Highest Savings Rates in New Jersey
68 New Jersey-specific accounts

The stated APY is paid on the first $10,000. Balances above that earn a lower rate. A NextGen Spend account is required as well, and only one account is allowed for each customer.

A daily minimum balance of $1,000 is required to earn interest. The disclosed yield applies to balances from $1,000 to $250,000. New money only.

A Cash Back Checking account is required to earn the posted APY. The posted APY applies to balances up to $100,000, and balances above that earn a lower rate. A lower rate also applies if the qualifying transactions are not met.

Each tier rate is guaranteed for 90 days from opening. Branch opening and consumers only. eStatements with a valid email are required, or the eSavings rate applies.

The highest rate tier ends at $499,999.99. Balances of $500,000 and above earn the account's lowest rate.

Variable rate. The rate for the tier that the balance falls in is paid on the entire balance.

The rate needs one Ion Bank debit card purchase over $50 each statement cycle, or the Statement Savings rate may apply. An Ion Bank personal checking account and debit card are required.

Limited to 1 withdrawal/month. $5.00 per excess withdrawal. Variable rate. 4 tiers.

The account opens with $2,500, which is also the balance at which the higher rate band begins. The lower rate band applies only to an account whose balance has since fallen below $2,500.

Requires a linked Kasasa Cash or Kasasa Cash Back checking account. The reward rate is paid only for a monthly qualification cycle in which the linked checking account meets its requirements. In other cycles all balances earn a lower rate. The stated APY applies to balances up to $10,000. The portion of the balance above $10,000 earns a lower interest rate.

The stated APY is paid on the first $5,000. Balances above that earn a much lower rate. The account is part of the Advantage Banking bundle and requires an Advantage Checking account. Only one account is allowed for each customer.

A Premier Checking or Premier Plus Checking account is required to open this account.

Variable rate. The APY can change after account opening.

This account can be opened only at a branch.

Closing the account within six months of opening is charged $15.

This account can be opened only at a branch.

A minimum of $1,000 is required to open this account. The lowest published balance band sits below that minimum, so it applies only to an account that has drawn down after opening.

The account can be opened only with new money, which the bank defines as funds not already on deposit at Northfield Bank.