Bank Directory
Every Bank We Track, With Current Rates
The 86 banks below sell nationally, so you can open an account from any state. Another 1027 sell only where they operate; find those on the state pages.
By Aviel Fahl
|Directory Snapshot
Accounts Tracked
823
across 86 national banks
Highest Savings APY
4.50%
national institutions only
Highest CD APY
4.95%
607 terms tracked
This snapshot covers the banks the site tracks. The bank statistics cover the whole FDIC-insured system. The bank comparisons set two banks side by side beyond savings: checking, branches, other products and apps.
Beyond the banks we track
US bank statistics
33% fewer US banks: 6,348 filed a call report in June 2015, 4,238 in June 2026.
Counts, sizes and savings rates for every FDIC-insured bank, from FDIC data, rebuilt each month.
Highest Rates Among National Banks
The top five in each category, from the 86 banks listed below.
| Institution | Product / Term | APY |
|---|---|---|
| GO2bank | High Yield Savingsfirst $5,000 only · checking account required | Up to4.50% |
| Elevault | High Yield Savings Account | 4.34% |
| Peak Bank | Envision High Yield Savingsup to $499,999.99 only | 4.27% |
| Betterment | Cash Reservepromotional rate | Up to4.25% |
| Neighbors Bank | Neighbors Savings Account | 4.25% |
Certificates of Deposit
See the highest CD rates| Institution | Product / Term | APY |
|---|---|---|
| Popular Direct | 60 Months60 monthsAvailable nationwide | 4.95% |
| Popular Direct | 48 Months48 monthsAvailable nationwide | 4.85% |
| Popular Direct | 36 Months36 monthsAvailable nationwide | 4.80% |
| North American Savings Bank, F.S.B. | 36-Month CD36 months | 4.70% |
| North American Savings Bank, F.S.B. | 36–47 Month Term36-47 months | 4.70% |
Money Market
See the highest money market rates| Institution | Product / Term | APY |
|---|---|---|
| Bank5 Connect | Money Market Account | 4.00% |
| Climate First Bank | Impact Money Market | 3.96% |
| Prime Alliance Bank | Personal Money Market | 3.90% |
| Quontic Bank | Money Market Account | 3.90% |
| FinWise Bank | Consumer Money Marketneeds at least $500,000 | Up to3.70% |
All National Banks
Every one of the 86 banks that sell nationally, with their highest rate in each category.
A
Affirm
San Francisco, CA · Nationally available
Savings3.45%Money Mkt—CD—Ally Bank
Sandy, UT · 1 branch · Nationally available
Savings3.10%Money Mkt3.10%CD4.25%15 termsAmalgamated Bank
New York, NY · 6 branches · Nationally available
Savings1.05%Money Mkt—CD4.03%6 termsAmerican Bank
Allentown, PA · 1 branch · Nationally available
Savings1.50%Money Mkt—CD—American Express
Sandy, UT · 1 branch · Nationally available
Savings3.10%Money Mkt—CD4.40%10 termsAmeriprise Bank
Minneapolis, MN · 2 branches · Nationally available
Savings3.15%Money Mkt—CD3.50%4 termsAxos Bank
San Diego, CA · 3 branches · Nationally available
Savings4.21%Money Mkt—CD—ableBanking
Portland, ME · Nationally available
Savings2.75%Money Mkt—CD3.50%5 terms
B
BMO Alto
Chicago, IL · Nationally available
Savings3.00%Money Mkt—CD3.35%6 termsBank5 Connect
Fall River, MA · Nationally available
Savings4.00%Money Mkt4.00%CD4.00%7 termsBarclays
Wilmington, DE · 1 branch · Nationally available
Savings3.65%Money Mkt—CD4.35%8 termsBask Bank
Dallas, TX · Nationally available
Savings3.90%Money Mkt—CD4.35%6 termsBetterment
Nationally available
Savings4.25%Money Mkt—CD—Bread Savings
Draper, UT · 1 branch · Nationally available
Savings4.00%Money Mkt—CD4.50%18 termsBrioDirect
Stamford, CT · Nationally available
Savings3.75%Money Mkt—CD—
C
CIBC Bank USA
Chicago, IL · 8 branches · Nationally available
Savings3.75%Money Mkt—CD4.35%7 termsCIT Bank
