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When you tell us an amount, every list on this page is ordered by what that amount earns in a year, which is not the same as the advertised rate on a capped or tiered account. When you tell us no amount, the order is APY. Ties break on a stable identity, and a rating never changes the order.

We leave out a savings or money market account whose monthly fee is not easy to avoid. A waiver that asks you to move your banking does not count as easy: a direct deposit, a monthly number of card payments, or another account or loan with the bank.

Some savings accounts pay their rate only up to a balance cap. We leave one out when your amount, with its interest, would pass the cap before you need the money: a year on the savings path, or the time you chose on the CD path, with five years for "Longer than 2 years" and "I'm not sure".

No placement on this page is for sale. A card that pays us carries a marked link, and that link looks different from the others; the marker says so on the card.

Some banks pay us a fee if you open an account through their link. That link carries a marker, and the fee never changes which accounts appear or in what order. The full policy is on the Advertising Disclosure page.

Unless you ask for a branch, every account on this page is sold nationwide, so you can open it wherever you live. When you ask for a branch, we ask for your state and show the banks with a branch there. A few accounts have no state limit on record; we count them as sold nationwide.

When our data pipeline has not confirmed a detail, we say so on the card instead of hiding the account. A data gap never removes a bank from your results.