Explore Banks

Last Updated: August 22, 2025

Below you will find all of the 78 banks in the Banksparency database together with the product data we have collected thus far.

Easily navigate to any of the banks using the alphabetical navigation bar below, or use the search field to find the one you're looking for.

Affirm

Affirm Money Account: 3.85% APY

Minimum Deposit: $0

Online Only

Summary: Affirm offers a high APY of 3.85%, with no minimum deposit or maintenance fees. However, there is no direct deposit requirement. It has an A+ BBB rating and strong app ratings (4.9 on App Store, 4.8 on Google Play).

All America Bank

Regular Savings: 1.25% APY

Minimum Deposit: $50

Super Savers MMDA: 1.50% - 3.25% APY

Minimum Deposit: $2,500

Summary: All America Bank's Super Savers MMDA offers a competitive 3.25% APY, but requires a $2,500 minimum deposit and $100,000 minimum balance. The Regular Savings account has a lower 1.25% APY. No BBB rating; app rating is 3.7.

Ally Bank

Savings Account: 3.50% APY

Minimum Deposit: $0

Online Only

Summary: Ally Bank offers a high-yield Savings Account with a competitive APY of 3.50%, no minimum deposit or balance, and no maintenance fees. It has an A+ BBB rating and strong app ratings (4.7/4.4), but lacks a direct deposit requirement.

Amalgamated Bank

Online Savings: 2.25% APY

Minimum Deposit: $100

Summary: Amalgamated Bank offers an Online Savings account with a competitive APY of 2.25%, unchanged from 30 days ago. It has an A+ BBB rating and high app ratings (4.7 on App Store, 4.3 on Google Play). No direct deposit required.

American Express

High Yield Savings Account: 3.50% APY

Minimum Deposit: $0

Online Only

Summary: American Express offers a High Yield Savings Account with a competitive APY of 3.50%. However, it has an F BBB rating and lacks physical branches. There is no direct deposit requirement, but the account is online-only.

Ameriprise Bank

Savings Account: 3.15% - 3.15% APY

Minimum Deposit: $100

Summary: Ameriprise Bank offers a high-yield savings account with a competitive APY of 3.15% for balances over $50,000. However, there is a minimum balance requirement, and the bank has no branches. It has an A+ BBB rating.

Axos Bank

Axos ONE: 4.46% APY

Bundled Savings & Checking Account

Minimum Deposit: $0

Online Only

Summit Savings: 4.00% APY

Minimum Deposit: $0

Online Only

High Yield Savings: 0.61% APY

Minimum Deposit: $0

Online Only

Summary: Axos Bank offers a high APY of 4.46% for the Axos ONE account, down from 4.66% last month. Its BBB rating is A+, and it has strong app ratings. However, achieving the highest APY requires direct deposit or significant monthly deposits.

Bank5 Connect

Connect Savings: 1.50% APY

Minimum Deposit: $10

Online Only

Jumbo Savings: 4.05% APY

Minimum Deposit: $25,000

Online Only

Summary: Bank5 Connect offers a high APY of 4.05% on its Jumbo Savings account, with no maintenance fees if eStatements are chosen. However, it requires a $25,000 minimum deposit. The Connect Savings account has a lower APY of 1.50% but only requires $10 to open.

Bank of America

Advantage Savings: 0.01% APY

Minimum Deposit: $100

Summary: Bank of America offers an Advantage Savings account with a low APY of 0.01%, unchanged from 30 days ago. The bank has an A BBB rating and solid app ratings (4.8 on App Store, 4.6 on Google Play). However, the account has a maintenance fee of $8, which can be waived under certain conditions.

Barclays

Tiered Savings: 3.90% - 4.10% APY

Minimum Deposit: $0

Online Only

Online Savings: 3.70% APY

Minimum Deposit: $0

Online Only

Summary: Barclays offers a high APY of 4.10% for its Tiered Savings account, requiring a minimum balance of $250,000. The Online Savings account offers a lower APY of 3.70%. Both accounts require no direct deposit but have no branches. The bank has an A+ BBB rating.

