Explore Banks

Last Updated: January 21, 2026

Below you will find all of the 86 banks in the Banksparency database together with the product data we have collected thus far.

Easily navigate to any of the banks using the alphabetical navigation bar below, or use the search field to find the one you're looking for.

A

Affirm

Affirm Money Account: 3.20% APY

Minimum Deposit: $0

Online Only

Summary: Affirm offers a high-yield savings account with a current APY of 3.20%, down from 3.85% last month. It has no minimum deposit or balance requirements, but lacks physical branches and has no direct deposit requirement. The bank has an A+ BBB rating.

All America Bank

Regular Savings: 1.25% APY

Minimum Deposit: $50

Super Savers MMDA: 1.50% - 2.75% APY

Minimum Deposit: $2,500

Summary: All America Bank offers a Regular Savings account with a 1.25% APY and a Super Savers MMDA with a 2.75% APY, down from 3.25%. It has an A+ BBB rating but lacks direct deposit requirements. App ratings are moderate.

Ally Bank

Savings Account: 3.30% APY

Minimum Deposit: $0

Online Only

Summary: Ally Bank offers a high-yield savings account with a competitive APY of 3.30% and no minimum deposit or balance requirements. However, it lacks physical branches and has no direct deposit requirement.

Amalgamated Bank

Online Savings: 2.25% APY

(This savings account appears to be inactive as of October 23, 2025.)

Minimum Deposit: $100

Summary: Amalgamated Bank offers an Online Savings account with a current APY of 2.25%, unchanged from 30 days ago. It has an A+ BBB rating but is not BBB accredited. The account requires a $100 minimum deposit and has no maintenance fees. However, it appears inactive as of October 23, 2025.

American Express

High Yield Savings Account: 3.30% APY

Minimum Deposit: $0

Online Only

Summary: American Express offers a High Yield Savings Account with a current APY of 3.30%, down from 3.40% last month. It has no minimum deposit or balance requirements, but holds an F BBB rating and is online only.

Ameriprise Bank

Savings Account: 3.10% - 3.10% APY

Minimum Deposit: $100

Online Only

Summary: Ameriprise Bank offers a high-yield savings account with a current APY of 3.10%, down from 3.15% last month, requiring a $50,000 minimum balance. It has an A+ BBB rating but lacks physical branches.

Axos Bank

Axos ONE: 4.31% APY

Bundled Savings & Checking Account

Minimum Deposit: $0

Online Only

Summit Savings: 3.75% APY

Minimum Deposit: $0

Online Only

Summary: Axos Bank offers a high APY of 4.31% with the Axos ONE account, requiring direct deposit for the best rate. It has no branches, an A+ BBB rating, and good app ratings (4.7 on App Store, 4.5 on Google Play). The Summit Savings account offers a lower APY of 3.75%. Both accounts have no minimum deposit or maintenance fees.
B

Bank5 Connect

Jumbo Savings: 3.85% APY

Minimum Deposit: $25,000

Online Only

Connect Savings: 1.50% APY

Minimum Deposit: $10

Online Only

Summary: Bank5 Connect offers a high APY of 3.85% for its Jumbo Savings account with no maintenance fees. However, it requires a $25,000 minimum deposit. The Connect Savings account has a lower APY of 1.50% and also lacks direct deposit requirements. The bank has a BBB rating of A+ but is not accredited.

Bank of America

Advantage Savings: 0.01% APY

Minimum Deposit: $100

Summary: Bank of America offers an Advantage Savings account with a low APY of 0.01%, unchanged from 30 days ago. The bank has a strong BBB rating of A+ and high app ratings (4.8/4.6), but lacks competitive high-yield options.

Barclays

Tiered Savings: 3.85% - 4.00% APY

Minimum Deposit: $0

Online Only

Online Savings: 3.60% APY

Minimum Deposit: $0

Online Only

Summary: Barclays offers a high APY of 4.00% for its Tiered Savings account, but requires a $250,000 minimum balance. The Online Savings account has a lower APY of 3.60%. Both accounts are online-only with no direct deposit requirement. BBB rating is A+.

Bask Bank

Interest Savings Account: 3.75% APY

Minimum Deposit: $0

Online Only

Summary: Bask Bank offers a high-yield Interest Savings Account with a current APY of 3.75%, unchanged from 30 days ago. It has no minimum deposit or balance requirements. However, it lacks physical branches and has a BBB rating of B, not accredited.

