Explore Banks

Last Updated: January 6, 2026

Below you will find all of the 86 banks in the Banksparency database together with the product data we have collected thus far.

Easily navigate to any of the banks using the alphabetical navigation bar below, or use the search field to find the one you're looking for.

Affirm

Affirm Money Account: 3.20% APY

Minimum Deposit: $0

Online Only

Summary: Affirm offers an online-only Money Account with a current APY of 3.20%, down from 3.60%. It has an A+ BBB rating and high app ratings (4.9 on App Store, 4.8 on Google Play). No minimum deposit or maintenance fees, but lacks direct deposit requirements.

All America Bank

Regular Savings: 1.25% APY

Minimum Deposit: $50

Super Savers MMDA: 1.50% - 3.25% APY

Minimum Deposit: $2,500

Summary: All America Bank offers a high APY of 3.25% for the Super Savers MMDA account, but requires a $2,500 minimum deposit and $100,000 balance for that rate. The Regular Savings account has a lower APY of 1.25%. BBB rating is A+, but not accredited. App Store rating is 3.7 and Google Play rating is 3.3.

Ally Bank

Savings Account: 3.30% APY

Minimum Deposit: $0

Online Only

Summary: Ally Bank offers a high-yield savings account with a competitive APY of 3.30%, no minimum deposit or balance requirements, and no maintenance fees. However, it lacks physical branches and has no direct deposit requirement.

Amalgamated Bank

Online Savings: 2.25% APY

(This savings account appears to be inactive as of October 23, 2025.)

Minimum Deposit: $100

Summary: Amalgamated Bank offers an Online Savings account with a current APY of 2.25%, unchanged from 30 days ago. It has an A+ BBB rating but is not BBB accredited. The account requires a $100 minimum deposit and has no maintenance fees, though it appears inactive as of October 2025.

American Express

High Yield Savings Account: 3.30% APY

Minimum Deposit: $0

Online Only

Summary: American Express offers a High Yield Savings Account with a current APY of 3.30%, down from 3.40% last month. The bank has no branches and an F BBB rating, with a 4.9 App Store rating but only 3.6 on Google Play.

Ameriprise Bank

Savings Account: 3.10% - 3.10% APY

Minimum Deposit: $100

Online Only

Summary: Ameriprise Bank offers a high-yield savings account with a competitive APY of 3.10%, but requires a minimum balance of $50,000. It has an A+ BBB rating, no branches, and a strong app rating of 4.9.

Axos Bank

Summit Savings: 3.75% APY

Minimum Deposit: $0

Online Only

Axos ONE: 4.31% APY

Bundled Savings & Checking Account

Minimum Deposit: $0

Online Only

High Yield Savings: 0.15% - 0.61% APY

Minimum Deposit: $0

Online Only

Summary: Axos Bank offers a high APY of 4.31% with the Axos ONE account, and no minimum deposits or maintenance fees. However, it requires direct deposits for the highest rate. The bank has no physical branches.

Bank5 Connect

Connect Savings: 1.50% APY

Minimum Deposit: $10

Online Only

Jumbo Savings: 3.85% APY

Minimum Deposit: $25,000

Online Only

Summary: Bank5 Connect offers a high APY of 3.85% for its Jumbo Savings account with no maintenance fees if eStatements are received. However, it requires a $25,000 minimum deposit. The Connect Savings account has a lower APY of 1.50% and is online-only, with no direct deposit requirement.

Bank of America

Advantage Savings: 0.01% APY

Minimum Deposit: $100

Summary: Bank of America offers a BBB rating of A+, an App Store rating of 4.8, and a Google Play rating of 4.6. However, its Advantage Savings account has a low APY of 0.01% and a maintenance fee of $8.

