Highest Savings Rates in Indiana
46 Indiana-specific accounts
The Indiana market
Indiana accounts
46
Institutions
32
Top Indiana APY
3.25% APY
Nationally: 5.00% APY
FDIC national average
0.37%
As of Sep 2026
46 savings accounts are open only to Indiana residents, from 32 institutions. The highest advertised APY among them is 3.25%.
The highest nationally available rate is 5.00% APY, 175 basis points above the Indiana leader.
16 of the 46 Indiana savings accounts advertise more than the FDIC national average of 0.37% for savings accounts as of Sep 2026.
Indiana-Specific Savings Accounts
These savings accounts are specifically available to Indiana residents.
| # | Institution & Rate | Earned in a year at $10,000 | Requirements & Features | Minimum Deposit | Actions |
|---|---|---|---|---|---|
| #1 | Show Details | +$325per year | Deposit Insurance FDIC InsuredRequires High Minimum Features In-Person Access | $10,000 | |
| #2 | Show Details | +$300per year | Deposit Insurance FDIC InsuredFeatures No MinimumsGreat iOS AppGreat Android AppIn-Person AccessZelle® Supported | $0 | |
| #3 | Show Details | +$235per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $1,000 | |
| #4 | The Farmers & Merchants State Bank Loyalty Rewards Savings Up to1.48%APY On balances up to $100,000 · 0.07% above No min. balance for APY Observed: Oct 7, 2026 Show Details | +$148per year | Deposit Insurance FDIC InsuredRequires Linked Account Features No MinimumsIn-Person Access | $0 | |
| #5 | The Farmers & Merchants State Bank Direct Savings Up to1.36%APY Needs at least $500,000 Observed: Oct 7, 2026 Show Details | +$92per yearEffective: 0.92% | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $1,000 | |
| #6 | Show Details | +$80per year | Deposit Insurance FDIC InsuredFeatures Low Minimums | $25 | |
| #7 | First Robinson Savings Bank, National Association Kasasa Saver 0.50%APY On balances up to $15,000 · no rate stated above Observed: Oct 7, 2026 Show Details | +$50per year | Deposit Insurance FDIC InsuredRequires Linked Account Features Low MinimumsIn-Person Access | $1 | |
| #8 | Fowler State Bank Statement Savings Up to1.00%APY Needs at least $1,000,000 No min. balance for APY Observed: Oct 7, 2026 Show Details | +$50per yearEffective: 0.50% | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #9 | Show Details | +$50per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $10 | |
| #10 | Show Details | +$50per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $10 | |
| #11 | Show Details | +$50per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #12 | Bank of Wolcott HiFi Plus Savings Up to0.95%APY Needs at least $50,000 Min. balance: $1 Observed: Oct 7, 2026 Show Details | +$40per yearEffective: 0.40% | Deposit Insurance FDIC InsuredRequires High Minimum Features In-Person Access | $10,000 | |
| #13 | First Federal Savings Bank Next Generation Savings Up to0.50%APY Needs at least $250,000 Min. balance: $100 Observed: Oct 3, 2026 Show Details | +$30per yearEffective: 0.30% | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #14 | Show Details | +$25per year | We could not confirm: minimum deposit. Deposit Insurance FDIC InsuredFeatures No MinimumsIn-Person Access | N/A | |
| #15 | Show Details | +$25per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $25 | |
| #16 | Hendricks County Bank and Trust Company Savings Up to1.00%APY Needs at least $100,000 No min. balance for APY Observed: Oct 7, 2026 Show Details | +$25per yearEffective: 0.25% | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $50 | |
| #17 | Show Details | +$25per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $50 | |
| #18 | Show Details | +$25per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #19 | Show Details | +$25per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #20 | Show Details | +$20per yearEffective: 0.20% | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #21 | Wayne Bank and Trust Co. Regular and Youth Savings Up to0.25%APY Needs at least $50,000 No min. balance for APY Observed: Oct 7, 2026 Show Details | +$15per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $50 | |
| #22 | Show Details | +$10per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $300 | |
| #23 | Show Details | +$10per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #24 | Show Details | +$10per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #25 | Show Details | +$10per year | Deposit Insurance FDIC InsuredRequires Mod. Minimum Features In-Person Access | $5,000 | |
| #26 | Union Savings and Loan Association Savings Account 0.10%APY No min. balance for APY Observed: Oct 7, 2026 Show Details | +$10per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $25 | |
