Explore Banks

Last Updated: August 15, 2025

Below you will find all of the 78 banks in the Banksparency database together with the product data we have collected thus far.

Easily navigate to any of the banks using the alphabetical navigation bar below, or use the search field to find the one you're looking for.

Affirm

Affirm Money Account: 3.85% APY

Minimum Deposit: $0

Online Only

Summary: Affirm offers a high-yield savings account with a 3.85% APY, unchanged from 30 days ago. It has an A+ BBB rating and no minimum deposit or maintenance fees, but lacks direct deposit options.

All America Bank

Regular Savings: 1.25% APY

Minimum Deposit: $50

Super Savers MMDA: 1.50% - 3.25% APY

Minimum Deposit: $2,500

Summary: All America Bank offers a high APY of 3.25% for its Super Savers MMDA, but requires a $2,500 minimum deposit and $100,000 minimum balance. The Regular Savings account has a lower APY of 1.25%. The bank has a BBB rating of 'Not Rated' and mixed app ratings.

Ally Bank

Savings Account: 3.50% APY

Minimum Deposit: $0

Online Only

Summary: Ally Bank offers a high-yield Savings Account with a competitive APY of 3.50%, no minimum deposit or balance, and no maintenance fees. It has an A+ BBB rating and strong app ratings (4.7 on App Store, 4.4 on Google Play). However, it lacks a direct deposit requirement.

Amalgamated Bank

Online Savings: 2.25% APY

Minimum Deposit: $100

Summary: Amalgamated Bank offers an Online Savings account with a competitive APY of 2.25%, unchanged from 30 days ago. The bank has an A+ BBB rating and a 4.7 App Store rating, but the APY is promotional for the first 6 months.

American Express

High Yield Savings Account: 3.50% APY

Minimum Deposit: $0

Online Only

Summary: American Express offers a High Yield Savings Account with a current APY of 3.50%, down from 3.60% last month. It has no minimum deposit or maintenance fees, but holds an F BBB rating and lacks branches.

Ameriprise Bank

Savings Account: 3.15% - 3.15% APY

Minimum Deposit: $100

Summary: Ameriprise Bank offers a top APY of 3.15% for its Savings Account, but requires a $50,000 minimum balance. The bank has an A+ BBB rating, 4.9 App Store rating, and 4.8 Google Play rating, with no branches.

Axos Bank

Axos ONE: 4.46% APY

Bundled Savings & Checking Account

Minimum Deposit: $0

Online Only

Summit Savings: 4.00% APY

Minimum Deposit: $0

Online Only

High Yield Savings: 0.61% APY

Minimum Deposit: $0

Online Only

Summary: Axos Bank offers a high APY of 4.46% for its Axos ONE account, down from 4.66% last month, and has an A+ BBB rating. However, it requires direct deposit or significant monthly deposits to qualify for the highest rate, which may limit accessibility.

Bank5 Connect

Connect Savings: 1.50% APY

Minimum Deposit: $10

Online Only

Jumbo Savings: 4.05% APY

Minimum Deposit: $25,000

Online Only

Summary: Bank5 Connect offers a Jumbo Savings account with a competitive APY of 4.05%, but requires a $25,000 minimum deposit. The Connect Savings account has a lower APY of 1.50% with no direct deposit requirement. BBB rating is A+.

Bank of America

Advantage Savings: 0.01% APY

Minimum Deposit: $100

Summary: Bank of America offers an Advantage Savings account with a low APY of 0.01%, unchanged from 30 days ago. The bank has a strong BBB rating of A and high app ratings (4.8/4.6). However, the account incurs an $8 monthly fee unless certain conditions are met.

Barclays

Tiered Savings: 3.90% - 4.10% APY

Minimum Deposit: $0

Online Only

Online Savings: 3.70% APY

Minimum Deposit: $0

Online Only

Summary: Barclays offers a Tiered Savings account with a competitive 4.10% APY for balances over $250,000, and an Online Savings account at 3.70% APY. Both accounts have no maintenance fees and no direct deposit requirement, but the lack of physical branches may deter some customers. The bank holds an A+ BBB rating and has high app ratings.