Barclays

Online Savings: 3.60% APY

Minimum Deposit: $0

Online Only

Tiered Savings: 3.85% - 4.00% APY

Minimum Deposit: $0

Online Only

Summary: Barclays offers a high-yield Tiered Savings account with a 4.00% APY for balances over $250,000, while the Online Savings account has a 3.60% APY. Both accounts are online only, with no direct deposit requirement. The bank has an A+ BBB rating.

Bask Bank

Interest Savings Account: 3.75% APY

Minimum Deposit: $0

Online Only

Summary: Bask Bank offers an Interest Savings Account with a current APY of 3.75%, down from 3.90% last month. The account has no minimum deposit or maintenance fees, but lacks physical branches and a direct deposit requirement. It has a BBB rating of B.

Betterment

Cash Reserve: 3.25% APY

Minimum Deposit: $10

Online Only

Summary: Betterment offers a high APY of 3.25%, down from 3.50% last month, with no minimum balance or maintenance fees. It's online-only with no branches, and has an A- BBB rating, but lacks a direct deposit requirement.

BMO Alto

Savings Account: 3.25% APY

Minimum Deposit: $0

Online Only

Summary: BMO Alto offers a high-yield savings account with a current APY of 3.25%, unchanged from 30 days ago. It has an A+ BBB rating but is online-only with no branches.

Bread Savings

High-Yield Savings Account: 4.05% APY

Minimum Deposit: $100

Online Only

Summary: Bread Savings offers a High-Yield Savings Account with a competitive APY of 4.05%, down from 4.10% last month. It has no maintenance fees or direct deposit requirement, but is online-only with no physical branches. The bank has an A+ BBB rating.

BrioDirect

High-Yield Savings Account: 3.75% APY

Minimum Deposit: $5,000

Online Only

Summary: BrioDirect offers a High-Yield Savings Account with a current APY of 3.75%, down from 4.00% 30 days ago. The account requires a minimum deposit of $5,000 but has no maintenance fees. However, it lacks physical branches and has a B- BBB rating.

Capital One

360 Performance Savings: 3.40% APY

Minimum Deposit: $0

Summary: Capital One offers a 360 Performance Savings account with a competitive APY of 3.40%, no minimum deposit, and no maintenance fees. It has an A+ BBB rating, but lacks a direct deposit requirement and is not online only.

Carver Bank

High Yield Savings: 4.00% APY

Minimum Deposit: $5,000

Online Only

Summary: Carver Bank offers a High Yield Savings account with a competitive APY of 4.00%, unchanged from 30 days ago. It has an A+ BBB rating but lacks physical branches. Requires a $5,000 minimum deposit and balance to avoid fees.

Charles Schwab Bank

Schwab Bank Investor Savings™: 0.15% APY

Minimum Deposit: $0

Summary: Charles Schwab Bank offers the Schwab Bank Investor Savings™ account with a 0.15% APY, unchanged from 30 days ago. It has an A+ BBB rating but lacks direct deposit requirements. However, the app rating is high at 4.8, while the Google Play rating is low at 2.8.

Chase Bank

Chase Savings℠: 0.01% APY

Minimum Deposit: $0

Summary: Chase Bank offers a Chase Savings℠ account with a low APY of 0.01%, unchanged from 30 days ago, and a $5 maintenance fee. It has a strong BBB rating of A- but is not BBB accredited. The bank's app and Google Play ratings are high at 4.8 and 4.7, respectively.

Chime

Chime High-Yield Savings Account: 1.00% - 3.50% APY

Bundled Savings & Checking Account

Minimum Deposit: $0

Online Only

Direct Deposit Required

Summary: Chime offers a high-yield savings account with a competitive APY of 3.50%, no minimum deposit, and no maintenance fees. However, it requires a qualifying direct deposit of $200 or more, and it operates online only.

CIBC Bank USA

Agility™ High-Interest Savings Account: 3.66% APY

Minimum Deposit: $1,000

Online Only

Summary: CIBC Bank USA offers an online-only Agility™ High-Interest Savings Account with a current APY of 3.66%, down from 3.77% last month. It has an A+ BBB rating but lacks direct deposit requirements. However, its Google Play rating is low at 2.4.

