Explore Banks

Last Updated: October 6, 2025

Below you will find all of the 80 banks in the Banksparency database together with the product data we have collected thus far.

Easily navigate to any of the banks using the alphabetical navigation bar below, or use the search field to find the one you're looking for.

Affirm

Affirm Money Account: 3.60% APY

Minimum Deposit: $0

Online Only

Summary: Affirm offers a high-yield savings account with a current APY of 3.60%, down from 3.85% last month. It has an A+ BBB rating and no minimum balance or maintenance fees. However, it lacks branches and a direct deposit requirement.

All America Bank

Regular Savings: 1.25% APY

Minimum Deposit: $50

Super Savers MMDA: 1.50% - 3.25% APY

Minimum Deposit: $2,500

Summary: All America Bank offers a high APY of 3.25% for the Super Savers MMDA, but requires a minimum deposit of $2,500 and a balance of $100,000. The Regular Savings account has a lower APY of 1.25%. BBB rating is A+.

Ally Bank

Savings Account: 3.40% APY

Minimum Deposit: $0

Online Only

Summary: Ally Bank offers a high-yield Savings Account with a current APY of 3.40%, down from 3.50% last month. It has an A+ BBB rating, no minimum deposit or fees, and is online-only. However, it does not require direct deposit.

Amalgamated Bank

Online Savings: 2.25% APY

Minimum Deposit: $100

Summary: Amalgamated Bank offers an Online Savings account with a 2.25% APY for the first 6 months on a $100 minimum deposit. It has an A+ BBB rating and good app ratings (4.7 on App Store, 4.2 on Google Play). No direct deposit requirement may limit some users.

American Express

High Yield Savings Account: 3.50% APY

Minimum Deposit: $0

Online Only

Summary: American Express offers a High Yield Savings Account with a competitive APY of 3.50%, unchanged from 30 days ago. However, the bank has an F BBB rating and no branches, which may concern some savers.

Ameriprise Bank

Savings Account: 3.15% - 3.15% APY

Minimum Deposit: $100

Summary: Ameriprise Bank offers a high-yield savings account with a top APY of 3.15%, requiring a $50,000 minimum balance. It has an A+ BBB rating, but lacks branches and has no direct deposit requirement.

Axos Bank

Axos ONE: 4.51% APY

Bundled Savings & Checking Account

Minimum Deposit: $0

Online Only

Summit Savings: 4.00% APY

Minimum Deposit: $0

Online Only

High Yield Savings: 0.61% APY

Minimum Deposit: $0

Online Only

Summary: Axos Bank offers a high APY of 4.51% with the Axos ONE account, up from 4.46% last month, and maintains an A+ BBB rating. However, qualifying for the highest APY requires meeting direct deposit and balance criteria.

Bank5 Connect

Connect Savings: 1.50% APY

Minimum Deposit: $10

Online Only

Jumbo Savings: 4.05% APY

Minimum Deposit: $25,000

Online Only

Summary: Bank5 Connect offers a high APY of 4.05% on Jumbo Savings with a $25,000 minimum deposit. The Connect Savings account has a lower APY of 1.50%. Both accounts have no maintenance fees if eStatements are used, but no direct deposit requirement may limit some users.

Bank of America

Advantage Savings: 0.01% APY

Minimum Deposit: $100

Summary: Bank of America offers a high BBB rating of A+, a strong app rating of 4.8, and a competitive APY of 0.01%, unchanged from 30 days ago. However, the Advantage Savings account has a monthly maintenance fee of $8 and a minimum deposit requirement of $100.

Barclays

Tiered Savings: 3.90% - 4.10% APY

Minimum Deposit: $0

Online Only

Online Savings: 3.70% APY

Minimum Deposit: $0

Online Only

Summary: Barclays offers a Tiered Savings account with a competitive APY of 4.10% for balances over $250,000, alongside a strong BBB rating of A+. However, both accounts require high balances for optimal yields and lack direct deposit options.

Bask Bank

Interest Savings Account: 4.05% APY

Minimum Deposit: $0

Online Only

Summary: Bask Bank offers an Interest Savings Account with a competitive APY of 4.05%, down from 4.15% last month. It has no minimum deposit or maintenance fees, but lacks branches and has a BBB rating of B.