Betterment

Cash Reserve: 3.25% APY

Minimum Deposit: $10

Online Only

Summary: Betterment offers a high APY of 3.25% for its online-only Cash Reserve account with no minimum balance or maintenance fees. However, it lacks physical branches and has no direct deposit requirement.

BMO Alto

Savings Account: 3.25% APY

Minimum Deposit: $0

Online Only

Summary: BMO Alto offers a high-yield Savings Account with a current APY of 3.25%, unchanged from 30 days ago. It has no minimum deposit or balance requirements and no maintenance fees, but it is online-only and lacks a direct deposit option.

Bread Savings

High-Yield Savings Account: 4.00% APY

Minimum Deposit: $100

Online Only

Summary: Bread Savings offers a High-Yield Savings Account with a competitive APY of 4.00%, down from 4.05% last month. It has no maintenance fees or direct deposit requirements, but is online-only with no physical branches. The bank has an A+ BBB rating.

BrioDirect

High-Yield Savings Account: 3.75% APY

Minimum Deposit: $5,000

Online Only

Summary: BrioDirect offers a High-Yield Savings Account with a competitive APY of 3.75%, but it requires a $5,000 minimum deposit and has no branches. It holds a B- BBB rating and has strong app ratings.
C

Capital One

360 Performance Savings: 3.30% APY

Minimum Deposit: $0

Summary: Capital One offers a 360 Performance Savings account with a competitive APY of 3.30%, down from 3.40% last month. The bank has an A+ BBB rating and high app ratings (4.9/4.5). However, the account does not require direct deposit.

Carver Bank

High Yield Savings: 4.00% APY

Minimum Deposit: $5,000

Online Only

Summary: Carver Bank offers a High Yield Savings account with a current APY of 4.00%, unchanged from 30 days ago. It requires a minimum deposit and balance of $5,000, with no maintenance fee if conditions are met. The bank has an A+ BBB rating but is not accredited.

Charles Schwab Bank

Schwab Bank Investor Savings™: 0.15% APY

Minimum Deposit: $0

Summary: Charles Schwab Bank offers a high-yield savings account with a 0.15% APY, unchanged from 30 days ago. It has a solid BBB rating of A+, but a low Google Play rating of 2.9. No direct deposit requirement.

Chase Bank

Chase Savings℠: 0.01% APY

Minimum Deposit: $0

Summary: Chase Bank offers a Chase Savings℠ account with a low APY of 0.01%, unchanged from 30 days ago. It has a BBB rating of A- but is not BBB accredited. The account has no direct deposit requirement, but maintenance fees apply.

Chime

Chime High-Yield Savings Account: 1.00% - 3.50% APY

Bundled Savings & Checking Account

Minimum Deposit: $0

Online Only

Direct Deposit Required

Summary: Chime offers a high-yield savings account with a competitive APY of 3.50%, no minimum deposit, and zero maintenance fees. However, it requires a qualifying direct deposit of $200 or more to access this rate.

CIBC Bank USA

Agility™ High-Interest Savings Account: 3.66% APY

Minimum Deposit: $1,000

Online Only

Summary: CIBC Bank USA offers an Agility™ High-Interest Savings Account with a competitive APY of 3.66%. However, it lacks physical branches and does not require direct deposits. The bank has a BBB rating of A+ but is not accredited.

CIT Bank

Savings Connect: 3.65% APY

Minimum Deposit: $100

Online Only

Platinum Savings: 0.25% - 3.75% APY

Minimum Deposit: $100

Online Only

Summary: CIT Bank offers two online-only savings accounts with competitive APYs: 3.75% for Platinum Savings (min. $5,000) and 3.65% for Savings Connect. Both accounts have no maintenance fees and no direct deposit requirements. The bank has an A- BBB rating.

Citibank

Citi Accelerate Savings: 3.30% APY

Minimum Deposit: $0

Online Only

Citi® Savings Account: 0.03% APY

Minimum Deposit: $0

Summary: Citibank offers the Citi Accelerate Savings account with a competitive APY of 3.30%, but eligibility is limited to select states. The bank's BBB rating is D- and it has a high app rating of 4.9.

Citizens Access™

Citizens Access® Savings: 3.15% APY

Minimum Deposit: $0.01

Online Only

Summary: Citizens Access™ offers a competitive APY of 3.15% for its online-only savings account with no minimum deposit or maintenance fees. It holds an A+ BBB rating but lacks physical branches and a direct deposit requirement.