CIT Bank

Platinum Savings: 0.25% - 3.75% APY

Minimum Deposit: $100

Online Only

Savings Connect: 3.65% APY

Minimum Deposit: $100

Online Only

Summary: CIT Bank offers high-yield savings accounts with competitive APYs: 3.75% for Platinum Savings (requires $5,000 balance) and 3.65% for Savings Connect. No branches available, and both accounts lack direct deposit requirements. BBB rating is A-.

Citibank

Citi Accelerate Savings: 3.30% APY

Minimum Deposit: $0

Online Only

Citi® Savings Account: 0.03% APY

Minimum Deposit: $0

Summary: Citibank offers a high APY of 3.30% with the Citi Accelerate Savings account, but it has a D- BBB rating and eligibility restrictions. The Citi® Savings Account has a much lower APY of 0.03%. Both accounts have no direct deposit requirement.

Citizens Access™

Citizens Access® Savings: 3.15% APY

Minimum Deposit: $0.01

Online Only

Summary: Citizens Access™ offers a competitive APY of 3.15, down from 3.35, with no minimum deposit or maintenance fees. However, it is online-only and lacks a direct deposit requirement, which may limit some users.

Climate First Bank

Super Duper Savings Account: 4.21% APY

Minimum Deposit: $50

Summary: Climate First Bank offers a Super Duper Savings Account with a competitive APY of 4.21%, unchanged from 30 days ago. It has a B+ BBB rating but is not accredited. The account has no maintenance fees if electronic statements are chosen. However, it lacks a direct deposit requirement.

Colorado Federal Savings Bank

High Yield Savings: 4.00% APY

Minimum Deposit: $1

Online Only

Premier Savings: 4.05% APY

Minimum Deposit: $50,000

Online Only

Summary: Colorado Federal Savings Bank offers a High Yield Savings account with a 4.00% APY and a Premier Savings account at 4.05% APY, both with no maintenance fees. However, both accounts are online-only and have no direct deposit requirement.

ConnectOne Bank

Connection Plus Savings: 2.95% - 3.05% APY

Minimum Deposit: $2,500

Summary: ConnectOne Bank offers a high APY of 3.05% for balances over $250,000, but the rate has decreased from 3.60% in the last 30 days. It has an A+ BBB rating but is not accredited. The bank has branches in NJ, NY, and FL.

Customers Bank

Yield Shield Savings Account: 3.48% APY

Minimum Deposit: $25,000

Online Only

Summary: Customers Bank offers an online-only Yield Shield Savings Account with a current APY of 3.48%, down from 3.73% last month. It has a strong BBB rating of A+, but requires a $25,000 minimum deposit and balance.

Discover Bank

Online Savings Account: 3.40% APY

Minimum Deposit: $0

Online Only

Summary: Discover Bank offers an Online Savings Account with a competitive APY of 3.40%, unchanged from 30 days ago. It has no minimum deposit or balance requirements, but lacks physical branches. The bank has an A+ BBB rating and high app ratings.

Elevault

High Yield Savings Account: 3.82% APY

Minimum Deposit: $0

Online Only

Summary: Elevault offers a High Yield Savings Account with a competitive APY of 3.82%, down from 4.08% last month. The account has no minimum deposit or balance requirements, but it is online-only and lacks a direct deposit option. BBB rating is A, but not accredited.

E*TRADE from Morgan Stanley

Premium Savings Account: 3.50% APY

Minimum Deposit: $0

Online Only

Summary: E*TRADE offers a Premium Savings Account with a current APY of 3.50%, down from 3.75% last month. It has no minimum deposit or maintenance fees but lacks physical branches and has a D- BBB rating.

