Highest Savings Rates in Florida
55 Florida-specific accounts

The stated APY applies to balances up to $5,000. The part of the balance from $5,000 to $10,000 earns a lower rate, and the part above $10,000 earns a lower rate again. Each withdrawal over two in a month carries a $5 fee.

A daily minimum balance of $1,000 is required to earn interest. The disclosed yield applies to balances from $1,000 to $250,000. New money only.

The stated APY applies to balances up to $250,000. The bank publishes no rate for balances above that and directs customers to an Axiom associate. A quarterly service charge applies unless the minimum daily balance is $25 or more.

Eligibility restricted to select states.

Variable rate. The APY can change at any time at the bank's discretion.

Rate applies to new money transferred from another financial institution.

The account can be opened only in person at a branch.

Rewards account. The stated APY applies to balances up to $25,000; a balance above that earns a blended rate that falls as the balance grows. The higher rate requires the monthly qualifications on a linked Kasasa Cash or Kasasa Cash Back checking account: one direct deposit, ACH payment or bill pay, 12 debit card purchases, and eStatements. A month without them earns the base rate.

A $1 charge applies to each debit transaction beyond three in a quarter. In the month of the holder's birthday, the bank deposits $1 for every inch grown since the previous measurement.

A Port City Rewards Interest Checking or Port City Rewards Checking account and e-statements are required.

A $1 charge applies to each debit transaction beyond three in a quarter. A $5 service charge applies when the average daily balance falls below $250 during the statement cycle.

Three withdrawals are allowed each quarter. Each further withdrawal costs $1.00. Closing the account within six months of opening costs $10.00. Interest does not compound; it is credited quarterly.

A linked Kasasa Cash or Kasasa Cash Back checking account is required. The stated rate applies in a monthly qualification cycle in which the linked checking account posts at least 12 debit card purchases and is enrolled in e-Statements and in online banking with a login. Otherwise all balances earn the base rate. The portion of the balance above $10,000 earns a lower rate. Limit one account per Social Security number.

The service charge is billed each quarter, not each month. It is refunded when the account is linked to a FirstView checking account, or when the daily balance stays at or above the stated minimum.

Variable rate. The APY can change.

A monthly maintenance fee applies in any month the average daily balance falls below $25. Up to three withdrawals or debits each month are free; each one after that costs $4.

A $5 monthly service charge applies if the available balance falls below $100.

Variable rate. The APY can change.

Three withdrawals or transfers per month are free. Each additional one costs $1.

Variable rate. The rate can change at any time.