Explore Banks

Last Updated: August 8, 2025

Below you will find all of the 78 banks in the Banksparency database together with the product data we have collected thus far.

Easily navigate to any of the banks using the alphabetical navigation bar below, or use the search field to find the one you're looking for.

Affirm

Affirm Money Account: 3.85% APY

Minimum Deposit: $0

Online Only

Summary: Affirm offers a high-yield savings account with a competitive APY of 3.85%, no minimum deposit or balance, and no maintenance fees. However, it lacks branches and has no direct deposit requirement.

All America Bank

Regular Savings: 1.25% APY

Minimum Deposit: $50

Super Savers MMDA: 1.50% - 3.25% APY

Minimum Deposit: $2,500

Summary: All America Bank offers a high APY of 3.25% for its Super Savers MMDA, but requires a $2,500 minimum deposit and $100,000 balance for the top rate. The Regular Savings account has a lower APY of 1.25%. No BBB rating.

Ally Bank

Savings Account: 3.50% APY

Minimum Deposit: $0

Online Only

Summary: Ally Bank offers a high-yield Savings Account with a current APY of 3.50%, unchanged from 30 days ago, and has a strong BBB rating of A+. It has no minimum deposit or maintenance fees, but lacks a direct deposit requirement.

Amalgamated Bank

Online Savings: 2.25% APY

Minimum Deposit: $100

Summary: Amalgamated Bank offers an Online Savings account with a current APY of 2.25%, unchanged from 30 days ago, and no maintenance fees. It has a strong BBB rating of A+ but lacks a direct deposit requirement, which may limit some users.

American Express

High Yield Savings Account: 3.50% APY

Minimum Deposit: $0

Online Only

Summary: American Express offers a High Yield Savings Account with a competitive APY of 3.50%, down from 3.60% last month. However, it has an F rating from the BBB and no branches, which may concern some savers.

Ameriprise Bank

Savings Account: 3.15% - 3.15% APY

Minimum Deposit: $100

Summary: Ameriprise Bank offers a high APY of 3.15 for its Savings Account, requiring a $50,000 minimum balance. It has an A+ BBB rating but lacks branches and has no direct deposit requirement, which may deter some savers.

Axos Bank

Axos ONE: 4.46% APY

Bundled Savings & Checking Account

Minimum Deposit: $0

Online Only

Summit Savings: 4.00% APY

Minimum Deposit: $0

Online Only

High Yield Savings: 0.61% APY

Minimum Deposit: $0

Online Only

Summary: Axos Bank offers a competitive APY of 4.46% for the Axos ONE account, down from 4.66% last month. The bank has an A+ BBB rating and high app ratings (4.7 on App Store, 4.4 on Google Play). However, qualifying for the highest APY requires direct deposit or significant monthly deposits.

Bank5 Connect

Connect Savings: 1.50% APY

Minimum Deposit: $10

Online Only

Jumbo Savings: 4.05% APY

Minimum Deposit: $25,000

Online Only

Summary: Bank5 Connect offers a high-yield Jumbo Savings account with an APY of 4.05% and an A+ BBB rating. However, it requires a minimum deposit of $25,000. The Connect Savings account has a lower APY of 1.50% with no direct deposit requirement.

Bank of America

Advantage Savings: 0.01% APY

Minimum Deposit: $100

Summary: Bank of America offers a savings account with a low APY of 0.01%, unchanged from 30 days ago. The bank has a strong BBB rating of A and high app ratings (4.8 on App Store, 4.6 on Google Play). However, the account has a maintenance fee of $8 and no direct deposit requirement.

Barclays

Tiered Savings: 3.90% - 4.10% APY

Minimum Deposit: $0

Online Only

Online Savings: 3.70% APY

Minimum Deposit: $0

Online Only

Summary: Barclays offers a Tiered Savings account with a competitive APY of 4.10% for balances over $250,000, but requires a high minimum balance. The Online Savings account has a lower APY of 3.70%. It has an A+ BBB rating and high app ratings.