EverBank

Performance Savings: 3.90% APY

Minimum Deposit: $0

Online Only

Summary: EverBank offers a high APY of 3.90%, down from 4.05% last month, with no minimum deposit or maintenance fees. It has an A+ BBB rating but lacks accreditation, and its savings account is online only.

Evergreen Bank Group

High-Yield Online Savings: 4.25% APY

(This savings account ended for new savers on July 2, 2025.)

Minimum Deposit: $100

Online Only

Summary: Evergreen Bank Group offers a High-Yield Online Savings account with a competitive APY of 4.25%. However, it requires a minimum deposit of $100 and has no direct deposit requirement. The account is online only and is not available to new savers after July 2025. The bank holds an A+ BBB rating but is not accredited.

First Foundation Bank

Online Savings: 3.75% APY

Minimum Deposit: $1,000

Online Only

Summary: First Foundation Bank offers an Online Savings account with a competitive APY of 3.75%, down from 4.00% last month. The bank has an A BBB rating but is not accredited. It has a strong app rating of 4.6 and 31 branches across five states.

Fitness Bank

Fitness Elite Checking & Fitness Savings Combo: 4.75% APY

Bundled Savings & Checking Account

Minimum Deposit: $100

Online Only

Fitness Savings Account: 4.45% APY

Minimum Deposit: $100

Online Only

Summary: Fitness Bank offers a high APY of 4.75% for its Fitness Elite Checking & Fitness Savings Combo, although it has a direct deposit requirement and an online-only model. Its BBB rating is A+, but it has low app ratings.

Flagstar Bank

Flagstar Performance Savings: 3.40% APY

Minimum Deposit: $1

Online Only

Summary: Flagstar Bank offers an online-only Performance Savings account with a current APY of 3.40%, down from 3.51% last month. However, it has an F rating from the BBB and requires a $25,000 minimum balance to avoid fees.

FNBO Direct

High-Yield Online Savings Account: 3.00% APY

Minimum Deposit: $1

Online Only

Summary: FNBO Direct offers a High-Yield Online Savings Account with a competitive APY of 3.00%, no minimum balance, and no maintenance fees. However, it has no physical branches and lacks a direct deposit requirement.

Forbright Bank

Growth Savings: 4.00% APY

Minimum Deposit: $0

Online Only

Bright Savings: 2.75% - 3.65% APY

Minimum Deposit: $250

Sprout Savings: 0.80% - 3.65% APY

Minimum Deposit: $1

Summary: Forbright Bank offers a strong 4.00% APY on its online-only Growth Savings account, with no minimum deposit or balance. However, other accounts like Bright and Sprout Savings require branch visits and have lower APYs. The bank has an A+ BBB rating.

FVCbank

Advantage Direct Savings: 3.85% APY

Minimum Deposit: $500

Online Only

Summary: FVCbank offers an online-only Advantage Direct Savings account with a competitive APY of 3.85%, unchanged from 30 days ago. However, it has a B- BBB rating and lacks direct deposit requirements, which may limit accessibility.

GO2bank

High Yield Savings: 4.50% APY

Bundled Savings & Checking Account

Minimum Deposit: $0

Online Only

Summary: GO2bank offers a High Yield Savings account with a 4.50% APY, unchanged from 30 days ago, but requires a checking account to open. It has a $5 monthly fee unless direct deposit is set up. Ratings include 4.8 on the App Store and 4.5 on Google Play, but it is not BBB accredited.

High Plains Bank

High Yield Savings Account: 0.23% - 3.82% APY

Minimum Deposit: $25

Summary: High Plains Bank offers a High Yield Savings Account with a competitive APY of 3.82%, unchanged from 30 days ago. It has a strong app rating of 4.9 and 5 physical locations in Colorado, but lacks BBB accreditation.

Ivy Bank

High-Yield Savings Account: 0.05% - 4.10% APY

Minimum Deposit: $2,500

Online Only

Summary: Ivy Bank offers a High-Yield Savings Account with an APY of 4.10%, down from 4.25% last month, with no maintenance fees. It has an A- BBB rating but is not BBB accredited. No branches available.

