Explore Banks

Last Updated: June 20, 2025

Below you will find all of the 73 banks in the Banksparency database together with the product data we have collected thus far.

Easily navigate to any of the banks using the alphabetical navigation bar below, or use the search field to find the one you're looking for.

Affirm

Affirm Money Account: 3.85% APY

Minimum Deposit: $0

Online Only

Summary: Affirm offers a high APY of 3.85% with no minimum deposit or balance requirements. It has an A+ BBB rating and strong app ratings (4.9 on App Store, 4.8 on Google Play). However, it lacks branches and does not require direct deposits.

All America Bank

Regular Savings: 1.25% APY

Minimum Deposit: $50

Super Savers MMDA: 1.50% - 3.25% APY

Minimum Deposit: $2,500

Summary: All America Bank offers a high APY of 3.25% for the Super Savers MMDA but has a high minimum deposit of $2,500 and requires a $100,000 balance for the top rate. The Regular Savings account has a lower APY of 1.25%, down from 1.50%. The bank has no BBB rating and average app ratings.

Ally Bank

Savings Account: 3.50% APY

Minimum Deposit: $0

Online Only

Summary: Ally Bank offers a high-yield Savings Account with a current APY of 3.50%, down from 3.60% last month. It has an A+ BBB rating and no minimum deposit or maintenance fees, but lacks a direct deposit requirement.

Amalgamated Bank

Online Savings: 2.25% APY

Minimum Deposit: $100

Summary: Amalgamated Bank offers an Online Savings account with a 2.25% APY, unchanged from 30 days ago, and no maintenance fees. It has an A+ BBB rating, but a direct deposit is not required. The bank has a 4.7 App Store rating and 4.1 Google Play rating.

American Express

High Yield Savings Account: 3.60% APY

Minimum Deposit: $0

Online Only

Summary: American Express offers a High Yield Savings Account with a competitive APY of 3.60%, unchanged from 30 days ago. However, it has an F BBB rating and no branches, which may concern some savers.

Axos Bank

Axos ONE: 4.66% APY

Bundled Savings & Checking Account

Minimum Deposit: $0

Online Only

Direct Deposit Required

High Yield Savings: 0.61% APY

Minimum Deposit: $0

Online Only

Summary: Axos Bank offers a high APY of 4.66% with the Axos ONE account, requiring a $1,500 monthly direct deposit. The High Yield Savings account has a lower APY of 0.61%. It has strong ratings: A+ BBB, 4.7 App Store, and 4.4 Google Play.

Bank5 Connect

Connect Savings: 1.50% APY

Minimum Deposit: $10

Online Only

Jumbo Savings: 4.05% APY

Minimum Deposit: $25,000

Online Only

Summary: Bank5 Connect offers a high APY of 4.05% for its Jumbo Savings account, with no direct deposit requirement. However, it requires a $25,000 minimum deposit. The Connect Savings account has a lower APY of 1.50%. The bank holds an A+ BBB rating and has strong app ratings.

Bank of America

Advantage Savings: 0.01% APY

Minimum Deposit: $100

Summary: Bank of America offers an Advantage Savings account with a 0.01% APY, unchanged from 30 days ago, and requires a $100 minimum deposit. The bank has an A BBB rating, a 4.8 App Store rating, and a 4.6 Google Play rating. However, the low APY and $8 maintenance fee are notable drawbacks.

Barclays

Tiered Savings: 3.90% - 4.10% APY

Minimum Deposit: $0

Online Only

Online Savings: 3.70% APY

Minimum Deposit: $0

Online Only

Summary: Barclays offers a Tiered Savings account with a competitive 4.10% APY for balances over $250,000, though it dropped from 4.20%. The Online Savings account has a 3.70% APY. Both accounts have no direct deposit requirement and no maintenance fees, but the higher APY requires a significant minimum balance.

Bask Bank

Interest Savings Account: 4.20% APY

Minimum Deposit: $0

Online Only

Summary: Bask Bank offers an Interest Savings Account with a competitive APY of 4.20%, unchanged from 30 days ago. It has no minimum deposit or maintenance fees, but lacks a BBB Accreditation and has no branches.

Betterment

Cash Reserve: 4.00% APY

Minimum Deposit: $10

Online Only

Summary: Betterment offers a high APY of 4.00% for its Cash Reserve account with no maintenance fees or minimum balance. However, it lacks physical branches and has a direct deposit requirement, which may limit accessibility for some users.