Bask Bank

Interest Savings Account: 4.20% APY

Minimum Deposit: $0

Online Only

Summary: Bask Bank offers an Interest Savings Account with a competitive APY of 4.20%, unchanged from 30 days ago. It has no minimum deposit or balance requirements, but lacks branches and has a BBB rating of B. App ratings are 4.7 on the App Store and 4.5 on Google Play.

Betterment

Cash Reserve: 4.00% APY

Minimum Deposit: $10

Online Only

Summary: Betterment offers a high-yield savings account, Cash Reserve, with a competitive APY of 4.00% and no minimum balance or maintenance fees. However, it lacks physical branches and has no direct deposit requirement.

BMO Alto

Savings Account: 3.50% APY

Minimum Deposit: $0

Online Only

Summary: BMO Alto offers a high-yield Savings Account with a competitive APY of 3.50%, unchanged from 30 days ago. The bank has an A+ BBB rating, but lacks physical branches and requires no direct deposit.

Bread Savings

High-Yield Savings Account: 4.25% APY

Minimum Deposit: $100

Online Only

Summary: Bread Savings offers a High-Yield Savings Account with a competitive APY of 4.25%, unchanged from 30 days ago. It has an A+ BBB rating, no maintenance fees, and no direct deposit requirement, but lacks physical branches.

BrioDirect

High-Yield Savings Account: 4.30% APY

Minimum Deposit: $5,000

Online Only

Summary: BrioDirect offers a High-Yield Savings Account with a competitive APY of 4.30%, unchanged from 30 days ago. However, it requires a $5,000 minimum deposit, has no branches, and holds a B- BBB rating.

Capital One

360 Performance Savings: 3.50% APY

Minimum Deposit: $0

Summary: Capital One offers a 360 Performance Savings account with a competitive APY of 3.50%, and no minimum deposit or balance requirements. The bank has an A+ BBB rating and high app ratings, but lacks a direct deposit requirement.

Carver Bank

High Yield Savings: 4.00% APY

Minimum Deposit: $5,000

Online Only

Summary: Carver Bank offers a High Yield Savings account with a competitive 4.00% APY. It has an A+ BBB rating and strong app ratings (4.7 App Store, 4.5 Google Play). However, a $5,000 minimum deposit and balance is required.

Charles Schwab Bank

Schwab Bank Investor Savings™: 0.15% APY

Minimum Deposit: $0

Summary: Charles Schwab Bank offers a high-yield savings account, Schwab Bank Investor Savings™, with an APY of 0.15%, unchanged from 30 days ago. It has an A+ BBB rating but a low Google Play rating of 2.6.

Chase Bank

Chase Savings℠: 0.01% APY

Minimum Deposit: $0

Summary: Chase Bank offers a Chase Savings℠ account with a low APY of 0.01%, unchanged from 30 days ago. It has a strong BBB rating of A- and high app ratings (4.8 on App Store, 4.5 on Google Play). However, the account has a maintenance fee of $5, which can be waived under certain conditions.

Chime

Chime Savings Account: 1.25% - 3.75% APY

Bundled Savings & Checking Account

Minimum Deposit: $0

Online Only

Direct Deposit Required

Summary: Chime offers a 3.75% APY on its savings account with a direct deposit requirement of $200. The account has no maintenance fees or minimum balance. However, the BBB rating is B, and the APY is unchanged from 30 days ago.

CIBC Bank USA

Agility™ High-Interest Savings Account: 4.02% APY

Minimum Deposit: $1,000

Online Only

Summary: CIBC Bank USA offers an Agility™ High-Interest Savings Account with a competitive APY of 4.02%, unchanged from 30 days ago. However, it has low app and Google Play ratings (2.2 and 2.0) and is not BBB accredited despite an A+ rating.

CIT Bank

Platinum Savings: 0.25% - 4.00% APY

Minimum Deposit: $100

Online Only

Savings Connect: 3.90% APY

Minimum Deposit: $100

Online Only

Summary: CIT Bank offers a high APY of 4.00% for its Platinum Savings account with no maintenance fees. However, it requires a $5,000 minimum balance. The bank has an A- BBB rating and strong app ratings (4.8 on App Store, 4.6 on Google Play).