Bask Bank

Interest Savings Account: 4.20% APY

Minimum Deposit: $0

Online Only

Summary: Bask Bank offers an Interest Savings Account with a competitive APY of 4.20%, unchanged from 30 days ago. However, it has a BBB rating of B and no branches, which may concern some savers.

Betterment

Cash Reserve: 4.00% APY

Minimum Deposit: $10

Online Only

Summary: Betterment offers a high-yield savings account, Cash Reserve, with a competitive APY of 4.00% and no minimum balance or maintenance fees. However, it lacks branch access and does not require direct deposit.

BMO Alto

Savings Account: 3.50% APY

Minimum Deposit: $0

Online Only

Summary: BMO Alto offers a high APY of 3.50% with no minimum deposit or balance requirements. It has an A+ BBB rating. However, it lacks physical branches and has no direct deposit requirement.

Bread Savings

High-Yield Savings Account: 4.25% APY

Minimum Deposit: $100

Online Only

Summary: Bread Savings offers a High-Yield Savings Account with a competitive APY of 4.25%, up from 4.30% last month. It has no maintenance fees or direct deposit requirements, but lacks physical branches. The bank has an A+ BBB rating.

BrioDirect

High-Yield Savings Account: 4.30% APY

Minimum Deposit: $5,000

Online Only

Summary: BrioDirect offers a High-Yield Savings Account with a competitive APY of 4.30%, unchanged from 30 days ago. However, it has a B- BBB rating and lacks branches, which may deter some users.

Capital One

360 Performance Savings: 3.50% APY

Minimum Deposit: $0

Summary: Capital One offers a 360 Performance Savings account with a competitive APY of 3.50%, unchanged from 30 days ago, and no minimum deposit or balance. The bank has an A+ BBB rating and high app ratings, but lacks a direct deposit requirement.

Carver Bank

High Yield Savings: 4.00% APY

Minimum Deposit: $5,000

Online Only

Summary: Carver Bank offers a High Yield Savings account with a competitive APY of 4.00% and an A+ BBB rating. However, it requires a minimum deposit and balance of $5,000, which may limit access for some savers.

Charles Schwab Bank

Schwab Bank Investor Savings™: 0.15% APY

Minimum Deposit: $0

Summary: Charles Schwab Bank offers a Schwab Bank Investor Savings™ account with a current APY of 0.15%, unchanged from 30 days ago. It has an A+ BBB rating, but a low Google Play rating of 2.6 may raise concerns.

Chase Bank

Chase Savings℠: 0.01% APY

Minimum Deposit: $0

Summary: Chase Bank offers a Chase Savings℠ account with a low APY of 0.01%, unchanged from 30 days ago. The bank has an A- BBB rating and high app ratings (4.8 on App Store, 4.5 on Google Play). However, the account has a $5 maintenance fee unless specific conditions are met.

Chime

Chime Savings Account: 1.25% - 3.75% APY

Bundled Savings & Checking Account

Minimum Deposit: $0

Online Only

Direct Deposit Required

Summary: Chime offers a competitive 3.75% APY for its savings account, but it requires a direct deposit of $200 or more to qualify. The bank has a BBB rating of B, and its app ratings are 4.8 on the App Store and 4.7 on Google Play.

CIBC Bank USA

Agility™ High-Interest Savings Account: 4.02% APY

Minimum Deposit: $1,000

Online Only

Summary: CIBC Bank USA offers an Agility™ High-Interest Savings Account with a competitive APY of 4.02%, down from 4.11% 30 days ago. It has an A+ BBB rating but low app (2.2) and Google Play (2.0) ratings. No direct deposit is required.

CIT Bank

Platinum Savings: 0.25% - 4.00% APY

Minimum Deposit: $100

Online Only

Savings Connect: 3.90% APY

Minimum Deposit: $100

Online Only

Summary: CIT Bank offers a high APY of 4.00% with its Platinum Savings account, and a solid BBB rating of A-. However, it has no branches and requires a minimum balance of $5,000. The Savings Connect account has a lower APY of 3.90%.