BMO Alto

Savings Account: 3.60% APY

Minimum Deposit: $0

Online Only

Summary: BMO Alto offers a high APY of 3.60%, unchanged from 30 days ago, with no minimum deposit or balance requirements. However, it has no branches and lacks a direct deposit requirement.

Bread Savings

High-Yield Savings Account: 4.30% APY

Minimum Deposit: $100

Online Only

Summary: Bread Savings offers a High-Yield Savings Account with a competitive APY of 4.30%, unchanged from 30 days ago. It has no minimum balance or maintenance fees, and an A+ BBB rating, but lacks branches and a direct deposit requirement.

BrioDirect

High-Yield Savings Account: 4.30% APY

Minimum Deposit: $5,000

Online Only

Summary: BrioDirect offers a High-Yield Savings Account with a competitive APY of 4.30%, unchanged from 30 days ago. However, it has a B- BBB rating and no branches, which may deter some users.

Capital One

360 Performance Savings: 3.60% APY

Minimum Deposit: $0

Summary: Capital One offers a high APY of 3.60% on its 360 Performance Savings account with no minimum deposit or balance requirements. It has an A+ BBB rating and a 4.9 App Store rating, but lacks direct deposit options.

Carver Bank

High Yield Savings: 4.00% APY

Minimum Deposit: $5,000

Online Only

Summary: Carver Bank offers a High Yield Savings account with a competitive APY of 4.00%, unchanged from 30 days ago. It has an A+ BBB rating and high app ratings (4.7 on App Store, 4.5 on Google Play). However, a $5,000 minimum deposit and balance are required, and there's no direct deposit option.

Charles Schwab Bank

Schwab Bank Investor Savings™: 0.15% APY

Minimum Deposit: $0

Summary: Charles Schwab Bank offers a Schwab Bank Investor Savings™ account with an APY of 0.15%, unchanged from 30 days ago. It has an A+ BBB rating, but a low Google Play rating of 2.6. No direct deposit requirement.

Chase Bank

Chase Savings℠: 0.01% APY

Minimum Deposit: $0

Summary: Chase Bank offers a Chase Savings℠ account with a low APY of 0.01%, unchanged from 30 days ago. The account has no minimum deposit or balance but incurs a $5 maintenance fee. The bank has an A- BBB rating and strong app ratings (4.8 on App Store, 4.5 on Google Play).

Chime

Chime Savings Account: 1.25% - 3.75% APY

Bundled Savings & Checking Account

Minimum Deposit: $0

Online Only

Direct Deposit Required

Summary: Chime offers a Chime Savings Account with a competitive APY of 3.75%, but requires a direct deposit of $200 or more to qualify. The BBB rating is B-, with an app rating of 4.8 on the App Store and 4.7 on Google Play.

CIBC Bank USA

Agility™ High-Interest Savings Account: 4.11% APY

Minimum Deposit: $1,000

Online Only

Summary: CIBC Bank USA offers a high APY of 4.11% on its Agility™ High-Interest Savings Account, with no maintenance fees or direct deposit requirement. However, it has low app and Google Play ratings of 2.1 and 2.0, respectively, and is not BBB Accredited despite an A+ rating.

CIT Bank

Platinum Savings: 0.25% - 4.00% APY

Minimum Deposit: $100

Online Only

Savings Connect: 3.90% APY

Minimum Deposit: $100

Online Only

Summary: CIT Bank offers a Platinum Savings account with a current APY of 4.00%, down from 4.10% last month, and a Savings Connect account at 3.90%. Both accounts have no maintenance fees and require a minimum deposit of $100. The bank has an A- BBB rating but is not BBB accredited.

Citibank

Citi Accelerate Savings: 3.60% APY

Minimum Deposit: $0

Online Only

Citi® Savings Account: 0.03% APY

Minimum Deposit: $0

Summary: Citibank offers a high APY of 3.60% with the Citi Accelerate Savings account, unchanged from 30 days ago. However, it has a low BBB rating of D- and requires a direct deposit for some benefits. App ratings are strong at 4.9 (App Store) and 4.7 (Google Play).

Citizens Access™

Citizens Access® Savings: 3.70% APY

Minimum Deposit: $0.01

Online Only

Summary: Citizens Access™ offers a competitive APY of 3.70%, unchanged from 30 days ago, with no minimum balance or maintenance fees. However, it lacks a direct deposit requirement, which may limit some users. The bank has an A BBB rating and high app ratings.

