Explore Banks

Last Updated: November 21, 2025

Below you will find all of the 84 banks in the Banksparency database together with the product data we have collected thus far.

Easily navigate to any of the banks using the alphabetical navigation bar below, or use the search field to find the one you're looking for.

A

Affirm

Affirm Money Account: 3.60% APY

Minimum Deposit: $0

Online Only

Summary: Affirm offers a high-yield savings account with a competitive APY of 3.60%, no minimum deposit or balance requirements, and no maintenance fees. However, it has no physical branches, and direct deposit is not required.

All America Bank

Regular Savings: 1.25% APY

Minimum Deposit: $50

Super Savers MMDA: 1.50% - 3.25% APY

Minimum Deposit: $2,500

Summary: All America Bank offers a high APY of 3.25% for the Super Savers MMDA but requires a minimum deposit of $2,500 and a high minimum balance. It has a BBB rating of A+ but is not accredited. App ratings are 3.7 and 3.3.

Ally Bank

Savings Account: 3.30% APY

Minimum Deposit: $0

Online Only

Summary: Ally Bank offers a high-yield Savings Account with a current APY of 3.30%, down from 3.40% last month. It has an A+ BBB rating but is not BBB Accredited. The account has no minimum deposit, no maintenance fees, and is online-only.

Amalgamated Bank

Online Savings: 2.25% APY

(This savings account appears to be inactive as of October 23, 2025.)

Minimum Deposit: $100

Summary: Amalgamated Bank offers an Online Savings account with a competitive APY of 2.25%, unchanged from 30 days ago. The bank has an A+ BBB rating but is not BBB accredited. The account is inactive as of October 2025.

American Express

High Yield Savings Account: 3.50% APY

Minimum Deposit: $0

Online Only

Summary: American Express offers a High Yield Savings Account with a competitive APY of 3.50%, no minimum deposit or balance, and no maintenance fees. However, it has an F BBB rating and no physical branches.

Ameriprise Bank

Savings Account: 3.15% - 3.15% APY

Minimum Deposit: $100

Online Only

Summary: Ameriprise Bank offers a high-yield savings account with a 3.15% APY for balances over $50,000, but requires a minimum balance to avoid lower rates. It has no physical branches and lacks a direct deposit requirement.

Axos Bank

Axos ONE: 4.51% APY

Bundled Savings & Checking Account

Minimum Deposit: $0

Online Only

High Yield Savings: 0.15% - 0.61% APY

Minimum Deposit: $0

Online Only

Summit Savings: 4.00% APY

Minimum Deposit: $0

Online Only

Summary: Axos Bank offers high APY of 4.51% with the Axos ONE account, but requires direct deposit or qualifying deposits. Other accounts have lower APYs, with no physical branches available. BBB rating is A+.
B

Bank5 Connect

Connect Savings: 1.50% APY

Minimum Deposit: $10

Online Only

Jumbo Savings: 3.85% APY

Minimum Deposit: $25,000

Online Only

Summary: Bank5 Connect offers a high APY of 3.85% for its Jumbo Savings account, though it requires a $25,000 minimum deposit. The Connect Savings account has a lower APY of 1.50% with no direct deposit requirement. The bank has an A+ BBB rating.

Bank of America

Advantage Savings: 0.01% APY

Minimum Deposit: $100

Summary: Bank of America offers an Advantage Savings account with a low APY of 0.01% and a monthly fee of $8, which can be waived under certain conditions. The bank holds an A+ BBB rating and has high app ratings (4.8/4.6). No direct deposit requirement is noted.

Barclays

Online Savings: 3.70% APY

Minimum Deposit: $0

Online Only

Tiered Savings: 3.85% - 4.00% APY

Minimum Deposit: $0

Online Only

Summary: Barclays offers a high APY of 4.00% for Tiered Savings on balances over $250,000, but it has decreased from 4.10%. The Online Savings account has a stable APY of 3.70%. No branches are available, but it has strong app ratings (4.9/4.7) and an A+ BBB rating.

Bask Bank

Interest Savings Account: 3.90% APY

Minimum Deposit: $0

Online Only

Summary: Bask Bank's Interest Savings Account offers a competitive APY of 3.90%, down from 4.05% last month, with no minimum deposit or maintenance fees. However, it is online-only and lacks a direct deposit requirement. The bank has a BBB rating of B and App Store rating of 4.7.

