Explore Banks

Last Updated: July 7, 2025

Below you will find all of the 73 banks in the Banksparency database together with the product data we have collected thus far.

Easily navigate to any of the banks using the alphabetical navigation bar below, or use the search field to find the one you're looking for.

A

Affirm

Affirm Money Account: 3.85% APY

Minimum Deposit: $0

Online Only

Summary: Affirm offers a high APY of 3.85% with no minimum deposit or balance and zero maintenance fees. However, it lacks a direct deposit requirement, which may limit some users. The bank has an A+ BBB rating and high app ratings.

All America Bank

Regular Savings: 1.25% APY

Minimum Deposit: $50

Super Savers MMDA: 1.50% - 3.25% APY

Minimum Deposit: $2,500

Summary: All America Bank offers a high APY of 3.25% for its Super Savers MMDA account, requiring a minimum deposit of $2,500. However, it has a BBB rating of 'Not Rated' and average app ratings of 3.7 (App Store) and 3.3 (Google Play).

Ally Bank

Savings Account: 3.50% APY

Minimum Deposit: $0

Online Only

Summary: Ally Bank offers a high-yield Savings Account with a current APY of 3.50%, down from 3.60% last month. It has an A+ BBB rating and no minimum deposit or maintenance fees. However, it lacks a direct deposit requirement.

Amalgamated Bank

Online Savings: 2.25% APY

Minimum Deposit: $100

Summary: Amalgamated Bank offers an Online Savings account with a 2.25% APY, unchanged from 30 days ago, with no maintenance fees and no direct deposit requirement. It has a strong BBB rating of A+ and solid app ratings.

American Express

High Yield Savings Account: 3.60% APY

Minimum Deposit: $0

Online Only

Summary: American Express offers a High Yield Savings Account with a competitive APY of 3.60%, unchanged from 30 days ago. However, it has an F BBB rating, indicating trustworthiness concerns, and lacks branches.

Axos Bank

Axos ONE: 4.66% APY

Bundled Savings & Checking Account

Minimum Deposit: $0

Online Only

Summit Savings: 4.00% APY

Minimum Deposit: $0

Online Only

High Yield Savings: 0.61% APY

Minimum Deposit: $0

Online Only

Summary: Axos Bank offers a high APY of 4.66% with the Axos ONE account, requiring direct deposit or qualifying deposits. It has an A+ BBB rating and strong app ratings (4.7 on App Store, 4.5 on Google Play). However, the direct deposit requirement may limit access for some savers.
B

Bank5 Connect

Connect Savings: 1.50% APY

Minimum Deposit: $10

Online Only

Jumbo Savings: 4.05% APY

Minimum Deposit: $25,000

Online Only

Summary: Bank5 Connect offers a high APY of 4.05% for its Jumbo Savings account, with no maintenance fees if eStatements are received. However, it requires a $25,000 minimum deposit. The Connect Savings account has a lower APY of 1.50%, also with no fees under the same conditions. The bank has an A+ BBB rating and high app ratings.

Bank of America

Advantage Savings: 0.01% APY

Minimum Deposit: $100

Summary: Bank of America offers the Advantage Savings account with a low APY of 0.01% and a minimum deposit of $100. The account has an A BBB rating and a 4.8 App Store rating, but lacks a competitive interest rate.

Barclays

Tiered Savings: 3.90% - 4.10% APY

Minimum Deposit: $0

Online Only

Online Savings: 3.70% APY

Minimum Deposit: $0

Online Only

Summary: Barclays offers a Tiered Savings account with a competitive APY of 4.10% for balances over $250,000, but it decreased from 4.20%. The Online Savings account has a stable APY of 3.70%. No branches exist, and both accounts lack direct deposit requirements.

Bask Bank

Interest Savings Account: 4.20% APY

Minimum Deposit: $0

Online Only

Summary: Bask Bank offers a competitive APY of 4.20% with no minimum deposit or balance requirements. However, it has no branches and a BBB rating of B, not accredited. The app rating is 4.7 on App Store and 4.5 on Google Play.

Betterment

Cash Reserve: 4.00% APY

Minimum Deposit: $10

Online Only

Summary: Betterment offers a high-yield savings account, Cash Reserve, with a competitive APY of 4.00%. It has an A- BBB rating but lacks direct deposit requirements. However, it has no branches and is online-only.

