Highest Savings Rates in Kansas
84 Kansas-specific accounts
The Kansas market
Kansas accounts
84
Institutions
66
Top Kansas APY
5.00% APY
Nationally: 5.00% APY
FDIC national average
0.37%
As of Sep 2026
84 savings accounts are open only to Kansas residents, from 66 institutions. The highest advertised APY among them is 5.00%.
The highest nationally available rate is 5.00% APY, the same as the Kansas leader.
42 of the 84 Kansas savings accounts advertise more than the FDIC national average of 0.37% for savings accounts as of Sep 2026.
Kansas-Specific Savings Accounts
These savings accounts are specifically available to Kansas residents.
| # | Institution & Rate | Earned in a year at $10,000 | Requirements & Features | Minimum Deposit | Actions |
|---|---|---|---|---|---|
| #1 | Academy Bank, National Association Oloy High-Yield Savings Account Up to4.15%APY On balances of $25,000 to $2,999,999.99 · 3.85% below No min. balance for APY Observed: Oct 13, 2026 Show Details | +$385per yearEffective: 3.85% | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $1,000 | |
| #2 | The Farmers State Bank Super Savings Up to3.66%APY On balances up to $250,000 · 0.30% above Min. balance: $1 Observed: Oct 13, 2026 Show Details | +$366per year | Deposit Insurance FDIC InsuredRequires Linked Account Features Low MinimumsIn-Person Access | $50 | |
| #3 | The Bank of Tescott Traditions High Yield Savings Up to3.16%APY Needs at least $5,000 Min. balance: $5,000 Observed: Oct 7, 2026 Show Details | +$316per year | Deposit Insurance FDIC InsuredRequires Mod. Minimum Features In-Person Access | $100 | |
| #4 | Show Details | +$306per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $1,000 | |
| #5 | Show Details | +$300per year | Deposit Insurance FDIC InsuredFeatures No MinimumsGreat iOS AppGreat Android AppIn-Person AccessZelle® Supported | $0 | |
| #6 | Show Details | +$235per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $1,000 | |
| #7 | KCB Bank Smart Choice Savings 2.00%APY On balances up to $50,000 · no rate stated above No min. balance for APY Observed: Oct 7, 2026 Show Details | +$200per year | Deposit Insurance FDIC InsuredRequires Linked Account Features Low MinimumsIn-Person Access | $20 | |
| #8 | Show Details | +$200per year | Deposit Insurance FDIC InsuredRequires Linked Account Features Low MinimumsIn-Person Access | $50 | |
| #9 | The City National Bank and Trust Company of Lawton, Oklahoma CNB High-Yield Savings 2.00%APY On balances up to $200,001 · no rate stated above Observed: Oct 7, 2026 Show Details | +$200per year | Deposit Insurance FDIC InsuredRequires Linked Account Features Low MinimumsIn-Person Access | $50 | |
| #10 | Community National Bank & Trust Platinum Savings Up to1.91%APY Needs at least $5,000 Observed: Oct 7, 2026 Show Details | +$191per year | Deposit Insurance FDIC InsuredRequires Mod. Minimum Features In-Person Access | $5,000 | |
| #11 | Show Details | +$150per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #12 | First Federal Bank of Kansas City Grow Savings Account Up to5.00%APY On the first $2,499.99 · 0.10% above Observed: Oct 13, 2026 Show Details | +$132per yearEffective: 1.32% | Deposit Insurance FDIC InsuredRequires Linked Account Features Low MinimumsIn-Person Access | $25 | |
| #13 | Show Details | +$121per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #14 | Show Details | +$110per year | We could not confirm: minimum deposit. Deposit Insurance FDIC InsuredRequires Linked Account Features No MinimumsIn-Person Access | N/A | |
| #15 | Show Details | +$105per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #16 | Show Details | +$101per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $50 | |
| #17 | Show Details | +$100per year | Deposit Insurance FDIC InsuredRequires Linked Account Features Low MinimumsIn-Person Access | $100 | |
| #18 | First National Bank of Kansas Eagle Premier Saver Up to1.00%APY On balances up to $20,000 · 0.10% above No min. balance for APY Observed: Oct 7, 2026 Show Details | +$100per year | Deposit Insurance FDIC InsuredRequires Linked Account Features Low MinimumsIn-Person Access | $100 | |
| #19 | First National Bank of Kansas Eagle Saver Up to1.00%APY On balances up to $20,000 · 0.10% above No min. balance for APY Observed: Oct 7, 2026 Show Details | +$100per year | Deposit Insurance FDIC InsuredRequires Linked Account Features Low MinimumsIn-Person Access | $100 | |
| #20 | Show Details | +$100per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #21 | Peoples Bank and Trust Company Super Saver Savings 1.00%APY No min. balance for APY Observed: Oct 7, 2026 Show Details | +$100per year | Deposit Insurance FDIC InsuredRequires Linked Account Features Low MinimumsIn-Person Access | $50 | |