Betterment

Cash Reserve: 3.50% APY

Minimum Deposit: $10

Online Only

Summary: Betterment offers a high APY of 3.50%, down from 3.75% last month, with no minimum balance or maintenance fees. However, it has no physical branches and lacks a direct deposit requirement.

BMO Alto

Savings Account: 3.25% APY

Minimum Deposit: $0

Online Only

Summary: BMO Alto offers an online-only Savings Account with a competitive APY of 3.25%, unchanged from 30 days ago, and no maintenance fees. However, the lack of physical branches may be a drawback for some savers.

Bread Savings

High-Yield Savings Account: 4.15% APY

Minimum Deposit: $100

Online Only

Summary: Bread Savings offers a High-Yield Savings Account with a competitive APY of 4.15%, down from 4.20% last month. The bank has an A+ BBB rating and no maintenance fees, but it has no physical branches and no direct deposit requirement.

BrioDirect

High-Yield Savings Account: 4.00% APY

Minimum Deposit: $5,000

Online Only

Summary: BrioDirect offers a High-Yield Savings Account with a current APY of 4.00%, down from 4.20% last month. The bank is online-only with no branches and a BBB rating of B-. App Store rating is 4.7, Google Play rating is 4.3.
C

Capital One

360 Performance Savings: 3.40% APY

Minimum Deposit: $0

Summary: Capital One offers a competitive APY of 3.40% on its 360 Performance Savings account, with no minimum deposit or balance requirements. It has an A+ BBB rating, but lacks direct deposit options and physical branches for the online-only product.

Carver Bank

High Yield Savings: 4.00% APY

Minimum Deposit: $5,000

Online Only

Summary: Carver Bank offers a High Yield Savings account with a 4.00% APY, requiring a $5,000 minimum deposit and balance. The bank has an A+ BBB rating but is not accredited. It has a 4.7 App Store rating and 4.5 Google Play rating. The account is online only and has no monthly maintenance fee if the balance requirement is met.

Charles Schwab Bank

Schwab Bank Investor Savings™: 0.15% APY

Minimum Deposit: $0

Summary: Charles Schwab Bank offers a high-yield savings account with a current APY of 0.15%, unchanged from 30 days ago. It has an A+ BBB rating, but its Google Play rating is low at 2.8. No direct deposit requirement.

Chase Bank

Chase Savings℠: 0.01% APY

Minimum Deposit: $0

Summary: Chase Bank offers a Chase Savings℠ account with a low APY of 0.01%, unchanged from 30 days ago. It has an A- BBB rating but charges a $5 maintenance fee, which can be waived under certain conditions. The bank has no direct deposit requirement.

Chime

Chime Savings Account: 1.00% - 3.50% APY

Bundled Savings & Checking Account

Minimum Deposit: $0

Online Only

Direct Deposit Required

Summary: Chime offers a competitive 3.50% APY for its Savings Account, requiring a $200 direct deposit. It has an A+ BBB rating and high app ratings (4.8 on App Store, 4.7 on Google Play). However, it is online-only and requires a checking account to open.

CIBC Bank USA

Agility™ High-Interest Savings Account: 3.77% APY

Minimum Deposit: $1,000

Online Only

Summary: CIBC Bank USA offers an Agility™ High-Interest Savings Account with a competitive APY of 3.77%, down from 3.92% last month. It has an A+ BBB rating but is not BBB accredited. The app rating is 4.4, while the Google Play rating is lower at 2.7. The account requires a $1,000 minimum deposit and has no direct deposit requirement, but it is online only.

CIT Bank

Savings Connect: 3.65% APY

Minimum Deposit: $100

Online Only

Platinum Savings: 0.25% - 3.75% APY

Minimum Deposit: $100

Online Only

Summary: CIT Bank offers two online-only savings accounts: Savings Connect at 3.65% APY (down from 3.75%) and Platinum Savings at 3.75% APY (down from 3.85%). Both require a $100 minimum deposit and have no maintenance fees. BBB rating is A-.

Citibank

Citi Accelerate Savings: 3.30% APY

Minimum Deposit: $0

Online Only

Citi® Savings Account: 0.03% APY

Minimum Deposit: $0

Summary: Citibank offers the Citi Accelerate Savings account with a competitive APY of 3.30%, though it's down from 3.40% last month. The bank has a D- BBB rating and limited branch access, but high app ratings.