BMO Alto

Savings Account: 3.60% APY

Minimum Deposit: $0

Online Only

Summary: BMO Alto offers a high APY of 3.60% with no minimum deposit or balance requirements and no maintenance fees. However, it has no physical branches and lacks a direct deposit requirement.

Bread Savings

High-Yield Savings Account: 4.30% APY

Minimum Deposit: $100

Online Only

Summary: Bread Savings offers a High-Yield Savings Account with a 4.30% APY and no maintenance fees or minimum balance, but it has no branches and does not require direct deposit. It has an A+ BBB rating and strong app ratings.

BrioDirect

High-Yield Savings Account: 4.30% APY

Minimum Deposit: $5,000

Online Only

Summary: BrioDirect offers a High-Yield Savings Account with a competitive APY of 4.30%, unchanged from 30 days ago. However, it requires a minimum deposit of $5,000 and has no branches. The BBB rating is B-.
C

Capital One

360 Performance Savings: 3.50% APY

Minimum Deposit: $0

Summary: Capital One offers a 360 Performance Savings account with a current APY of 3.50%, down from 3.60% last month. The bank has an A+ BBB rating, a 4.9 App Store rating, and 4.5 Google Play rating. No direct deposit required.

Carver Bank

High Yield Savings: 4.00% APY

Minimum Deposit: $5,000

Online Only

Summary: Carver Bank offers a High Yield Savings account with a 4.00% APY, unchanged from 30 days ago, and requires a $5,000 minimum deposit. It has an A+ BBB rating, but lacks a direct deposit requirement.

Charles Schwab Bank

Schwab Bank Investor Savings™: 0.15% APY

Minimum Deposit: $0

Summary: Charles Schwab Bank offers a Schwab Bank Investor Savings™ account with a 0.15% APY, unchanged from 30 days ago. It has an A+ BBB rating but a low Google Play rating of 2.6. No direct deposit requirement.

Chase Bank

Chase Savings℠: 0.01% APY

Minimum Deposit: $0

Summary: Chase Bank offers a Chase Savings℠ account with a low APY of 0.01%. It has an A- BBB rating and high app ratings (4.8 on App Store, 4.5 on Google Play). No direct deposit is required, but the maintenance fee may apply.

Chime

Chime Savings Account: 1.25% - 3.75% APY

Bundled Savings & Checking Account

Minimum Deposit: $0

Online Only

Direct Deposit Required

Summary: Chime offers a competitive 3.75% APY on its savings account, but requires a qualifying direct deposit of $200 to earn this rate. It has a B- BBB rating, and strong app ratings (4.8 on App Store, 4.7 on Google Play).

CIBC Bank USA

Agility™ High-Interest Savings Account: 4.11% APY

Minimum Deposit: $1,000

Online Only

Summary: CIBC Bank USA offers an Agility™ High-Interest Savings Account with a competitive APY of 4.11%, unchanged from 30 days ago. However, it has a low app rating of 2.2 and a Google Play rating of 2.0, and lacks a direct deposit requirement.

CIT Bank

Platinum Savings: 0.25% - 4.00% APY

Minimum Deposit: $100

Online Only

Savings Connect: 3.90% APY

Minimum Deposit: $100

Online Only

Summary: CIT Bank offers a high APY of 4.00% for the Platinum Savings account, though it decreased from 4.10% in the past month. The bank has an A- BBB rating but lacks branches, which may be a drawback for some savers.

Citibank

Citi Accelerate Savings: 3.60% APY

Minimum Deposit: $0

Online Only

Citi® Savings Account: 0.03% APY

Minimum Deposit: $0

Summary: Citibank offers a high APY of 3.60% with its Citi Accelerate Savings account, but has a low BBB rating of D-. The Citi® Savings Account has a much lower APY of 0.03%. Both accounts have no direct deposit requirement.

Citizens Access™

Citizens Access® Savings: 3.70% APY

Minimum Deposit: $0.01

Online Only

Summary: Citizens Access® Savings offers a competitive APY of 3.70%, unchanged from 30 days ago, with no minimum deposit or maintenance fees. However, it lacks a direct deposit requirement, which may limit some users.

Colorado Federal Savings Bank

High Yield Savings: 4.20% APY

Minimum Deposit: $1

Online Only

Premier Savings: 4.25% APY

Minimum Deposit: $50,000

Online Only

Summary: Colorado Federal Savings Bank offers competitive APYs of 4.25% for Premier Savings and 4.20% for High Yield Savings, both with no maintenance fees. However, both accounts require significant minimum deposits, and there are no branches.