Citibank

Citi Accelerate Savings: 3.50% APY

Minimum Deposit: $0

Online Only

Citi® Savings Account: 0.03% APY

Minimum Deposit: $0

Summary: Citibank offers the Citi Accelerate Savings account with a competitive APY of 3.50%, unchanged from 30 days ago. However, its BBB rating is D- and both accounts have a maintenance fee. Ratings: App Store 4.9, Google Play 4.7.

Citizens Access™

Citizens Access® Savings: 3.50% APY

Minimum Deposit: $0.01

Online Only

Summary: Citizens Access® Savings offers a competitive APY of 3.50%, down from 3.70% last month. It has an A BBB rating and high app ratings (4.8). No direct deposit requirement could be a drawback for some users.

Colorado Federal Savings Bank

High Yield Savings: 4.10% APY

Minimum Deposit: $1

Online Only

Premier Savings: 4.15% APY

Minimum Deposit: $50,000

Online Only

Summary: Colorado Federal Savings Bank offers a High Yield Savings account with a 4.10% APY, down from 4.20%. The Premier Savings account has a slightly higher APY of 4.15%. The bank has an A+ BBB rating but is not accredited.

ConnectOne Bank

Connection Plus Savings: 4.00% APY

Minimum Deposit: $2,500

Summary: ConnectOne Bank offers a high APY of 4.00% on its Connection Plus Savings account, with no maintenance fees. However, a minimum deposit and balance of $2,500 is required, and the bank is not BBB accredited.

Customers Bank

Yield Shield Savings Account: 4.23% APY

Minimum Deposit: $25,000

Online Only

Summary: Customers Bank offers a Yield Shield Savings Account with a competitive APY of 4.23%, unchanged from 30 days ago. The bank has an A+ BBB rating but is not accredited. Direct deposit is not required, and it has a 4.0 App Store rating.

Discover Bank

Online Savings Account: 3.50% APY

Minimum Deposit: $0

Online Only

Summary: Discover Bank offers a high APY of 3.50% with no minimum deposit or balance requirements, and an A+ BBB rating. However, it has no physical branches and lacks a direct deposit requirement for its Online Savings Account.

Elevault

High Yield Savings Account: 4.60% APY

Minimum Deposit: $0

Online Only

Summary: Elevault offers a High Yield Savings Account with a competitive 4.60% APY on balances up to $250,000, with no minimum deposit or maintenance fees. However, it lacks a direct deposit requirement and interest is not earned on balances above $250,000. The bank has a BBB rating of A+ but is not accredited, and holds app ratings of 3.9 (App Store) and 4.2 (Google Play).

E*TRADE from Morgan Stanley

Premium Savings Account: 4.00% APY

Minimum Deposit: $0

Online Only

Summary: E*TRADE offers a Premium Savings Account with a competitive APY of 4.00%, unchanged from 30 days ago, but has an F BBB rating. It has no minimum deposit or maintenance fees, but lacks branches and a direct deposit requirement.

EverBank

Performance Savings: 4.30% APY

Minimum Deposit: $0

Online Only

Summary: EverBank offers a high APY of 4.30% on its Performance Savings account, with no minimum deposit or balance requirements. However, it has low app and Google Play ratings (2.3 and 2.8), and is not BBB Accredited despite having an A+ BBB rating.

Evergreen Bank Group

High-Yield Online Savings: 4.25% APY

Minimum Deposit: $100

Online Only

Summary: Evergreen Bank Group offers a High-Yield Online Savings account with a current APY of 4.25%, unchanged from 30 days ago. It has an A+ BBB rating but is not BBB Accredited. The account requires a $100 minimum deposit, has no maintenance fees, and does not require direct deposit.

First Foundation Bank

Online Savings: 4.25% APY

Minimum Deposit: $1,000

Online Only

Summary: First Foundation Bank offers an Online Savings account with a competitive APY of 4.25%, unchanged from 30 days ago. It has an A BBB rating but is not BBB accredited. The account requires a minimum deposit of $1,000 and has no maintenance fees.