Citizens Access™

Citizens Access® Savings: 3.35% APY

Minimum Deposit: $0.01

Online Only

Summary: Citizens Access™ offers a high APY of 3.35%, down from 3.50% last month, with no minimum deposit or maintenance fees. However, it lacks physical branches and has no direct deposit requirement.

Colorado Federal Savings Bank

Premier Savings: 4.05% APY

Minimum Deposit: $50,000

Online Only

High Yield Savings: 4.00% APY

Minimum Deposit: $1

Online Only

Summary: Colorado Federal Savings Bank offers competitive APYs of 4.05% for Premier Savings and 4.00% for High Yield Savings, both with no maintenance fees. However, it has no physical branches and lacks a direct deposit requirement, which may limit some users.

ConnectOne Bank

Connection Plus Savings: 3.60% APY

Minimum Deposit: $2,500

Summary: ConnectOne Bank offers a Connection Plus Savings account with a current APY of 3.60%, down from 3.85% last month. It has an A+ BBB rating but lacks direct deposit requirements. However, a minimum balance of $250,000 is needed to avoid fees.

Customers Bank

Yield Shield Savings Account: 3.73% APY

Minimum Deposit: $25,000

Online Only

Summary: Customers Bank offers a Yield Shield Savings Account with a current APY of 3.73%, down from 3.98% last month. It has an A+ BBB rating, but lacks physical branches for the account. No direct deposit requirement.
D

Discover Bank

Online Savings Account: 3.40% APY

Minimum Deposit: $0

Online Only

Summary: Discover Bank offers an online savings account with a competitive APY of 3.40%, no minimum deposit or balance, and no maintenance fees. However, it has no physical branches and lacks a direct deposit requirement.
E

Elevault

High Yield Savings Account: 4.08% APY

Minimum Deposit: $0

Online Only

Summary: Elevault offers a High Yield Savings Account with a competitive APY of 4.08%, though it decreased from 4.34% in the past month. It has no minimum deposit or maintenance fees, but lacks physical branches and a direct deposit requirement.

E*TRADE from Morgan Stanley

Premium Savings Account: 3.75% APY

Minimum Deposit: $0

Online Only

Summary: E*TRADE offers a Premium Savings Account with a competitive APY of 3.75%, unchanged from 30 days ago. However, it has a low BBB rating of D- and no physical branches.

EverBank

Performance Savings: 4.05% APY

Minimum Deposit: $0

Online Only

Summary: EverBank offers a high APY of 4.05% on its Performance Savings account, with no minimum deposit or maintenance fees. However, it has a low App Store rating of 2.3 and a Google Play rating of 1.5, and it is not BBB accredited despite an A+ rating.

Evergreen Bank Group

High-Yield Online Savings: 4.25% APY

(This savings account ended for new savers on July 2, 2025.)

Minimum Deposit: $100

Online Only

Summary: Evergreen Bank Group offers a High-Yield Online Savings account with a 4.25% APY, unchanged from 30 days ago. It has an A+ BBB rating but is not BBB accredited. The account is online-only and requires a minimum deposit of $100.
F

First Foundation Bank

Online Savings: 4.00% APY

Minimum Deposit: $1,000

Online Only

Summary: First Foundation Bank offers an Online Savings account with a competitive APY of 4.00%, down from 4.10% last month. It has a strong BBB rating of A, but lacks direct deposit options and is online only.

Fitness Bank

Fitness Elite Checking & Fitness Savings Combo: 4.75% APY

Bundled Savings & Checking Account

Minimum Deposit: $100

Online Only

Fitness Savings Account: 4.45% APY

Minimum Deposit: $100

Online Only

Summary: Fitness Bank offers a high APY of 4.75% for its Fitness Elite Checking & Fitness Savings Combo account, but requires specific conditions to maintain that rate. The bank has a BBB rating of A+, but poor app ratings (1.7 on App Store, 0.0 on Google Play) may deter potential users.

Flagstar Bank

Flagstar Performance Savings: 3.65% APY

Minimum Deposit: $1

Online Only

Summary: Flagstar Bank offers a high-yield savings account, the Flagstar Performance Savings, with a current APY of 3.65%, down from 3.90% last month. However, it requires a $25,000 minimum balance to avoid a $15 maintenance fee and is online-only. The bank has a 4.7 App Store rating and a 4.4 Google Play rating, but is not BBB accredited.