Colorado Federal Savings Bank

High Yield Savings: 4.20% APY

Minimum Deposit: $1

Online Only

Premier Savings: 4.25% APY

Minimum Deposit: $50,000

Online Only

Summary: Colorado Federal Savings Bank offers a High Yield Savings account with a 4.20% APY and a Premier Savings account at 4.25% APY, both requiring no maintenance fees. However, both accounts have no direct deposit requirement, and the bank has no physical branches.

ConnectOne Bank

Connection Plus Savings: 4.00% APY

Minimum Deposit: $2,500

Summary: ConnectOne Bank offers a high APY of 4.00% on its Connection Plus Savings account with a minimum deposit of $2,500. However, it lacks a direct deposit requirement. The bank has an A+ BBB rating but is not BBB accredited, with app and Google Play ratings of 3.5 and 3.2, respectively.

Customers Bank

Yield Shield Savings Account: 4.23% APY

Minimum Deposit: $25,000

Online Only

Summary: Customers Bank offers a Yield Shield Savings Account with a competitive APY of 4.23%, unchanged from 30 days ago, but requires a minimum deposit of $25,000. The bank has an A+ BBB rating but is not BBB accredited. App ratings are 3.8 (App Store) and 3.7 (Google Play).

Discover Bank

Online Savings Account: 3.60% APY

Minimum Deposit: $0

Online Only

Summary: Discover Bank offers an Online Savings Account with a competitive APY of 3.60%, unchanged from 30 days ago. It has an A+ BBB rating and no maintenance fees, but lacks branches and a direct deposit requirement.

E*TRADE from Morgan Stanley

Premium Savings Account: 4.00% APY

Minimum Deposit: $0

Online Only

Summary: E*TRADE offers a Premium Savings Account with a competitive APY of 4.00%, unchanged from 30 days ago, but has an F BBB rating and no branches. Direct deposit is not required.

EverBank

Performance Savings: 4.30% APY

Minimum Deposit: $0

Online Only

Summary: EverBank offers a high APY of 4.30% on its Performance Savings account with no minimum deposit or balance. However, its app and Google Play ratings are low at 2.3 and 2.8, respectively, and it lacks a direct deposit requirement.

Evergreen Bank Group

High-Yield Online Savings: 4.25% APY

Minimum Deposit: $100

Online Only

Summary: Evergreen Bank Group offers a High-Yield Online Savings account with a competitive APY of 4.25%, unchanged from 30 days ago. It has an A+ BBB rating, but lacks direct deposit requirements. The bank has 3 branches in Illinois and solid app ratings.

First Foundation Bank

Online Savings: 4.25% APY

Minimum Deposit: $1,000

Online Only

Summary: First Foundation Bank offers an Online Savings account with a current APY of 4.25%, down from 4.40% last month. It has an A- BBB rating, but is not BBB accredited. The account requires a $1,000 minimum deposit and has no maintenance fee.

Fitness Bank

Fitness Savings Account: 4.55% APY

Minimum Deposit: $100

Online Only

Fitness Elite Checking & Fitness Savings Combo: 5.00% APY

Bundled Savings & Checking Account

Minimum Deposit: $100

Online Only

Summary: Fitness Bank offers a high APY of 5.00% for its Fitness Elite Checking & Savings Combo, but requires specific conditions to achieve this rate. The Fitness Savings Account has a lower APY of 4.55%. BBB rating is A+.

Flagstar Bank

Flagstar Performance Savings: 4.00% APY

Minimum Deposit: $1

Online Only

Summary: Flagstar Bank offers a high APY of 4.00% for its Performance Savings account, with a $25,000 minimum balance. However, it has a $15 maintenance fee unless specific conditions are met, and no direct deposit requirement.

Forbright Bank

Growth Savings: 4.25% APY

Minimum Deposit: $0

Online Only

Bright Savings: 3.00% - 3.90% APY

Minimum Deposit: $250

Sprout Savings: 0.80% - 3.90% APY

Minimum Deposit: $1

Summary: Forbright Bank offers a competitive Growth Savings APY of 4.25%, with no direct deposit requirement. However, the Bright Savings and Sprout Savings accounts have lower APYs and minimum balance requirements. The bank holds an A+ BBB rating.

FVCbank

Advantage Direct Savings: 4.35% APY

Minimum Deposit: $500

Online Only

Summary: FVCbank offers an Advantage Direct Savings account with a competitive APY of 4.35%, down from 4.45% last month. It has an A+ BBB rating, but requires a $500 minimum deposit and balance. No direct deposit is needed.