Fitness Bank

Fitness Savings Account: 4.50% APY

Minimum Deposit: $100

Online Only

Fitness Elite Checking & Fitness Savings Combo: 4.85% APY

Bundled Savings & Checking Account

Minimum Deposit: $100

Online Only

Summary: Fitness Bank offers a high APY of 4.85% for its Fitness Elite Checking & Savings Combo, though it requires specific activity to maintain this rate. The Fitness Savings Account offers 4.5% APY but has a lower rate than 30 days ago. Both accounts have a $10 maintenance fee unless balances are met. The bank has an A+ BBB rating but low app ratings.

Flagstar Bank

Flagstar Performance Savings: 4.00% APY

Minimum Deposit: $1

Online Only

Summary: Flagstar Bank offers a high APY of 4.00% on its Performance Savings account, requiring a minimum balance of $25,000. However, a $15 maintenance fee applies unless certain conditions are met, and the account is online-only.

FNBO Direct

High-Yield Online Savings Account: 3.25% APY

Minimum Deposit: $1

Summary: FNBO Direct offers a High-Yield Online Savings Account with a competitive APY of 3.25%. There are no maintenance fees or minimum balance requirements, but it lacks a BBB rating and has no direct deposit requirement.

Forbright Bank

Growth Savings: 4.25% APY

Minimum Deposit: $0

Online Only

Bright Savings: 3.00% - 3.90% APY

Minimum Deposit: $250

Sprout Savings: 0.80% - 3.90% APY

Minimum Deposit: $1

Summary: Forbright Bank offers a competitive 4.25% APY on its Growth Savings account with no minimum balance or maintenance fees. However, the Bright and Sprout Savings accounts have lower rates and higher balance requirements. The bank has an A+ BBB rating and high app ratings.

FVCbank

Advantage Direct Savings: 4.35% APY

Minimum Deposit: $500

Online Only

Summary: FVCbank offers a high-yield Advantage Direct Savings account with a 4.35% APY, unchanged from 30 days ago, and an A+ BBB rating. However, it requires a $500 minimum deposit and balance, and has no direct deposit option.

GO2bank

High Yield Savings: 4.50% APY

Minimum Deposit: $0

Online Only

Summary: GO2bank offers a High Yield Savings account with a competitive 4.50% APY on balances up to $5,000. However, it has an F BBB rating and charges a $5 monthly fee unless direct deposit is set up.

High Plains Bank

High Yield Savings Account: 0.23% - 3.82% APY

Minimum Deposit: $25

Summary: High Plains Bank offers a High Yield Savings Account with a competitive APY of 3.82%, unchanged from 30 days ago. However, it requires a minimum balance of $500,000, which may limit accessibility for some savers.

Jenius Bank

Jenius Savings: 4.20% APY

Minimum Deposit: $0

Online Only

Summary: Jenius Bank offers a competitive APY of 4.20%, unchanged from 30 days ago, with no minimum deposit or maintenance fees. However, it lacks physical branches and has a direct deposit requirement for some users. BBB rating is A+ but not accredited.

LendingClub

LevelUp Savings: 3.20% - 4.20% APY

Minimum Deposit: $0

Online Only

Summary: LendingClub offers a LevelUp Savings account with a competitive APY of 4.20%, down from 4.40% last month. It has an A+ BBB rating but lacks branches and requires a $250 monthly deposit for the highest rate.

Live Oak Bank

Personal Savings: 4.10% APY

Minimum Deposit: $0

Online Only

Summary: Live Oak Bank offers a high APY of 4.10% with no minimum deposit or maintenance fees. However, it has a low app rating of 2.5 and lacks branch access. The BBB rating is A-.

Marcus by Goldman Sachs

Marcus Online Savings Account: 3.65% APY

Minimum Deposit: $0

Online Only

Summary: Marcus by Goldman Sachs offers a high APY of 3.65% with no minimum deposit or balance requirements. It has an A+ BBB rating and strong app ratings (4.8 on App Store, 4.1 on Google Play). No direct deposit is required.