Jenius Bank

Jenius Savings: 4.05% APY

Minimum Deposit: $0

Online Only

Summary: Jenius Bank offers a high APY of 4.05%, with no minimum deposit or balance requirements. It has an A+ BBB rating but lacks physical branches and direct deposit options, which may limit some users.

LendingClub

LevelUp Savings: 3.00% - 4.00% APY

Minimum Deposit: $0

Online Only

Summary: LendingClub's LevelUp Savings offers a competitive APY of 4.00%, though it requires monthly deposits of $250 to maintain this rate. The bank has no branches and an A+ BBB rating, but the APY decreased from 4.20% in the last month.

Live Oak Bank

Personal Savings: 3.80% APY

Minimum Deposit: $0

Online Only

Summary: Live Oak Bank offers a Personal Savings account with a competitive APY of 3.80%, down from 3.90% last month. The bank has no maintenance fees or minimum deposit requirements, but lacks physical branches and has a B+ BBB rating.

Marcus by Goldman Sachs

Marcus Online Savings Account: 3.65% APY

Minimum Deposit: $0

Online Only

Summary: Marcus by Goldman Sachs offers a high APY of 3.65% with no minimum deposit or balance requirements. It has an A+ BBB rating and a 4.9 app rating. However, the account is online only and lacks a direct deposit requirement.

MutualOne Bank

Mo Premium Savings: 4.07% APY

Minimum Deposit: $20,000

Online Savings: 0.37% - 0.40% APY

Minimum Deposit: $5,000

Online Only

Summary: MutualOne Bank offers a high APY of 4.07% on the Mo Premium Savings account, with no maintenance fees. However, it requires a $20,000 minimum deposit and balance. The Online Savings account has a lower APY of 0.40% but is online only. The bank has an A+ BBB rating, 4.9 App Store rating, and 4.4 Google Play rating.

My Banking Direct

High Yield Savings Account: 4.02% APY

Minimum Deposit: $500

Online Only

Summary: My Banking Direct offers a High Yield Savings Account with a current APY of 4.02%, unchanged from 30 days ago. However, it has an F BBB rating and no physical branches, which may deter some savers.

MySavingsDirect

MySavings Account: 3.35% APY

Minimum Deposit: $0

Online Only

Summary: MySavingsDirect offers a high APY of 3.35%, down from 3.75% 30 days ago, with no minimum deposit or maintenance fees. However, it does not allow direct deposits and lacks physical branches.

Neighbors Bank

Neighbors Savings Account: 4.30% APY

Minimum Deposit: $0

Summary: Neighbors Bank offers a competitive 4.30% APY for balances up to $250,000, but it has decreased from 4.50% in the past month. The bank has an A+ BBB rating, but only one location and a mixed app rating.

Newtek Bank

Personal High Yield Savings: 4.35% APY

Minimum Deposit: $0.01

Online Only

Summary: Newtek Bank offers a high yield savings account with an APY of 4.35%, unchanged from 30 days ago. It has an A+ BBB rating and online-only access, but lacks physical branches and a direct deposit requirement.

Northeast Bank

Propel Preferred Savings: 2.75% APY

Bundled Savings & Checking Account

Minimum Deposit: $50

High-Yield Savings: 2.25% - 2.75% APY

Minimum Deposit: $2,500

Propel Fusion Savings: 0.05% APY

Minimum Deposit: $50

Summary: Northeast Bank offers a 2.75% APY on Propel Preferred and High-Yield Savings accounts, down from 3% last month. It has an A+ BBB rating but is not accredited. No branches for online-only accounts.

OMB Bank

High Interest Savings Account: 1.00% APY

Bundled Savings & Checking Account

Minimum Deposit: $25

Summary: OMB Bank offers a High Interest Savings Account with a 1.00% APY for balances up to $100,000. It has a strong A+ BBB rating but requires a checking account and qualifying activities. Limited to 8 branches in Southwest Missouri.