High Plains Bank

High Yield Savings Account: 0.23% - 3.82% APY

Minimum Deposit: $25

Summary: High Plains Bank offers a High Yield Savings Account with a competitive APY of 3.82%, unchanged from 30 days ago. The account requires a minimum balance of $500,000, and has no maintenance fee. However, it is not BBB rated.

Jenius Bank

Jenius Savings: 4.20% APY

Minimum Deposit: $0

Online Only

Summary: Jenius Bank offers a high APY of 4.20% with no minimum deposit or balance requirements, but lacks physical branches. It has a BBB rating of A+ but is not accredited. App ratings are 4.2 on the App Store and 3.9 on Google Play.

LendingClub

LevelUp Savings: 3.40% - 4.40% APY

Minimum Deposit: $0

Online Only

Summary: LendingClub offers a high APY of 4.40% for its LevelUp Savings account, with no minimum deposit or maintenance fees. However, the higher rate requires a monthly deposit of $250, and the account has no physical branches.

Live Oak Bank

Personal Savings: 4.10% APY

Minimum Deposit: $0

Online Only

Summary: Live Oak Bank offers a high APY of 4.10% with no minimum deposit or maintenance fees. However, it has a low App Store rating of 2.5 and a direct deposit requirement is not applicable. Its BBB rating is A-.

Marcus by Goldman Sachs

Marcus Online Savings Account: 3.65% APY

Minimum Deposit: $0

Online Only

Summary: Marcus by Goldman Sachs offers a high APY of 3.65%, down from 3.75% last month, with no minimum deposit or maintenance fees. It has an A+ BBB rating, but lacks direct deposit requirements.

My Banking Direct

High Yield Savings Account: 4.30% APY

Minimum Deposit: $500

Online Only

Summary: My Banking Direct offers a High Yield Savings Account with a current APY of 4.30%, down from 4.40% last month. The bank has an A+ BBB rating but is not accredited. It has no branches and a 4.7 App Store rating.

MySavingsDirect

MySavings Account: 3.75% APY

Minimum Deposit: $0

Online Only

Summary: MySavingsDirect offers a high APY of 3.75%, unchanged from 30 days ago, with no minimum deposit or balance requirements. However, it lacks a BBB rating and has no direct deposit requirement.

Neighbors Bank

Neighbors Savings Account: 4.60% APY

Minimum Deposit: $0

Summary: Neighbors Bank offers a strong 4.60% APY on its Neighbors Savings Account with no minimum deposit or maintenance fees. However, it lacks a direct deposit requirement and has only one branch in Columbia, Missouri.

Newtek Bank

Personal High Yield Savings: 4.35% APY

Minimum Deposit: $0

Online Only

Summary: Newtek Bank offers a high yield savings account with a competitive APY of 4.35%. It has no minimum deposit or balance requirements and no maintenance fees. However, it lacks physical branches and a direct deposit requirement.

OMB Bank

High Interest Savings Account: 1.00% APY

Bundled Savings & Checking Account

Minimum Deposit: $25

Summary: OMB Bank offers a High Interest Savings Account with a 1.00% APY for balances up to $100,000, requiring a related checking account. It has an A+ BBB rating, a 4.7 App Store rating, and a 4.5 Google Play rating. However, the APY is lower for higher balances and requires qualifying activities.

Openbank

High-Yield Savings Account: 4.30% APY

Minimum Deposit: $500

Online Only

Summary: Openbank offers a High-Yield Savings Account with a competitive APY of 4.30%, down from 4.40% last month. It has no maintenance fees and no direct deposit requirement, but lacks physical branches and has an A+ BBB rating, although not accredited.

Peak Bank

Envision High Yield Savings: 4.44% APY

Minimum Deposit: $100

Online Only

Summary: Peak Bank offers a high-yield savings account with a competitive APY of 4.44%, unchanged from 30 days ago. It has an A+ BBB rating, but lacks branches and does not require direct deposits.

Pibank

Pibank Savings: 4.60% APY

Minimum Deposit: $0

Online Only

Summary: Pibank offers a high APY of 4.60% for its online-only savings account with no minimum deposit or maintenance fees. However, it has low app ratings (2.3 on App Store, 1.6 on Google Play) and is not BBB accredited despite an A rating.