Bask Bank

Interest Savings Account: 4.20% APY

Minimum Deposit: $0

Online Only

Summary: Bask Bank offers an Interest Savings Account with a competitive APY of 4.20%, unchanged from 30 days ago. It has a BBB rating of B but is not accredited. The account has no minimum deposit or balance requirements, with no maintenance fees. However, it lacks branches and a direct deposit option.

Betterment

Cash Reserve: 4.00% APY

Minimum Deposit: $10

Online Only

Summary: Betterment offers a high-yield savings account, Cash Reserve, with a competitive APY of 4.00%. It has an A- BBB rating but is not BBB accredited. The app has strong ratings (4.8 on App Store, 4.7 on Google Play). No branches are available.

BMO Alto

Savings Account: 3.50% APY

Minimum Deposit: $0

Online Only

Summary: BMO Alto offers a high APY of 3.50% with no minimum deposit or maintenance fees. It has an A+ BBB rating. However, it lacks branches and has no direct deposit requirement for the savings account.

Bread Savings

High-Yield Savings Account: 4.25% APY

Minimum Deposit: $100

Online Only

Summary: Bread Savings offers a High-Yield Savings Account with a competitive APY of 4.25%, unchanged from 30 days ago. It has an A+ BBB rating, but lacks branches and a direct deposit requirement.

BrioDirect

High-Yield Savings Account: 4.30% APY

Minimum Deposit: $5,000

Online Only

Summary: BrioDirect offers a High-Yield Savings Account with a competitive APY of 4.30%, unchanged from 30 days ago, and no maintenance fees. However, it requires a minimum deposit of $5,000 and has no branches.

Capital One

360 Performance Savings: 3.50% APY

Minimum Deposit: $0

Summary: Capital One offers a high APY of 3.50% for its 360 Performance Savings account with no minimum deposit or balance requirements. It has an A+ BBB rating and high app ratings, but lacks a direct deposit requirement.

Carver Bank

High Yield Savings: 4.00% APY

Minimum Deposit: $5,000

Online Only

Summary: Carver Bank offers a High Yield Savings account with a 4.00% APY, unchanged from 30 days ago, requiring a $5,000 minimum deposit. It has an A+ BBB rating and strong app ratings (4.7 on App Store, 4.5 on Google Play). No direct deposit is needed, but a $6 fee applies if the minimum balance isn't maintained.

Charles Schwab Bank

Schwab Bank Investor Savings™: 0.15% APY

Minimum Deposit: $0

Summary: Charles Schwab Bank offers a Schwab Bank Investor Savings™ account with a 0.15% APY, unchanged from 30 days ago. It has an A+ BBB rating but a low 2.6 Google Play rating. No direct deposit requirement is noted.

Chase Bank

Chase Savings℠: 0.01% APY

Minimum Deposit: $0

Summary: Chase Bank offers a Chase Savings℠ account with a 0.01% APY, unchanged from 30 days ago. It has an A- BBB rating and a 4.8 App Store rating, but the account incurs a $5 maintenance fee unless certain conditions are met.

Chime

Chime Savings Account: 1.25% - 3.75% APY

Bundled Savings & Checking Account

Minimum Deposit: $0

Online Only

Direct Deposit Required

Summary: Chime offers a competitive 3.75% APY on its savings account, but requires a Chime Checking account and a direct deposit of $200 to qualify. The bank has a BBB rating of B and high app ratings (4.8 on App Store, 4.7 on Google Play).

CIBC Bank USA

Agility™ High-Interest Savings Account: 4.02% APY

Minimum Deposit: $1,000

Online Only

Summary: CIBC Bank USA offers the Agility™ High-Interest Savings Account with a competitive APY of 4.02%, unchanged from 30 days ago. However, its app and Google Play ratings are low at 2.2 and 2.0, respectively, and it lacks a direct deposit requirement.