ConnectOne Bank

Connection Plus Savings: 4.00% APY

Minimum Deposit: $2,500

Summary: ConnectOne Bank offers a high APY of 4.00% on its Connection Plus Savings account with a minimum deposit of $2,500, but it requires a minimum balance of $2,500. The bank has an A+ BBB rating but is not BBB accredited, and its app and Google Play ratings are 3.5 and 3.2, respectively.

Customers Bank

Yield Shield Savings Account: 4.23% APY

Minimum Deposit: $25,000

Online Only

Summary: Customers Bank offers a Yield Shield Savings Account with a competitive APY of 4.23%, unchanged from 30 days ago. It has an A+ BBB rating but is not BBB Accredited. The account requires a $25,000 minimum deposit and balance.
D

Discover Bank

Online Savings Account: 3.50% APY

Minimum Deposit: $0

Online Only

Summary: Discover Bank offers an Online Savings Account with a competitive APY of 3.50%, down from 3.60% last month. It has an A+ BBB rating and no minimum deposit or maintenance fees, but lacks branches and a direct deposit requirement.
E

E*TRADE from Morgan Stanley

Premium Savings Account: 4.00% APY

Minimum Deposit: $0

Online Only

Summary: E*TRADE offers a Premium Savings Account with a competitive APY of 4.00%. However, it has an F rating from the BBB and no branches. The account has no minimum deposit or balance, but lacks a direct deposit requirement.

EverBank

Performance Savings: 4.30% APY

Minimum Deposit: $0

Online Only

Summary: EverBank offers a high APY of 4.30%, unchanged from 30 days ago, with no minimum deposit or balance. However, it has a low app rating of 2.3 and is not BBB accredited despite an A+ rating.

Evergreen Bank Group

High-Yield Online Savings: 4.25% APY

Minimum Deposit: $100

Online Only

Summary: Evergreen Bank Group offers a High-Yield Online Savings account with a competitive APY of 4.25%, unchanged from 30 days ago. The bank has an A+ BBB rating but is not accredited. It has a strong app rating of 4.6 and Google Play rating of 4.5, with no direct deposit requirement.
F

First Foundation Bank

Online Savings: 4.25% APY

Minimum Deposit: $1,000

Online Only

Summary: First Foundation Bank offers a competitive APY of 4.25% with no maintenance fees and a low minimum deposit of $1,000. However, the bank is not BBB accredited, and there is no direct deposit requirement.

Fitness Bank

Fitness Savings Account: 4.55% APY

Minimum Deposit: $100

Online Only

Fitness Elite Checking & Fitness Savings Combo: 5.00% APY

Bundled Savings & Checking Account

Minimum Deposit: $100

Online Only

Summary: Fitness Bank offers a high APY of 5.00% for its Fitness Elite Checking & Savings Combo, requiring specific activity to maintain it. However, both accounts have conditions that may limit accessibility, and the app ratings are low.

Flagstar Bank

Flagstar Performance Savings: 4.00% APY

Minimum Deposit: $1

Online Only

Summary: Flagstar Bank offers a high APY of 4.00% for its Performance Savings account, but requires a minimum balance of $25,000 to avoid a lower APY. The bank has strong app ratings (4.7/4.3) but lacks a BBB rating.

Forbright Bank

Sprout Savings: 0.80% - 3.90% APY

Minimum Deposit: $1

Growth Savings: 4.25% APY

Minimum Deposit: $0

Online Only

Bright Savings: 3.00% - 3.90% APY

Minimum Deposit: $250

Summary: Forbright Bank offers competitive APYs of 4.25% for Growth Savings and 3.90% for Sprout and Bright Savings accounts. All accounts require no maintenance fees and have no direct deposit requirements. However, the highest rates are tiered based on balances.

FVCbank

Advantage Direct Savings: 4.35% APY

Minimum Deposit: $500

Online Only

Summary: FVCbank offers an Advantage Direct Savings account with a competitive APY of 4.35%, down from 4.45% last month. It has an A+ BBB rating, but requires a $500 minimum deposit and balance. App Store rating is 4.4, Google Play rating is 3.8.
H

High Plains Bank

High Yield Savings Account: 0.23% - 3.82% APY

Minimum Deposit: $25

Summary: High Plains Bank offers a High Yield Savings Account with a competitive APY of 3.82%, unchanged from 30 days ago. It has a high minimum balance requirement of $500,000 and no direct deposit requirement. The bank has strong app ratings, but lacks a BBB rating.
J