Citibank

Citi Accelerate Savings: 3.50% APY

Minimum Deposit: $0

Online Only

Citi® Savings Account: 0.03% APY

Minimum Deposit: $0

Summary: Citibank offers the Citi Accelerate Savings account with a competitive 3.50% APY, unchanged from 30 days ago, but has a low BBB rating of D-. It has a high app rating of 4.9 and a Google Play rating of 4.7.

Citizens Access™

Citizens Access® Savings: 3.50% APY

Minimum Deposit: $0.01

Online Only

Summary: Citizens Access® Savings offers a competitive APY of 3.50%, down from 3.70% last month. No minimum deposit or maintenance fees are required. However, the account lacks a direct deposit option, which may restrict some users.

Colorado Federal Savings Bank

High Yield Savings: 4.10% APY

Minimum Deposit: $1

Online Only

Premier Savings: 4.15% APY

Minimum Deposit: $50,000

Online Only

Summary: Colorado Federal Savings Bank offers a High Yield Savings account with a current APY of 4.10%, down from 4.20%. The Premier Savings account has a higher APY of 4.15% but requires a $50,000 minimum deposit. The bank has an A+ BBB rating but is not BBB accredited, and an app rating of 4.7.

ConnectOne Bank

Connection Plus Savings: 4.00% APY

Minimum Deposit: $2,500

Summary: ConnectOne Bank offers a Connection Plus Savings account with a competitive APY of 4.00%, unchanged from 30 days ago. The bank has an A+ BBB rating but lacks accreditation. App ratings are moderate at 3.6 (App Store) and 3.2 (Google Play). A minimum deposit of $2,500 is required.

Customers Bank

Yield Shield Savings Account: 4.23% APY

Minimum Deposit: $25,000

Online Only

Summary: Customers Bank offers a Yield Shield Savings Account with a competitive APY of 4.23%, unchanged from 30 days ago. It has an A+ BBB rating but lacks direct deposit requirements. App Store rating is 4.0, Google Play rating is 3.8.

Discover Bank

Online Savings Account: 3.50% APY

Minimum Deposit: $0

Online Only

Summary: Discover Bank offers an Online Savings Account with a competitive APY of 3.50%, no minimum deposit, and no maintenance fees. It has a strong BBB rating of A+ and high app ratings (4.9 on App Store, 4.3 on Google Play). However, it has no physical branches and lacks a direct deposit requirement.

Elevault

High Yield Savings Account: 4.60% APY

Minimum Deposit: $0

Online Only

Summary: Elevault offers a competitive 4.60% APY on its High Yield Savings Account with no minimum deposit or maintenance fees. However, it lacks a direct deposit requirement, and balances over $250,000 earn no interest. The bank has a BBB rating of A+ but is not accredited.

E*TRADE from Morgan Stanley

Premium Savings Account: 4.00% APY

Minimum Deposit: $0

Online Only

Summary: E*TRADE from Morgan Stanley offers a Premium Savings Account with a competitive APY of 4.00%, unchanged from 30 days ago, but has an F BBB rating. No minimum deposit or maintenance fees, and no direct deposit requirement.

EverBank

Performance Savings: 4.30% APY

Minimum Deposit: $0

Online Only

Summary: EverBank offers a high APY of 4.30% on its Performance Savings account with no minimum deposit or balance requirements. However, it has low app and Google Play ratings (2.3 and 2.8) and is not BBB accredited despite an A+ rating.

Evergreen Bank Group

High-Yield Online Savings: 4.25% APY

Minimum Deposit: $100

Online Only

Summary: Evergreen Bank Group offers a High-Yield Online Savings account with a competitive APY of 4.25%. However, it has a minimum deposit of $100 and does not require direct deposit. The bank has an A+ BBB rating but is not accredited.