| #22 | The Farmers State Bank of Westmoreland Passbook Savings Account 1.00%APY Min. balance: $100 Observed: Oct 7, 2026 Show Details | +$100per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #23 | Union State Bank eVantage Save Up to1.00%APY On balances up to $50,000 · 0.05% above Observed: Oct 7, 2026 Show Details | +$100per year | Deposit Insurance FDIC InsuredRequires Linked Account Features Low MinimumsIn-Person Access | $50 | |
| #24 | Show Details | +$78per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #25 | Commercial Bank Kasasa Saver Up to0.75%APY On balances up to $20,000 · 0.25% above Observed: Oct 7, 2026 Show Details | +$75per year | Deposit Insurance FDIC InsuredRequires Linked Account Features Low MinimumsIn-Person Access | $25 | |
| #26 | Show Details | +$65per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #27 | Show Details | +$60per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #28 | Show Details | +$50per year | Deposit Insurance FDIC InsuredFeatures No MinimumsIn-Person Access | $0 | |
| #29 | Show Details | +$50per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $10 | |
| #30 | Show Details | +$50per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #31 | Show Details | +$50per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $200 | |
| #32 | Show Details | +$50per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #33 | Show Details | +$50per year | We could not confirm: minimum deposit. Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | N/A | |
| #34 | Show Details | +$50per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #35 | Show Details | +$45per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #36 | Show Details | +$40per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #37 | Show Details | +$40per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $1 | |
| #38 | Show Details | +$35per year | We could not confirm: minimum deposit. Deposit Insurance FDIC InsuredFeatures No MinimumsIn-Person Access | N/A | |
| #39 | Fidelity Bank, National Association Step-Up Savings Up to0.30%APY Needs at least $1,000 Observed: Oct 7, 2026 Show Details | +$30per year | We could not confirm: minimum deposit. Deposit Insurance FDIC InsuredFeatures No MinimumsIn-Person Access | N/A | |
| #40 | Show Details | +$30per yearEffective: 0.30% | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #41 | Show Details | +$30per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #42 | Show Details | +$30per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $50 | |
| #43 | Show Details | +$30per year | Deposit Insurance FDIC InsuredFeatures No MinimumsIn-Person Access | $0 | |
| #44 | Show Details | +$25per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $50 | |
| #45 | Show Details | +$25per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #46 | Show Details | +$25per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #47 | Johnson State Bank Regular Savings Account Up to0.30%APY Needs at least $100,000 Min. balance: $10 Observed: Oct 7, 2026 Show Details | +$25per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $0 | |
| #48 | Show Details | +$25per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $50 | |
| #49 | The Farmers State Bank of Aliceville, Kansas Savings 0.25%APY No min. balance for APY Observed: Oct 7, 2026 Show Details | +$25per year | Deposit Insurance FDIC InsuredFeatures No MinimumsIn-Person Access | $0 | |
| #50 | The State Bank of Canton, Canton, Kansas Savings Account 0.25%APY No min. balance for APY Observed: Oct 7, 2026 Show Details | +$25per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $25 |
Academy Bank, National Association
Oloy High-Yield Savings Account
On balances of $25,000 to $2,999,999.99 · 3.85% below
What to Watch
The stated APY applies to balances up to $3,000,000. Balances above that cap earn a much lower rate. eStatements are required on this account.
Show Fine Print & Trends Hide Details
| Min. Deposit | $1,000 |
| Min. Balance | $0.01 |
| Maintenance Fee | $0 |
| Compound Freq | daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 19600) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
The Farmers State Bank
Super Savings
On balances up to $250,000 · 0.30% above
What to Watch
The stated APY requires at least 18 POS transactions to post to the linked Elite Checking account in the monthly statement cycle. Otherwise the whole balance earns a lower base rate for that cycle. The stated APY applies to daily balances up to $250,000. The portion of the balance above $250,000 earns the lower base rate.