PNC

Standard Savings: 0.03% APY

Minimum Deposit: $0

PNC High Yield Savings: 3.95% APY

Minimum Deposit: $0

Summary: PNC offers a high yield savings account with an APY of 3.95, unchanged from 30 days ago. It has an A+ BBB rating and strong app ratings (4.9/4.5). However, eligibility restrictions apply, and no direct deposit is required.

Poppy Bank

Poppy Personal Savings: 0.10% APY

Minimum Deposit: $1,000

Poppy Premier Online Savings: 4.25% APY

Minimum Deposit: $1,000

Online Only

Poppy Premier Personal Savings: 0.50% APY

Minimum Deposit: $1,000

Summary: Poppy Bank offers a high APY of 4.25% with its Premier Online Savings account, with no direct deposit requirement. However, it has a BBB rating of B+, not accredited, and mixed app ratings (4.4 on App Store, 3.5 on Google Play).

Popular Direct

Popular Direct Select Savings: 4.05% APY

Minimum Deposit: $100

Online Only

Summary: Popular Direct offers a high APY of 4.05% for its Select Savings account with no maintenance fees or direct deposit requirement. However, it has no branches and low app ratings (1.3) on both App Store and Google Play.

Presidential Bank

Advantage Savings: 4.00% - 4.50% APY

Bundled Savings & Checking Account

Minimum Deposit: $5,000

Direct Deposit Required

Summary: Presidential Bank offers a competitive APY of 4.50% for its Advantage Savings account, requiring a $500 monthly direct deposit. It has a B- BBB rating and 10 branches, with app and Google Play ratings of 4.8 and 4.2, respectively.

Prime Alliance Bank

Personal Savings: 4.05% APY

Minimum Deposit: $0

Summary: Prime Alliance Bank offers a Personal Savings account with a current APY of 4.05%, down from 4.15% last month. It has no minimum deposit or balance requirements, but is not BBB accredited, and has a 5.0 App Store rating and 3.8 Google Play rating.

Primis Bank

Primis Savings Account: 4.35% APY

Minimum Deposit: $1

Online Only

Summary: Primis Bank offers a high APY of 4.35% on its Primis Savings Account with no minimum balance or maintenance fees. However, it lacks a direct deposit requirement and is not BBB accredited despite an A+ rating.

Quontic Bank

High Yield Savings: 3.85% APY

Minimum Deposit: $100

Online Only

Summary: Quontic Bank offers a High Yield Savings account with a competitive APY of 3.85%. It has an A+ BBB rating but is not accredited. There are no minimum balance requirements or maintenance fees, although it lacks branches and has no direct deposit requirement.

RBMAX

Max Interest Savings: 4.15% APY

Minimum Deposit: $10

Online Only

Summary: RBMAX offers a high APY of 4.15% on its Max Interest Savings account with no minimum balance or maintenance fees. However, the APY is capped at $249,999.99, and there is no direct deposit requirement.

Rising Bank

High-Yield Savings Account: 4.30% APY

Minimum Deposit: $1,000

Online Only

Summary: Rising Bank offers a High-Yield Savings Account with a competitive 4.30% APY, no maintenance fees, and a strong BBB A+ rating. However, it requires a $1,000 minimum deposit and lacks compounding interest.

ROGER

ROGER Savings: 4.65% APY

Bundled Savings & Checking Account

Minimum Deposit: $0

Online Only

Summary: ROGER offers a high yield savings account with a competitive APY of 4.65% for balances up to $250,000, no minimum deposit or maintenance fees, and an A+ BBB rating. However, it requires a ROGER Checking account to open, limiting accessibility.

Salem Five Direct

eOne Savings: 4.01% APY

Minimum Deposit: $10

Online Only

Summary: Salem Five Direct offers an eOne Savings account with a competitive APY of 4.01%, unchanged from 30 days ago. The bank has an A- BBB rating but is not accredited. It has no branches, and no direct deposit requirement.

Sallie Mae Bank

High-Yield Savings Account: 3.90% APY

Minimum Deposit: $0

Online Only

Summary: Sallie Mae Bank offers a High-Yield Savings Account with a competitive APY of 3.90%, unchanged from 30 days ago. The bank has an A+ BBB rating but low app (1.5) and Google Play (1.6) ratings, indicating user dissatisfaction.

Santander Bank

Santander Savings: 0.03% APY

Minimum Deposit: $25

Summary: Santander Bank offers a savings account with a low APY of 0.03%, unchanged from 30 days ago. It has an A+ BBB rating but is not BBB accredited. The bank has a strong app rating of 4.7 and a Google Play rating of 4.3.