First Foundation Bank

Online Savings: 4.25% APY

Minimum Deposit: $1,000

Online Only

Summary: First Foundation Bank offers an Online Savings account with a competitive APY of 4.25%, unchanged from 30 days ago. It has a strong BBB rating of A, though not BBB accredited. The account requires a $1,000 minimum deposit but has no maintenance fees or direct deposit requirement.

Fitness Bank

Fitness Savings Account: 4.50% APY

Minimum Deposit: $100

Online Only

Fitness Elite Checking & Fitness Savings Combo: 4.85% APY

Bundled Savings & Checking Account

Minimum Deposit: $100

Online Only

Summary: Fitness Bank offers a top APY of 4.85% with the Fitness Elite Checking & Savings Combo, but requires multiple conditions to earn it. The bank's BBB rating is A+, but app ratings are low (1.7 on App Store, 0.0 on Google Play).

Flagstar Bank

Flagstar Performance Savings: 4.00% APY

Minimum Deposit: $1

Online Only

Summary: Flagstar Bank offers a high-yield savings account with a competitive APY of 4.00%. However, it requires a minimum balance of $25,000 to maintain this rate, and there's a $15 maintenance fee unless certain conditions are met.

FNBO Direct

High-Yield Online Savings Account: 3.25% APY

Minimum Deposit: $1

Summary: FNBO Direct offers a High-Yield Online Savings Account with a competitive APY of 3.25%. However, it lacks a BBB rating and has no branches, which may be drawbacks for some savers.

Forbright Bank

Sprout Savings: 0.80% - 3.90% APY

Minimum Deposit: $1

Growth Savings: 4.25% APY

Minimum Deposit: $0

Online Only

Bright Savings: 3.00% - 3.90% APY

Minimum Deposit: $250

Summary: Forbright Bank offers competitive APYs, with the Growth Savings account at 4.25% and no direct deposit requirement. However, the Sprout and Bright Savings accounts have tiered rates and require higher balances for optimal returns. The bank has an A+ BBB rating and strong app ratings.

FVCbank

Advantage Direct Savings: 4.35% APY

Minimum Deposit: $500

Online Only

Summary: FVCbank offers the Advantage Direct Savings account with a competitive APY of 4.35%, unchanged from 30 days ago. It has an A+ BBB rating but lacks a direct deposit requirement. App Store rating is 4.4, while Google Play is 3.4.

GO2bank

High Yield Savings: 4.50% APY

Minimum Deposit: $0

Online Only

Summary: GO2bank offers a High Yield Savings account with a competitive APY of 4.50% for balances up to $5,000. However, it has an F BBB rating, and a $5 monthly fee unless direct deposit is set up.

High Plains Bank

High Yield Savings Account: 0.23% - 3.82% APY

Minimum Deposit: $25

Summary: High Plains Bank offers a High Yield Savings Account with an APY of 3.82%, unchanged from 30 days ago, and no maintenance fees. However, it requires a minimum balance of $500,000, which may be a barrier for many savers.

Jenius Bank

Jenius Savings: 4.20% APY

Minimum Deposit: $0

Online Only

Summary: Jenius Bank offers a high APY of 4.20%, with no minimum deposit or balance requirements and no maintenance fees. However, it lacks physical branches and is not BBB accredited despite an A+ rating.

LendingClub

LevelUp Savings: 3.20% - 4.20% APY

Minimum Deposit: $0

Online Only

Summary: LendingClub offers a high APY of 4.20% for its LevelUp Savings account, but requires a monthly deposit of $250 to maintain this rate. The bank has a strong BBB rating of A+, but lacks physical branches.

Live Oak Bank

Personal Savings: 4.10% APY

Minimum Deposit: $0

Online Only

Summary: Live Oak Bank offers a Personal Savings account with a competitive APY of 4.10%, unchanged from 30 days ago, and no direct deposit requirement. However, it has a low BBB rating of A- and a moderate app rating of 2.5.