Show Fine Print & Trends Hide Details
| Min. Deposit | $50 |
| Min. Balance | $1 |
| Maintenance Fee | $0 |
| Compound Freq | monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 13883) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
The Bank of Tescott
Traditions High Yield Savings
Needs at least $5,000
What to Watch
The highest rate requires enrolment in online banking and eStatements. A $5 fee applies to each debit transaction beyond five in a monthly statement cycle.
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | $5,000 |
| Maintenance Fee | $0 |
| Compound Freq | monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 1868) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Southern Bank
Platinum Savings
What to Watch
The rate is the 3-month Treasury bill rate (secondary market) minus 1%, and the rate and APY change monthly on the first business day. The $10 monthly service fee is waived with an average daily balance of $10,000 or with enrollment in online statements. Each withdrawal or transfer after 6 per month costs $1.
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| Min. Deposit | $1,000 |
| Min. Balance | $0.01 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 28332) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Citibank
Citi Accelerate Savings
What to Watch
Eligibility restricted to select states.
Show Fine Print & Trends Hide Details
| Min. Deposit | $0 |
| Min. Balance | $0.01 |
| Maintenance Fee | $4.50. Waived for average monthly balances > $500 |
| Compound Freq | Daily |
| Direct Deposit | Not required |
| Branches | U.S. branches are concentrated in six metropolitan areas, New York City, Chicago, Los Angeles, San Francisco, Washington, D.C., and Miami. |
| Deposit Insurance | FDIC Insured(Cert: 7213) |
| Eligibility | Alaska, Alabama, Arkansas, Arizona, Colorado, Delaware, Florida (select parts), Georgia, Hawaii, Iowa, Idaho, Illinois (select parts), Indiana, Kansas, Kentucky, Louisiana, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Mexico, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia (partial), Washington (partial), Wisconsin, West Virginia, Wyoming. |
| Zelle® | SupportedLimit: $2,500 /dayTiered limits based on account status (Citigold higher). |
| Mobile Ratings | |
| BBB Rating | D-(Not BBB Accredited) |
Rate Stability
Gateway First Bank
Gateway High Yield Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $1,000 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 15118) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
KCB Bank
Smart Choice Savings
On balances up to $50,000 · no rate stated above
What to Watch
Rate applies when the linked Smart Choice Checking account's monthly qualifying terms are met. Otherwise the account pays a lower base rate. The disclosed yield applies to daily balances up to $50,000. The account must be linked to a Smart Choice Checking account.
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| Min. Deposit | $20 |
| Min. Balance | $0.01 |
| Maintenance Fee | $0 |
| Compound Freq | monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 15194) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
The Bank of Tescott
Free Kasasa Saver
What to Watch
A linked Kasasa Cash or Kasasa Cash Back checking account is required, and the stated rate is earned only in a month when that checking account meets its own monthly qualifications. In any other month the balance earns the bank's base rate.
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| Min. Deposit | $50 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 1868) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
The City National Bank and Trust Company of Lawton, Oklahoma
CNB High-Yield Savings
On balances up to $200,001 · no rate stated above
What to Watch
Rate applies when the account's monthly qualifications are met. Otherwise the account pays a lower base rate. Qualification is earned through a linked CNB High-Yield Checking or CNB Cash Back checking account. The stated APY applies to balances up to $200,001, and the portion above $200,001 earns a lower rate. Each withdrawal after the first in a statement cycle costs $3. Limit one account per customer.
Show Fine Print & Trends Hide Details
| Min. Deposit | $50 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 4132) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
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Community National Bank & Trust
Platinum Savings
Needs at least $5,000
Show Fine Print & Trends Hide Details
| Min. Deposit | $5,000 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 27046) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
TriCentury Bank
TriCentury Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 18109) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
First Federal Bank of Kansas City
Grow Savings Account
On the first $2,499.99 · 0.10% above
What to Watch
An active consumer checking account is required to open this account. The stated APY applies only to balances up to $2,499.99. Once the balance reaches $2,500 the bank quotes a blended APY for the account.
Show Fine Print & Trends Hide Details
| Min. Deposit | $25 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 29047) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
Grant County Bank
Regular Savings
Needs at least $100,000
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 10918) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
First Bank
Kasasa Saver
What to Watch
Rate applies when the account's monthly qualifications are met. Otherwise the account pays a lower base rate.
We could not confirm: minimum deposit.
Show Fine Print & Trends Hide Details
| Min. Deposit | N/A |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 16473) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
First Nebraska Bank
Savings Account
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 12248) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
The Bank of Protection
Regular Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $50 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 23099) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Bank of the Flint Hills
Kasasa Saver
What to Watch
Open only to holders of a Kasasa Cash or Kasasa Cash Back checking account. The stated APY requires the checking account's monthly qualifications: at least 15 debit card purchases, one direct deposit, ACH credit or ACH payment, and e-statements. Otherwise the whole balance earns a lower base rate. The stated APY applies to balances up to $15,000, and the portion above $15,000 earns a lower rate.
