year

2.02% APY

Oct 7, 2026

FDIC InsuredLow MinimumsIn-Person Access

Show Fine Print & Trends

Min. Deposit	$100
Min. Balance	$100
Maintenance Fee	$0
Compound Freq	N/A
Direct Deposit	Not required
Deposit Insurance	FDIC Insured(Cert: 5486)
Eligibility	United States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days

Official SiteFirstBank of Nebraska

Direct Link to Product Page (Not Sponsored)

Read Bank Overview

#15

State Bank of Scotia

IRA

+$202

per year

2.02% APY

Oct 7, 2026

FDIC InsuredNo MinimumsIn-Person Access

Show Fine Print & Trends

Min. Deposit	$0
Min. Balance	$0.01
Maintenance Fee	$0
Compound Freq	N/A
Direct Deposit	Not required
Deposit Insurance	FDIC Insured(Cert: 14069)
Eligibility	United States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days

Official SiteState Bank of Scotia

Direct Link to Product Page (Not Sponsored)

Read Bank Overview

#16

First Tri County Bank

Traditional and Roth IRA

+$200

per year

2.00% APY

Oct 7, 2026

FDIC InsuredNo MinimumsIn-Person Access

We could not confirm: minimum deposit.

Show Fine Print & Trends

Min. Deposit	N/A
Min. Balance	N/A
Maintenance Fee	$0
Compound Freq	monthly
Direct Deposit	Not required
Deposit Insurance	FDIC Insured(Cert: 8333)
Eligibility	United States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days

Official SiteFirst Tri County Bank

Direct Link to Product Page (Not Sponsored)

Read Bank Overview

#17

Nebraska State Bank and Trust Company

IRA Savings

+$190

per year

1.90% APY

Oct 7, 2026

FDIC InsuredLow MinimumsIn-Person Access

Show Fine Print & Trends

Min. Deposit	$100
Min. Balance	N/A
Maintenance Fee	$0
Compound Freq	N/A
Direct Deposit	Not required
Deposit Insurance	FDIC Insured(Cert: 8322)
Eligibility	United States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 7 days

Official SiteNebraska State Bank and Trust Company

Direct Link to Product Page (Not Sponsored)

Read Bank Overview

#18

Wahoo State Bank

IRA Passbook Savings Account

+$181

per year

1.81% APY

Oct 7, 2026

FDIC InsuredLow MinimumsIn-Person Access

Show Fine Print & Trends

Min. Deposit	$1
Min. Balance	N/A
Maintenance Fee	$0
Compound Freq	N/A
Direct Deposit	Not required
Deposit Insurance	FDIC Insured(Cert: 1163)
Eligibility	United States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days

Official SiteWahoo State Bank

Direct Link to Product Page (Not Sponsored)

Read Bank Overview

#19

JONES BANK

IRA Variable Rate Savings Account

+$175

per year

1.75% APY

Oct 7, 2026

FDIC InsuredLow MinimumsIn-Person Access

Show Fine Print & Trends

Min. Deposit	$500
Min. Balance	$500
Maintenance Fee	$0
Compound Freq	N/A
Direct Deposit	Not required
Deposit Insurance	FDIC Insured(Cert: 5473)
Eligibility	United States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 7 days

Official SiteJONES BANK

Direct Link to Product Page (Not Sponsored)

Read Bank Overview

#20

Westside State Bank

IRA Savings

+$136

per year

1.36% APY

Oct 13, 2026

FDIC InsuredLow MinimumsIn-Person Access

Show Fine Print & Trends

Min. Deposit	$100
Min. Balance	N/A
Maintenance Fee	$0
Compound Freq	N/A
Direct Deposit	Not required
Deposit Insurance	FDIC Insured(Cert: 18518)
Eligibility	United States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days

Official SiteWestside State Bank

Direct Link to Product Page (Not Sponsored)

Read Bank Overview

#21

Brunswick State Bank

IRA Savings Account

+$90

per year

0.90% APY

Oct 7, 2026

FDIC InsuredLow MinimumsIn-Person Access

We could not confirm: minimum deposit.

Show Fine Print & Trends

Min. Deposit	N/A
Min. Balance	$50
Maintenance Fee	$0
Compound Freq	monthly
Direct Deposit	Not required
Deposit Insurance	FDIC Insured(Cert: 13692)
Eligibility	United States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 7 days

Official SiteBrunswick State Bank

Direct Link to Product Page (Not Sponsored)

Read Bank Overview

#22

First State Bank Nebraska

Variable Rate IRA

+$75

per year

0.75% APY

Oct 7, 2026

FDIC InsuredLow MinimumsIn-Person Access

Show Fine Print & Trends

Min. Deposit	$100
Min. Balance	$0
Maintenance Fee	$0
Compound Freq	N/A
Direct Deposit	Not required
Deposit Insurance	FDIC Insured(Cert: 13868)
Eligibility	United States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days

Official SiteFirst State Bank Nebraska

Direct Link to Product Page (Not Sponsored)

Read Bank Overview

#23

City Bank & Trust Co.