Climate First Bank

Super Duper Savings Account: 4.21% APY

Minimum Deposit: $50

Summary: Climate First Bank offers a Super Duper Savings Account with a competitive APY of 4.21% and no minimum balance or maintenance fees if electronic statements are chosen. However, it lacks a direct deposit requirement and is not BBB accredited.

Colorado Federal Savings Bank

High Yield Savings: 4.00% APY

Minimum Deposit: $1

Online Only

Premier Savings: 4.05% APY

Minimum Deposit: $50,000

Online Only

Summary: Colorado Federal Savings Bank offers two online-only high-yield savings accounts with APYs of 4.00% and 4.05%. Both accounts have no maintenance fees and no direct deposit requirements. However, there are no physical branches.

ConnectOne Bank

Connection Plus Savings: 2.95% - 3.05% APY

Minimum Deposit: $2,500

Summary: ConnectOne Bank offers a strong 3.05% APY for balances over $250,000, with a solid A+ BBB rating. However, the APY decreased from 3.30% in the past month, and a $2,500 minimum deposit is required.

Customers Bank

Yield Shield Savings Account: 3.48% APY

Minimum Deposit: $25,000

Online Only

Summary: Customers Bank offers the Yield Shield Savings Account with a competitive APY of 3.48%, unchanged from 30 days ago. It has an A+ BBB rating but lacks physical branches and a direct deposit requirement.
D

Discover Bank

Online Savings Account: 3.30% APY

(Discover Bank is part of Capital One and this account is not open to new customers.)

Minimum Deposit: $0

Online Only

Summary: Discover Bank offers an Online Savings Account with a current APY of 3.30%, down from 3.40% last month. It has an A+ BBB rating, but is online-only and not accepting new customers.
E

Elevault

High Yield Savings Account: 3.82% APY

Minimum Deposit: $0

Online Only

Summary: Elevault offers a High Yield Savings Account with a competitive APY of 3.82%, no minimum deposit or balance requirements, and no maintenance fees. However, it is online-only, and balances above $250,000 earn no interest.

E*TRADE from Morgan Stanley

Premium Savings Account: 3.50% APY

Minimum Deposit: $0

Online Only

Summary: E*TRADE's Premium Savings Account offers a competitive APY of 3.50% with no minimum deposit or maintenance fees. However, it lacks a BBB accreditation and has a low D- rating, which may raise concerns for potential savers.

EverBank

Performance Savings: 3.90% APY

Minimum Deposit: $0

Online Only

Summary: EverBank offers a high APY of 3.90% with its Performance Savings account, which has no minimum deposit or maintenance fees. However, it is online-only and has no direct deposit requirement, which may limit accessibility for some users.

Evergreen Bank Group

High-Yield Online Savings: 4.25% APY

(This savings account ended for new savers on July 2, 2025.)

Minimum Deposit: $100

Online Only

Summary: Evergreen Bank Group offers a High-Yield Online Savings account with a competitive APY of 4.25% and no maintenance fees. However, the account is online only, has a minimum deposit of $100, and is not available for new savers after July 2, 2025.
F

First Foundation Bank

Online Savings: 3.75% APY

Minimum Deposit: $1,000

Online Only

Summary: First Foundation Bank offers a competitive APY of 3.75% for its Online Savings account with no maintenance fees. However, it requires a minimum deposit of $1,000 and is online-only, lacking physical branches.

Fitness Bank

Fitness Elite Checking & Fitness Savings Combo: 4.75% APY

Bundled Savings & Checking Account

Minimum Deposit: $100

Online Only

Fitness Savings Account: 4.45% APY

Minimum Deposit: $100

Online Only

Summary: Fitness Bank offers competitive APYs of 4.75% for its Elite Checking & Fitness Savings Combo and 4.45% for its Fitness Savings Account. However, both accounts require specific activity to maintain the highest APY and are online-only, lacking physical branches.

Flagstar Bank

Flagstar Performance Savings: 3.40% APY

Minimum Deposit: $1

Online Only

Summary: Flagstar Bank offers a high APY of 3.40% for its Performance Savings account, but it requires a minimum balance of $25,000 to avoid a maintenance fee. The bank has a strong BBB rating of A+, but the APY has decreased from 3.51% in the past month.