Openbank

High-Yield Savings Account: 4.20% APY

Minimum Deposit: $500

Online Only

Summary: Openbank offers a High-Yield Savings Account with a competitive APY of 4.20%, no maintenance fees, and no minimum balance requirements. However, it lacks physical branches, has a low app rating of 3.1, and is not BBB accredited.

Peak Bank

Envision High Yield Savings: 3.99% APY

Minimum Deposit: $100

Online Only

Summary: Peak Bank offers an online-only Envision High Yield Savings account with a current APY of 3.99%, down from 4.20% last month. It has a strong BBB rating of A+ but lacks physical branches and has no direct deposit requirement.

Pibank

Pibank Savings: 4.60% APY

Minimum Deposit: $0

Online Only

Summary: Pibank offers a competitive APY of 4.60%, unchanged from 30 days ago, with no minimum deposit or maintenance fees. However, it has no branches, a low BBB rating of A (not accredited), and poor app ratings (2.4 on App Store, 1.7 on Google Play).

PNC

Standard Savings: 0.03% APY

Minimum Deposit: $0

PNC High Yield Savings: 3.30% APY

Minimum Deposit: $0

Summary: PNC offers a high-yield savings account with a current APY of 3.30%, down from 3.53% last month. It has an A+ BBB rating, but eligibility is limited to select states. The Standard Savings account has a low APY of 0.03%.

Poppy Bank

Poppy Personal Savings: 0.10% APY

Minimum Deposit: $1,000

Poppy Premier Online Savings: 3.75% APY

Minimum Deposit: $1,000

Online Only

Poppy Premier Personal Savings: 0.50% APY

Minimum Deposit: $1,000

Summary: Poppy Bank offers a competitive APY of 3.75% on its Premier Online Savings account but has seen a decrease from 4% over the last 30 days. The bank has an A- BBB rating but is not accredited. It lacks physical branches and direct deposit requirements.

Popular Direct

Popular Direct Select Savings: 3.90% APY

Minimum Deposit: $100

Online Only

Summary: Popular Direct offers a competitive APY of 3.90%, down from 4.00% last month, with no maintenance fees or direct deposit requirement. However, it has a low app and Google Play rating of 1.3, and no physical branches.

Presidential Bank

Advantage Savings: 3.25% - 3.75% APY

Bundled Savings & Checking Account

Minimum Deposit: $5,000

Direct Deposit Required

Summary: Presidential Bank offers a high APY of 3.75%, down from 4.00% last month. It has an A- BBB rating, but requires a $500 monthly direct deposit for the Advantage Savings account, which may limit accessibility.

Prime Alliance Bank

Personal Savings: 3.75% APY

Minimum Deposit: $0

Summary: Prime Alliance Bank offers a Personal Savings account with a current APY of 3.75%, down from 3.90% last month. The bank has one location in Utah and a high app rating of 5.0, but is not BBB accredited.

Primis Bank

Primis Savings Account: 3.85% APY

Minimum Deposit: $1

Online Only

Summary: Primis Bank offers a high APY of 3.85% with no minimum balance or maintenance fees. However, it has no physical branches and is not available in Puerto Rico or U.S. territories. The bank has an A+ BBB rating, but is not BBB accredited.

Quontic Bank

High Yield Savings: 3.50% APY

Minimum Deposit: $100

Online Only

Summary: Quontic Bank offers a High Yield Savings account with a current APY of 3.50%, down from 3.75% last month. It has an A+ BBB rating, but no physical branches. Direct deposit is not required.

RBMAX

Max Interest Savings: 3.40% APY

Minimum Deposit: $10

Online Only

Summary: RBMAX offers a Max Interest Savings account with a competitive APY of 3.40%, down from 3.65% last month. It has no minimum balance or maintenance fees, but is online-only and has a cap on the APY for larger balances.