FNBO Direct

High-Yield Online Savings Account: 3.00% APY

Minimum Deposit: $1

Online Only

Summary: FNBO Direct offers a High-Yield Online Savings Account with a competitive APY of 3.00%. It has no maintenance fees or minimum balance requirements, and an A+ BBB rating. However, it is online only and lacks a direct deposit requirement.

Forbright Bank

Growth Savings: 4.00% APY

Minimum Deposit: $0

Online Only

Bright Savings: 2.75% - 3.65% APY

Minimum Deposit: $250

Sprout Savings: 0.80% - 3.65% APY

Minimum Deposit: $1

Summary: Forbright Bank offers a high APY of 4.00% on its Growth Savings account, which is online only. However, the Bright Savings and Sprout Savings accounts require branch visits and have lower APYs of 3.65%. The bank has an A+ BBB rating and strong app ratings.

FVCbank

Advantage Direct Savings: 3.85% APY

Minimum Deposit: $500

Online Only

Summary: FVCbank offers an Advantage Direct Savings account with a competitive APY of 3.85%, down from 4.1% last month. It has an A+ BBB rating, but lacks physical branches and a direct deposit requirement.
G

GO2bank

High Yield Savings: 4.50% APY

Bundled Savings & Checking Account

Minimum Deposit: $0

Online Only

Summary: GO2bank offers a High Yield Savings account with a competitive APY of 4.50%, unchanged from 30 days ago. It requires a GO2bank checking account to open and has a $5 monthly fee unless direct deposit is set up. The bank is online-only, and it lacks a BBB rating.
H

High Plains Bank

High Yield Savings Account: 0.23% - 3.82% APY

Minimum Deposit: $25

Summary: High Plains Bank offers a High Yield Savings Account with a competitive APY of 3.82%, unchanged from 30 days ago. It has a strong app rating of 4.9 but lacks a BBB rating. A minimum balance of $500,000 is required.
I

Ivy Bank

High-Yield Savings Account: 0.05% - 4.25% APY

Minimum Deposit: $2,500

Online Only

Summary: Ivy Bank offers a High-Yield Savings Account with a competitive APY of 4.25%. However, it requires a minimum deposit and balance of $2,500, and is only available online to residents of California and U.S. Territories.
J

Jenius Bank

Jenius Savings: 4.05% APY

Minimum Deposit: $0

Online Only

Summary: Jenius Bank offers a high APY of 4.05%, down from 4.20% last month, with no minimum deposit or maintenance fees. However, it lacks physical branches and has a non-accredited BBB rating of A+. App ratings are 4.1 on App Store and 3.7 on Google Play.
L

LendingClub

LevelUp Savings: 3.20% - 4.20% APY

Minimum Deposit: $0

Online Only

Summary: LendingClub offers a high APY of 4.20% for its LevelUp Savings account, requiring monthly deposits of $250+. It has an A+ BBB rating, but no physical branches and a direct deposit requirement may limit accessibility.

Live Oak Bank

Personal Savings: 3.90% APY

Minimum Deposit: $0

Online Only

Summary: Live Oak Bank offers a Personal Savings account with a competitive APY of 3.90%, down from 4.00% last month. The bank has an A- BBB rating but lacks physical branches and has mixed app ratings (2.5 on App Store, 3.1 on Google Play).
M

Marcus by Goldman Sachs

Marcus Online Savings Account: 3.65% APY

Minimum Deposit: $0

Online Only

Summary: Marcus by Goldman Sachs offers a high APY of 3.65% with no minimum deposit and no maintenance fees. It has an A+ BBB rating and high app ratings (4.8/4.1). However, it is online-only and lacks a direct deposit requirement.

MutualOne Bank

Online Savings: 0.37% - 0.40% APY

Minimum Deposit: $5,000

Online Only

Mo Premium Savings: 4.07% APY

Minimum Deposit: $20,000

Summary: MutualOne Bank offers a high APY of 4.07% on the Mo Premium Savings account, but requires a $20,000 minimum deposit. Its online savings account has a lower APY of 0.40%. The bank has an A+ BBB rating.

My Banking Direct

High Yield Savings Account: 4.02% APY

Minimum Deposit: $500

Online Only

Summary: My Banking Direct offers a High Yield Savings Account with a current APY of 4.02%, down from 4.20% last month. No direct deposit requirement, but it's online-only with a $500 minimum deposit. App ratings are 4.7 on App Store and 4.4 on Google Play, but the bank is not BBB accredited.