CIT Bank

Platinum Savings: 0.25% - 4.00% APY

Minimum Deposit: $100

Online Only

Savings Connect: 3.90% APY

Minimum Deposit: $100

Online Only

Summary: CIT Bank offers a Platinum Savings account with a competitive 4.00% APY, unchanged from 30 days ago, and an A- BBB rating. No branches available; both accounts have no maintenance fees but require minimum deposits.

Citibank

Citi Accelerate Savings: 3.50% APY

Minimum Deposit: $0

Online Only

Citi® Savings Account: 0.03% APY

Minimum Deposit: $0

Summary: Citibank offers a high APY of 3.50% with the Citi Accelerate Savings account, though it has a D- BBB rating. No direct deposit is required, but the APY hasn't changed in 30 days. App ratings are strong at 4.9 and 4.7.

Citizens Access™

Citizens Access® Savings: 3.50% APY

Minimum Deposit: $0.01

Online Only

Summary: Citizens Access® Savings offers a competitive APY of 3.50%, down from 3.70% last month, with no maintenance fees or direct deposit requirements. The bank has an A BBB rating and high app ratings (4.8).

Colorado Federal Savings Bank

High Yield Savings: 4.10% APY

Minimum Deposit: $1

Online Only

Premier Savings: 4.15% APY

Minimum Deposit: $50,000

Online Only

Summary: Colorado Federal Savings Bank offers a High Yield Savings account with a current APY of 4.10%, down from 4.20%. Its Premier Savings account has a higher APY of 4.15% but requires a $50,000 minimum deposit. BBB rating is A+, but not accredited.

ConnectOne Bank

Connection Plus Savings: 4.00% APY

Minimum Deposit: $2,500

Summary: ConnectOne Bank offers a high APY of 4.00% on its Connection Plus Savings account, with no maintenance fees. However, it requires a minimum deposit and balance of $2,500. The bank has an A+ BBB rating but is not BBB Accredited.

Customers Bank

Yield Shield Savings Account: 4.23% APY

Minimum Deposit: $25,000

Online Only

Summary: Customers Bank offers a high-yield Yield Shield Savings Account with a 4.23% APY, unchanged from 30 days ago. It has an A+ BBB rating, but lacks direct deposit requirements. App Store rating is 4.0 and Google Play rating is 3.8.

Discover Bank

Online Savings Account: 3.50% APY

Minimum Deposit: $0

Online Only

Summary: Discover Bank offers an Online Savings Account with a competitive APY of 3.50%, unchanged from 30 days ago. It has an A+ BBB rating, no minimum deposit or balance requirements, and no maintenance fees. However, it lacks physical branches and a direct deposit option.

Elevault

High Yield Savings Account: 4.60% APY

Minimum Deposit: $0

Online Only

Summary: Elevault offers a High Yield Savings Account with a competitive APY of 4.60%, no minimum deposit or balance, and no maintenance fees. However, the account has a daily deposit limit of $2,500 and lacks a direct deposit requirement. The bank holds a BBB rating of A+ but is not BBB accredited.

E*TRADE from Morgan Stanley

Premium Savings Account: 4.00% APY

Minimum Deposit: $0

Online Only

Summary: E*TRADE offers a Premium Savings Account with a competitive APY of 4.00%, unchanged from 30 days ago. However, it has an F BBB rating, indicating trust issues. No direct deposit requirement may appeal to some users.

EverBank

Performance Savings: 4.30% APY

Minimum Deposit: $0

Online Only

Summary: EverBank offers a high APY of 4.30% on its Performance Savings account, with no minimum deposit or balance and no maintenance fee. However, it has a low app rating of 2.3 and is not BBB Accredited despite an A+ rating.

Evergreen Bank Group

High-Yield Online Savings: 4.25% APY

Minimum Deposit: $100

Online Only

Summary: Evergreen Bank Group offers a High-Yield Online Savings account with a competitive APY of 4.25%, no maintenance fees, and an A+ BBB rating. However, the account is online-only, requires a $100 minimum deposit, and is no longer open to new savers.

