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Highest CD Rates
A rate locked for the term you choose

By Aviel Fahl

Newest reading: September 11, 2026

Today's Top 10 Rates:4.48-4.75% APYFDIC or NCUA Insured
FDIC 12-Month CD Average 1.71% (as of Aug 2026) | 3.63% (as of Sep 9, 2026)
Terms tracked: 1-Month-10-Year|3175 active CD products

Today's Top 50 CD Rates

Ordered by highest APY across all term lengths. Showing the top 50 rates from 248 banks tracking 3175 CD terms. To see the highest rates for a specific term, use the term pages below.

Newest reading: Friday, September 11, 2026

Top 50 CD terms from 18 banks,sorted by highest APY
#1
Bank of Franklin County

18 Month YOUTH Fair CD Special

Term: 18 months

4.90%
APY
Observed: Sep 11, 2026
Min Deposit

$100

Access

Branch access

#2
Raymond James Bank

60 Month CD

Term: 60 months

4.75%
APY
Observed: Sep 11, 2026
Min Deposit

$1,000

Access

N/A

#3
Raymond James Bank

48 Month CD

Term: 48 months

4.60%
APY
Observed: Sep 11, 2026
Min Deposit

$1,000

Access

N/A

#4
Habib American Bank

3 Month CD

Term: 3 months

4.50%
APY
Observed: Sep 11, 2026
Min Deposit

N/A

Access

Branch access

#5
Habib American Bank

6 Month CD

Term: 6 months

4.50%
APY
Observed: Sep 11, 2026
Min Deposit

N/A

Access

Branch access

#6
Habib American Bank

12 Month CD

Term: 12 months

4.50%
APY
Observed: Sep 11, 2026
Min Deposit

N/A

Access

Branch access

#7
Popular Direct

36 Months

Term: 36 months

4.50%
APY
Observed: Sep 11, 2026
Min Deposit

$10,000

Access

Online only

#8
Raymond James Bank

36 Month CD

Term: 36 months

4.50%
APY
Observed: Sep 11, 2026
Min Deposit

$1,000

Access

N/A

#9
Popular Direct

48 Months

Term: 48 months

4.50%
APY
Observed: Sep 11, 2026
Min Deposit

$10,000

Access

Online only

#10
Popular Direct

60 Months

Term: 60 months

4.50%
APY
Observed: Sep 11, 2026
Min Deposit

$10,000

Access

Online only

#11
Grant County Bank

60-Month CD

Term: 60 months

4.48%
APY
Observed: Sep 11, 2026
Min Deposit

$1,000

Access

Branch access

#12
EagleBank

12 Month CD

Term: 12 months

4.45%
APY
Observed: Sep 11, 2026
Min Deposit

$1,000

Access

Branch access

#13
Credit One Bank, National Association

18 Month High Yield Jumbo CD

Term: 18 months

4.45%
APY
Observed: Sep 11, 2026
Min Deposit

$100,000

Access

N/A

#14
Credit One Bank, National Association

24 Month High Yield Jumbo CD

Term: 24 months

4.45%
APY
Observed: Sep 11, 2026
Min Deposit

$100,000

Access

N/A

#15
Popular Direct

24 Months

Term: 24 months

4.45%
APY
Observed: Sep 11, 2026
Min Deposit

$10,000

Access

Online only

#16
Credit One Bank, National Association

36 Month High Yield Jumbo CD

Term: 36 months

4.45%
APY
Observed: Sep 11, 2026
Min Deposit

$100,000

Access

N/A

#17
Grant County Bank

48-Month CD

Term: 48 months

4.42%
APY
Observed: Sep 11, 2026
Min Deposit

$100

Access

Branch access

#18
Bank of Lake Mills

7 Month CD - NEW MONEY SPECIAL!

Term: 7 months

4.40%
APY
Observed: Sep 11, 2026
Min Deposit

$5,000

Access

Branch access

#19
Sallie Mae Bank

15-Month Certificates of deposit CDs

Term: 15 months

4.40%
APY
Observed: Sep 11, 2026
Min Deposit

$2,500

Access

Online only

#20
Happen Bank

2-Year CD

Term: 24 months

4.40%
APY
Observed: Sep 11, 2026
Min Deposit

$500

Access

Online only

#21
Raymond James Bank

24 Month CD

Term: 24 months

4.40%
APY
Observed: Sep 11, 2026
Min Deposit

$1,000

Access

N/A

#22
Sallie Mae Bank

36-Month Certificates of deposit CDs

Term: 36 months

4.40%
APY
Observed: Sep 11, 2026
Min Deposit

$2,500

Access

Online only

#23
Sallie Mae Bank

60-Month Certificates of deposit CDs

Term: 60 months

4.40%
APY
Observed: Sep 11, 2026
Min Deposit

$2,500

Access

Online only

#24