MySavingsDirect

MySavings Account: 3.75% APY

Minimum Deposit: $0

Online Only

Summary: MySavingsDirect offers an online-only MySavings Account with a competitive APY of 3.75%, unchanged from 30 days ago. It has an A+ BBB rating but is not BBB accredited. No direct deposit requirement may appeal to some savers.
N

Neighbors Bank

Neighbors Savings Account: 4.50% APY

Minimum Deposit: $0

Summary: Neighbors Bank offers a competitive 4.50% APY on its Neighbors Savings Account with no minimum deposit or maintenance fees. However, it lacks a direct deposit requirement and is not available in Delaware. The bank has a BBB rating of A+.

Newtek Bank

Personal High Yield Savings: 4.35% APY

Minimum Deposit: $0.01

Online Only

Summary: Newtek Bank offers a high yield savings account with a competitive APY of 4.35% and no minimum balance or maintenance fees. However, it has no physical branches and lacks a direct deposit requirement.

Northeast Bank

High-Yield Savings: 2.50% - 3.00% APY

Minimum Deposit: $2,500

Propel Preferred Savings: 3.00% APY

Bundled Savings & Checking Account

Minimum Deposit: $50

Propel Fusion Savings: 0.05% APY

Minimum Deposit: $50

Summary: Northeast Bank offers two high-yield savings accounts with a 3.00% APY, available to Maine residents. However, both require specific conditions to earn the highest rate. The bank has an A+ BBB rating but is not BBB accredited.
O

OMB Bank

High Interest Savings Account: 1.00% APY

Bundled Savings & Checking Account

Minimum Deposit: $25

Summary: OMB Bank offers a High Interest Savings Account with a 1.00% APY for balances up to $100,000, requiring a checking account and branch visit. It has an A+ BBB rating but lacks online-only options.

Openbank

High-Yield Savings Account: 4.20% APY

Minimum Deposit: $500

Online Only

Summary: Openbank offers a High-Yield Savings Account with a competitive APY of 4.20%, no maintenance fees, and no minimum balance. However, it lacks physical branches, has a low app and Google Play rating of 3.2, and is not BBB accredited.
P

Peak Bank

Envision High Yield Savings: 4.20% APY

Minimum Deposit: $100

Online Only

Summary: Peak Bank offers a high-yield savings account, Envision High Yield Savings, with a competitive APY of 4.20%. It has an A+ BBB rating, though not accredited. The bank is online-only with no branches, and lacks a direct deposit requirement.

Pibank

Pibank Savings: 4.60% APY

Minimum Deposit: $0

Online Only

Summary: Pibank offers a competitive APY of 4.60% with no minimum deposit or maintenance fees, but lacks physical branches and has low app ratings (2.4 on App Store, 1.8 on Google Play). BBB rating is A but not accredited.

PNC

Standard Savings: 0.03% APY

Minimum Deposit: $0

PNC High Yield Savings: 3.53% APY

Minimum Deposit: $0

Summary: PNC offers a High Yield Savings account with a competitive APY of 3.53%, though it has decreased from 3.85% in the last 30 days. The bank has an A+ BBB rating, but eligibility is restricted to select states. The Standard Savings account has a low APY of 0.03%. App ratings are strong at 4.9 (App Store) and 4.6 (Google Play).

Poppy Bank

Poppy Personal Savings: 0.10% APY

Minimum Deposit: $1,000

Poppy Premier Online Savings: 4.00% APY

Minimum Deposit: $1,000

Online Only

Poppy Premier Personal Savings: 0.50% APY

Minimum Deposit: $1,000

Summary: Poppy Bank offers a high APY of 4.00% for its Premier Online Savings account, though it has decreased from 4.25% in the last 30 days. The bank has an A- BBB rating but is not accredited. Direct deposit is not required for any accounts.

Popular Direct

Popular Direct Select Savings: 4.00% APY

Minimum Deposit: $100

Online Only

Summary: Popular Direct offers a high APY of 4.00%, down from 4.05% last month, with no maintenance fees and a low minimum deposit of $100. However, it has no physical branches and low app ratings (1.3) on both platforms.