Raleigh, NC · Nationally available
Savings3.75%Money Mkt1.55%CD4.00%13 termsCapital One
Mclean, VA · 252 branches · Nationally available
Savings3.50%Money Mkt—CD4.30%10 termsCarver Bank
New York, NY · 7 branches · Nationally available
Savings4.00%Money Mkt0.50%CD3.69%10 termsCharles Schwab Bank
Westlake, TX · 1 branch · Nationally available
Savings0.15%Money Mkt—CD—Chase Bank
Columbus, OH · 5,401 branches · Nationally available
Savings0.01%Money Mkt—CD4.00%25 termsChime
Nationally available
Savings3.75%Money Mkt—CD—Citibank
Sioux Falls, SD · 955 branches · Nationally available
Savings3.00%Money Mkt—CD4.25%21 termsCitizens Access™
Providence, RI · Nationally available
Savings2.80%Money Mkt—CD4.00%6 termsClear Lake Bank and Trust Company
Clear Lake, IA · 5 branches · Nationally available
Savings3.30%Money Mkt—CD4.16%10 termsClimate First Bank
Saint Petersburg, FL · 4 branches · Nationally available
Savings4.26%Money Mkt3.96%CD4.33%3 termsClinton Savings Bank
Clinton, MA · 9 branches · Nationally available
Savings3.85%Money Mkt0.15%CD3.80%12 termsColorado Federal Savings Bank
Greenwood Village, CO · 1 branch · Nationally available
Savings3.90%Money Mkt—CD4.25%8 termsConnectOne Bank
Englewood Cliffs, NJ · 57 branches · Nationally available
Savings3.10%Money Mkt—CD3.75%3 termsCustomers Bank
Malvern, PA · 7 branches · Nationally available
Savings3.63%Money Mkt3.63%CD3.85%4 terms
E
E*TRADE from Morgan Stanley
Purchase, NY · 1 branch · Nationally available
Savings3.75%Money Mkt—CD4.40%7 termsElevault
Arkadelphia, AR · Nationally available
Savings4.34%Money Mkt—CD—EverBank
Jacksonville, FL · 43 branches · Nationally available
Savings4.20%Money Mkt—CD4.35%33 terms
F
FNBO Direct
Omaha, NE · Nationally available
Savings3.55%Money Mkt3.55%CD—FVCbank
Fairfax, VA · 8 branches · Nationally available
Savings4.01%Money Mkt—CD—Fall River Five Cents Savings Bank
Fall River, MA · 18 branches · Nationally available
Savings2.68%Money Mkt2.68%CD4.30%20 termsFarm Bureau Bank FSB
Reno, NV · 2 branches · Nationally available
Savings2.50%Money Mkt2.50%CD4.10%14 termsFinWise Bank
Murray, UT · 2 branches · Nationally available
Savings3.70%Money Mkt3.70%CD4.00%12 termsFirst State Bank
Mendota, IL · 20 branches · Nationally available
Savings2.27%Money Mkt2.27%CD4.30%15 termsFirst-Citizens Bank & Trust Company
Raleigh, NC · 517 branches · Nationally available
Savings0.15%Money Mkt0.15%CD—Fitness Bank
Covington, GA · Nationally available
Savings3.80%Money Mkt—CD—Flagstar Bank
Hicksville, NY · 345 branches · Nationally available
Savings3.20%Money Mkt—CD3.80%3 termsForbright Bank
Potomac, MD · 4 branches · Nationally available
Savings3.85%Money Mkt—CD3.75%17 terms
G
GO2bank
Provo, UT · Nationally available
Savings4.50%Money Mkt—CD—
H
Happen Bank
Lehi, UT · 2 branches · Nationally available
Savings4.20%Money Mkt—CD4.40%6 terms
I
Ivy Bank
Cambridge, MA · Nationally available
Savings4.00%Money Mkt—CD4.25%6 terms
K
KS StateBank
Manhattan, KS · 6 branches · Nationally available
Savings3.04%Money Mkt3.04%CD4.00%7 terms
L
Live Oak Bank
Wilmington, NC · 1 branch · Nationally available
Savings4.00%Money Mkt—CD4.30%18 terms
M
Marcus by Goldman Sachs
New York, NY · 5 branches · Nationally available
Savings3.50%Money Mkt—CD4.40%13 termsMutualOne Bank
Framingham, MA · 3 branches · Nationally available
Savings3.82%Money Mkt—CD3.56%15 termsMySavingsDirect
Miami, FL · Nationally available
Savings3.35%Money Mkt—CD3.00%5 terms
N
Neighbors Bank
Clarence, MO · 1 branch · Nationally available
Savings4.25%Money Mkt—CD—Newtek Bank
Miami, FL · 1 branch · Nationally available
Savings4.20%Money Mkt—CD4.10%16 termsNorth American Savings Bank, F.S.B.