FNBO Direct

High-Yield Online Savings Account: 3.00% APY

Minimum Deposit: $1

Online Only

Summary: FNBO Direct offers a High-Yield Online Savings Account with a competitive APY of 3.00%, no minimum balance, and no maintenance fees. However, it has no physical branches and does not allow direct deposits.

Forbright Bank

Bright Savings: 2.45% - 3.45% APY

Minimum Deposit: $250

Growth Savings: 3.85% APY

Minimum Deposit: $0

Online Only

Sprout Savings: 0.80% - 3.45% APY

Minimum Deposit: $1

Summary: Forbright Bank offers a Growth Savings account with a competitive APY of 3.85%, but it is online-only. The Bright Savings and Sprout Savings accounts have lower APYs of 3.45%. The bank has an A+ BBB rating and high app ratings.

FVCbank

Advantage Direct Savings: 3.85% APY

Minimum Deposit: $500

Online Only

Summary: FVCbank offers an Advantage Direct Savings account with a competitive APY of 3.85%, unchanged from 30 days ago. However, it has a B- BBB rating and is online-only, lacking physical branches.
G

GO2bank

High Yield Savings: 4.50% APY

Bundled Savings & Checking Account

Minimum Deposit: $0

Online Only

Summary: GO2bank offers a High Yield Savings account with a competitive APY of 4.50%, unchanged from 30 days ago. It requires a GO2bank checking account to open, and there are no physical branches. The bank is not BBB accredited.
H

High Plains Bank

High Yield Savings Account: 0.23% - 3.82% APY

Minimum Deposit: $25

Summary: High Plains Bank offers a High Yield Savings Account with a competitive APY of 3.82%. It has a strong app rating of 4.9 and a Google Play rating of 4.8. However, it is not BBB accredited and requires a $500,000 minimum balance.
I

Ivy Bank

High-Yield Savings Account: 0.05% - 4.00% APY

Minimum Deposit: $2,500

Online Only

Summary: Ivy Bank offers a High-Yield Savings Account with a competitive APY of 4.00%, down from 4.10% last month. However, it requires a $2,500 minimum deposit and is online-only with no branches. The bank has an A- BBB rating but is not accredited.
J

Jenius Bank

Jenius Savings: 4.05% APY

Minimum Deposit: $0

Online Only

Summary: Jenius Bank offers a high APY of 4.05% with no minimum deposit or maintenance fees. However, it lacks physical branches and does not require direct deposit, which may limit some users. The BBB rating is A+ but not accredited.
L

LendingClub

LevelUp Savings: 3.00% - 4.00% APY

Minimum Deposit: $0

Online Only

Summary: LendingClub offers a LevelUp Savings account with a competitive APY of 4.00%, but requires monthly deposits of $250 to avoid a lower rate of 3.00%. It has an A+ BBB rating, no branches, and high app ratings.

Live Oak Bank

Personal Savings: 3.80% APY

Minimum Deposit: $0

Online Only

Summary: Live Oak Bank offers a competitive APY of 3.80%, although it decreased from 3.90% last month. The bank has no minimum deposit or maintenance fees, but it has a BBB rating of B+ and lacks physical branches.
M

Marcus by Goldman Sachs

Marcus Online Savings Account: 3.65% APY

Minimum Deposit: $0

Online Only

Summary: Marcus by Goldman Sachs offers a high APY of 3.65% with no minimum deposit or maintenance fees. It has a strong BBB rating of A+ and high app ratings. However, it is an online-only bank and lacks a direct deposit requirement.

MutualOne Bank

Mo Premium Savings: 4.07% APY

Minimum Deposit: $20,000

Online Savings: 0.37% - 0.40% APY

Minimum Deposit: $5,000

Online Only

Summary: MutualOne Bank offers a high APY of 4.07% on the Mo Premium Savings account, with no maintenance fees, but requires a $20,000 minimum deposit. Its Online Savings account has a lower APY of 0.40%. The bank has an A+ BBB rating and high app ratings.

My Banking Direct

High Yield Savings Account: 4.02% APY

Minimum Deposit: $500

Online Only

Summary: My Banking Direct offers a High Yield Savings Account with a competitive APY of 4.02%, no maintenance fees, and a solid BBB rating of A+. However, it requires a minimum deposit of $500 and has no physical branches.

