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Highest Savings Rates in Kansas
84 Kansas-specific accounts

By Aviel Fahl

Newest reading: October 13, 2026

Top Kansas Rate:5.00%

The Kansas market

Kansas accounts

84

Institutions

66

Top Kansas APY

5.00% APY

Nationally: 5.00% APY

FDIC national average

0.37%

As of Sep 2026

84 savings accounts are open only to Kansas residents, from 66 institutions. The highest advertised APY among them is 5.00%.

The highest nationally available rate is 5.00% APY, the same as the Kansas leader.

42 of the 84 Kansas savings accounts advertise more than the FDIC national average of 0.37% for savings accounts as of Sep 2026.

Kansas-Specific Savings Accounts

These savings accounts are specifically available to Kansas residents.

#1

Academy Bank, National Association

Oloy High-Yield Savings Account

+$385
per year
4.15% APY
Oct 13, 2026

On balances of $25,000 to $2,999,999.99 · 3.85% below

APY Range: 0.25% – 4.15%
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

The stated APY applies to balances up to $3,000,000. Balances above that cap earn a much lower rate. eStatements are required on this account.

Show Fine Print & Trends
Min. Deposit$1,000
Min. Balance$0.01
Maintenance Fee$0
Compound Freqdaily
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 19600)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

No movement is shown for an “Up to” rate.

Official SiteAcademy Bank, National Association

Direct Link to Product Page (Not Sponsored)

#2

The Farmers State Bank

Super Savings

+$366
per year
3.66% APY
Oct 13, 2026

On balances up to $250,000 · 0.30% above

APY Range: 0.30% – 3.66%
FDIC InsuredLinked AccountLow MinimumsIn-Person Access

What to Watch

The stated APY requires at least 18 POS transactions to post to the linked Elite Checking account in the monthly statement cycle. Otherwise the whole balance earns a lower base rate for that cycle. The stated APY applies to daily balances up to $250,000. The portion of the balance above $250,000 earns the lower base rate.

Show Fine Print & Trends
Min. Deposit$50
Min. Balance$1
Maintenance Fee$0
Compound Freqmonthly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 13883)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 7 days
Official SiteThe Farmers State Bank

Direct Link to Product Page (Not Sponsored)

#3

The Bank of Tescott

Traditions High Yield Savings

+$316
per year
3.16% APY
Oct 7, 2026

Needs at least $5,000

APY Range: 0.50% – 3.16%
FDIC InsuredMod. MinimumIn-Person Access

What to Watch

The highest rate requires enrolment in online banking and eStatements. A $5 fee applies to each debit transaction beyond five in a monthly statement cycle.

Show Fine Print & Trends
Min. Deposit$100
Min. Balance$5,000
Maintenance Fee$0
Compound Freqmonthly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 1868)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteThe Bank of Tescott

Direct Link to Product Page (Not Sponsored)

#4

Southern Bank

Platinum Savings

+$306
per year
3.06% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

The rate is the 3-month Treasury bill rate (secondary market) minus 1%, and the rate and APY change monthly on the first business day. The $10 monthly service fee is waived with an average daily balance of $10,000 or with enrollment in online statements. Each withdrawal or transfer after 6 per month costs $1.

Show Fine Print & Trends
Min. Deposit$1,000
Min. Balance$0.01
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 28332)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

Rate Increased
+0.25%
Since 7 days ago
Official SiteSouthern Bank

Direct Link to Product Page (Not Sponsored)

#5

Citibank

Citi Accelerate Savings

+$300
per year
3.00% APY
Oct 13, 2026
FDIC InsuredNo MinimumsGreat iOS AppGreat Android AppIn-Person AccessZelle® Supported

What to Watch

Eligibility restricted to select states.