First Foundation Bank

Online Savings: 4.25% APY

Minimum Deposit: $1,000

Online Only

Summary: First Foundation Bank offers a competitive Online Savings account with a 4.25% APY, unchanged from 30 days ago. The bank has an A BBB rating but is not accredited. It has a strong app rating of 4.6, though there's a $1,000 minimum deposit.

Fitness Bank

Fitness Savings Account: 4.50% APY

Minimum Deposit: $100

Online Only

Fitness Elite Checking & Fitness Savings Combo: 4.85% APY

Bundled Savings & Checking Account

Minimum Deposit: $100

Online Only

Summary: Fitness Bank offers a high APY of 4.85% for its Fitness Elite Checking & Savings Combo, but requires meeting multiple activity criteria. The Fitness Savings Account has a lower APY of 4.5%, down from 4.55%. BBB rating is A+.

Flagstar Bank

Flagstar Performance Savings: 4.00% APY

Minimum Deposit: $1

Online Only

Summary: Flagstar Bank offers a high-yield savings account with a current APY of 4.00%, unchanged from 30 days ago. A minimum balance of $25,000 is required to avoid a maintenance fee. The bank has strong app ratings (4.7 on App Store, 4.4 on Google Play) but lacks a BBB rating.

FNBO Direct

High-Yield Online Savings Account: 3.25% APY

Minimum Deposit: $1

Summary: FNBO Direct offers a High-Yield Online Savings Account with a competitive APY of 3.25%. It has no maintenance fees or minimum balance requirements. However, it lacks a BBB rating and has no direct deposit requirement.

Forbright Bank

Growth Savings: 4.25% APY

Minimum Deposit: $0

Online Only

Bright Savings: 3.00% - 3.90% APY

Minimum Deposit: $250

Sprout Savings: 0.80% - 3.90% APY

Minimum Deposit: $1

Summary: Forbright Bank offers a high APY of 4.25% for its Growth Savings account with no minimum balance or deposit. Its BBB rating is A+, and it has strong app ratings (4.8 on App Store, 4.6 on Google Play). However, other accounts have lower APYs and minimum balance requirements.

FVCbank

Advantage Direct Savings: 4.35% APY

Minimum Deposit: $500

Online Only

Summary: FVCbank offers a high-yield Advantage Direct Savings account with a 4.35% APY and no maintenance fees. The account requires a $500 minimum deposit and balance. Ratings include a BBB rating of A+ and an App Store rating of 4.4.

GO2bank

High Yield Savings: 4.50% APY

Minimum Deposit: $0

Online Only

Summary: GO2bank offers a High Yield Savings account with a competitive APY of 4.50% on balances up to $5,000, but has an F BBB rating and a $5 monthly fee unless direct deposit is set up. App ratings are 4.8 and 4.6.

High Plains Bank

High Yield Savings Account: 0.23% - 3.82% APY

Minimum Deposit: $25

Summary: High Plains Bank offers a High Yield Savings Account with a competitive APY of 3.82%, unchanged from 30 days ago. The account requires a minimum balance of $500,000 and has no maintenance fees. The bank lacks a BBB rating.

Jenius Bank

Jenius Savings: 4.20% APY

Minimum Deposit: $0

Online Only

Summary: Jenius Bank offers a competitive APY of 4.20% with no minimum deposit or balance requirements. However, it lacks physical branches and has a direct deposit requirement for the highest APY. It holds an A+ BBB rating but is not accredited.

LendingClub

LevelUp Savings: 3.20% - 4.20% APY

Minimum Deposit: $0

Online Only

Summary: LendingClub offers a high APY of 4.20% for its LevelUp Savings account with no minimum deposit or maintenance fees. However, the higher rate requires monthly deposits of $250+, and the account is online-only with no branches.

Live Oak Bank

Personal Savings: 4.10% APY

Minimum Deposit: $0

Online Only

Summary: Live Oak Bank offers a Personal Savings account with a competitive APY of 4.10%, unchanged from 30 days ago. It has an A- BBB rating, but low app ratings (2.5 on App Store, 3.2 on Google Play). No direct deposit requirement.