Farmers and Merchants Bank

36-Month Certificate

Term: 36 months

4.37%
APY
Observed: Sep 11, 2026
Min Deposit

$500

Access

Branch access

#25
Grant County Bank

36-Month CD

Term: 36 months

4.37%
APY
Observed: Sep 11, 2026
Min Deposit

$100

Access

Branch access

#26
Farmers and Merchants Bank

48-Month Certificate

Term: 48 months

4.37%
APY
Observed: Sep 11, 2026
Min Deposit

$500

Access

Branch access

#27
Farmers and Merchants Bank

60-Month Certificate

Term: 60 months

4.37%
APY
Observed: Sep 11, 2026
Min Deposit

$500

Access

Branch access

#28
Bread Savings

18-Month CD

Term: 18 months

4.35%
APY
Observed: Sep 11, 2026
Min Deposit

$1,500

Access

Online only

#29
EagleBank

18 Month CD

Term: 18 months

4.35%
APY
Observed: Sep 11, 2026
Min Deposit

$1,000

Access

Branch access

#30
Marcus by Goldman Sachs

18-Month High Yield CD

Term: 18 months

4.35%
APY
Observed: Sep 11, 2026
Min Deposit

$500

Access

Online only

#31
Popular Direct

18 Months

Term: 18 months

4.35%
APY
Observed: Sep 11, 2026
Min Deposit

$10,000

Access

Online only

#32
Raymond James Bank

18 Month CD

Term: 18 months

4.35%
APY
Observed: Sep 11, 2026
Min Deposit

$1,000

Access

N/A

#33
Barclays

24-Month CD

Term: 24 months

4.35%
APY
Observed: Sep 11, 2026
Min Deposit

$0

Access

Online only

#34
EagleBank

24 Month CD

Term: 24 months

4.35%
APY
Observed: Sep 11, 2026
Min Deposit

$1,000

Access

Branch access

#35
Marcus by Goldman Sachs

2 Year CD

Term: 24 months

4.35%
APY
Observed: Sep 11, 2026
Min Deposit

$500

Access

Online only

#36
Sallie Mae Bank

24-Month Certificates of deposit CDs

Term: 24 months

4.35%
APY
Observed: Sep 11, 2026
Min Deposit

$2,500

Access

Online only

#37
Sallie Mae Bank

30-Month Certificates of deposit CDs

Term: 30 months

4.35%
APY
Observed: Sep 11, 2026
Min Deposit

$2,500

Access

Online only

#38
E*TRADE from Morgan Stanley

36-Month Certificates of Deposit

Term: 36 months

4.35%
APY
Observed: Sep 11, 2026
Min Deposit

$0

Access

Online only

#39
Marcus by Goldman Sachs

3 Year CD

Term: 36 months

4.35%
APY
Observed: Sep 11, 2026
Min Deposit

$500

Access

Online only

#40
Marcus by Goldman Sachs

4 Year CD

Term: 48 months

4.35%
APY
Observed: Sep 11, 2026
Min Deposit

$500

Access

Online only

#41
E*TRADE from Morgan Stanley

60-Month Certificates of Deposit

Term: 60 months

4.35%
APY
Observed: Sep 11, 2026
Min Deposit

$0

Access

Online only

#42
Marcus by Goldman Sachs

5 Year CD

Term: 60 months

4.35%
APY
Observed: Sep 11, 2026
Min Deposit

$500

Access

Online only

#43
Synchrony Bank

60 Month CD

Term: 60 months

4.35%
APY
Observed: Sep 11, 2026
Min Deposit

$0

Access

Online only

#44
Synchrony Bank

60 Month IRA CD

Term: 60 months

4.35%
APY
Observed: Sep 11, 2026
Min Deposit

$0

Access

Online only

#45
Marcus by Goldman Sachs

6 Year CD

Term: 72 months

4.35%
APY
Observed: Sep 11, 2026
Min Deposit

$500

Access

Online only

#46
Bank of Franklin County

60 Month Certificate

Term: 60 months

4.34%
APY
Observed: Sep 11, 2026
Min Deposit

$500

Access

Branch access

#47
Farmers and Merchants Bank

5 Year C.D.

Term: 60 months

4.32%
APY
Observed: Sep 11, 2026
Min Deposit

$1,000

Access

Branch access

#48
Omb Bank

13 Month CD Special

Term: 13 months

4.31%
APY
Observed: Sep 11, 2026
Min Deposit

$1,000

Access

Branch access

#49
Omb Bank

18 Month CD

Term: 18 months

4.31%
APY
Observed: Sep 11, 2026
Min Deposit

$1,000

Access

Branch access

#50
EagleBank

9 Month CD

Term: 9 months

4.30%
APY
Observed: Sep 11, 2026
Min Deposit

$1,000

Access

Branch access

Browse All Rates by Term Length

This page is capped at the top 50 rates across all terms. For the highest rates at one term length, pick a term below.