MySavingsDirect

MySavings Account: 3.35% APY

Minimum Deposit: $0

Online Only

Summary: MySavingsDirect offers a high APY of 3.35% with no minimum deposit or balance requirements, but it lacks physical branches and has no direct deposit option. Its BBB rating is A+, though not accredited.
N

Neighbors Bank

Neighbors Savings Account: 4.20% APY

Minimum Deposit: $0

Summary: Neighbors Bank offers a competitive 4.20% APY for balances up to $250,000, but it has decreased from 4.30% in the last 30 days. It has an A+ BBB rating, but lacks a direct deposit requirement. The bank has a limited physical presence.

Newtek Bank

Personal High Yield Savings: 4.35% APY

Minimum Deposit: $0.01

Online Only

Summary: Newtek Bank offers a high yield savings account with a competitive APY of 4.35%, no minimum deposit or balance, and no maintenance fees. However, it is an online-only bank with no physical branches.

Northeast Bank

Propel Preferred Savings: 2.75% APY

Bundled Savings & Checking Account

Minimum Deposit: $50

High-Yield Savings: 2.25% - 2.75% APY

Minimum Deposit: $2,500

Propel Fusion Savings: 0.05% APY

Minimum Deposit: $50

Summary: Northeast Bank offers a high APY of 2.75% on its Propel Preferred Savings and High-Yield Savings accounts, with no maintenance fees. However, the Propel account requires an active checking account, and the High-Yield account has a high minimum balance requirement of $250,000. The bank has a strong BBB rating of A+ but is not accredited.
O

OMB Bank

High Interest Savings Account: 1.00% APY

Bundled Savings & Checking Account

Minimum Deposit: $25

Summary: OMB Bank offers a High Interest Savings Account with a 1.00% APY for balances up to $100,000, but requires an associated checking account and qualifying activities. It has an A+ BBB rating, but is not BBB accredited.

Openbank

High-Yield Savings Account: 4.20% APY

Minimum Deposit: $500

Online Only

Summary: Openbank offers a High-Yield Savings Account with a competitive APY of 4.20%, no maintenance fees, and no minimum balance requirement. However, it has no physical branches, a low app rating of 3.1, and is not BBB accredited.
P

Peak Bank

Envision High Yield Savings: 3.99% APY

Minimum Deposit: $100

Online Only

Summary: Peak Bank offers an online-only Envision High Yield Savings account with a current APY of 3.99%, down from 4.20% last month. It has an A+ BBB rating but is not BBB accredited. No direct deposit is required.

Pibank

Pibank Savings: 4.60% APY

Minimum Deposit: $0

Online Only

Summary: Pibank offers a competitive APY of 4.60% for its online-only savings account, with no minimum deposit or maintenance fees. However, it lacks physical branches and has low app ratings (2.3 on App Store, 1.7 on Google Play). Not BBB accredited.

PNC

Standard Savings: 0.03% APY

Minimum Deposit: $0

PNC High Yield Savings: 3.30% APY

Minimum Deposit: $0

Summary: PNC offers a high yield savings account with a competitive APY of 3.30%. It has an A+ BBB rating but is not accredited. The Standard Savings account has a low APY of 0.03%. Both accounts have no direct deposit requirement.

Poppy Bank

Poppy Premier Online Savings: 3.75% APY

Minimum Deposit: $1,000

Online Only

Summary: Poppy Bank offers a high APY of 3.75%, down from 4.00% last month, with no maintenance fees if electronic statements are chosen. However, it has a B+ BBB rating and no physical branches, which may deter some savers.

Popular Direct

Popular Direct Select Savings: 3.90% APY

Minimum Deposit: $100

Online Only

Summary: Popular Direct offers a high APY of 3.90% with no maintenance fees and no direct deposit requirement. However, it has a low app and Google Play rating of 1.3 and is online-only, lacking physical branches.

Presidential Bank

Advantage Savings: 3.25% - 3.75% APY

Bundled Savings & Checking Account

Minimum Deposit: $5,000

Direct Deposit Required

Summary: Presidential Bank offers an Advantage Savings account with a 3.75% APY, unchanged from 30 days ago. It has an A- BBB rating but requires a monthly direct deposit of $500 to earn the higher APY. The bank has a 4.8 App Store rating.

Prime Alliance Bank

Personal Savings: 3.75% APY

Minimum Deposit: $0

Summary: Prime Alliance Bank offers a Personal Savings account with a current APY of 3.75%, down from 3.90% last month. The bank has a 5.0 App Store rating but is not BBB accredited, and it has only one branch in Utah.