My Banking Direct

High Yield Savings Account: 4.30% APY

Minimum Deposit: $500

Online Only

Summary: My Banking Direct offers a High Yield Savings Account with a 4.30% APY, no maintenance fees, and an A+ BBB rating. However, it has no branches and requires a $500 minimum deposit.

MySavingsDirect

MySavings Account: 3.75% APY

Minimum Deposit: $0

Online Only

Summary: MySavingsDirect offers a high-yield savings account with a competitive APY of 3.75%, unchanged from 30 days ago, and no minimum deposit or balance requirements. However, it lacks a BBB rating and does not offer direct deposit options.

Neighbors Bank

Neighbors Savings Account: 4.60% APY

Minimum Deposit: $0

Summary: Neighbors Bank offers a competitive 4.60% APY on their Neighbors Savings Account with no minimum deposit or maintenance fees. However, the lack of a direct deposit requirement may limit some users. The bank has a BBB rating of A+ but is not accredited.

Newtek Bank

Personal High Yield Savings: 4.35% APY

Minimum Deposit: $0

Online Only

Summary: Newtek Bank offers a Personal High Yield Savings account with a competitive APY of 4.35%. It has no minimum deposit or maintenance fees, and an A+ BBB rating. However, it requires no direct deposit and has no physical branches.

OMB Bank

High Interest Savings Account: 1.00% APY

Bundled Savings & Checking Account

Minimum Deposit: $25

Summary: OMB Bank offers a High Interest Savings Account with a 1.00% APY for balances up to $100,000, requiring an associated checking account. The bank has an A+ BBB rating and strong app ratings (4.7/4.6), but lacks direct deposit options.

Openbank

High-Yield Savings Account: 4.20% APY

Minimum Deposit: $500

Online Only

Summary: Openbank offers a High-Yield Savings Account with a current APY of 4.20%, down from 4.30% last month. It has an A+ BBB rating but lacks branches and requires a $500 minimum deposit. The app rating is 3.4.

Peak Bank

Envision High Yield Savings: 4.35% APY

Minimum Deposit: $100

Online Only

Summary: Peak Bank offers an Envision High Yield Savings account with a competitive APY of 4.35%, down from 4.44% last month. The bank has an A+ BBB rating but is not BBB accredited. It has no branches and does not require direct deposit.

Pibank

Pibank Savings: 4.60% APY

Minimum Deposit: $0

Online Only

Summary: Pibank offers a competitive APY of 4.60% with no minimum deposit or maintenance fees. However, it lacks branch access, has low app and Google ratings (2.4 and 1.8), and is not BBB accredited despite an A rating.

PNC

Standard Savings: 0.03% APY

Minimum Deposit: $0

PNC High Yield Savings: 3.95% APY

Minimum Deposit: $0

Summary: PNC offers a high-yield savings account with an APY of 3.95%, unchanged from 30 days ago. The bank has a strong BBB rating of A+ and high app ratings (4.9 on App Store, 4.5 on Google Play). Direct deposit is not required.

Poppy Bank

Poppy Personal Savings: 0.10% APY

Minimum Deposit: $1,000

Poppy Premier Online Savings: 4.25% APY

Minimum Deposit: $1,000

Online Only

Poppy Premier Personal Savings: 0.50% APY

Minimum Deposit: $1,000

Summary: Poppy Bank offers a high APY of 4.25% with its Premier Online Savings account, but requires a $1,000 minimum deposit. It has a BBB rating of A- but is not accredited. App ratings are 4.4 on App Store and 3.7 on Google Play.

Popular Direct

Popular Direct Select Savings: 4.05% APY

Minimum Deposit: $100

Online Only

Summary: Popular Direct offers a high-yield savings account with an APY of 4.05%, unchanged from 30 days ago. It has an A+ BBB rating but low app and Google ratings (1.3). No branches available.