| #27 | Show Details | +$6per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $50 | |
| #28 | Show Details | +$5per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $25 | |
| #29 | First Federal Savings Bank of Angola Statement Savings 0.05%APY Min. balance: $250 Observed: Oct 7, 2026 Show Details | +$5per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $25 | |
| #30 | Show Details | +$5per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #31 | Show Details | +$5per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $5 | |
| #32 | Show Details | +$5per year | Deposit Insurance FDIC InsuredFeatures No MinimumsIn-Person Access | $0 | |
| #33 | Show Details | +$5per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #34 | Show Details | +$5per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $10 | |
| #35 | The Farmers State Bank Variable Passbook Savings Up to0.05%APY Needs at least $25 Min. balance: $25 Observed: Oct 7, 2026 Show Details | +$5per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #36 | Show Details | +$5per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #37 | Show Details | +$4per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsGreat iOS AppGreat Android AppIn-Person AccessZelle® Supported | $100 | |
| #38 | Show Details | +$3per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $50 | |
| #39 | Show Details | +$3per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $50 | |
| #40 | Show Details | +$3per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsGreat iOS AppGreat Android AppIn-Person AccessZelle® Supported | $25 | |
| #41 | First Savings Bank of Hegewisch Variable Savings 0.02%APY No min. balance for APY Observed: Oct 13, 2026 Show Details | +$2per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #42 | Show Details | +$2per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $1,000 | |
| #43 | Bank of America Advantage Relationship Banking Up to0.02%APY Needs at least $50,000 Observed: Oct 13, 2026 Show Details | +$1per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsGreat iOS AppGreat Android AppIn-Person AccessZelle® Supported | $100 | |
| #44 | Show Details | +$1per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $25 | |
| #45 | Peoples Trust and Savings Bank Elite Savings Up to3.00%APY Needs at least $30,000 Min. balance: $30,000 Observed: Oct 7, 2026 Show Details | +$0per yearEffective: 0.00% | Deposit Insurance FDIC InsuredRequires High Minimum Features In-Person Access | $0 |
The Bippus State Bank
Elevated Savings
What to Watch
Balances below $10,000 earn no interest.
Show Fine Print & Trends Hide Details
| Min. Deposit | $10,000 |
| Min. Balance | $10,000 |
| Maintenance Fee | $0 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 1847) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Citibank
Citi Accelerate Savings
What to Watch
Eligibility restricted to select states.
Show Fine Print & Trends Hide Details
| Min. Deposit | $0 |
| Min. Balance | $0.01 |
| Maintenance Fee | $4.50. Waived for average monthly balances > $500 |
| Compound Freq | Daily |
| Direct Deposit | Not required |
| Branches | U.S. branches are concentrated in six metropolitan areas, New York City, Chicago, Los Angeles, San Francisco, Washington, D.C., and Miami. |
| Deposit Insurance | FDIC Insured(Cert: 7213) |
| Eligibility | Alaska, Alabama, Arkansas, Arizona, Colorado, Delaware, Florida (select parts), Georgia, Hawaii, Iowa, Idaho, Illinois (select parts), Indiana, Kansas, Kentucky, Louisiana, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Mexico, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia (partial), Washington (partial), Wisconsin, West Virginia, Wyoming. |
| Zelle® | SupportedLimit: $2,500 /dayTiered limits based on account status (Citigold higher). |
| Mobile Ratings | |
| BBB Rating | D-(Not BBB Accredited) |
Rate Stability
Gateway First Bank
Gateway High Yield Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $1,000 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 15118) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
The Farmers & Merchants State Bank
Loyalty Rewards Savings
On balances up to $100,000 · 0.07% above
What to Watch
A Loyalty Rewards Checking or Loyalty Rewards + The Bundler Checking account is required to open this account and must stay open for as long as it is held. The stated APY applies to balances up to $100,000, and the portion of the balance above $100,000 earns a much lower rate. The stated APY is also paid only in a monthly statement cycle in which the account is enrolled in eStatements and all three checking qualifiers are met; in any cycle they are not met, the entire balance earns the lower rate.