Rising Bank

High-Yield Savings Account: 3.75% APY

Minimum Deposit: $1,000

Online Only

Summary: Rising Bank offers a High-Yield Savings Account with a current APY of 3.75%, down from 3.95% last month. It has no maintenance fees and an A+ BBB rating, but lacks physical branches and compounding interest.

ROGER

ROGER Savings: 3.61% APY

Bundled Savings & Checking Account

Minimum Deposit: $0

Online Only

Summary: ROGER offers a competitive APY of 3.61%, down from 3.87% last month, with no minimum deposit or maintenance fees. However, it requires a ROGER Checking account to open and is online-only, limiting access.

Salem Five Direct

eOne Savings: 3.61% APY

Minimum Deposit: $10

Online Only

Summary: Salem Five Direct offers an eOne Savings account with a current APY of 3.61%, down from 3.71% 30 days ago. The bank has no branches and an A- BBB rating, but is not BBB accredited. App Store rating is 4.7 and Google Play rating is 4.2.

Sallie Mae Bank

High-Yield Savings Account: 3.90% APY

Minimum Deposit: $0

Online Only

Summary: Sallie Mae Bank offers a High-Yield Savings Account with a 3.90% APY and no minimum deposit or maintenance fees. However, it has an online-only format and low app ratings (1.5 on App Store, 1.6 on Google Play). BBB rating is A+.

Santander Bank

Santander Savings: 0.01% APY

Minimum Deposit: $25

Summary: Santander Bank offers a savings account with a low APY of 0.01%, unchanged from 30 days ago. It has a minimum deposit of $25 and no direct deposit requirement. The bank is not BBB accredited and has mixed app ratings.

SmartyPig

SmartyPig Account: 3.90% APY

Minimum Deposit: $0

Online Only

Summary: SmartyPig offers a high APY of 3.90% with no minimum deposit or maintenance fees, but it has no physical branches and a direct deposit requirement. Its BBB rating is A+, with an app rating of 4.6 and Google Play rating of 2.7.

SoFi Bank

SoFi Savings: 3.30% - 4.00% APY

Bundled Savings & Checking Account

Minimum Deposit: $0

Online Only

Summary: SoFi Bank offers a high-yield savings account with a 4.00% APY, down from 4.30% last month, and has an A+ BBB rating. However, it requires a $10/month subscription fee if direct deposit isn't used. It has no physical branches.

Synchrony Bank

High Yield Savings: 3.65% APY

Minimum Deposit: $0

Online Only

Summary: Synchrony Bank offers a High Yield Savings account with a competitive APY of 3.65%, unchanged from 30 days ago. The bank has no minimum deposit or balance requirements, but it is online-only and not BBB accredited.

TAB Bank

TAB Save: 3.61% APY

Minimum Deposit: $1,000

Online Only

Summary: TAB Bank offers a high-yield savings account, TAB Save, with a current APY of 3.61%, down from 3.80% last month. It has an A+ BBB rating but is not BBB Accredited. The account requires a $1,000 minimum deposit and is online only.

TD Bank

TD Signature Savings: 0.05% - 2.60% APY

Bundled Savings & Checking Account

Minimum Deposit: $0

Summary: TD Bank offers a high APY of 2.60% for its Signature Savings account with a $100,000 minimum balance. However, the APY decreased from 2.75% in the last 30 days and the bank is not BBB accredited.

The State Exchange Bank

High-Yield Savings Account, powered by Raisin: 2.51% APY

Minimum Deposit: $1

Online Only

Summary: The State Exchange Bank offers a High-Yield Savings Account with a current APY of 2.51%, down from 3.50% in the last 30 days. It has no minimum balance or maintenance fees, but is online-only and lacks a BBB rating.

TIMBR

Premium Savings Account: 4.40% APY

Minimum Deposit: $1,000

Online Only

Summary: TIMBR offers a Premium Savings Account with a competitive APY of 4.40%, unchanged from 30 days ago, and no maintenance fees. However, it lacks physical branches and has no direct deposit requirement.