Presidential Bank

Advantage Savings: 4.00% - 4.50% APY

Bundled Savings & Checking Account

Minimum Deposit: $5,000

Direct Deposit Required

Summary: Presidential Bank offers a competitive APY of 4.50% for the Advantage Savings account, requiring a $500 monthly direct deposit. It has a B- BBB rating and a 4.8 App Store rating, but is not BBB accredited.

Prime Alliance Bank

Personal Savings: 4.05% APY

Minimum Deposit: $0

Summary: Prime Alliance Bank offers a Personal Savings account with a competitive APY of 4.05%, unchanged from 30 days ago. It has a high app rating of 5.0 but lacks a BBB rating and has only one branch in Utah.

Primis Bank

Primis Savings Account: 4.20% APY

Minimum Deposit: $1

Online Only

Summary: Primis Bank offers a Primis Savings Account with a current APY of 4.20%, down from 4.35% last month. The bank has an A+ BBB rating but is not accredited. It has a 4.6 App Store rating and 4.5 Google Play rating.

Quontic Bank

High Yield Savings: 3.75% APY

Minimum Deposit: $100

Online Only

Summary: Quontic Bank offers a High Yield Savings account with a competitive APY of 3.75%, no maintenance fees, and no minimum balance. However, it lacks physical branches and requires a minimum deposit of $100. The bank holds an A+ BBB rating but is not BBB Accredited.

RBMAX

Max Interest Savings: 4.15% APY

Minimum Deposit: $10

Online Only

Summary: RBMAX offers a high APY of 4.15% for its Max Interest Savings account with no maintenance fees or minimum balance, but the APY is capped at $249,999.99. It has an A+ BBB rating and strong app ratings.

Rising Bank

High-Yield Savings Account: 4.30% APY

Minimum Deposit: $1,000

Online Only

Summary: Rising Bank offers a High-Yield Savings Account with a 4.30% APY, no maintenance fees, and an A+ BBB rating. However, it requires a $1,000 minimum deposit and has no compounding interest.

ROGER

ROGER Savings: 4.12% APY

Bundled Savings & Checking Account

Minimum Deposit: $0

Online Only

Summary: ROGER offers a competitive 4.12% APY for savings up to $250,000, with no minimum deposit or maintenance fees. However, a ROGER Checking account is required to open the savings account, which may limit accessibility for some users.

Salem Five Direct

eOne Savings: 4.01% APY

Minimum Deposit: $10

Online Only

Summary: Salem Five Direct offers an eOne Savings account with a competitive APY of 4.01%, unchanged from 30 days ago. It has an A- BBB rating but lacks branches and requires no direct deposit. App ratings are 4.7 (App Store) and 4.4 (Google Play).

Sallie Mae Bank

High-Yield Savings Account: 3.90% APY

Minimum Deposit: $0

Online Only

Summary: Sallie Mae Bank offers a High-Yield Savings Account with a competitive APY of 3.90%, unchanged from 30 days ago. It has an A+ BBB rating, but low app (1.5) and Google Play (1.6) ratings may concern potential users.

Santander Bank

Santander Savings: 0.03% APY

Minimum Deposit: $25

Summary: Santander Bank offers a savings account with a low APY of 0.03% and a minimum deposit of $25. While it has an A+ BBB rating, it is not BBB accredited. The bank has a strong app rating of 4.7 and a Google Play rating of 4.3.

SoFi Bank

SoFi Savings: 3.80% APY

Bundled Savings & Checking Account

Minimum Deposit: $0

Online Only

Summary: SoFi Bank offers a competitive 3.80% APY for its savings account, requiring direct deposit or a $5,000 qualifying deposit. It has an A+ BBB rating and a strong app rating of 4.8. However, the direct deposit requirement may limit accessibility for some users.

Synchrony Bank

High Yield Savings: 3.80% APY

Minimum Deposit: $0

Online Only

Summary: Synchrony Bank offers a High Yield Savings account with a competitive APY of 3.80%, unchanged from 30 days ago. It has a strong app rating of 4.8 and lacks a direct deposit requirement, but is not BBB rated.