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 4791) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
First National Bank of Kansas
Eagle Premier Saver
On balances up to $20,000 · 0.10% above
What to Watch
The stated APY applies to the portion of the average daily balance up to $20,000. The portion above $20,000 earns a lower rate. The rate depends on meeting the eligibility requirements of a linked Eagle Premier Checking or Eagle Checking account during each monthly cycle. If those requirements are not met, the whole balance earns a lower rate. A dormant fee of $5.00 may be charged each cycle period when the balance is under $100.00 and the account has had no activity for a year.
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 4794) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
First National Bank of Kansas
Eagle Saver
On balances up to $20,000 · 0.10% above
What to Watch
The stated APY applies to the portion of the average daily balance up to $20,000. The portion above $20,000 earns a lower rate. The rate depends on meeting the eligibility requirements of a linked Eagle Premier Checking or Eagle Checking account during each monthly cycle. If those requirements are not met, the whole balance earns a lower rate. A dormant fee of $5.00 may be charged each cycle period when the balance is under $100.00 and the account has had no activity for a year.
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 4794) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Kendall Bank
Regular Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 8110) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Peoples Bank and Trust Company
Super Saver Savings
What to Watch
Rate applies when the account's monthly qualifications are met. Otherwise the account pays a lower base rate. Linked to a High Interest Checking or Cash Back Checking account. The stated APY applies to balances up to $50,000. The portion of the balance above $50,000 earns a lower interest rate.
Show Fine Print & Trends Hide Details
| Min. Deposit | $50 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 1365) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
The Farmers State Bank of Westmoreland
Passbook Savings Account
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | $100 |
| Maintenance Fee | $0 |
| Compound Freq | semi-annually |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 15164) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Union State Bank
eVantage Save
On balances up to $50,000 · 0.05% above
What to Watch
Rate applies when the account's monthly eVantage qualifications are met. Otherwise the account pays a lower base rate. The qualifications are a Union State Bank consumer checking account with the same primary owner, one deposit, enrollment in e-statements and a $2,500 average daily balance in each monthly statement cycle. The stated APY applies to balances up to $50,000. The portion of the balance above $50,000 earns a lower rate.
Show Fine Print & Trends Hide Details
| Min. Deposit | $50 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 1869) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Bank of the Flint Hills
Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 4791) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Commercial Bank
Kasasa Saver
On balances up to $20,000 · 0.25% above
What to Watch
The account requires a Kasasa checking account at the same bank. Balances over $20,000 earn a lower rate on the portion above that amount.
Show Fine Print & Trends Hide Details
| Min. Deposit | $25 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 11777) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Lyons Federal Bank
Passbook Savings
What to Watch
The service charge on this account is charged each quarter, not each month. It applies only when the average daily balance for the quarter falls below the stated minimum, and it is waived for accounts whose primary owner is under the age of 23.
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | N/A |
| Maintenance Fee | $3 quarterly service charge if the average daily balance falls below $100 for the quarter. Waived for accounts whose Primary Owner is under the age of 23. |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 27727) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
The Kansas State Bank Overbrook Kansas
Savings
What to Watch
Two withdrawals each month are free. While the balance is below $500, each further withdrawal in the same month costs $1.00.
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 1865) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Farmers and Merchants Bank
Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $0 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 14275) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Gateway First Bank
Personal Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $10 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 15118) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Golden Belt Bank, FSA
Personal Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | $0 |
| Maintenance Fee | $3 monthly service charge, waived with a $100 minimum daily balance. |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 28735) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Kaw Valley Bank
Advantage Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $200 |
| Min. Balance | $200 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 9665) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Pinnacle Bank
PinnSavings Account
What to Watch
Variable rate. The rate can change after the account is opened. The published rate applies to an account opened online; the rate for an account opened at a branch can differ.
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| Min. Deposit | $100 |
| Min. Balance | $200 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 10634) |
| Eligibility | United States |
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Rate Stability
RCB Bank
Regular, Business & Kids Savings
We could not confirm: minimum deposit.
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| Min. Deposit | N/A |
| Min. Balance | $100 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 15399) |
| Eligibility | United States |
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| BBB Rating |
Rate Stability
The Citizens State Bank
Passbook Savings Account
What to Watch
Three withdrawals are allowed per calendar month. Each debit beyond the third costs $5.