Show Fine Print & Trends Hide Details
| Min. Deposit | $0 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 5969) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
The Farmers & Merchants State Bank
Direct Savings
Needs at least $500,000
What to Watch
The account is open only to new customers, or to deposits of funds not already held at the bank.
Show Fine Print & Trends Hide Details
| Min. Deposit | $1,000 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 5969) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
First Internet Bank of Indiana
Free Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $25 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 34607) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
First Robinson Savings Bank, National Association
Kasasa Saver
On balances up to $15,000 · no rate stated above
What to Watch
A linked Kasasa Cash checking account is required. The stated APY applies to daily balances up to $15,000, and the part of the balance above $15,000 earns a lower rate. The stated rate is earned in a monthly qualification cycle in which the linked Kasasa Cash account posts at least 10 debit card purchases and 1 direct deposit, ACH payment or bill pay transaction, with enrollment in eStatements. A cycle that misses the qualifications earns a lower base rate.
Show Fine Print & Trends Hide Details
| Min. Deposit | $1 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 28105) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Direct Link to Product Page (Not Sponsored)
Fowler State Bank
Statement Savings
Needs at least $1,000,000
What to Watch
A fee of $1.00 is charged for each withdrawal above six in a calendar month.
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | $0 |
| Maintenance Fee | $2.00 service charge if the average monthly balance falls below $100.00 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 1821) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
Freedom Bank
Savings
What to Watch
Six in-person withdrawals each quarter avoid a service charge. ATM and electronic transfers are unlimited.
Show Fine Print & Trends Hide Details
| Min. Deposit | $10 |
| Min. Balance | N/A |
| Maintenance Fee | No monthly fees. The savings comparison table answers "No Monthly Fees" with "Yes" for this account. |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 35221) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Gateway First Bank
Personal Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $10 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 15118) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
LNB Community Bank
ESavings
On balances up to $15,000 · 0.40% above
What to Watch
The published rate applies to balances up to $15,000. Balances above that earn a lower rate. A $3.95 statement service charge applies if the statement verification process is not completed in online or mobile banking within 30 days of opening.
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | N/A |
| Maintenance Fee | If balance falls below $100 during the statement cycle a $1 service fee will be assessed. |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 4398) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Bank of Wolcott
HiFi Plus Savings
Needs at least $50,000
What to Watch
$10,000 is required to open the account. The lowest rate tier applies to balances under $10,000.
Show Fine Print & Trends Hide Details
| Min. Deposit | $10,000 |
| Min. Balance | $1 |
| Maintenance Fee | A monthly maintenance fee of $5.00 will be imposed if the account falls below a daily balance of $10,000.00 |
| Compound Freq | monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 16201) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
First Federal Savings Bank
Next Generation Savings
Needs at least $250,000
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | $100 |
| Maintenance Fee | A $5 monthly fee applies if the daily balance falls below $100. |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 29056) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
Community State Bank
Passbook Savings
We could not confirm: minimum deposit.
Show Fine Print & Trends Hide Details
| Min. Deposit | N/A |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 8067) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Grant County State Bank
Golden Savings Account
What to Watch
A $0.25 fee applies to each debit above fifteen in a month.
Show Fine Print & Trends Hide Details
| Min. Deposit | $25 |
| Min. Balance | $100 |
| Maintenance Fee | $0 |
| Compound Freq | daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 15687) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Hendricks County Bank and Trust Company
Savings
Needs at least $100,000
What to Watch
A service charge applies unless the balance stays at or above $50 and there are 6 or fewer transactions per statement cycle.