Betterment

Cash Reserve: 3.75% APY

Minimum Deposit: $10

Online Only

Summary: Betterment offers a high APY of 3.75%, down from 4.00% last month, with no minimum balance or maintenance fees. However, it lacks branches and has a direct deposit requirement for certain features, which may limit accessibility.

BMO Alto

Savings Account: 3.25% APY

Minimum Deposit: $0

Online Only

Summary: BMO Alto offers a high-yield Savings Account with an APY of 3.25%, down from 3.50% last month. It has an A+ BBB rating and no minimum deposit or maintenance fees, but lacks branches and a direct deposit requirement.

Bread Savings

High-Yield Savings Account: 4.25% APY

Minimum Deposit: $100

Online Only

Summary: Bread Savings offers a High-Yield Savings Account with a competitive APY of 4.25%, unchanged from 30 days ago. It has no minimum balance or maintenance fees, but lacks branches and a direct deposit requirement. The bank holds an A+ BBB rating.

BrioDirect

High-Yield Savings Account: 4.30% APY

Minimum Deposit: $5,000

Online Only

Summary: BrioDirect offers a High-Yield Savings Account with a 4.30% APY, unchanged from 30 days ago, and no maintenance fees. However, a $5,000 minimum deposit and lack of branches may deter some savers. The bank has a B- BBB rating.

Capital One

360 Performance Savings: 3.40% APY

Minimum Deposit: $0

Summary: Capital One's 360 Performance Savings offers a competitive APY of 3.40%, down from 3.50% last month, with no minimum deposit or balance. It has an A+ BBB rating, but lacks a direct deposit requirement.

Carver Bank

High Yield Savings: 4.00% APY

Minimum Deposit: $5,000

Online Only

Summary: Carver Bank offers a High Yield Savings account with a 4.00% APY, unchanged from 30 days ago, and requires a $5,000 minimum deposit. It has an A+ BBB rating and a 4.7 App Store rating, but lacks direct deposit options.

Charles Schwab Bank

Schwab Bank Investor Savings™: 0.15% APY

Minimum Deposit: $0

Summary: Charles Schwab Bank offers the Schwab Bank Investor Savings™ account with an APY of 0.15%, unchanged from 30 days ago. It has an A+ BBB rating, but a low Google Play rating of 2.7.

Chase Bank

Chase Savings℠: 0.01% APY

Minimum Deposit: $0

Summary: Chase Bank offers a Chase Savings℠ account with a low APY of 0.01%, unchanged from 30 days ago. It has a solid BBB rating of A- and high app ratings (4.8 on App Store, 4.5 on Google Play). However, the account has a $5 maintenance fee unless certain conditions are met, and it lacks a competitive APY for savers.

Chime

Chime Savings Account: 1.25% - 3.75% APY

Bundled Savings & Checking Account

Minimum Deposit: $0

Online Only

Direct Deposit Required

Summary: Chime offers a competitive 3.75% APY on its savings account, but requires a direct deposit of $200 or more to qualify. The bank has an A- BBB rating and high app ratings (4.8 on App Store, 4.7 on Google Play).

CIBC Bank USA

Agility™ High-Interest Savings Account: 3.92% APY

Minimum Deposit: $1,000

Online Only

Summary: CIBC Bank USA offers the Agility™ High-Interest Savings Account with a competitive APY of 3.92%, down from 4.02% last month. It has an A+ BBB rating but low app (2.1) and Google Play (2.0) ratings. No direct deposit required.

CIT Bank

Platinum Savings: 0.25% - 3.85% APY

Minimum Deposit: $100

Online Only

Savings Connect: 3.75% APY

Minimum Deposit: $100

Online Only

Summary: CIT Bank offers competitive APYs of 3.85% for Platinum Savings and 3.75% for Savings Connect. Both accounts have no maintenance fees, but require minimum deposits. The bank has a BBB rating of A- but is not accredited.