Show Fine Print & Trends
Min. Deposit$0
Min. Balance$0.01
Maintenance Fee$4.50. Waived for average monthly balances > $500
Compound FreqDaily
Direct DepositNot required
BranchesU.S. branches are concentrated in six metropolitan areas, New York City, Chicago, Los Angeles, San Francisco, Washington, D.C., and Miami.
Deposit InsuranceFDIC Insured(Cert: 7213)
EligibilityAlaska, Alabama, Arkansas, Arizona, Colorado, Delaware, Florida (select parts), Georgia, Hawaii, Iowa, Idaho, Illinois (select parts), Indiana, Kansas, Kentucky, Louisiana, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Mexico, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia (partial), Washington (partial), Wisconsin, West Virginia, Wyoming.
Zelle®
SupportedLimit: $2,500 /dayTiered limits based on account status (Citigold higher).
Mobile Ratings
BBB Rating
D-(Not BBB Accredited)

Rate Stability

Rate Increased
+0.20%
Since 30 days ago
Official SiteCitibank

Direct Link to Product Page (Not Sponsored)

#6

Gateway First Bank

Gateway High Yield Savings

+$235
per year
2.35% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$1,000
Min. BalanceN/A
Maintenance Fee$0
Compound Freqquarterly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 15118)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 7 days
Official SiteGateway First Bank

Direct Link to Product Page (Not Sponsored)

#7

KCB Bank

Smart Choice Savings

+$200
per year
2.00% APY
Oct 7, 2026

On balances up to $50,000 · no rate stated above

FDIC InsuredLinked AccountLow MinimumsIn-Person Access

What to Watch

Rate applies when the linked Smart Choice Checking account's monthly qualifying terms are met. Otherwise the account pays a lower base rate. The disclosed yield applies to daily balances up to $50,000. The account must be linked to a Smart Choice Checking account.

Show Fine Print & Trends
Min. Deposit$20
Min. Balance$0.01
Maintenance Fee$0
Compound Freqmonthly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 15194)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 7 days
Official SiteKCB Bank

Direct Link to Product Page (Not Sponsored)

#8

The Bank of Tescott

Free Kasasa Saver

+$200
per year
2.00% APY
Oct 7, 2026
FDIC InsuredLinked AccountLow MinimumsIn-Person Access

What to Watch

A linked Kasasa Cash or Kasasa Cash Back checking account is required, and the stated rate is earned only in a month when that checking account meets its own monthly qualifications. In any other month the balance earns the bank's base rate.

Show Fine Print & Trends
Min. Deposit$50
Min. Balance$0
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 1868)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteThe Bank of Tescott

Direct Link to Product Page (Not Sponsored)

#9

The City National Bank and Trust Company of Lawton, Oklahoma

CNB High-Yield Savings

+$200
per year
2.00% APY
Oct 7, 2026

On balances up to $200,001 · no rate stated above

FDIC InsuredLinked AccountLow MinimumsIn-Person Access

What to Watch

Rate applies when the account's monthly qualifications are met. Otherwise the account pays a lower base rate. Qualification is earned through a linked CNB High-Yield Checking or CNB Cash Back checking account. The stated APY applies to balances up to $200,001, and the portion above $200,001 earns a lower rate. Each withdrawal after the first in a statement cycle costs $3. Limit one account per customer.

Show Fine Print & Trends
Min. Deposit$50
Min. BalanceN/A
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 4132)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

Official SiteThe City National Bank and Trust Company of Lawton, Oklahoma

Direct Link to Product Page (Not Sponsored)

#10

Community National Bank & Trust

Platinum Savings

+$191
per year
1.91% APY
Oct 7, 2026

Needs at least $5,000

APY Range: 0.15% – 1.91%
FDIC InsuredMod. MinimumIn-Person Access
Show Fine Print & Trends
Min. Deposit$5,000
Min. BalanceN/A
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 27046)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 7 days
Official SiteCommunity National Bank & Trust

Direct Link to Product Page (Not Sponsored)

#11

TriCentury Bank

TriCentury Savings

+$150
per year
1.50% APY
Oct 13, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$100
Min. Balance$0
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 18109)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteTriCentury Bank

Direct Link to Product Page (Not Sponsored)

#12

First Federal Bank of Kansas City

Grow Savings Account

+$132
per year
5.00% APY
Oct 13, 2026

On the first $2,499.99 · 0.10% above

APY Range: 0.10% – 5.00%
FDIC InsuredLinked AccountLow MinimumsIn-Person Access

What to Watch

An active consumer checking account is required to open this account. The stated APY applies only to balances up to $2,499.99. Once the balance reaches $2,500 the bank quotes a blended APY for the account.

Show Fine Print & Trends
Min. Deposit$25
Min. BalanceN/A
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 29047)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

No movement is shown for an “Up to” rate.