Marcus by Goldman Sachs

Marcus Online Savings Account: 3.65% APY

Minimum Deposit: $0

Online Only

Summary: Marcus by Goldman Sachs offers a high APY of 3.65%, with no minimum deposit or maintenance fees. The bank holds an A+ BBB rating. However, it lacks physical branches and does not require direct deposits.

My Banking Direct

High Yield Savings Account: 4.30% APY

Minimum Deposit: $500

Online Only

Summary: My Banking Direct offers a High Yield Savings Account with an APY of 4.30%, unchanged from 30 days ago, and no maintenance fees. However, it requires a minimum deposit of $500 and has no branches.

MySavingsDirect

MySavings Account: 3.75% APY

Minimum Deposit: $0

Online Only

Summary: MySavingsDirect offers a high APY of 3.75% with no minimum deposit or balance requirements, but lacks a BBB rating. The APY has remained stable over the past 30 days.

Neighbors Bank

Neighbors Savings Account: 4.60% APY

Minimum Deposit: $0

Summary: Neighbors Bank offers a high APY of 4.60% for balances up to $250,000 with no minimum deposit or maintenance fees. However, it has a direct deposit requirement, which could limit accessibility for some savers. The bank has an A+ BBB rating but is not accredited.

Newtek Bank

Personal High Yield Savings: 4.35% APY

Minimum Deposit: $0

Online Only

Summary: Newtek Bank offers a Personal High Yield Savings account with a competitive APY of 4.35%, consistent with last month. The bank has an A+ BBB rating and no maintenance fees, but lacks physical branches and a direct deposit requirement.

OMB Bank

High Interest Savings Account: 1.00% APY

Bundled Savings & Checking Account

Minimum Deposit: $25

Summary: OMB Bank offers a High Interest Savings Account with a 1.00% APY for balances up to $100,000, requiring an associated checking account. It has an A+ BBB rating and strong app ratings (4.7/4.6), but lacks a higher APY for larger balances.

Openbank

High-Yield Savings Account: 4.20% APY

Minimum Deposit: $500

Online Only

Summary: Openbank offers a High-Yield Savings Account with a current APY of 4.20%, down from 4.30% last month. It has an A+ BBB rating but is not accredited. No branches and a 3.4 App Store rating may be drawbacks.

Peak Bank

Envision High Yield Savings: 4.35% APY

Minimum Deposit: $100

Online Only

Summary: Peak Bank offers the Envision High Yield Savings account with a competitive APY of 4.35%, down from 4.44% last month. It has an A+ BBB rating but is not accredited. No direct deposit is required.

Pibank

Pibank Savings: 4.60% APY

Minimum Deposit: $0

Online Only

Summary: Pibank offers a high APY of 4.60%, unchanged from 30 days ago, with no minimum deposit or maintenance fees. However, it has low app and Google Play ratings (2.4 and 1.8) and is not BBB Accredited despite having an A rating.

PNC

Standard Savings: 0.03% APY

Minimum Deposit: $0

PNC High Yield Savings: 3.95% APY

Minimum Deposit: $0

Summary: PNC offers a high APY of 3.95% for its High Yield Savings account, with no minimum deposit or maintenance fees. However, eligibility is restricted, and both accounts lack direct deposit requirements. The bank has a strong BBB rating of A+.

Poppy Bank

Poppy Personal Savings: 0.10% APY

Minimum Deposit: $1,000

Poppy Premier Online Savings: 4.25% APY

Minimum Deposit: $1,000

Online Only

Poppy Premier Personal Savings: 0.50% APY

Minimum Deposit: $1,000

Summary: Poppy Bank offers a high APY of 4.25% on its Premier Online Savings account, with no direct deposit requirement. However, it has a lower APY of 0.1% on the Personal Savings account and 0.5% on the Premier Personal Savings account. The bank has an A- BBB rating but is not accredited.

Popular Direct

Popular Direct Select Savings: 4.05% APY

Minimum Deposit: $100

Online Only

Summary: Popular Direct offers a high APY of 4.05% for its Select Savings account with no maintenance fees or direct deposit requirement. However, it has no branches and low app ratings (1.3) on both App Store and Google Play.