Citibank

Citi Accelerate Savings: 3.40% APY

Minimum Deposit: $0

Online Only

Citi® Savings Account: 0.03% APY

Minimum Deposit: $0

Summary: Citibank's highest APY is 3.40%, down from 3.50% last month. It has a D- BBB rating and offers accounts with no direct deposit requirement. App ratings are strong at 4.9 (App Store) and 4.8 (Google Play).

Citizens Access™

Citizens Access® Savings: 3.50% APY

Minimum Deposit: $0.01

Online Only

Summary: Citizens Access™ offers a competitive APY of 3.50%, unchanged from 30 days ago, with no minimum deposit or maintenance fees. However, the lack of branches may be a drawback for some savers.

Colorado Federal Savings Bank

High Yield Savings: 4.10% APY

Minimum Deposit: $1

Online Only

Premier Savings: 4.15% APY

Minimum Deposit: $50,000

Online Only

Summary: Colorado Federal Savings Bank offers two online-only savings accounts: High Yield Savings at 4.10% APY and Premier Savings at 4.15% APY. Both have no maintenance fees, but require a $50,000 minimum for Premier. The bank has an A+ BBB rating.

ConnectOne Bank

Connection Plus Savings: 3.85% APY

Minimum Deposit: $2,500

Summary: ConnectOne Bank offers a high APY of 3.85%, up from 3.75% last month, with an A+ BBB rating, but requires a $2,500 minimum deposit and $250,000 minimum balance for optimal rates. No direct deposit requirement.

Customers Bank

Yield Shield Savings Account: 3.98% APY

Minimum Deposit: $25,000

Online Only

Summary: Customers Bank offers a Yield Shield Savings Account with a competitive APY of 3.98%, down from 4.23% last month, and an A+ BBB rating. However, it requires a minimum deposit and balance of $25,000, and there is no direct deposit requirement.

Discover Bank

Online Savings Account: 3.40% APY

Minimum Deposit: $0

Online Only

Summary: Discover Bank offers a high-yield Online Savings Account with a current APY of 3.40%, down from 3.50% last month. It has an A+ BBB rating and no minimum deposit or balance requirements, but lacks branches and a direct deposit option.

Elevault

High Yield Savings Account: 4.34% APY

Minimum Deposit: $0

Online Only

Summary: Elevault offers a High Yield Savings Account with a competitive APY of 4.34%, down from 4.60% last month. It has an A+ BBB rating but is not accredited. No direct deposit requirement, but balances over $250,000 earn no interest.

E*TRADE from Morgan Stanley

Premium Savings Account: 3.75% APY

Minimum Deposit: $0

Online Only

Summary: E*TRADE offers a Premium Savings Account with a competitive APY of 3.75%, down from 4.00% last month. It lacks a direct deposit requirement and has no maintenance fees, but holds an F rating from the BBB.

EverBank

Performance Savings: 4.05% APY

Minimum Deposit: $0

Online Only

Summary: EverBank offers a Performance Savings account with a competitive APY of 4.05%, down from 4.30% last month. It has an A+ BBB rating but lacks accreditation. App ratings are low at 2.2 (App Store) and 2.4 (Google Play).

Evergreen Bank Group

High-Yield Online Savings: 4.25% APY

(This savings account ended for new savers on July 2, 2025.)

Minimum Deposit: $100

Online Only

Summary: Evergreen Bank Group offers a High-Yield Online Savings account with a competitive APY of 4.25%, unchanged from 30 days ago. The bank has an A+ BBB rating, but lacks accreditation. No direct deposit requirement may appeal to some savers.

First Foundation Bank

Online Savings: 4.10% APY

Minimum Deposit: $1,000

Online Only

Summary: First Foundation Bank offers an Online Savings account with a competitive APY of 4.10%, down from 4.25% last month. The bank has a BBB rating of A, but is not BBB accredited. It has a 4.6 App Store rating and 4.2 Google Play rating.

Fitness Bank

Fitness Savings Account: 4.45% APY

Minimum Deposit: $100

Online Only

Fitness Elite Checking & Fitness Savings Combo: 4.75% APY

Bundled Savings & Checking Account

Minimum Deposit: $100

Online Only

Summary: Fitness Bank offers a high APY of 4.75% for the Fitness Elite Checking & Savings Combo, but requires specific conditions to achieve it. The bank has an A+ BBB rating, but low app ratings (1.7 on App Store, 0.0 on Google Play) may deter users.