Primis Bank

Primis Savings Account: 3.85% APY

Minimum Deposit: $1

Online Only

Summary: Primis Bank offers a high-yield savings account with an APY of 3.85%, unchanged from 30 days ago. It has an A+ BBB rating but lacks physical branches and a direct deposit requirement.
Q

Quontic Bank

High Yield Savings: 3.50% APY

Minimum Deposit: $100

Online Only

Summary: Quontic Bank offers a High Yield Savings account with a current APY of 3.50%, down from 3.75% last month. It has an A+ BBB rating but is not BBB accredited. The account requires a $100 minimum deposit, has no maintenance fees, and is online-only, with no direct deposit requirement.
R

RBMAX

Max Interest Savings: 3.40% APY

Minimum Deposit: $10

Online Only

Summary: RBMAX offers a high APY of 3.40% for its Max Interest Savings account, with no minimum balance or maintenance fees. However, it is online-only, has no branches, and the APY is capped at $249,999.99.

Rising Bank

High-Yield Savings Account: 3.75% APY

Minimum Deposit: $1,000

Online Only

Summary: Rising Bank offers a High-Yield Savings Account with a 3.75% APY, no maintenance fees, and an A+ BBB rating. However, it requires a $1,000 minimum deposit, has no physical branches, and does not allow compounding interest.

ROGER

ROGER Savings: 3.61% APY

Bundled Savings & Checking Account

Minimum Deposit: $0

Online Only

Summary: ROGER offers a high APY of 3.61% for savings up to $250,000, requiring a ROGER Checking account. It has an A+ BBB rating but is not accredited. No direct deposit requirement is noted, and it's online-only.
S

Salem Five Direct

eOne Savings: 3.61% APY

Minimum Deposit: $10

Online Only

Summary: Salem Five Direct offers an eOne Savings account with a competitive APY of 3.61%, no maintenance fees, and no minimum balance. However, it lacks physical branches and has no direct deposit requirement.

Sallie Mae Bank

High-Yield Savings Account: 3.90% APY

Minimum Deposit: $0

Online Only

Summary: Sallie Mae Bank offers a High-Yield Savings Account with a competitive APY of 3.90%, unchanged from 30 days ago. It has an A+ BBB rating, but low app ratings (1.5 on App Store, 1.6 on Google Play) may concern potential users.

Santander Bank

Santander Savings: 0.01% APY

Minimum Deposit: $25

Summary: Santander Bank offers a savings account with a low APY of 0.01% and a minimum deposit of $25. It has a 4.8 App Store rating but is not BBB accredited. No direct deposit requirement is noted.

SmartyPig

SmartyPig Account: 3.65% APY

Minimum Deposit: $0

Online Only

Summary: SmartyPig offers a high APY of 3.65%, though it has decreased from 3.90% in the past month. The bank has no branches and a solid BBB rating of A+. However, it has a low Google Play rating of 2.7.

SoFi Bank

SoFi Savings: 3.30% - 4.00% APY

Bundled Savings & Checking Account

Minimum Deposit: $0

Online Only

Summary: SoFi Bank offers a competitive 4.00% APY for its online-only SoFi Savings account, down from 4.30% last month. It has an A+ BBB rating but is not accredited. No minimum deposit or balance is required, though there is a $10/month subscription fee if direct deposit is not used.

Synchrony Bank

High Yield Savings: 3.65% APY

Minimum Deposit: $0

Online Only

Summary: Synchrony Bank offers a High Yield Savings account with a competitive APY of 3.65%, unchanged from 30 days ago. It's online-only with no minimum deposit or maintenance fees, but lacks a BBB rating and direct deposit requirement.
T

TAB Bank

TAB Save: 3.61% APY

Minimum Deposit: $1,000

Online Only

Summary: TAB Bank offers a high APY of 3.61%, down from 3.80% last month, with no maintenance fees and no direct deposit requirement. However, it has no physical branches and is not BBB accredited despite an A+ rating.

TD Bank

TD Signature Savings: 0.05% - 2.36% APY

Bundled Savings & Checking Account

Minimum Deposit: $0

Summary: TD Bank offers a high APY of 2.36% for its Signature Savings account, but this requires a $100,000 minimum balance. The APY has decreased from 2.60% in the last 30 days. The bank is not BBB accredited.