Official SiteFirst Federal Bank of Kansas City

Direct Link to Product Page (Not Sponsored)

#13

Grant County Bank

Regular Savings

+$121
per year
1.26% APY
Oct 13, 2026

Needs at least $100,000

APY Range: 1.21% – 1.26%
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$100
Min. BalanceN/A
Maintenance Fee$0
Compound Freqquarterly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 10918)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

No movement is shown for an “Up to” rate.

Official SiteGrant County Bank

Direct Link to Product Page (Not Sponsored)

#14

First Bank

Kasasa Saver

+$110
per year
1.10% APY
Oct 7, 2026
FDIC InsuredLinked AccountNo MinimumsIn-Person Access

What to Watch

Rate applies when the account's monthly qualifications are met. Otherwise the account pays a lower base rate.

We could not confirm: minimum deposit.

Show Fine Print & Trends
Min. DepositN/A
Min. Balance$0
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 16473)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

Official SiteFirst Bank

Direct Link to Product Page (Not Sponsored)

#15

First Nebraska Bank

Savings Account

+$105
per year
1.05% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$100
Min. Balance$0
Maintenance Fee$0
Compound Freqquarterly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 12248)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

Rate Increased
+0.05%
Since 7 days ago
Official SiteFirst Nebraska Bank

Direct Link to Product Page (Not Sponsored)

#16

The Bank of Protection

Regular Savings

+$101
per year
1.01% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$50
Min. Balance$0
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 23099)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteThe Bank of Protection

Direct Link to Product Page (Not Sponsored)

#17

Bank of the Flint Hills

Kasasa Saver

+$100
per year
1.00% APY
Oct 13, 2026
FDIC InsuredLinked AccountLow MinimumsIn-Person Access

What to Watch

Open only to holders of a Kasasa Cash or Kasasa Cash Back checking account. The stated APY requires the checking account's monthly qualifications: at least 15 debit card purchases, one direct deposit, ACH credit or ACH payment, and e-statements. Otherwise the whole balance earns a lower base rate. The stated APY applies to balances up to $15,000, and the portion above $15,000 earns a lower rate.

Show Fine Print & Trends
Min. Deposit$100
Min. BalanceN/A
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 4791)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 7 days
Official SiteBank of the Flint Hills

Direct Link to Product Page (Not Sponsored)

#18

First National Bank of Kansas

Eagle Premier Saver

+$100
per year
1.00% APY
Oct 7, 2026

On balances up to $20,000 · 0.10% above

APY Range: 0.10% – 1.00%
FDIC InsuredLinked AccountLow MinimumsIn-Person Access

What to Watch

The stated APY applies to the portion of the average daily balance up to $20,000. The portion above $20,000 earns a lower rate. The rate depends on meeting the eligibility requirements of a linked Eagle Premier Checking or Eagle Checking account during each monthly cycle. If those requirements are not met, the whole balance earns a lower rate. A dormant fee of $5.00 may be charged each cycle period when the balance is under $100.00 and the account has had no activity for a year.

Show Fine Print & Trends
Min. Deposit$100
Min. Balance$0
Maintenance Fee$0
Compound Freqmonthly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 4794)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 7 days
Official SiteFirst National Bank of Kansas

Direct Link to Product Page (Not Sponsored)

#19

First National Bank of Kansas

Eagle Saver

+$100
per year
1.00% APY
Oct 7, 2026

On balances up to $20,000 · 0.10% above

APY Range: 0.10% – 1.00%
FDIC InsuredLinked AccountLow MinimumsIn-Person Access

What to Watch

The stated APY applies to the portion of the average daily balance up to $20,000. The portion above $20,000 earns a lower rate. The rate depends on meeting the eligibility requirements of a linked Eagle Premier Checking or Eagle Checking account during each monthly cycle. If those requirements are not met, the whole balance earns a lower rate. A dormant fee of $5.00 may be charged each cycle period when the balance is under $100.00 and the account has had no activity for a year.