Flagstar Bank

Flagstar Performance Savings: 3.90% APY

Minimum Deposit: $1

Online Only

Summary: Flagstar Bank offers a high APY of 3.90% for its Performance Savings account, but requires a $25,000 minimum balance to avoid a lower rate. The bank has a strong app rating of 4.7 and a Google Play rating of 4.4.

FNBO Direct

High-Yield Online Savings Account: 3.00% APY

Minimum Deposit: $1

Summary: FNBO Direct offers a High-Yield Online Savings Account with a current APY of 3.00%, down from 3.25% last month. It has no maintenance fees and a low minimum deposit. However, it lacks a BBB rating and has no direct deposit requirement.

Forbright Bank

Growth Savings: 4.25% APY

Minimum Deposit: $0

Online Only

Bright Savings: 2.75% - 3.65% APY

Minimum Deposit: $250

Sprout Savings: 0.80% - 3.65% APY

Minimum Deposit: $1

Summary: Forbright Bank offers a high APY of 4.25% for its Growth Savings account, with no minimum deposit or balance. However, its Bright Savings and Sprout Savings accounts have lower APYs and higher minimum balance requirements. The bank has an A+ BBB rating and strong app ratings.

FVCbank

Advantage Direct Savings: 4.10% APY

Minimum Deposit: $500

Online Only

Summary: FVCbank offers an Advantage Direct Savings account with a competitive APY of 4.10%, down from 4.35% last month. It has an A+ BBB rating, but lacks a direct deposit requirement. App Store rating is 4.4, while Google Play rating is 3.4.

GO2bank

High Yield Savings: 4.50% APY

Minimum Deposit: $0

Online Only

Summary: GO2bank offers a High Yield Savings account with a competitive APY of 4.50%, unchanged from 30 days ago. However, it has an F rating from the BBB and a monthly fee unless direct deposit is set up.

High Plains Bank

High Yield Savings Account: 0.23% - 3.82% APY

Minimum Deposit: $25

Summary: High Plains Bank offers a High Yield Savings Account with a competitive APY of 3.82%. There is no maintenance fee, but a $500,000 minimum balance is required. The bank has high app and Google Play ratings, but it is not BBB rated.

Jenius Bank

Jenius Savings: 4.20% APY

Minimum Deposit: $0

Online Only

Summary: Jenius Bank offers a high APY of 4.20% on its Jenius Savings account with no minimum deposit or balance required. However, it has no physical branches and is not BBB accredited despite an A+ rating.

LendingClub

LevelUp Savings: 3.20% - 4.20% APY

Minimum Deposit: $0

Online Only

Summary: LendingClub offers a high APY of 4.20% on its LevelUp Savings account, with no minimum deposit or maintenance fees. However, the higher rate requires monthly deposits of $250, and the account is online-only.

Live Oak Bank

Personal Savings: 4.00% APY

Minimum Deposit: $0

Online Only

Summary: Live Oak Bank offers a high APY of 4.00%, unchanged from 30 days ago, with no minimum deposit or maintenance fees. However, it has a low app rating of 2.5 and a direct deposit requirement may limit access.

Marcus by Goldman Sachs

Marcus Online Savings Account: 3.65% APY

Minimum Deposit: $0

Online Only

Summary: Marcus by Goldman Sachs offers a high APY of 3.65% with no minimum deposit or maintenance fees. The bank has an A+ BBB rating and high app ratings, but lacks a direct deposit requirement.

MutualOne Bank

Mo Premium Savings: 4.07% APY

Minimum Deposit: $20,000

Online Savings: 0.37% - 0.40% APY

Minimum Deposit: $5,000

Online Only

Summary: MutualOne Bank offers a high APY of 4.07% on the Mo Premium Savings account with a $20,000 minimum deposit. However, the Online Savings account only yields 0.40% APY. The bank has an A+ BBB rating but is not accredited.