Jenius Bank

Jenius Savings: 4.20% APY

Minimum Deposit: $0

Online Only

Summary: Jenius Bank offers a high APY of 4.20% with no minimum deposit or maintenance fees. However, it lacks branches and has a direct deposit requirement. The bank has an A+ BBB rating but is not BBB Accredited.
L

LendingClub

LevelUp Savings: 3.40% - 4.40% APY

Minimum Deposit: $0

Online Only

Summary: LendingClub offers a competitive APY of 4.40% for the LevelUp Savings account, with no minimum deposit or maintenance fees. However, the higher APY requires a monthly deposit of $250 or more, and the account is online-only. BBB rating is A+ but not accredited.

Live Oak Bank

Personal Savings: 4.10% APY

Minimum Deposit: $0

Online Only

Summary: Live Oak Bank offers a Personal Savings account with a competitive APY of 4.10%, unchanged from 30 days ago, and no minimum deposit or maintenance fees. However, it has a low BBB rating of A- and an average app rating of 2.5.
M

Marcus by Goldman Sachs

Marcus Online Savings Account: 3.65% APY

Minimum Deposit: $0

Online Only

Summary: Marcus by Goldman Sachs offers a high-yield savings account with a current APY of 3.65%, unchanged from 30 days ago. It has an A+ BBB rating and no direct deposit requirement, but lacks physical branches.

My Banking Direct

High Yield Savings Account: 4.30% APY

Minimum Deposit: $500

Online Only

Summary: My Banking Direct offers a High Yield Savings Account with a competitive APY of 4.30%, unchanged from 30 days ago. It has an A+ BBB rating, though not BBB accredited. No branches are available, and a $500 minimum deposit is required.

MySavingsDirect

MySavings Account: 3.75% APY

Minimum Deposit: $0

Online Only

Summary: MySavingsDirect offers a high APY of 3.75%, unchanged from 30 days ago, with no minimum deposit or balance requirements. However, it has a BBB rating of 'Not Rated' and lacks direct deposit options.
N

Neighbors Bank

Neighbors Savings Account: 4.60% APY

Minimum Deposit: $0

Summary: Neighbors Bank offers a competitive 4.60% APY on its Neighbors Savings Account with no minimum deposit or balance requirements. However, it lacks a direct deposit requirement. The bank has an A+ BBB rating but is not BBB accredited.

Newtek Bank

Personal High Yield Savings: 4.35% APY

Minimum Deposit: $0

Online Only

Summary: Newtek Bank offers a Personal High Yield Savings account with a competitive APY of 4.35%, unchanged from 30 days ago. It has an A+ BBB rating and no maintenance fees. However, it lacks physical branches and requires online-only access.
O

OMB Bank

High Interest Savings Account: 1.00% APY

Bundled Savings & Checking Account

Minimum Deposit: $25

Summary: OMB Bank offers a High Interest Savings Account with a competitive 1.00% APY for balances up to $100,000. However, it requires an associated checking account and qualifying activities. The bank has an A+ BBB rating and high app ratings.

Openbank

High-Yield Savings Account: 4.30% APY

Minimum Deposit: $500

Online Only

Summary: Openbank offers a High-Yield Savings Account with a competitive APY of 4.30%, unchanged from 30 days ago. It has an A+ BBB rating but lacks branches and requires a $500 minimum deposit. The app rating is 3.4.
P

Peak Bank

Envision High Yield Savings: 4.44% APY

Minimum Deposit: $100

Online Only

Summary: Peak Bank offers the Envision High Yield Savings account with a competitive APY of 4.44%, unchanged from 30 days ago. The bank has an A+ BBB rating but is not BBB accredited. No direct deposit requirement may appeal to some savers.

Pibank

Pibank Savings: 4.60% APY

Minimum Deposit: $0

Online Only

Summary: Pibank offers a high APY of 4.60% with no minimum deposit or maintenance fees. However, it lacks a direct deposit requirement, and its app and Google Play ratings are low at 2.4 and 1.7, respectively. The BBB rating is A, but it's not accredited.

PNC

Standard Savings: 0.03% APY

Minimum Deposit: $0

PNC High Yield Savings: 3.95% APY

Minimum Deposit: $0

Summary: PNC offers a high yield savings account with an APY of 3.95, unchanged from 30 days ago, and has an A+ BBB rating. However, eligibility is restricted, and the Standard Savings account has a lower APY of 0.03.