IRA - Variable Rate

+$60

per year

0.60% APY

Oct 3, 2026

FDIC InsuredLow MinimumsIn-Person Access

What to Watch

A $3.00 monthly fee applies when the balance is below $300, except for holders under age 19.

Show Fine Print & Trends

Min. Deposit	$100
Min. Balance	N/A
Maintenance Fee	$0
Compound Freq	N/A
Direct Deposit	Not required
Deposit Insurance	FDIC Insured(Cert: 5396)
Eligibility	United States
Mobile Ratings
BBB Rating

Rate Stability

Official SiteCity Bank & Trust Co.

Direct Link to Product Page (Not Sponsored)

Read Bank Overview

#24

Dundee Bank

IRA Savings Account

+$50

per year

1.50% APY

Oct 13, 2026

Needs at least $250,000

APY Range: 0.50% – 1.50%

FDIC InsuredNo MinimumsIn-Person Access

Show Fine Print & Trends

Min. Deposit	$0
Min. Balance	$0
Maintenance Fee	$0
Compound Freq	N/A
Direct Deposit	Not required
Deposit Insurance	FDIC Insured(Cert: 10643)
Eligibility	United States
Mobile Ratings
BBB Rating

Rate Stability

No movement is shown for an “Up to” rate.

Official SiteDundee Bank

Direct Link to Product Page (Not Sponsored)

Read Bank Overview

#25

Farmers and Merchants Bank

Variable Rate Individual Retirement Account (IRA)

+$50

per year

0.50% APY

Oct 7, 2026

FDIC InsuredLow MinimumsIn-Person Access

Show Fine Print & Trends

Min. Deposit	$5
Min. Balance	$0.01
Maintenance Fee	$0
Compound Freq	N/A
Direct Deposit	Not required
Deposit Insurance	FDIC Insured(Cert: 16810)
Eligibility	United States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days

Official SiteFarmers and Merchants Bank

Direct Link to Product Page (Not Sponsored)

Read Bank Overview

#26

Enterprise Bank

Variable IRA

+$30

per year

0.30% APY

Oct 7, 2026

FDIC InsuredNo MinimumsIn-Person Access

What to Watch

Variable rate. The rate can change after the account is opened.

We could not confirm: minimum deposit.

Show Fine Print & Trends

Min. Deposit	N/A
Min. Balance	N/A
Maintenance Fee	$0
Compound Freq	N/A
Direct Deposit	Not required
Deposit Insurance	FDIC Insured(Cert: 33380)
Eligibility	United States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 7 days

Official SiteEnterprise Bank

Direct Link to Product Page (Not Sponsored)

Read Bank Overview

#27

First Westroads Bank, Inc.

IRA Savings

+$25

per year

0.25% APY

Oct 13, 2026

FDIC InsuredLow MinimumsIn-Person Access

What to Watch

Variable rate. The APY can change without notice.

Show Fine Print & Trends

Min. Deposit	$500
Min. Balance	$0
Maintenance Fee	$0
Compound Freq	N/A
Direct Deposit	Not required
Deposit Insurance	FDIC Insured(Cert: 19742)
Eligibility	United States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 7 days

Official SiteFirst Westroads Bank, Inc.

Direct Link to Product Page (Not Sponsored)

Read Bank Overview

#28

Lincoln FSB of Nebraska

IRA Savings

+$10

per year

0.10% APY

Oct 7, 2026

FDIC InsuredLow MinimumsIn-Person Access

Show Fine Print & Trends

Min. Deposit	$100
Min. Balance	N/A
Maintenance Fee	$0
Compound Freq	N/A
Direct Deposit	Not required
Deposit Insurance	FDIC Insured(Cert: 29692)
Eligibility	United States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 7 days

Official SiteLincoln FSB of Nebraska

Direct Link to Product Page (Not Sponsored)

Read Bank Overview

#29

Cornhusker Bank

IRA Savings

+$5

per year

0.05% APY

Oct 13, 2026

FDIC InsuredLow MinimumsIn-Person Access

Show Fine Print & Trends

Min. Deposit	$25
Min. Balance	N/A
Maintenance Fee	$0
Compound Freq	N/A
Direct Deposit	Not required
Deposit Insurance	FDIC Insured(Cert: 14264)
Eligibility	United States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days

Official SiteCornhusker Bank

Direct Link to Product Page (Not Sponsored)

Read Bank Overview

Nationally Available IRA Savings Accounts

The 3 highest-rate ira savings accounts available nationwide, including in Nebraska.

Institution	Product / Term	APY	Min. Deposit
nbkc Bank	Personal IRA Savings	2.00%	$0
Synchrony Bank	IRA Money Market Account	2.00%	$0
Carver Bank	Savings Liquit IRA	0.10%	$100

See the full national list