My Banking Direct

High Yield Savings Account: 4.20% APY

Minimum Deposit: $500

Online Only

Summary: My Banking Direct offers a High Yield Savings Account with a current APY of 4.20%, down from 4.30% last month. It has an A+ BBB rating but lacks branches and has a $500 minimum deposit.

MySavingsDirect

MySavings Account: 3.75% APY

Minimum Deposit: $0

Online Only

Summary: MySavingsDirect offers a competitive APY of 3.75% for its MySavings Account with no minimum deposit or balance requirements. It has an A+ BBB rating, but lacks branches and a direct deposit requirement.

Neighbors Bank

Neighbors Savings Account: 4.60% APY

Minimum Deposit: $0

Summary: Neighbors Bank offers a high yield of 4.60% APY on its savings account with no minimum deposit or balance. However, it has a direct deposit requirement and only one branch in Columbia, Missouri. Ratings include a BBB A+ (not accredited) and a 3.3 App Store rating.

Newtek Bank

Personal High Yield Savings: 4.35% APY

Minimum Deposit: $0

Online Only

Summary: Newtek Bank offers a Personal High Yield Savings account with a competitive APY of 4.35%, unchanged from 30 days ago. The bank has an A+ BBB rating and a strong app rating of 4.5. No direct deposit is required.

OMB Bank

High Interest Savings Account: 1.00% APY

Bundled Savings & Checking Account

Minimum Deposit: $25

Summary: OMB Bank offers a High Interest Savings Account with a 1.00% APY for balances up to $100,000, requiring an associated checking account. It has an A+ BBB rating, a 4.7 App Store rating, and a 4.6 Google Play rating. However, the APY is lower for higher balances, and there's no direct deposit requirement.

Openbank

High-Yield Savings Account: 4.20% APY

Minimum Deposit: $500

Online Only

Summary: Openbank offers a High-Yield Savings Account with a competitive APY of 4.20%, unchanged from 30 days ago. It has an A+ BBB rating but lacks branches and has a direct deposit requirement. App ratings are moderate.

Peak Bank

Envision High Yield Savings: 4.20% APY

Minimum Deposit: $100

Online Only

Summary: Peak Bank offers an Envision High Yield Savings account with a current APY of 4.20%, down from 4.35% last month. It has an A+ BBB rating but lacks branches and has no direct deposit requirement.

Pibank

Pibank Savings: 4.60% APY

Minimum Deposit: $0

Online Only

Summary: Pibank offers a high current APY of 4.60% on its savings account with no minimum deposit or maintenance fees. However, it lacks branches, has low app ratings (2.4 on App Store, 1.8 on Google Play), and is not BBB Accredited.

PNC

Standard Savings: 0.03% APY

Minimum Deposit: $0

PNC High Yield Savings: 3.85% APY

Minimum Deposit: $0

Summary: PNC offers a high yield savings account with an APY of 3.85, down from 3.95. The bank has an A+ BBB rating and high app ratings (4.9 on App Store, 4.5 on Google Play). However, eligibility restrictions apply.

Poppy Bank

Poppy Personal Savings: 0.10% APY

Minimum Deposit: $1,000

Poppy Premier Online Savings: 4.25% APY

Minimum Deposit: $1,000

Online Only

Poppy Premier Personal Savings: 0.50% APY

Minimum Deposit: $1,000

Summary: Poppy Bank offers a high APY of 4.25% with its Premier Online Savings account, but requires a minimum deposit and balance of $1,000. It has a BBB rating of A- but is not accredited. App Store rating is 4.3, Google Play rating is 3.8.

Popular Direct

Popular Direct Select Savings: 4.05% APY

Minimum Deposit: $100

Online Only

Summary: Popular Direct offers a high APY of 4.05%, down from 4.10% last month, with no maintenance fees and a low minimum deposit of $100. However, it has a low BBB rating of A+ and poor app ratings (1.3). There are no branches available.