Show Fine Print & Trends Hide Details
| Min. Deposit | $50 |
| Min. Balance | $0.01 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 13111) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
Hendricks County Bank and Trust Company
Minor Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $50 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 13111) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
LNB Community Bank
Savings
What to Watch
The service fee for falling below the minimum balance is charged per quarter, not per month. If the balance falls below $500 at any time during a quarter, each withdrawal above three in that quarter is charged $0.50.
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | N/A |
| Maintenance Fee | If the balance falls below $200 any time during the quarter a $3 service fee will be assessed. |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 4398) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
The Garrett State Bank
Passbook Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 8074) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
GreenWay Bank
Savings
Needs at least $75,000
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 29495) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
Wayne Bank and Trust Co.
Regular and Youth Savings
Needs at least $50,000
Show Fine Print & Trends Hide Details
| Min. Deposit | $50 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 1849) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
Alliance Bank
Traditional Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $300 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 197) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Bank of Wolcott
Regular Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | N/A |
| Maintenance Fee | A monthly maintenance fee of $2.00 will be imposed if the account falls below a daily balance of $100.00 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 16201) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
First Robinson Savings Bank, National Association
Statement Savings
What to Watch
A $3 service charge applies each quarter when the balance falls below $100. Full-time students pay no service charge after they notify the bank of that status.
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | N/A |
| Maintenance Fee | $3 quarterly service charge; avoid by maintaining a $100 minimum balance |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 28105) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Direct Link to Product Page (Not Sponsored)
Republic Bank & Trust Company
Advantage Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $5,000 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 23627) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating | A+(BBB Accredited) |
Rate Stability
Union Savings and Loan Association
Savings Account
Show Fine Print & Trends Hide Details
| Min. Deposit | $25 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 29933) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Security Federal Savings Bank
Personal Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $50 |
| Min. Balance | $500 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 28894) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
First Federal Savings Bank of Angola
Passbook Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $25 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 28769) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
First Federal Savings Bank of Angola
Statement Savings
What to Watch
The monthly service fee is waived in a month with at least five posted debit transactions, or one ACH direct deposit, or one automatic transfer to a loan or to another deposit account, or a daily balance of $1,000.
Show Fine Print & Trends Hide Details
| Min. Deposit | $25 |
| Min. Balance | $250 |
| Maintenance Fee | $0 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 28769) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
First State Bank of Porter
Everyday Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | $0.01 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 12836) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
First State Bank of Porter
EZ Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $5 |
| Min. Balance | $0.01 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 12836) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
GreenWay Bank
Classic Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $0 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 29495) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Peoples Trust and Savings Bank
Basic Savings
What to Watch
A $50 fee applies if the account is closed within 90 days of opening.
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | N/A |
| Maintenance Fee | $1 monthly service charge if daily balance falls below $100. |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 13113) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Republic Bank & Trust Company
Easy Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $10 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 23627) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating | A+(BBB Accredited) |
Rate Stability
The Farmers State Bank
Variable Passbook Savings
Needs at least $25
What to Watch
A $5 charge applies each quarter the average daily balance falls below $100. Eight withdrawals each quarter are free, and each additional withdrawal costs $5.
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | $25 |
| Maintenance Fee | $5 per quarter charge if the average daily balance falls below $100 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 14991) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
The Friendship State Bank
Passbook Savings
What to Watch
Nine free debits are allowed per quarter. A $2.00 fee applies to each debit over nine per quarter.
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | $100 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 13130) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Bank of America
Advantage Savings
What to Watch
APY may vary by market. The monthly fee may be waived under some circumstances, such as if you maintain a minimum balance of $500, or are below the age of 25, etc.
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| Min. Deposit | $100 |
| Min. Balance | $0.01 |
| Maintenance Fee | $8 |
| Compound Freq | Monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 3510) |
| Eligibility | United States |
| Zelle® | SupportedLimit: $3,500 /dayFounding member; highest limits for established users. |
| Mobile Ratings | |
| BBB Rating | A+(BBB Accredited) |
Rate Stability
Farmers and Merchants Bank
Simply Savings
What to Watch
The account must keep a minimum balance of $50 to avoid a maintenance fee.