TAB Bank

TAB Save: 4.15% APY

Minimum Deposit: $1,000

Online Only

Summary: TAB Bank offers a high APY of 4.15% on its TAB Save account, with no maintenance fees and a solid BBB rating of A+. However, it requires a minimum deposit of $1,000 and has no branches.

TD Bank

TD Signature Savings: 0.05% - 3.00% APY

Bundled Savings & Checking Account

Minimum Deposit: $0

Summary: TD Bank offers a high APY of 3.00% for the TD Signature Savings account with a $100,000 minimum balance. However, it has a C- BBB rating and a high minimum balance requirement, limiting accessibility.

The State Exchange Bank

High-Yield Savings Account, powered by Raisin: 1.02% APY

Minimum Deposit: $1

Online Only

Summary: The High-Yield Savings Account offers a current APY of 1.02%, down from 1.90% last month, with no maintenance fees and a low minimum deposit of $1. However, it lacks a direct deposit requirement and has no BBB rating.

TIMBR

Premium Savings Account: 4.40% APY

Minimum Deposit: $1,000

Online Only

Summary: TIMBR offers a Premium Savings Account with a competitive APY of 4.40%, unchanged from 30 days ago, and no maintenance fees. However, it requires a minimum deposit of $1,000 and does not accept direct deposits.

UFB Direct

UFB Portfolio Savings: 4.01% APY

Minimum Deposit: $0

Online Only

UFB Checking and Savings Bundle: 4.01% - 4.21% APY

Minimum Deposit: $5000

Online Only

Direct Deposit Required

Summary: UFB Direct offers a high APY of 4.21% for its Checking and Savings Bundle with direct deposit requirements. Its UFB Portfolio Savings account provides a competitive APY of 4.01% without direct deposit. The bank has an A+ BBB rating and high app ratings.

Upgrade

Premier Savings: 4.02% APY

Minimum Deposit: $0

Online Only

Summary: Upgrade offers a high APY of 4.02% for its Premier Savings account with no minimum deposit or maintenance fee. The account has no direct deposit requirement. The bank has an A+ BBB rating and strong app ratings (4.9 on App Store, 4.5 on Google Play).

Valley Direct

High-Yield Savings Account: 4.30% APY

Minimum Deposit: $1000

Online Only

Summary: Valley Direct offers a High-Yield Savings Account with a competitive APY of 4.30%, unchanged from 30 days ago, and an A+ BBB rating. However, eligibility is restricted, and a minimum deposit of $1,000 is required.

Varo Bank

High-Yield Savings Account: 2.50% - 5.00% APY

Minimum Deposit: $0

Online Only

Direct Deposit Required

Summary: Varo Bank offers a High-Yield Savings Account with a 5.00% APY on balances up to $5,000, requiring a $1,000 monthly direct deposit. It has an A- BBB rating, but lacks physical branches.

Wells Fargo

Way2Save Savings: 0.01% APY

Minimum Deposit: $25

Platinum Savings: 0.05% - 2.51% APY

Bundled Savings & Checking Account

Minimum Deposit: $25

Summary: Wells Fargo's Platinum Savings offers a competitive 2.51% APY for high balances, but requires $1,000,000 and a linked checking account. The Way2Save Savings has a low 0.01% APY. BBB rating is F, with app ratings of 4.9 and 4.8.

Western Alliance Bank

High-Yield Savings Premier: 4.30% APY

Minimum Deposit: $500

Online Only

Summary: Western Alliance Bank offers a High-Yield Savings Premier account with a competitive APY of 4.30%, up from 4.25% last month. However, its app rating is low at 1.4, and it has no BBB rating.

Zynlo Bank

Tomorrow Savings Account: 4.35% APY

Minimum Deposit: $10

Online Only

Summary: Zynlo Bank offers a Tomorrow Savings Account with a competitive APY of 4.35%. It has an A+ BBB rating but is not accredited. The app and Google Play ratings are 3.9 and 3.4, respectively. No direct deposit is required.