Marcus by Goldman Sachs

Marcus Online Savings Account: 3.65% APY

Minimum Deposit: $0

Online Only

Summary: Marcus by Goldman Sachs offers a high APY of 3.65% with no minimum deposit or balance requirements. The bank has an A+ BBB rating and a 4.8 App Store rating. However, it lacks branches and does not require direct deposit.

My Banking Direct

High Yield Savings Account: 4.30% APY

Minimum Deposit: $500

Online Only

Summary: My Banking Direct offers a High Yield Savings Account with a 4.30% APY and no maintenance fees, but requires a $500 minimum deposit. It has an A+ BBB rating, though it is not BBB accredited, and lacks branches.

MySavingsDirect

MySavings Account: 3.75% APY

Minimum Deposit: $0

Online Only

Summary: MySavingsDirect offers a high APY of 3.75%, unchanged from 30 days ago, with no minimum deposit or maintenance fees. However, it lacks a BBB rating and does not require direct deposit.

Neighbors Bank

Neighbors Savings Account: 4.60% APY

Minimum Deposit: $0

Summary: Neighbors Bank offers a high APY of 4.60% for balances up to $250,000, with no minimum deposit or maintenance fees. However, it has a direct deposit requirement for the APY, and the bank has only one branch in Columbia, Missouri.

Newtek Bank

Personal High Yield Savings: 4.35% APY

Minimum Deposit: $0

Online Only

Summary: Newtek Bank offers a Personal High Yield Savings account with a competitive APY of 4.35%, unchanged from 30 days ago. It has an A+ BBB rating and no maintenance fees, but lacks branches and a direct deposit requirement.

OMB Bank

High Interest Savings Account: 1.00% APY

Bundled Savings & Checking Account

Minimum Deposit: $25

Summary: OMB Bank offers a High Interest Savings Account with a 1.00% APY for balances up to $100,000, requiring an OMB checking account. It has an A+ BBB rating, a 4.7 App Store rating, and a 4.6 Google Play rating. No direct deposit is needed.

Openbank

High-Yield Savings Account: 4.20% APY

Minimum Deposit: $500

Online Only

Summary: Openbank offers a High-Yield Savings Account with a competitive APY of 4.20%, unchanged from 30 days ago. It has an A+ BBB rating but lacks branches and has a moderate app rating of 3.4.

Peak Bank

Envision High Yield Savings: 4.35% APY

Minimum Deposit: $100

Online Only

Summary: Peak Bank offers an online-only Envision High Yield Savings account with a current APY of 4.35%, down from 4.44% last month. The bank has an A+ BBB rating but is not accredited. No direct deposit requirement.

Pibank

Pibank Savings: 4.60% APY

Minimum Deposit: $0

Online Only

Summary: Pibank offers a high APY of 4.60%, unchanged from 30 days ago, with no minimum deposit or maintenance fees. However, it has low app ratings (2.4 on App Store, 1.8 on Google Play) and is not BBB accredited.

PNC

Standard Savings: 0.03% APY

Minimum Deposit: $0

PNC High Yield Savings: 3.95% APY

Minimum Deposit: $0

Summary: PNC offers a high yield savings account with an APY of 3.95, unchanged from 30 days ago. The bank has an A+ BBB rating and strong app ratings (4.9/4.5). However, eligibility restrictions apply for the high yield account, and no direct deposit is required.

Poppy Bank

Poppy Personal Savings: 0.10% APY

Minimum Deposit: $1,000

Poppy Premier Online Savings: 4.25% APY

Minimum Deposit: $1,000

Online Only

Poppy Premier Personal Savings: 0.50% APY

Minimum Deposit: $1,000

Summary: Poppy Bank offers a high APY of 4.25% with its Premier Online Savings account, but requires a minimum deposit of $1,000. It has an A- BBB rating, but is not BBB Accredited. No direct deposit requirement is noted.

Popular Direct

Popular Direct Select Savings: 4.05% APY

Minimum Deposit: $100

Online Only

Summary: Popular Direct offers a high APY of 4.05% on its Select Savings account with no maintenance fees or direct deposit requirement. However, it has no branches and low app ratings of 1.3.