Show Fine Print & Trends
Min. Deposit$100
Min. Balance$0
Maintenance Fee$0
Compound Freqmonthly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 4794)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 7 days
Official SiteFirst National Bank of Kansas

Direct Link to Product Page (Not Sponsored)

#20

Kendall Bank

Regular Savings

+$100
per year
1.00% APY
Oct 13, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$100
Min. BalanceN/A
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 8110)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteKendall Bank

Direct Link to Product Page (Not Sponsored)

#21

Peoples Bank and Trust Company

Super Saver Savings

+$100
per year
1.00% APY
Oct 7, 2026
FDIC InsuredLinked AccountLow MinimumsIn-Person Access

What to Watch

Rate applies when the account's monthly qualifications are met. Otherwise the account pays a lower base rate. Linked to a High Interest Checking or Cash Back Checking account. The stated APY applies to balances up to $50,000. The portion of the balance above $50,000 earns a lower interest rate.

Show Fine Print & Trends
Min. Deposit$50
Min. Balance$0
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 1365)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

Official SitePeoples Bank and Trust Company

Direct Link to Product Page (Not Sponsored)

#22

The Farmers State Bank of Westmoreland

Passbook Savings Account

+$100
per year
1.00% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$100
Min. Balance$100
Maintenance Fee$0
Compound Freqsemi-annually
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 15164)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 7 days
Official SiteThe Farmers State Bank of Westmoreland

Direct Link to Product Page (Not Sponsored)

#23

Union State Bank

eVantage Save

+$100
per year
1.00% APY
Oct 7, 2026

On balances up to $50,000 · 0.05% above

APY Range: 0.05% – 1.00%
FDIC InsuredLinked AccountLow MinimumsIn-Person Access

What to Watch

Rate applies when the account's monthly eVantage qualifications are met. Otherwise the account pays a lower base rate. The qualifications are a Union State Bank consumer checking account with the same primary owner, one deposit, enrollment in e-statements and a $2,500 average daily balance in each monthly statement cycle. The stated APY applies to balances up to $50,000. The portion of the balance above $50,000 earns a lower rate.

Show Fine Print & Trends
Min. Deposit$50
Min. BalanceN/A
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 1869)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

Official SiteUnion State Bank

Direct Link to Product Page (Not Sponsored)

#24

Bank of the Flint Hills

Savings

+$78
per year
0.78% APY
Oct 13, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$100
Min. BalanceN/A
Maintenance Fee$0
Compound Freqquarterly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 4791)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 7 days
Official SiteBank of the Flint Hills

Direct Link to Product Page (Not Sponsored)

#25

Commercial Bank

Kasasa Saver

+$75
per year
0.75% APY
Oct 7, 2026

On balances up to $20,000 · 0.25% above

APY Range: 0.25% – 0.75%
FDIC InsuredLinked AccountLow MinimumsIn-Person Access

What to Watch

The account requires a Kasasa checking account at the same bank. Balances over $20,000 earn a lower rate on the portion above that amount.

Show Fine Print & Trends
Min. Deposit$25
Min. BalanceN/A
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 11777)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 7 days
Official SiteCommercial Bank

Direct Link to Product Page (Not Sponsored)

#26

Lyons Federal Bank

Passbook Savings

+$65
per year
0.65% APY
Oct 13, 2026
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

The service charge on this account is charged each quarter, not each month. It applies only when the average daily balance for the quarter falls below the stated minimum, and it is waived for accounts whose primary owner is under the age of 23.

Show Fine Print & Trends
Min. Deposit$100
Min. BalanceN/A
Maintenance Fee$3 quarterly service charge if the average daily balance falls below $100 for the quarter. Waived for accounts whose Primary Owner is under the age of 23.
Compound Freqquarterly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 27727)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteLyons Federal Bank

Direct Link to Product Page (Not Sponsored)

#27

The Kansas State Bank Overbrook Kansas

Savings

+$60
per year
0.60% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

Two withdrawals each month are free. While the balance is below $500, each further withdrawal in the same month costs $1.00.