The State Exchange Bank

High-Yield Savings Account, powered by Raisin: 2.51% APY

Minimum Deposit: $1

Online Only

Summary: The State Exchange Bank offers a High-Yield Savings Account with an APY of 2.51%, unchanged from 30 days ago. It features no minimum deposit and no maintenance fees, but is online-only with no direct deposit requirement.

TIMBR

Premium Savings Account: 4.15% APY

Minimum Deposit: $1,000

Online Only

Summary: TIMBR offers a Premium Savings Account with a competitive APY of 4.15%, down from 4.40% last month. It has an A+ BBB rating but is not accredited. The account requires a $1,000 minimum deposit and is online-only.
U

UFB Direct

UFB Checking and Savings Bundle: 3.26% - 3.46% APY

Bundled Savings & Checking Account

Minimum Deposit: $5000

Online Only

Direct Deposit Required

UFB Portfolio Savings: 3.26% APY

Minimum Deposit: $0

Online Only

Summary: UFB Direct offers a high APY of 3.46% for its Checking and Savings Bundle, though it's down from 3.60% last month. The Portfolio Savings account has a competitive APY of 3.26%. Both accounts are online-only, with the bundle requiring direct deposits and a $10,000 minimum balance. The bank has an A+ BBB rating.

Upgrade

Premier Savings: 3.05% APY

Minimum Deposit: $0

Online Only

Summary: Upgrade offers a high APY of 3.05% for its Premier Savings account with no maintenance fees or direct deposit requirement. However, it lacks physical branches and requires a minimum balance of $1,000.

U.S. Bank

Smartly Savings: 0.05% - 3.50% APY

Bundled Savings & Checking Account

Minimum Deposit: $25

Summary: U.S. Bank offers a Smartly Savings account with a current APY of 3.50%, up from 3.00% last month, requiring a minimum balance of $100,000. The bank has a high BBB rating of A+ and strong app ratings (4.8/4.7). However, high yields are contingent on maintaining a Smartly checking account and balances, with lower rates for lower balances.
V

Valley Direct

High-Yield Savings Account: 3.40% - 4.00% APY

Minimum Deposit: $1,000

Summary: Valley Direct offers a High-Yield Savings Account with a competitive 4.00% APY for new customers, but existing customers receive only 3.40%. The bank has an A+ BBB rating and high app ratings, but lacks a direct deposit requirement.

Varo Bank

High-Yield Savings Account: 2.50% - 5.00% APY

Bundled Savings & Checking Account

Minimum Deposit: $0

Online Only

Direct Deposit Required

Summary: Varo Bank offers a High-Yield Savings Account with a competitive APY of 5.00% on up to $5,000. However, it requires a minimum direct deposit of $1,000 per month and has no physical branches.

Vio Bank

Online Savings Account: 4.09% APY

Minimum Deposit: $100

Online Only

Summary: Vio Bank offers an Online Savings Account with a competitive APY of 4.09%, though it has decreased from 4.16% in the last month. The bank has no physical branches and a maintenance fee of $5 if paper statements are selected. It holds an A+ BBB rating.
W

Wealthfront

Cash Account: 3.25% - 3.90% APY

Minimum Deposit: $0

Online Only

Summary: Wealthfront offers a high APY of 3.90% for new clients for 3 months, dropping to 3.25% afterward. However, it has an F BBB rating and lacks physical branches. No direct deposit requirement for the Cash Account.

Wells Fargo

Way2Save Savings: 0.01% APY

Minimum Deposit: $25

Platinum Savings: 0.05% - 0.05% APY

Bundled Savings & Checking Account

Minimum Deposit: $25

Summary: Wells Fargo offers a Platinum Savings account with a 0.05% APY for balances over $1 million, but requires a linked checking account. The Way2Save Savings account has a low 0.01% APY. BBB rating is D-.

Western Alliance Bank

High-Yield Savings Premier: 3.80% APY

Minimum Deposit: $500

Online Only

Summary: Western Alliance Bank offers a High-Yield Savings Premier account with a current APY of 3.80%, down from 3.90% last month. However, it has a low BBB rating of D+ and poor app ratings (1.4 on App Store, 2.4 on Google Play).
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Zynlo Bank

Tomorrow Savings Account: 3.85% APY

Minimum Deposit: $10

Online Only

Summary: Zynlo Bank offers a Tomorrow Savings Account with a competitive APY of 3.85%, down from 4.05% last month. It has an A+ BBB rating but is not accredited. The account is online-only with no direct deposit requirement.