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| Min. Deposit | $100 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | semi-annually |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 15261) |
| Eligibility | United States |
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Rate Stability
Legacy Bank
Savings Account
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| Min. Deposit | $100 |
| Min. Balance | $25 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 17676) |
| Eligibility | United States |
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Rate Stability
The Denison State Bank
Regular Savings
What to Watch
A $2 monthly fee applies when the daily ending balance falls below $100 on any day of the month. The fee is waived for a minor who owns the account. Teller, phone, ACH and ATM withdrawals above 12 in a calendar month cost $1 each, unless the minimum daily balance is $1,000 or more.
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| Min. Deposit | $100 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 15305) |
| Eligibility | United States |
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Rate Stability
The Denison State Bank
Minor Savings
What to Watch
Variable rate. The rate and APY can change after the account is opened.
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| Min. Deposit | $1 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 15305) |
| Eligibility | United States |
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Rate Stability
ESB Financial
Savings Account
Needs at least $150,000
We could not confirm: minimum deposit.
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| Min. Deposit | N/A |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 16629) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
Fidelity Bank, National Association
Step-Up Savings
Needs at least $1,000
We could not confirm: minimum deposit.
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| Min. Deposit | N/A |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 30895) |
| Eligibility | United States |
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Rate Stability
First FarmBank
Forever Account
Needs at least $1,000,000
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| Min. Deposit | $100 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 58508) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
First State Bank of St. Charles, Missouri
Regular Savings
What to Watch
Two withdrawals each month are free. Each additional withdrawal costs $1.00.
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| Min. Deposit | $100 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 12219) |
| Eligibility | United States |
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Rate Stability
The Farmers State Bank
Regular Savings
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| Min. Deposit | $50 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 13883) |
| Eligibility | United States |
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| BBB Rating |
Rate Stability
Union Bank and Trust Company
Simply Savings
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| Min. Deposit | $0 |
| Min. Balance | $0.01 |
| Maintenance Fee | $0 |
| Compound Freq | monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 13421) |
| Eligibility | United States |
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| BBB Rating |
Rate Stability
Citizens Federal Savings Bank
Statement Savings
What to Watch
A $2.00 monthly charge applies if the balance falls below $200.00 on any day of the month.
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| Min. Deposit | $50 |
| Min. Balance | $10 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 30150) |
| Eligibility | United States |
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Rate Stability
Garden Plain State Bank
Savings Account
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| Min. Deposit | $100 |
| Min. Balance | $0.01 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 19687) |
| Eligibility | United States |
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Rate Stability
Halstead Bank
Statement Savings Account
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| Min. Deposit | $100 |
| Min. Balance | N/A |
| Maintenance Fee | $3.00 each statement cycle when the average daily balance falls below $100.00; not charged to holders 18 or younger |
| Compound Freq | daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 17451) |
| Eligibility | United States |
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Rate Stability
Johnson State Bank
Regular Savings Account
Needs at least $100,000
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| Min. Deposit | $0 |
| Min. Balance | $10 |
| Maintenance Fee | $0 |
| Compound Freq | daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 15237) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
The Farmers State Bank
Signature or Business Savings
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| Min. Deposit | $50 |
| Min. Balance | $50 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 15258) |
| Eligibility | United States |
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Rate Stability
The Farmers State Bank of Aliceville, Kansas
Savings
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| Min. Deposit | $0 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | semi-annually |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 18120) |
| Eligibility | United States |
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Rate Stability
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The State Bank of Canton, Canton, Kansas
Savings Account
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| Min. Deposit | $25 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 13926) |
| Eligibility | United States |
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Rate Stability
Nationally Available Savings Accounts
The 8 highest-rate savings accounts available nationwide, including in Kansas.
| Institution | Product / Term | APY |
|---|---|---|
| Axos Bank | Axos ONE Savingsfirst $49,999.99 only · needs a linked account at the bank · promotional rate | Up to5.00% |
| GO2bank | High Yield Savingsfirst $5,000 only · needs a linked account at the bank | Up to4.50% |
| Elevault | High Yield Savings Account | 4.34% |
| Peak Bank | Envision High Yield Savingsup to $499,999.99 only | 4.27% |
| Betterment | Cash Reservepromotional rate | Up to4.25% |
| Neighbors Bank | Neighbors Savings Account | 4.25% |
| Pibank | Pibank Savings | 4.25% |
| EverBank | Performance Savings | 4.20% |