Show Fine Print & Trends
Min. Deposit$100
Min. BalanceN/A
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 1865)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteThe Kansas State Bank Overbrook Kansas

Direct Link to Product Page (Not Sponsored)

#28

Farmers and Merchants Bank

Savings

+$50
per year
0.50% APY
Oct 13, 2026
FDIC InsuredNo MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$0
Min. Balance$0
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 14275)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteFarmers and Merchants Bank

Direct Link to Product Page (Not Sponsored)

#29

Gateway First Bank

Personal Savings

+$50
per year
0.50% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$10
Min. BalanceN/A
Maintenance Fee$0
Compound Freqquarterly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 15118)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteGateway First Bank

Direct Link to Product Page (Not Sponsored)

#30

Golden Belt Bank, FSA

Personal Savings

+$50
per year
0.50% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$100
Min. Balance$0
Maintenance Fee$3 monthly service charge, waived with a $100 minimum daily balance.
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 28735)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteGolden Belt Bank, FSA

Direct Link to Product Page (Not Sponsored)

#31

Kaw Valley Bank

Advantage Savings

+$50
per year
0.50% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$200
Min. Balance$200
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 9665)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteKaw Valley Bank

Direct Link to Product Page (Not Sponsored)

#32

Pinnacle Bank

PinnSavings Account

+$50
per year
0.50% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

Variable rate. The rate can change after the account is opened. The published rate applies to an account opened online; the rate for an account opened at a branch can differ.

Show Fine Print & Trends
Min. Deposit$100
Min. Balance$200
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 10634)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 7 days
Official SitePinnacle Bank

Direct Link to Product Page (Not Sponsored)

#33

RCB Bank

Regular, Business & Kids Savings

+$50
per year
0.50% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access

We could not confirm: minimum deposit.

Show Fine Print & Trends
Min. DepositN/A
Min. Balance$100
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 15399)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteRCB Bank

Direct Link to Product Page (Not Sponsored)

#34

The Citizens State Bank

Passbook Savings Account

+$50
per year
0.50% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

Three withdrawals are allowed per calendar month. Each debit beyond the third costs $5.

Show Fine Print & Trends
Min. Deposit$100
Min. BalanceN/A
Maintenance Fee$0
Compound Freqsemi-annually
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 15261)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteThe Citizens State Bank

Direct Link to Product Page (Not Sponsored)

#35

Legacy Bank

Savings Account

+$45
per year
0.45% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$100
Min. Balance$25
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 17676)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteLegacy Bank

Direct Link to Product Page (Not Sponsored)

#36

The Denison State Bank

Regular Savings

+$40
per year
0.40% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

A $2 monthly fee applies when the daily ending balance falls below $100 on any day of the month. The fee is waived for a minor who owns the account. Teller, phone, ACH and ATM withdrawals above 12 in a calendar month cost $1 each, unless the minimum daily balance is $1,000 or more.

Show Fine Print & Trends
Min. Deposit$100
Min. BalanceN/A
Maintenance Fee$0
Compound Freqquarterly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 15305)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 7 days
Official SiteThe Denison State Bank

Direct Link to Product Page (Not Sponsored)

#37

The Denison State Bank

Minor Savings

+$40
per year
0.40% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

Variable rate. The rate and APY can change after the account is opened.

Show Fine Print & Trends
Min. Deposit$1
Min. BalanceN/A
Maintenance Fee$0
Compound Freqquarterly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 15305)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 7 days
Official SiteThe Denison State Bank

Direct Link to Product Page (Not Sponsored)

#38

ESB Financial

Savings Account

+$35
per year
0.45% APY
Oct 7, 2026

Needs at least $150,000

APY Range: 0.20% – 0.45%
FDIC InsuredNo MinimumsIn-Person Access

We could not confirm: minimum deposit.

Show Fine Print & Trends
Min. DepositN/A
Min. BalanceN/A
Maintenance Fee$0
Compound Freqmonthly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 16629)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

No movement is shown for an “Up to” rate.

Official SiteESB Financial

Direct Link to Product Page (Not Sponsored)

#39

Fidelity Bank, National Association

Step-Up Savings

+$30
per year
0.30% APY
Oct 7, 2026

Needs at least $1,000

APY Range: 0.10% – 0.30%
FDIC InsuredNo MinimumsIn-Person Access

We could not confirm: minimum deposit.

Show Fine Print & Trends
Min. DepositN/A
Min. BalanceN/A
Maintenance Fee$0
Compound Freqmonthly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 30895)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteFidelity Bank, National Association

Direct Link to Product Page (Not Sponsored)

#40

First FarmBank

Forever Account

+$30
per year
1.50% APY
Oct 7, 2026

Needs at least $1,000,000

APY Range: 0.25% – 1.50%
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$100
Min. BalanceN/A
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 58508)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

No movement is shown for an “Up to” rate.