Presidential Bank

Advantage Savings: 4.00% - 4.50% APY

Bundled Savings & Checking Account

Minimum Deposit: $5,000

Direct Deposit Required

Summary: Presidential Bank offers an Advantage Savings account with a competitive APY of 4.50%, unchanged from 30 days ago. However, it requires a monthly direct deposit of $500 to earn this rate. The bank has a B- BBB rating and is not accredited.

Prime Alliance Bank

Personal Savings: 4.05% APY

Minimum Deposit: $0

Summary: Prime Alliance Bank offers a Personal Savings account with a competitive APY of 4.05%, unchanged from 30 days ago. The bank has a perfect App Store rating of 5.0 but lacks BBB accreditation and has a Google Play rating of 3.8.

Primis Bank

Primis Savings Account: 4.20% APY

Minimum Deposit: $1

Online Only

Summary: Primis Bank offers a competitive APY of 4.20% on its Primis Savings Account, unchanged from 30 days ago. It has an A+ BBB rating but is not accredited, and requires no direct deposit. The bank has a high app rating of 4.6.

Quontic Bank

High Yield Savings: 3.75% APY

Minimum Deposit: $100

Online Only

Summary: Quontic Bank offers a High Yield Savings account with a competitive APY of 3.75%, unchanged from 30 days ago. The bank has an A+ BBB rating but lacks physical branches. No direct deposit is required.

RBMAX

Max Interest Savings: 4.15% APY

Minimum Deposit: $10

Online Only

Summary: RBMAX offers a high-yield savings account with a competitive APY of 4.15%, unchanged from 30 days ago. It has an A+ BBB rating and no minimum balance requirement, but the APY is capped at $249,999.99.

Rising Bank

High-Yield Savings Account: 4.30% APY

Minimum Deposit: $1,000

Online Only

Summary: Rising Bank offers a High-Yield Savings Account with a competitive 4.30% APY, no maintenance fees, and an A+ BBB rating. However, it requires a $1,000 minimum deposit and does not compound interest.

ROGER

ROGER Savings: 4.12% APY

Bundled Savings & Checking Account

Minimum Deposit: $0

Online Only

Summary: ROGER offers a high APY of 4.12% for balances up to $250,000 with no minimum deposit or maintenance fees. However, it requires a ROGER Checking account to open and does not pay interest on higher balances.

Salem Five Direct

eOne Savings: 4.01% APY

Minimum Deposit: $10

Online Only

Summary: Salem Five Direct offers an eOne Savings account with a competitive APY of 4.01%. It has no maintenance fees or direct deposit requirements. However, it lacks physical branches and is not BBB accredited, holding an A- rating.

Sallie Mae Bank

High-Yield Savings Account: 3.90% APY

Minimum Deposit: $0

Online Only

Summary: Sallie Mae Bank offers a High-Yield Savings Account with a competitive APY of 3.90%, unchanged from 30 days ago. It has an A+ BBB rating but low app (1.5) and Google Play (1.6) ratings. No minimum deposit or maintenance fees apply.

Santander Bank

Santander Savings: 0.03% APY

Minimum Deposit: $25

Summary: Santander Bank offers a savings account with a current APY of 0.03%, unchanged from 30 days ago. The bank has an A+ BBB rating but is not accredited. It has a solid app rating of 4.7 and a Google Play rating of 4.3. However, the APY is low compared to other banks.

SoFi Bank

SoFi Savings: 3.80% - 3.80% APY

Bundled Savings & Checking Account

Minimum Deposit: $0

Online Only

Summary: SoFi Bank offers a high APY of 3.80% for its savings account, but requires direct deposits or $5,000 in qualifying deposits to avoid a lower rate. It has an A+ BBB rating and high app ratings.

Synchrony Bank

High Yield Savings: 3.80% APY

Minimum Deposit: $0

Online Only

Summary: Synchrony Bank offers a High Yield Savings account with a competitive APY of 3.80%, unchanged from 30 days ago. It has no minimum deposit or balance requirements, and no maintenance fees. However, it is not BBB rated and has no direct deposit requirement.