UFB Direct

UFB Checking and Savings Bundle: 3.26% - 3.46% APY

Bundled Savings & Checking Account

Minimum Deposit: $5000

Online Only

Direct Deposit Required

UFB Portfolio Savings: 3.26% APY

Minimum Deposit: $0

Online Only

Summary: UFB Direct offers a strong APY of 3.46% for its Checking and Savings Bundle, though it's down from 3.71% last month. The Portfolio Savings account has a lower APY of 3.26%. Both accounts are online-only, with no branches, and the bank holds an A+ BBB rating.

Upgrade

Premier Savings: 3.05% APY

Minimum Deposit: $0

Online Only

Summary: Upgrade offers a high-yield savings account, Premier Savings, with a competitive APY of 3.05%. It has an A+ BBB rating and strong app ratings (4.9 on App Store, 4.5 on Google Play). However, it lacks physical branches and has a minimum balance requirement of $1,000.

U.S. Bank

Smartly Savings: 0.05% - 3.00% APY

Bundled Savings & Checking Account

Minimum Deposit: $25

Summary: U.S. Bank offers a Smartly Savings account with a competitive APY of 3.00% for balances over $100K, but requires a Smartly checking account for high yields. The bank has an A+ BBB rating and high app ratings.

Valley Direct

High-Yield Savings Account: 3.40% - 4.00% APY

Minimum Deposit: $1,000

Summary: Valley Direct offers a High-Yield Savings Account with a competitive 4.00% APY for new customers, though it's down from 4.10% last month. The bank has an A+ BBB rating but is not BBB Accredited. No direct deposit requirement is noted.

Varo Bank

High-Yield Savings Account: 2.50% - 5.00% APY

Bundled Savings & Checking Account

Minimum Deposit: $0

Online Only

Direct Deposit Required

Summary: Varo Bank offers a High-Yield Savings Account with a competitive 5.00% APY on up to $5,000, requiring a Varo account and $1,000 monthly direct deposit. It has no branches, $0 maintenance fees, and an A BBB rating.

Vio Bank

Online Savings Account: 4.09% APY

Minimum Deposit: $100

Online Only

Summary: Vio Bank offers a competitive APY of 4.09%, down from 4.16% last month, with no minimum balance and maintenance fees if electronic statements are chosen. However, it has no physical branches and lacks a direct deposit requirement.

Wealthfront

Cash Account: 3.25% - 3.90% APY

Minimum Deposit: $0

Online Only

Summary: Wealthfront offers a high-yield Cash Account with a current APY of 3.90%, down from 4.15% last month. It has no minimum deposit or maintenance fees, but holds an F BBB rating and lacks physical branches.

Wells Fargo

Platinum Savings: 0.05% - 0.05% APY

Bundled Savings & Checking Account

Minimum Deposit: $25

Way2Save Savings: 0.01% APY

Minimum Deposit: $25

Summary: Wells Fargo offers a Platinum Savings account with a 0.05% APY for balances over $1 million, but requires a linked checking account. The Way2Save Savings account has a lower 0.01% APY. BBB rating is D-.

Western Alliance Bank

High-Yield Savings Premier: 3.90% APY

Minimum Deposit: $500

Online Only

Summary: Western Alliance Bank offers a High-Yield Savings Premier account with a competitive APY of 3.90%. However, it has a D+ BBB rating and low app ratings (1.4 on App Store, 2.5 on Google Play).

Zynlo Bank

Tomorrow Savings Account: 3.85% APY

Minimum Deposit: $10

Online Only

Summary: Zynlo Bank offers a Tomorrow Savings Account with a competitive APY of 3.85%, down from 4.05% last month. It has an A+ BBB rating but is not accredited. The account is online only, requires a low minimum deposit, and has no maintenance fees.