Official SiteFirst FarmBank

Direct Link to Product Page (Not Sponsored)

#41

First State Bank of St. Charles, Missouri

Regular Savings

+$30
per year
0.30% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

Two withdrawals each month are free. Each additional withdrawal costs $1.00.

Show Fine Print & Trends
Min. Deposit$100
Min. BalanceN/A
Maintenance Fee$0
Compound Freqquarterly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 12219)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteFirst State Bank of St. Charles, Missouri

Direct Link to Product Page (Not Sponsored)

#42

The Farmers State Bank

Regular Savings

+$30
per year
0.30% APY
Oct 13, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$50
Min. BalanceN/A
Maintenance Fee$0
Compound Freqmonthly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 13883)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteThe Farmers State Bank

Direct Link to Product Page (Not Sponsored)

#43

Union Bank and Trust Company

Simply Savings

+$30
per year
0.30% APY
Oct 13, 2026
FDIC InsuredNo MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$0
Min. Balance$0.01
Maintenance Fee$0
Compound Freqmonthly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 13421)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteUnion Bank and Trust Company

Direct Link to Product Page (Not Sponsored)

#44

Citizens Federal Savings Bank

Statement Savings

+$25
per year
0.25% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

A $2.00 monthly charge applies if the balance falls below $200.00 on any day of the month.

Show Fine Print & Trends
Min. Deposit$50
Min. Balance$10
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 30150)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 7 days
Official SiteCitizens Federal Savings Bank

Direct Link to Product Page (Not Sponsored)

#45

Garden Plain State Bank

Savings Account

+$25
per year
0.25% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$100
Min. Balance$0.01
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 19687)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteGarden Plain State Bank

Direct Link to Product Page (Not Sponsored)

#46

Halstead Bank

Statement Savings Account

+$25
per year
0.25% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$100
Min. BalanceN/A
Maintenance Fee$3.00 each statement cycle when the average daily balance falls below $100.00; not charged to holders 18 or younger
Compound Freqdaily
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 17451)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 7 days
Official SiteHalstead Bank

Direct Link to Product Page (Not Sponsored)

#47

Johnson State Bank

Regular Savings Account

+$25
per year
0.30% APY
Oct 7, 2026

Needs at least $100,000

APY Range: 0.20% – 0.30%
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$0
Min. Balance$10
Maintenance Fee$0
Compound Freqdaily
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 15237)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

No movement is shown for an “Up to” rate.

Official SiteJohnson State Bank

Direct Link to Product Page (Not Sponsored)

#48

The Farmers State Bank

Signature or Business Savings

+$25
per year
0.25% APY
Oct 3, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$50
Min. Balance$50
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 15258)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteThe Farmers State Bank

Direct Link to Product Page (Not Sponsored)

#49

The Farmers State Bank of Aliceville, Kansas

Savings

+$25
per year
0.25% APY
Oct 7, 2026
FDIC InsuredNo MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$0
Min. Balance$0
Maintenance Fee$0
Compound Freqsemi-annually
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 18120)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteThe Farmers State Bank of Aliceville, Kansas

Direct Link to Product Page (Not Sponsored)

#50

The State Bank of Canton, Canton, Kansas

Savings Account

+$25
per year
0.25% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$25
Min. Balance$0
Maintenance Fee$0
Compound Freqquarterly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 13926)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteThe State Bank of Canton, Canton, Kansas

Direct Link to Product Page (Not Sponsored)

Nationally Available Savings Accounts

The 8 highest-rate savings accounts available nationwide, including in Kansas.

InstitutionProduct / Term
Axos Bank
Axos ONE Savingsfirst $49,999.99 only · needs a linked account at the bank · promotional rate
Up to5.00%
GO2bank
High Yield Savingsfirst $5,000 only · needs a linked account at the bank
Up to4.50%
Elevault
High Yield Savings Account
4.34%
Peak Bank
Envision High Yield Savingsup to $499,999.99 only
4.27%
Betterment
Cash Reservepromotional rate
Up to4.25%
Neighbors Bank
Neighbors Savings Account
4.25%
Pibank
Pibank Savings
4.25%
EverBank
Performance Savings
4.20%

See the full national list