Poppy Bank

Poppy Personal Savings: 0.10% APY

Minimum Deposit: $1,000

Poppy Premier Online Savings: 4.25% APY

Minimum Deposit: $1,000

Online Only

Poppy Premier Personal Savings: 0.50% APY

Minimum Deposit: $1,000

Summary: Poppy Bank offers a high APY of 4.25% on its Premier Online Savings account, but requires a minimum deposit of $1,000. The bank has a B+ BBB rating and offers no direct deposit requirement. App Store rating is 4.4, while Google Play rating is 3.6.

Popular Direct

Popular Direct Select Savings: 4.05% APY

Minimum Deposit: $100

Online Only

Summary: Popular Direct offers a high APY of 4.05% for its Select Savings account with no maintenance fees and a minimal deposit requirement. However, it has a low app and Google Play rating of 1.3, and lacks branch access.

Presidential Bank

Advantage Savings: 4.00% - 4.50% APY

Bundled Savings & Checking Account

Minimum Deposit: $5,000

Direct Deposit Required

Summary: Presidential Bank offers an Advantage Savings account with a competitive APY of 4.50%, unchanged from 30 days ago. However, it requires a $500 monthly direct deposit into an Advantage Checking Account. The bank has a B- BBB rating and is not accredited.

Prime Alliance Bank

Personal Savings: 4.05% APY

Minimum Deposit: $0

Summary: Prime Alliance Bank offers a Personal Savings account with a current APY of 4.05%, down from 4.15% last month. The bank has a 5.0 App Store rating but is not BBB accredited, with a 3.8 Google rating.

Primis Bank

Primis Savings Account: 4.35% APY

Minimum Deposit: $1

Online Only

Summary: Primis Bank offers a high-yield savings account with a competitive APY of 4.35%, unchanged from 30 days ago. The bank has an A+ BBB rating, but lacks accreditation. Direct deposit is not required, and it has a 4.5 App Store rating.
Q

Quontic Bank

High Yield Savings: 3.75% APY

Minimum Deposit: $100

Online Only

Summary: Quontic Bank offers a High Yield Savings account with a current APY of 3.75%, down from 3.85% 30 days ago. It has an A+ BBB rating but is not BBB accredited. Online-only banking with no branches may limit access.
R

RBMAX

Max Interest Savings: 4.15% APY

Minimum Deposit: $10

Online Only

Summary: RBMAX offers a high APY of 4.15% for its Max Interest Savings account, with no minimum balance or maintenance fees. However, the APY is capped at $249,999.99, and there are no branches or direct deposit requirements.

Rising Bank

High-Yield Savings Account: 4.30% APY

Minimum Deposit: $1,000

Online Only

Summary: Rising Bank offers a High-Yield Savings Account with a competitive APY of 4.30%, no maintenance fees, and an A+ BBB rating. However, it requires a minimum deposit of $1,000 and does not compound interest.

ROGER

ROGER Savings: 4.12% APY

Bundled Savings & Checking Account

Minimum Deposit: $0

Online Only

Summary: ROGER offers a competitive 4.12% APY for savings up to $250,000, but this is down from 4.65% last month. There is no direct deposit requirement, but a ROGER Checking account is needed to open the savings account. The bank has an A+ BBB rating and strong app ratings.
S

Salem Five Direct

eOne Savings: 4.01% APY

Minimum Deposit: $10

Online Only

Summary: Salem Five Direct offers an eOne Savings account with a competitive APY of 4.01%, unchanged from 30 days ago. It has an A- BBB rating but is not BBB accredited. No direct deposit requirement is present.

Sallie Mae Bank

High-Yield Savings Account: 3.90% APY

Minimum Deposit: $0

Online Only

Summary: Sallie Mae Bank offers a High-Yield Savings Account with a competitive APY of 3.90%, unchanged from 30 days ago. It has an A+ BBB rating, but low app and Google Play ratings at 1.5 and 1.6.

Santander Bank

Santander Savings: 0.03% APY

Minimum Deposit: $25

Summary: Santander Bank offers a savings account with a current APY of 0.03%, unchanged from 30 days ago. It has an A+ BBB rating but is not BBB accredited. The account requires a minimum deposit of $25 and has a $1 maintenance fee.

