Media Resources & Data Tools
Free, embeddable savings rate widgets for your articles. All data is updated daily.
Live Savings Rate Snapshot
Average High-Yield Savings
3.88% APY
(Banksparency Core Index™)
FDIC National Average: 0.40% APY
Rates reach 4.73% or more for top-tier accounts with specific activity requirements.
This widget provides a real-time snapshot of the average APY for high-yield savings accounts compared to the national average. It's the perfect tool for any article on personal finance, interest rates, or saving money.
Embed on your site:
<iframe src="https://banksparency.com/widgets/live-savings-rates" width="100%" height="280" style="border:0; max-width: 400px;" title="Banksparency Live Savings Rate Widget"></iframe>
<script>
window.addEventListener("message", (e) => {
if (!e.data || typeof e.data !== "object") return;
if (e.data.type === "bsz:resize") {
const frames = document.querySelectorAll('iframe[src*="/widgets/live-savings-rates"]');
for (const f of frames) if (f.contentWindow === e.source) f.style.height = e.data.height + "px";
}
});
</script>This widget is powered by our Core Savings Index™. Read the full methodology here.
Key Market Insights
More Money Doesn't Always Mean a Higher Rate
Contrary to popular belief, having a larger balance doesn't guarantee a better APY. Our data shows the Core Savings Index™ (for accounts with minimum requirements under $1,000) averages 3.88%, while the Premier Savings Index™ (for accounts with minimums up to $100k) averages 3.87%. This indicates the most competitive rates are fully accessible to everyday savers.
"Activity Requirements" Unlock the Highest APYs
The highest returns are sometimes reserved for customers willing to engage more deeply with their bank. The top accounts in our Relationship Rate Index™ offer an APY of 4.73% or more, contingent on actions like setting up direct deposit or meeting transaction minimums.
Data & Attribution
Attribution
When using our data or widgets, we request a link to "Banksparency.com" to allow your readers to explore the methodology and live data. Nofollow links are perfectly acceptable.
Contact
Aviel Fahl, founder of Banksparency.com, is available for commentary on savings trends and consumer banking.