Presidential Bank

Advantage Savings: 3.50% - 4.00% APY

Bundled Savings & Checking Account

Minimum Deposit: $5,000

Direct Deposit Required

Summary: Presidential Bank offers an Advantage Savings account with a current APY of 4.00%, down from 4.50% last month. It requires a $500 monthly direct deposit for the higher APY. The bank has a BBB rating of A- but is not BBB Accredited.

Prime Alliance Bank

Personal Savings: 3.90% APY

Minimum Deposit: $0

Summary: Prime Alliance Bank offers a Personal Savings account with a competitive APY of 3.90%, unchanged from 30 days ago. The bank has a high app rating of 5.0 but is not BBB accredited. It has only one branch in Utah.

Primis Bank

Primis Savings Account: 3.85% APY

Minimum Deposit: $1

Online Only

Summary: Primis Bank offers a high APY of 3.85% for its online-only savings account, with no minimum balance or maintenance fees. It has an A+ BBB rating but is not BBB accredited. Direct deposit is not required.
Q

Quontic Bank

High Yield Savings: 3.75% APY

Minimum Deposit: $100

Online Only

Summary: Quontic Bank offers a High Yield Savings account with a competitive APY of 3.75%, no minimum balance, and no maintenance fees. However, it is online-only and lacks physical branches, which may deter some users.
R

RBMAX

Max Interest Savings: 3.90% APY

Minimum Deposit: $10

Online Only

Summary: RBMAX offers a high-yield savings account with a 3.90% APY, no maintenance fees, and an A+ BBB rating. However, it has no branches and the APY is capped at $249,999.99.

Rising Bank

High-Yield Savings Account: 3.95% APY

Minimum Deposit: $1,000

Online Only

Summary: Rising Bank offers a High-Yield Savings Account with a 3.95% APY, down from 4.1% last month. It has no maintenance fees and an A+ BBB rating, but lacks physical branches and does not compound interest.

ROGER

ROGER Savings: 3.87% APY

Bundled Savings & Checking Account

Minimum Deposit: $0

Online Only

Summary: ROGER offers a competitive APY of 3.87% for its online-only savings account, with no minimum deposit or maintenance fees. However, it requires a ROGER Checking account to open, and higher balances earn no interest.
S

Salem Five Direct

eOne Savings: 3.71% APY

Minimum Deposit: $10

Online Only

Summary: Salem Five Direct offers an eOne Savings account with a competitive APY of 3.71%, down from 3.81% last month. It has no maintenance fees, a low minimum deposit of $10, and a strong BBB rating of A-. However, it lacks physical branches and has no direct deposit requirement.

Sallie Mae Bank

High-Yield Savings Account: 3.90% APY

Minimum Deposit: $0

Online Only

Summary: Sallie Mae Bank offers a High-Yield Savings Account with a competitive APY of 3.90%, unchanged from 30 days ago. However, it has low app ratings (1.5 on App Store, 1.6 on Google Play) and no physical branches.

Santander Bank

Santander Savings: 0.01% APY

Minimum Deposit: $25

Summary: Santander Bank offers a savings account with a low APY of 0.01%. It has a minimum deposit of $25 and no direct deposit requirement. The bank is not BBB accredited, but has good app ratings (4.8) and decent Google ratings (4.1).

SmartyPig

SmartyPig Account: 3.90% APY

Minimum Deposit: $0

Online Only

Summary: SmartyPig offers a high APY of 3.90% with no minimum deposit or maintenance fees, but lacks physical branches and has a lower Google Play rating of 2.8. It has an A+ BBB rating.

SoFi Bank

SoFi Savings: 4.30% APY

Bundled Savings & Checking Account

Minimum Deposit: $0

Online Only

Summary: SoFi Bank offers a competitive APY of 4.30%, although it's down from 4.50% last month. The account has no minimum deposit or maintenance fees, but lacks physical branches and a direct deposit requirement, which may limit accessibility.

Synchrony Bank

High Yield Savings: 3.65% APY

Minimum Deposit: $0

Online Only

Summary: Synchrony Bank offers a High Yield Savings account with a current APY of 3.65%, down from 3.80% last month. It has no minimum deposit or maintenance fees, but it is online only and not BBB accredited.
T

TAB Bank

TAB Save: 3.80% APY

Minimum Deposit: $1,000

Online Only

Summary: TAB Bank offers a high-yield savings account, TAB Save, with a competitive APY of 3.80%, no maintenance fees, and no minimum balance. However, it has no physical branches and does not require direct deposit.

