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Savings Comparisons

Bank-to-Bank Savings Account Comparisons

Banksparency compares the advertised savings rates of 43 banks, side by side, in 552 bank-to-bank comparison pages. The highest savings rate among them is 4.50% APY, advertised by GO2bank on its High Yield Savings.

By Aviel Fahl

Newest reading: Saturday, September 12, 2026|
View Highest Savings RatesAll 552 Comparisons

Savings Comparison Summary

43 banks compared, pair by pair.

The mean of the compared banks' highest savings APYs is 3.30%. The FDIC national average for savings accounts is 0.38% as of Aug 2026.

Rates observed Saturday, September 12, 2026

Market Snapshot

Top Advertised APY

4.50% APY

Across compared banks

Mean Top APY

3.30% APY

Each compared bank's highest savings APY

0.38%

As of Aug 2026•

Newest reading Saturday, September 12, 2026.

Find Your Comparison

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All 552 Bank Comparisons

Every comparison page, grouped by bank.

Browse all 552 comparisons

Ally Bank

American Express

Axos Bank

Barclays

Capital One

Chime

CIT Bank

EverBank

Marcus by Goldman Sachs

Newtek Bank

Openbank

Pibank

SoFi Bank

Synchrony Bank

Varo Bank

Wealthfront

Savings comparison questions

Which bank advertises the highest savings rate right now?

GO2bank advertises 4.50% APY on its High Yield Savings, the highest rate among the 43 compared banks.

How does Banksparency compare two banks?

Each comparison page puts two banks side by side: the advertised APY, the minimum deposit, the account terms, and the rate history of each. Banksparency tracks 552 bank pairs across 43 banks, and reads each rate from the bank's own website.

How do these savings rates compare with the FDIC national average?

The highest advertised rate, 4.50% APY, is 11.8 times the FDIC national average for savings accounts, 0.38% as of Aug 2026. The FDIC national rate cap for savings accounts is 4.38%.

When were these savings rates last observed?

The newest reading on this page is from Saturday, September 12, 2026. Banksparency reads each institution's advertised rate on that institution's own website, and it records the date of each reading. Some rates on this page carry an earlier date. A rate can change at any time, so confirm it with the institution before you open an account.