SoFi Bank

SoFi Savings: 3.80% APY

Bundled Savings & Checking Account

Minimum Deposit: $0

Online Only

Summary: SoFi Bank offers a high APY of 3.80% for its savings account, with no minimum deposit or maintenance fees. However, the APY requires a direct deposit or a $5,000 qualifying deposit, which may limit accessibility for some savers. The bank has an A+ BBB rating and high app ratings.

Synchrony Bank

High Yield Savings: 3.80% APY

Minimum Deposit: $0

Online Only

Summary: Synchrony Bank offers a High Yield Savings account with a current APY of 3.80%, down from 4.00% 30 days ago. It has no minimum deposit or balance requirements, but lacks a BBB rating and has a direct deposit requirement.

TAB Bank

TAB Save: 4.26% APY

Minimum Deposit: $1,000

Online Only

Summary: TAB Bank offers a high APY of 4.26% with no maintenance fees and a strong BBB rating of A+. However, it requires a minimum deposit of $1,000 and has no branches, which may limit accessibility for some users.

TD Bank

TD Signature Savings: 0.05% - 3.00% APY

Bundled Savings & Checking Account

Minimum Deposit: $0

Summary: TD Bank offers a high-yield APY of 3.00% for its Signature Savings account, requiring a minimum balance of $100,000. However, the APY decreased from 3.25% in the last month, and the bank has a C- BBB rating.

The State Exchange Bank

High-Yield Savings Account, powered by Raisin: 1.90% APY

Minimum Deposit: $1

Online Only

Summary: The State Exchange Bank offers a High-Yield Savings Account with an APY of 1.90%, down from 4.16% last month. It has a strong app rating of 4.9 and no maintenance fees, but lacks a BBB rating.

TIMBR

Premium Savings Account: 4.40% APY

Minimum Deposit: $1,000

Online Only

Summary: TIMBR offers a Premium Savings Account with a competitive APY of 4.40%, unchanged from 30 days ago, and no maintenance fees. However, it requires a $1,000 minimum deposit and lacks a direct deposit requirement.

UFB Direct

UFB Portfolio Savings: 4.01% APY

Minimum Deposit: $0

Online Only

UFB Checking and Savings Bundle: 4.01% - 4.21% APY

Minimum Deposit: $5000

Online Only

Direct Deposit Required

Summary: UFB Direct offers competitive APYs of 4.01% for the UFB Portfolio Savings and 4.21% for the UFB Checking and Savings Bundle, requiring a minimum balance and direct deposits. It has an A+ BBB rating, with no branches.

Upgrade

Premier Savings: 4.02% APY

Minimum Deposit: $0

Online Only

Summary: Upgrade offers a high APY of 4.02% on its Premier Savings account with no maintenance fees and a strong BBB rating of A+. However, it requires a minimum balance of $1,000, and there is no direct deposit option.

Valley Direct

High-Yield Savings Account: 4.20% APY

Minimum Deposit: $1

Online Only

Summary: Valley Direct offers a High-Yield Savings Account with a current APY of 4.20%, down from 4.40% last month. It has an A+ BBB rating but is not accredited. No maintenance fees, but eligibility restrictions apply.

Varo Bank

High-Yield Savings Account: 2.50% - 5.00% APY

Minimum Deposit: $0

Online Only

Direct Deposit Required

Summary: Varo Bank offers a High-Yield Savings Account with a 5.00% APY on balances up to $5,000, requiring a minimum direct deposit of $1,000/month. It has an A- BBB rating and high app ratings (4.9/4.7), but lacks physical branches.

Western Alliance Bank

High-Yield Savings Premier: 4.30% APY

Minimum Deposit: $500

Online Only

Summary: Western Alliance Bank offers a High-Yield Savings Premier account with a competitive APY of 4.30%, unchanged from 30 days ago. However, it has low app and Google ratings (1.4 and 2.4) and lacks a BBB rating.

Zynlo Bank

Tomorrow Savings Account: 4.35% APY

Minimum Deposit: $10

Online Only

Summary: Zynlo Bank offers a Tomorrow Savings Account with a competitive APY of 4.35%, unchanged from 30 days ago, and no maintenance fees. However, it lacks a direct deposit requirement, which may limit some users. The bank has an A+ BBB rating but is not accredited.