TD Bank

TD Signature Savings: 0.05% - 2.75% APY

Bundled Savings & Checking Account

Minimum Deposit: $0

Summary: TD Bank offers a competitive APY of 2.75% for its Signature Savings account with a $100,000 minimum balance. However, the account requires a substantial deposit to earn the higher rate, and the bank is not BBB accredited.

The State Exchange Bank

High-Yield Savings Account, powered by Raisin: 3.96% APY

Minimum Deposit: $1

Online Only

Summary: The State Exchange Bank offers a High-Yield Savings Account with a competitive APY of 3.96%, up from 3.86% 30 days ago. It's online-only with no direct deposit requirement, but lacks a BBB rating.

TIMBR

Premium Savings Account: 4.40% APY

Minimum Deposit: $1,000

Online Only

Summary: TIMBR offers a Premium Savings Account with a competitive APY of 4.40%, unchanged from 30 days ago. The bank has an A+ BBB rating but is not BBB accredited. The account has no maintenance fees and requires a minimum deposit of $1,000, with no direct deposit requirement.
U

UFB Direct

UFB Checking and Savings Bundle: 3.51% - 3.71% APY

Bundled Savings & Checking Account

Minimum Deposit: $5000

Online Only

Direct Deposit Required

UFB Portfolio Savings: 3.51% APY

Minimum Deposit: $0

Online Only

Summary: UFB Direct offers a high APY of 3.71% for its Checking and Savings Bundle, though it has dropped from 3.96%. Its Portfolio Savings account offers 3.51% APY without direct deposit. The bank has an A+ BBB rating and is online only.

Upgrade

Premier Savings: 3.05% APY

Minimum Deposit: $0

Online Only

Summary: Upgrade offers a Premier Savings account with a current APY of 3.05%, down from 3.42% last month, and no minimum deposit or maintenance fees. However, it requires a minimum balance of $1,000 and lacks physical branches.
V

Valley Direct

High-Yield Savings Account: 4.10% APY

Minimum Deposit: $1,000

Online Only

Summary: Valley Direct offers a High-Yield Savings Account with a competitive APY of 4.10%, unchanged from 30 days ago. It has an A+ BBB rating but is not BBB accredited. The account is online-only and requires a $1,000 minimum deposit, with no direct deposit requirement.

Varo Bank

High-Yield Savings Account: 2.50% - 5.00% APY

Bundled Savings & Checking Account

Minimum Deposit: $0

Online Only

Direct Deposit Required

Summary: Varo Bank offers a High-Yield Savings Account with a competitive 5.00% APY on up to $5,000. However, a direct deposit of $1,000/month is required, and there are no physical branches available.

Vio Bank

Online Savings Account: 4.16% APY

Minimum Deposit: $100

Online Only

Summary: Vio Bank offers an online savings account with a competitive APY of 4.16%. It has no maintenance fees if electronic statements are chosen and no minimum balance requirement. However, it lacks physical branches and a direct deposit option, which may limit some users.
W

Wealthfront

Cash Account: 3.50% - 4.15% APY

Minimum Deposit: $0

Online Only

Summary: Wealthfront offers a high APY of 4.15% for new clients, but has an F BBB rating and no physical branches. The account is online-only with no maintenance fees, though it drops to 3.50% after three months.

Wells Fargo

Platinum Savings: 0.05% - 0.05% APY

Bundled Savings & Checking Account

Minimum Deposit: $25

Way2Save Savings: 0.01% APY

Minimum Deposit: $25

Summary: Wells Fargo offers two savings accounts: Platinum Savings with 0.05% APY for balances over $1M and Way2Save Savings with 0.01% APY. The bank has a D- BBB rating, 4.9 App Store rating, and 4.8 Google Play rating.

Western Alliance Bank

High-Yield Savings Premier: 3.95% APY

Minimum Deposit: $500

Online Only

Summary: Western Alliance Bank offers a High-Yield Savings Premier account with a competitive APY of 3.95%, down from 4.10% last month. However, it has low app and Google ratings, and is not BBB accredited.
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Zynlo Bank

Tomorrow Savings Account: 4.20% APY

Minimum Deposit: $10

Online Only

Summary: Zynlo Bank offers a high-yield Tomorrow Savings Account with a competitive APY of 4.20%, no minimum balance, and no maintenance fees. However, it lacks physical branches and has no direct deposit requirement, which may limit some users.