SoFi Bank

SoFi Savings: 3.80% APY

Bundled Savings & Checking Account

Minimum Deposit: $0

Online Only

Summary: SoFi Bank offers a competitive 3.80% APY on its savings account, requiring either direct deposit or a $5,000 qualifying deposit. It has an A+ BBB rating and high app ratings (4.8 on App Store, 4.5 on Google Play). No minimum deposit or maintenance fees, but the direct deposit requirement may limit access for some users.

Synchrony Bank

High Yield Savings: 3.80% APY

Minimum Deposit: $0

Online Only

Summary: Synchrony Bank offers a High Yield Savings account with a competitive APY of 3.80%, unchanged from 30 days ago. It has no minimum deposit or balance requirements, but lacks a BBB rating and a direct deposit option.
T

TAB Bank

TAB Save: 4.15% APY

Minimum Deposit: $1,000

Online Only

Summary: TAB Bank offers a high-yield savings account, TAB Save, with a current APY of 4.15%, down from 4.26% last month. It has an A+ BBB rating but is not BBB accredited. No direct deposit requirement, but a $1,000 minimum deposit is needed.

TD Bank

TD Signature Savings: 0.05% - 3.00% APY

Bundled Savings & Checking Account

Minimum Deposit: $0

Summary: TD Bank's Signature Savings offers a competitive 3.00% APY for balances over $100,000, but it has dropped from 3.25% in the past month. The bank has a C- BBB rating and requires a significant minimum balance.

The State Exchange Bank

High-Yield Savings Account, powered by Raisin: 1.90% APY

Minimum Deposit: $1

Online Only

Summary: The State Exchange Bank offers a High-Yield Savings Account with a current APY of 1.90%, down from 4.00% 30 days ago. It has a solid app rating of 4.9 and no maintenance fees, but lacks a BBB rating and has no direct deposit requirement.

TIMBR

Premium Savings Account: 4.40% APY

Minimum Deposit: $1,000

Online Only

Summary: TIMBR offers a Premium Savings Account with a competitive APY of 4.40%, unchanged from 30 days ago. It has an A+ BBB rating but is not BBB accredited. The account requires a minimum deposit of $1,000 and has no maintenance fees.
U

UFB Direct

UFB Portfolio Savings: 4.01% APY

Minimum Deposit: $0

Online Only

UFB Checking and Savings Bundle: 4.01% - 4.21% APY

Minimum Deposit: $5000

Online Only

Direct Deposit Required

Summary: UFB Direct offers a high APY of 4.21% with its Checking and Savings Bundle, requiring a $10,000 minimum balance and direct deposits. The UFB Portfolio Savings has a competitive APY of 4.01% with no minimum balance or deposit. The bank has no branches and an A+ BBB rating.

Upgrade

Premier Savings: 4.02% APY

Minimum Deposit: $0

Online Only

Summary: Upgrade offers a Premier Savings account with a competitive APY of 4.02%, unchanged from 30 days ago. The bank has an A+ BBB rating and strong app ratings (4.9 on App Store, 4.5 on Google Play). No minimum deposit or maintenance fees are required, but a $1,000 minimum balance is needed.
V

Valley Direct

High-Yield Savings Account: 4.30% APY

Minimum Deposit: $1000

Online Only

Summary: Valley Direct offers a High-Yield Savings Account with a competitive APY of 4.30%, up from 4.20% last month, and no maintenance fees. However, it requires a minimum deposit of $1,000 and has no direct deposit option.

Varo Bank

High-Yield Savings Account: 2.50% - 5.00% APY

Minimum Deposit: $0

Online Only

Direct Deposit Required

Summary: Varo Bank offers a High-Yield Savings Account with a 5.00% APY on up to $5,000, requiring a $1,000 monthly direct deposit. It has no branches, no maintenance fees, and strong app ratings (4.9/4.7), but the direct deposit requirement may limit some users.
W

Western Alliance Bank

High-Yield Savings Premier: 4.25% APY

Minimum Deposit: $500

Online Only

Summary: Western Alliance Bank offers a High-Yield Savings Premier account with a current APY of 4.25%, slightly down from 4.30% last month. However, the bank has low ratings: 1.4 in the App Store and 2.5 on Google Play.
Z

Zynlo Bank

Tomorrow Savings Account: 4.35% APY

Minimum Deposit: $10

Online Only

Summary: Zynlo Bank's Tomorrow Savings Account offers a competitive APY of 4.35%, unchanged from 30 days ago, with no minimum balance or maintenance fees. However, it lacks a direct deposit requirement, which may limit some users. The bank has a BBB rating of A+ but is not BBB Accredited.