Grandview, MO · 10 branches · Nationally available
Savings3.75%Money Mkt0.50%CD4.70%12 termsnbkc Bank
Leawood, KS · 4 branches · Nationally available
Savings3.00%Money Mkt3.00%CD4.15%15 terms
O
P
Peak Bank
Mccall, ID · Nationally available
Savings4.27%Money Mkt—CD3.69%3 termsPibank
Coral Gables, FL · Nationally available
Savings4.25%Money Mkt—CD—Poppy Bank
Santa Rosa, CA · 43 branches · Nationally available
Savings4.00%Money Mkt0.10%CD4.25%17 termsPopular Direct
New York, NY · Nationally available
Savings3.90%Money Mkt—CD4.95%8 termsPresidential Bank
Bethesda, MD · 11 branches · Nationally available
Savings3.75%Money Mkt0.15%CD—Prime Alliance Bank
Woods Cross, UT · 1 branch · Nationally available
Savings3.90%Money Mkt3.90%CD4.25%3 termsPrimis Bank
Tappahannock, VA · 28 branches · Nationally available
Savings4.00%Money Mkt—CD—
Q
Quontic Bank
Astoria, NY · 1 branch · Nationally available
Savings3.90%Money Mkt3.90%CD4.00%6 terms
R
RBC Bank, (Georgia) National Association
Atlanta, GA · 1 branch · Nationally available
Savings3.60%Money Mkt0.50%CD4.10%6 termsRBMAX
Louisville, KY · Nationally available
Savings3.40%Money Mkt—CD3.70%4 termsROGER
Edmond, OK · Nationally available
Savings4.00%Money Mkt—CD—Rising Bank
Lemay, MO · 18 branches · Nationally available
Savings3.75%Money Mkt—CD4.40%9 terms
S
Salem Five Direct
Salem, MA · Nationally available
Savings3.66%Money Mkt—CD4.30%8 termsSallie Mae Bank
Salt Lake City, UT · 1 branch · Nationally available
Savings3.85%Money Mkt3.60%CD4.50%11 termsSmartyPig
Salt Lake City, UT · Nationally available
Savings3.40%Money Mkt—CD—SoFi Bank
Cottonwood Heights, UT · 4 branches · Nationally available
Savings4.20%Money Mkt—CD—Synchrony Bank
Draper, UT · 2 branches · Nationally available
Savings3.55%Money Mkt2.00%CD4.50%32 terms
T
U
U.S. Bank
Cincinnati, OH · 2,096 branches · Nationally available
Savings3.50%Money Mkt3.40%CD3.25%14 termsUFB Direct
San Diego, CA · Nationally available
Savings3.46%Money Mkt3.26%CD—Upgrade
San Francisco, CA · Nationally available
Savings3.30%Money Mkt—CD—
V
Valley Direct
Passaic, NJ · Nationally available
Savings4.00%Money Mkt—CD—Varo Bank
Draper, UT · 1 branch · Nationally available
Savings3.75%Money Mkt—CD—Vio Bank
Oklahoma City, OK · Nationally available
Savings4.01%Money Mkt3.40%CD4.25%11 terms
W
Wealthfront
Nationally available
Savings4.20%Money Mkt—CD—Wells Fargo
Sioux Falls, SD · 4,182 branches · Nationally available
Savings0.05%Money Mkt—CD3.99%4 termsWestern Alliance Bank
Phoenix, AZ · 38 branches · Nationally available
Savings3.80%Money Mkt—CD—
Z
Zynlo Bank
Holyoke, MA · Nationally available
Savings3.85%Money Mkt—CD4.10%3 terms
Banks by State
Institutions that sell only in the states they operate in. A national bank is on the list above instead.