Presidential Bank

Advantage Savings: 4.00% - 4.50% APY

Bundled Savings & Checking Account

Minimum Deposit: $5,000

Direct Deposit Required

Summary: Presidential Bank offers an Advantage Savings account with a competitive APY of 4.50%, unchanged from 30 days ago. It has a strong BBB rating of A- but requires a $500 monthly direct deposit. The bank has a solid app rating of 4.8.

Prime Alliance Bank

Personal Savings: 3.90% APY

Minimum Deposit: $0

Summary: Prime Alliance Bank offers a Personal Savings account with a current APY of 3.90%, down from 4.05% last month. It has no minimum deposit or balance requirements, but is not BBB accredited. The bank has a 5.0 App Store rating and 3.8 Google Play rating.

Primis Bank

Primis Savings Account: 3.85% APY

Minimum Deposit: $1

Online Only

Summary: Primis Bank offers a high APY of 3.85%, down from 4.20% last month, with no maintenance fees or minimum balance. However, the account lacks a direct deposit requirement and is only available online, not in Puerto Rico or U.S. territories.

Quontic Bank

High Yield Savings: 3.75% APY

Minimum Deposit: $100

Online Only

Summary: Quontic Bank offers a High Yield Savings account with a 3.75% APY, unchanged from 30 days ago, and requires a $100 minimum deposit with no maintenance fees. It has an A+ BBB rating but is not accredited. No direct deposit is required.

RBMAX

Max Interest Savings: 3.90% APY

Minimum Deposit: $10

Online Only

Summary: RBMAX offers a high-yield savings account, Max Interest Savings, with a current APY of 3.90%, down from 4.15%. It has no maintenance fees and an A+ BBB rating, but the APY is capped at $249,999.99.

Rising Bank

High-Yield Savings Account: 4.10% APY

Minimum Deposit: $1,000

Online Only

Summary: Rising Bank offers a High-Yield Savings Account with a competitive 4.10% APY, down from 4.30% last month, and an A+ BBB rating. However, it requires a $1,000 minimum deposit and lacks compounding interest.

ROGER

ROGER Savings: 3.87% APY

Bundled Savings & Checking Account

Minimum Deposit: $0

Online Only

Summary: ROGER offers a competitive 3.87% APY for savings up to $250,000, but it decreased from 4.12% last month. The account requires a ROGER Checking account and has no direct deposit requirement. It has an A+ BBB rating and high app ratings.

Salem Five Direct

eOne Savings: 4.01% APY

Minimum Deposit: $10

Online Only

Summary: Salem Five Direct offers the eOne Savings account with a competitive 4.01% APY and no maintenance fees. However, it lacks a direct deposit requirement and has no physical branches. The bank has an A- BBB rating but is not accredited.

Sallie Mae Bank

High-Yield Savings Account: 3.90% APY

Minimum Deposit: $0

Online Only

Summary: Sallie Mae Bank offers a High-Yield Savings Account with a competitive APY of 3.90%, unchanged from 30 days ago. However, it has low app ratings (1.5 on App Store, 1.6 on Google Play) and requires no minimum balance.

Santander Bank

Santander Savings: 0.01% APY

Minimum Deposit: $25

Summary: Santander Bank offers a savings account with a low APY of 0.01%, down from 0.03% last month. It has an A+ BBB rating, but lacks a high-yield option and has a $1 maintenance fee.

SmartyPig

SmartyPig Account: 3.90% APY

Minimum Deposit: $0

Online Only

Summary: SmartyPig offers a high APY of 3.90% with no minimum deposit or maintenance fees. However, it lacks physical branches and has a low Google Play rating of 2.8. Its BBB rating is A+.

SoFi Bank

SoFi Savings: 4.50% APY

Bundled Savings & Checking Account

Minimum Deposit: $0

Online Only

Summary: SoFi Bank offers a competitive APY of 4.50%, up from 3.80% last month, with no minimum deposit or maintenance fees. However, a direct deposit or subscription is needed to earn this rate, which may limit access for some savers.

Synchrony Bank

High Yield Savings: 3.80% APY

Minimum Deposit: $0

Online Only

Summary: Synchrony Bank offers a High Yield Savings account with a competitive APY of 3.80%, unchanged from 30 days ago. It has no minimum deposit or balance requirements, but lacks a BBB rating and does not require direct deposits.

