Highest Savings Rates in Ohio
111 Ohio-specific accounts

The stated rate applies only to the first $25,000. Balances above that earn a lower blended rate, and the account cannot hold more than $100,000. The account must be used within five years, must keep a balance of at least $500, and the customer must agree to the Ohio Homebuyer Plus Participation Agreement before opening it.

The account can be held by one person only, not jointly. The balance cannot go above $100,000, a minimum balance of $100 must be kept, and the funds must be used within five years.

Offered with the Ohio Treasurer's Office for savers putting money toward a home purchase, with state tax benefits. The stated yield applies below $25,000; higher balances earn a lower rate.

The bank is not opening new accounts of this type. The rate shown applies to accounts that are already open.

A linked Dollar Bank Everything Checking account is required to open and maintain this account, and the published rates require eight qualifying monthly posted payments on that checking account. Above the first balance tier the rate is paid on the portion of the balance within each tier, so the rate table publishes a range for those tiers instead of one rate. The bank publishes a separate rate schedule for each of its markets, and the Virginia market pays a different rate on this account than the Pennsylvania, Ohio and Maryland markets.

Offered through the Ohio Homebuyer Plus program to Ohio residents saving for the down payment or closing costs of a home in Ohio.

Offered through the Ohio Homebuyer Plus program to Ohio residents saving to buy a home. The funds may be used only toward the down payment or closing costs of a home in Ohio that becomes the primary residence. The account must be used within 5 years, and the balance cannot exceed $100,000.

Interest is paid only on balances above $10,000.

Eligibility restricted to select states.

A Buckeye Advantage Member (BAM) checking account is required to hold this account. The advertised rate is earned only in a monthly qualification cycle in which the BAM account records at least 12 debit card purchases and an online banking log-in, with e-Statements enrolled; a cycle that does not qualify pays the base rate on every balance. The advertised rate also applies only to balances up to $35,000, and the portion of a balance above $35,000 earns a lower rate, so the yield on the whole balance falls below the advertised rate. Closing the account within 180 days of opening costs $30.

The bank designs this account for savers under the age of 18. The premium rate is a limited-time offer and can change. A $10 cash bonus is deposited each year on the owner's birthday while the balance is at least $100, and the bonus stops when the owner reaches age 18. A $5 monthly fee applies to paper statements unless the owner enrolls in e-statements.

Opening this account requires a new money increase of at least $25,000, measured against the owner's average daily balances over the previous 30 days. The monthly service charge is waived only in a month when the account holds an average monthly balance of $25,000 or more. The bank publishes a separate rate schedule for each of its markets, and the Virginia market pays a different rate on this account than the Pennsylvania, Ohio and Maryland markets.

The highest rate tier applies only to balances up to $99,999. Balances of $100,000 or more earn a substantially lower rate.

Rate applies when the monthly qualifications of the linked Kasasa checking account are met. Otherwise the account pays a lower base rate. Requires a Kasasa checking account. The stated APY applies to balances up to $50,000. Balances above that earn a lower rate.

The account can be opened only in person at a branch.

A Neighbor Rewards Checking account is required to open this account, and it must stay open for as long as this account is held. If the checking account is closed, the bank may close this account or convert it to a Community Statement Savings account. The stated APY applies to balances up to $25,000; the portion of a balance above $25,000 earns a lower rate. One account per Social Security number.

A Loyalty Rewards Checking or Loyalty Rewards + The Bundler Checking account is required to open this account and must stay open for as long as it is held. The stated APY applies to balances up to $100,000, and the portion of the balance above $100,000 earns a much lower rate. The stated APY is also paid only in a monthly statement cycle in which the account is enrolled in eStatements and all three checking qualifiers are met; in any cycle they are not met, the entire balance earns the lower rate.

The premium APY is paid on balances up to $15,000, and the bank does not publish the rate paid above that. The First Rate account requires a First Rate Checking account. The Community Heroes account requires documentation of service as a veteran, active military member, EMT, first responder or healthcare professional.

A Miami Savings Bank checking account is required to hold this account. It is available as an individual or joint personal account only.

The minimum to open is $100, but a balance of $1,000 is required to earn interest and the lowest rate tier starts at $1,000.

The account is open only to new customers, or to deposits of funds not already held at the bank.

A $10.00 early closure fee applies if the account is closed within six months of opening.

The opening deposit and the monthly service charge are both waived for a depositor under the age of 18.

A monthly maintenance fee applies in any month the balance falls below $1,000.

The monthly service charge applies if the balance falls below $750 on any day of the cycle. Holders under 18 or aged 62 and over pay no monthly service charge.

The monthly service charge applies if the balance falls below $750 at any time during the statement cycle, not only on average.

The stated rate is earned only when the monthly qualification cycle on a linked First Choice Rewards Checking account is met. If it is not met, every balance earns a much lower rate. The stated rate also applies only to the first $25,000; balances above that earn a blended rate.

The advertised rate applies to balances up to $499,999.99. The bank reserves the right to pay no interest at all on a balance above $500,000.