Presidential Bank

Advantage Savings: 4.00% - 4.50% APY

Bundled Savings & Checking Account

Minimum Deposit: $5,000

Direct Deposit Required

Summary: Presidential Bank offers a competitive APY of 4.50% for its Advantage Savings account, requiring a $500 monthly direct deposit. It has a B- BBB rating and an app rating of 4.8, but lacks accreditation.

Prime Alliance Bank

Personal Savings: 4.05% APY

Minimum Deposit: $0

Summary: Prime Alliance Bank offers a Personal Savings account with a competitive APY of 4.05%, unchanged from 30 days ago. However, it is not BBB accredited and has a lower Google Play rating of 3.8.

Primis Bank

Primis Savings Account: 4.20% APY

Minimum Deposit: $1

Online Only

Summary: Primis Bank offers a high APY of 4.20%, down from 4.35% last month, with no maintenance fees or minimum balance. However, it lacks a direct deposit requirement and is not BBB accredited despite an A+ rating.

Quontic Bank

High Yield Savings: 3.75% APY

Minimum Deposit: $100

Online Only

Summary: Quontic Bank offers a High Yield Savings account with a competitive APY of 3.75%, unchanged from 30 days ago. It has an A+ BBB rating but lacks physical branches and a direct deposit requirement.

RBMAX

Max Interest Savings: 4.15% APY

Minimum Deposit: $10

Online Only

Summary: RBMAX offers a high yield of 4.15% APY on its Max Interest Savings account, with no maintenance fees or minimum balance. However, the APY is capped at $249,999.99 and there are no branches.

Rising Bank

High-Yield Savings Account: 4.30% APY

Minimum Deposit: $1,000

Online Only

Summary: Rising Bank offers a High-Yield Savings Account with a 4.30% APY, no maintenance fees, and an A+ BBB rating. However, it requires a $1,000 minimum deposit and does not compound interest.

ROGER

ROGER Savings: 4.12% APY

Bundled Savings & Checking Account

Minimum Deposit: $0

Online Only

Summary: ROGER offers a competitive 4.12% APY for savings up to $250,000, with no minimum deposit or maintenance fees. However, a ROGER Checking account is required to open, and higher balances earn no interest. The bank holds an A+ BBB rating, with high app ratings.

Salem Five Direct

eOne Savings: 4.01% APY

Minimum Deposit: $10

Online Only

Summary: Salem Five Direct offers an eOne Savings account with a competitive APY of 4.01%, unchanged from 30 days ago. The bank has an A- BBB rating but is not accredited. It has no branches and requires no minimum balance or maintenance fees.

Sallie Mae Bank

High-Yield Savings Account: 3.90% APY

Minimum Deposit: $0

Online Only

Summary: Sallie Mae Bank offers a High-Yield Savings Account with a competitive APY of 3.90%, unchanged from 30 days ago, and no minimum deposit or balance requirements. However, it has low app and Google Play ratings of 1.5 and 1.6, respectively, and lacks a direct deposit requirement.

Santander Bank

Santander Savings: 0.03% APY

Minimum Deposit: $25

Summary: Santander Bank offers a savings account with a current APY of 0.03%, unchanged from 30 days ago. The bank has an A+ BBB rating but is not BBB accredited. It has a strong app rating of 4.7 and a Google Play rating of 4.3. No direct deposit requirement is noted.

SoFi Bank

SoFi Savings: 3.80% APY

Bundled Savings & Checking Account

Minimum Deposit: $0

Online Only

Summary: SoFi Bank offers a high APY of 3.80%, but requires direct deposit or a $5,000 qualifying deposit for that rate. It has an A+ BBB rating and strong app ratings (4.8 on App Store, 4.4 on Google Play).

Synchrony Bank

High Yield Savings: 3.80% APY

Minimum Deposit: $0

Online Only

Summary: Synchrony Bank offers a High Yield Savings account with a competitive APY of 3.80%, unchanged from 30 days ago. It has no minimum deposit or balance requirements, but lacks a BBB rating and direct deposit requirement.