TAB Bank

TAB Save: 4.15% APY

Minimum Deposit: $1,000

Online Only

Summary: TAB Bank offers a high APY of 4.15% for its TAB Save account with no maintenance fees and a solid BBB rating of A+. However, a $1,000 minimum deposit is required, and there is no direct deposit option.

TD Bank

TD Signature Savings: 0.05% - 3.00% APY

Bundled Savings & Checking Account

Minimum Deposit: $0

Summary: TD Bank offers a 3.00% APY on its Signature Savings account with a $100,000 minimum balance, but the BBB rating is C-. No direct deposit is required, and the app rating is 4.8.

The State Exchange Bank

High-Yield Savings Account, powered by Raisin: 3.05% APY

Minimum Deposit: $1

Online Only

Summary: The State Exchange Bank offers a High-Yield Savings Account with an APY of 3.05%, up from 1.90% in the last 30 days. It has a 4.9 App Store rating and no direct deposit requirement, but lacks a BBB rating.

TIMBR

Premium Savings Account: 4.40% APY

Minimum Deposit: $1,000

Online Only

Summary: TIMBR offers a Premium Savings Account with a competitive APY of 4.40%, unchanged from 30 days ago. It has an A+ BBB rating but is not BBB Accredited. There is a $1,000 minimum deposit required.

UFB Direct

UFB Portfolio Savings: 4.01% APY

Minimum Deposit: $0

Online Only

UFB Checking and Savings Bundle: 4.01% - 4.21% APY

Minimum Deposit: $5000

Online Only

Direct Deposit Required

Summary: UFB Direct offers a high APY of 4.21% with the Checking and Savings Bundle, requiring a $10,000 minimum balance and direct deposits. The Portfolio Savings account has a competitive 4.01% APY with no direct deposit requirement. BBB rating is A+.

Upgrade

Premier Savings: 4.02% APY

Minimum Deposit: $0

Online Only

Summary: Upgrade offers a high APY of 4.02% for its Premier Savings account with no maintenance fees and a strong BBB rating of A+. However, a minimum balance of $1,000 is required, and there is no direct deposit option.

Valley Direct

High-Yield Savings Account: 4.30% APY

Minimum Deposit: $1000

Online Only

Summary: Valley Direct offers a High-Yield Savings Account with a competitive APY of 4.30%, unchanged from 30 days ago. The bank has an A+ BBB rating but is not accredited. There is a $1,000 minimum deposit, and no direct deposit requirement.

Varo Bank

High-Yield Savings Account: 2.50% - 5.00% APY

Minimum Deposit: $0

Online Only

Direct Deposit Required

Summary: Varo Bank offers a High-Yield Savings Account with a competitive 5.00% APY on up to $5,000, requiring a minimum direct deposit of $1,000/month. It has an A- BBB rating, but lacks physical branches.

Wells Fargo

Way2Save Savings: 0.01% APY

Minimum Deposit: $25

Platinum Savings: 0.05% - 2.51% APY

Bundled Savings & Checking Account

Minimum Deposit: $25

Summary: Wells Fargo's Platinum Savings offers a high APY of 2.51% for balances over $1,000,000, but requires a linked checking account. The bank has an F BBB rating, and its app ratings are 4.9 (App Store) and 4.8 (Google Play).

Western Alliance Bank

High-Yield Savings Premier: 4.30% APY

Minimum Deposit: $500

Online Only

Summary: Western Alliance Bank offers a High-Yield Savings Premier account with a competitive APY of 4.30%, up from 4.25% last month. However, it has low app (1.4) and Google Play (2.5) ratings, and no BBB rating.

Zynlo Bank

Tomorrow Savings Account: 4.35% APY

Minimum Deposit: $10

Online Only

Summary: Zynlo Bank offers a Tomorrow Savings Account with a competitive APY of 4.35%, unchanged from 30 days ago. The bank has an A+ BBB rating but is not BBB accredited. It has a mixed app rating of 3.9 and Google Play rating of 3.4. No direct deposit requirement may appeal to some savers.