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| Min. Deposit | $50 |
| Min. Balance | $50 |
| Maintenance Fee | $50.00 minimum balance to avoid a quarterly maintenance fee of $5.00 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 13801) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
First Federal Savings Bank
Simply Savings
What to Watch
The monthly maintenance fee is waived by a daily balance of $100. Account holders under 18 and account holders over 50 pay no fee at any balance.
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| Min. Deposit | $50 |
| Min. Balance | N/A |
| Maintenance Fee | Simply Savings: waived if you maintain a daily balance of $100.00, are under age 18 or over age 50 -- $3.00 monthly maintenance fee |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 31516) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
PNC
Standard Savings
Needs at least $2,500
What to Watch
APY may improve with a linked PNC account. Terms and conditions apply.
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| Min. Deposit | $25 |
| Min. Balance | $1 |
| Maintenance Fee | $0 / $5 (see bank for details) |
| Compound Freq | Monthly |
| Direct Deposit | Not required |
| Branches | Multiple branches in AL, AZ, CA, CO, DE, DC, FL, GA, IL, IN, KS, KY, MD, MA, MI, MO, NJ, NM, NY, NC, OH, PA, SC, TN, TX, VA, WV, WI |
| Deposit Insurance | FDIC Insured(Cert: 6384) |
| Eligibility | United States |
| Zelle® | SupportedLimit: $2,000 /dayCentral to Virtual Wallet suite. |
| Mobile Ratings | |
| BBB Rating | A+(Not BBB Accredited) |
Rate Stability
First Savings Bank of Hegewisch
Variable Savings
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| Min. Deposit | $100 |
| Min. Balance | $0.01 |
| Maintenance Fee | $0 |
| Compound Freq | daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 29809) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
First Savings Bank of Hegewisch
Ultimate Savings
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| Min. Deposit | $1,000 |
| Min. Balance | $1,000 |
| Maintenance Fee | $0 |
| Compound Freq | daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 29809) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Bank of America
Advantage Relationship Banking
Needs at least $50,000
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| Min. Deposit | $100 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | Monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 3510) |
| Eligibility | United States |
| Zelle® | SupportedLimit: $3,500 /dayFounding member; highest limits for established users. |
| Mobile Ratings | |
| BBB Rating | A+(BBB Accredited) |
Rate Stability
No movement is shown for an “Up to” rate.
BMO Bank
Savings Builder
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| Min. Deposit | $25 |
| Min. Balance | $0.01 |
| Maintenance Fee | $0 |
| Compound Freq | daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 16571) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Peoples Trust and Savings Bank
Elite Savings
Needs at least $30,000
What to Watch
Balances under $30,000 earn no interest. Electronic statements are required to avoid the monthly service charge. A $50 fee applies if the account is closed within 90 days of opening.
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| Min. Deposit | $0 |
| Min. Balance | $30,000 |
| Maintenance Fee | NO monthly service charge if enrolled in e-statements. $3 monthly charge for paper statements |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 13113) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
Nationally Available Savings Accounts
The 8 highest-rate savings accounts available nationwide, including in Indiana.
| Institution | Product / Term | APY |
|---|---|---|
| Axos Bank | Axos ONE Savingsfirst $49,999.99 only · needs a linked account at the bank · promotional rate | Up to5.00% |
| GO2bank | High Yield Savingsfirst $5,000 only · needs a linked account at the bank | Up to4.50% |
| Elevault | High Yield Savings Account | 4.34% |
| Peak Bank | Envision High Yield Savingsup to $499,999.99 only | 4.27% |
| Betterment | Cash Reservepromotional rate | Up to4.25% |
| Neighbors Bank | Neighbors Savings Account | 4.25% |
| Pibank | Pibank Savings | 4.25% |
| EverBank | Performance Savings | 4.20% |