TAB Bank

TAB Save: 4.15% APY

Minimum Deposit: $1,000

Online Only

Summary: TAB Bank offers a high APY of 4.15% on its TAB Save account, with no maintenance fees and no direct deposit requirement. However, it has no physical branches and is not BBB accredited.

TD Bank

TD Signature Savings: 0.05% - 3.00% APY

Bundled Savings & Checking Account

Minimum Deposit: $0

Summary: TD Bank offers a high APY of 3.00% for its Signature Savings account with a minimum balance of $100,000. However, it has a C- BBB rating and a direct deposit requirement may limit accessibility.

The State Exchange Bank

High-Yield Savings Account, powered by Raisin: 3.05% APY

Minimum Deposit: $1

Online Only

Summary: The State Exchange Bank offers a High-Yield Savings Account with a competitive APY of 3.05%, up from 1.90% last month. The account requires a minimum deposit of $1 and has no maintenance fees, but lacks a direct deposit option.

TIMBR

Premium Savings Account: 4.40% APY

Minimum Deposit: $1,000

Online Only

Summary: TIMBR offers a Premium Savings Account with a competitive APY of 4.40%, unchanged from 30 days ago, and an A+ BBB rating. However, it requires a minimum deposit of $1,000 and has no direct deposit option.

UFB Direct

UFB Portfolio Savings: 4.01% APY

Minimum Deposit: $0

Online Only

UFB Checking and Savings Bundle: 4.01% - 4.21% APY

Minimum Deposit: $5000

Online Only

Direct Deposit Required

Summary: UFB Direct offers a high APY of 4.21% on its Checking and Savings Bundle with a $10,000 minimum balance and direct deposit requirement. The UFB Portfolio Savings has a competitive 4.01% APY with no minimum balance or direct deposit needed. However, the bundle's conditions may limit accessibility for some savers.

Upgrade

Premier Savings: 4.02% APY

Minimum Deposit: $0

Online Only

Summary: Upgrade's Premier Savings account offers a competitive APY of 4.02%, unchanged from 30 days ago, with no maintenance fees or direct deposit requirement. The bank has an A+ BBB rating and high app ratings (4.9/4.5).

Valley Direct

High-Yield Savings Account: 4.30% APY

Minimum Deposit: $1000

Online Only

Summary: Valley Direct offers a High-Yield Savings Account with a 4.30% APY, unchanged from 30 days ago, and no maintenance fees. It has an A+ BBB rating, but lacks a direct deposit requirement, which may limit access for some. The bank has a strong app rating of 4.8.

Varo Bank

High-Yield Savings Account: 2.50% - 5.00% APY

Minimum Deposit: $0

Online Only

Direct Deposit Required

Summary: Varo Bank offers a High-Yield Savings Account with a 5.00% APY on balances up to $5,000, requiring a minimum direct deposit of $1,000/month. It has an A- BBB rating and high app ratings but lacks physical branches.

Wells Fargo

Way2Save Savings: 0.01% APY

Minimum Deposit: $25

Platinum Savings: 0.05% - 2.51% APY

Bundled Savings & Checking Account

Minimum Deposit: $25

Summary: Wells Fargo's Platinum Savings offers a 2.51% APY for balances over $1,000,000, but requires a linked Premier checking account. The bank has an F BBB rating and a 4.9 App Store rating.

Western Alliance Bank

High-Yield Savings Premier: 4.30% APY

Minimum Deposit: $500

Online Only

Summary: Western Alliance Bank offers a High-Yield Savings Premier account with a competitive APY of 4.30%, up from 4.25% last month, and no maintenance fees. However, it has low app and Google Play ratings of 1.4 and 2.5, respectively.

Zynlo Bank

Tomorrow Savings Account: 4.35% APY

Minimum Deposit: $10

Online Only

Summary: Zynlo Bank offers a Tomorrow Savings Account with a competitive APY of 4.35%, unchanged from 30 days ago. The bank has an A+ BBB rating but is not BBB accredited. It has a 3.9 App Store rating and 3.4 Google Play rating. No direct deposit requirement may appeal to some savers.