TAB Bank

TAB Save: 3.80% APY

Minimum Deposit: $1,000

Online Only

Summary: TAB Bank offers a high-yield savings account with a current APY of 3.80%, down from 4.15% last month. It has an A+ BBB rating but is not BBB accredited. No branches are available.

TD Bank

TD Signature Savings: 0.05% - 2.75% APY

Bundled Savings & Checking Account

Minimum Deposit: $0

Summary: TD Bank's Signature Savings offers a competitive APY of 2.75%, but requires a $100,000 minimum balance. The BBB rating is C, and it lacks a direct deposit requirement. App ratings are 4.8 (App Store) and 4.0 (Google Play).

The State Exchange Bank

High-Yield Savings Account, powered by Raisin: 3.86% APY

Minimum Deposit: $1

Online Only

Summary: The State Exchange Bank offers a High-Yield Savings Account with a current APY of 3.86%, down from 4.21% last month. It has a strong app rating of 4.9 and no maintenance fees, but lacks a direct deposit requirement.

TIMBR

Premium Savings Account: 4.40% APY

Minimum Deposit: $1,000

Online Only

Summary: TIMBR offers a Premium Savings Account with a competitive APY of 4.40%, unchanged from 30 days ago, and no maintenance fees. However, a minimum deposit of $1,000 is required, and there is no direct deposit option.

UFB Direct

UFB Portfolio Savings: 3.76% APY

Minimum Deposit: $0

Online Only

UFB Checking and Savings Bundle: 3.76% - 3.96% APY

Minimum Deposit: $5000

Online Only

Direct Deposit Required

Summary: UFB Direct offers a high APY of 3.96% with its Checking and Savings Bundle, but requires a $10,000 minimum balance and direct deposits. The Portfolio Savings account has a lower APY of 3.76% with no minimum balance or direct deposit requirement. BBB rating is A+.

Upgrade

Premier Savings: 3.42% APY

Minimum Deposit: $0

Online Only

Summary: Upgrade offers a Premier Savings account with a competitive APY of 3.42%, down from 4.02% last month. It has an A+ BBB rating and high app ratings (4.9 on App Store, 4.5 on Google Play). No direct deposit is required.

Valley Direct

High-Yield Savings Account: 4.10% APY

Minimum Deposit: $1000

Online Only

Summary: Valley Direct offers a High-Yield Savings Account with a current APY of 4.10%, down from 4.30% last month. The bank has an A+ BBB rating, but lacks direct deposit requirements. However, eligibility is restricted.

Varo Bank

High-Yield Savings Account: 2.50% - 5.00% APY

Minimum Deposit: $0

Online Only

Direct Deposit Required

Summary: Varo Bank offers a High-Yield Savings Account with a 5.00% APY on up to $5,000, requiring a $1,000 monthly direct deposit. It has an A- BBB rating and high app ratings, but lacks physical branches.

Wells Fargo

Way2Save Savings: 0.01% APY

Minimum Deposit: $25

Platinum Savings: 0.05% - 2.51% APY

Bundled Savings & Checking Account

Minimum Deposit: $25

Summary: Wells Fargo offers a high APY of 2.51% for its Platinum Savings account, but requires a $1 million minimum balance and a linked checking account. The Way2Save Savings account has a low APY of 0.01%. BBB rating is F.

Western Alliance Bank

High-Yield Savings Premier: 4.10% APY

Minimum Deposit: $500

Online Only

Summary: Western Alliance Bank offers a High-Yield Savings Premier account with a current APY of 4.10%, down from 4.25% last month. The bank has low ratings on both App Store (1.4) and Google Play (2.4), and lacks a BBB rating.

Zynlo Bank

Tomorrow Savings Account: 4.35% APY

Minimum Deposit: $10

Online Only

Summary: Zynlo Bank offers a Tomorrow Savings Account with a competitive APY of 4.35%, unchanged from 30 days ago. The bank has an A+ BBB rating but is not BBB Accredited. It lacks a direct deposit requirement, though it has a 4.0 App Store rating and a 3.4 Google Play rating.