Savings Accounts
Live Savings Rate Dashboard
Daily rate tracking and comparison tools to help you choose the right savings account.
By Aviel Fahl
|Savings Account Dashboard
Live signals across 148 tracked banks.
Market Snapshot
Top 10 Range
4.01%–5.00% APY
Core Avg
3.39% APY
Banksparency Core Index
EFFR
3.63%
As of Aug 20, 2026
FDIC Avg
0.38%
As of Aug 2026•Nat. Cap: 4.38%
Start Here
Jump to the tools that matter most.
Latest Rate Changes
Review every rate change captured for the selected timeframe.
Effective Federal Funds Rate
Policy rate benchmark
FDIC National Average
Savings account benchmark
- Live Oak Bank
Personal Savings
3.90% APY+0.10%
- Barclays
Tiered Savings
3.65% APY-0.35% - Bask Bank
Interest Savings Account
3.75% APY-0.25% - Flagstar Bank
Flagstar Performance Savings
3.20% APY-0.20% - Neighbors Bank
Neighbors Savings Account
4.10% APY-0.10% - Peak Bank
Envision High Yield Savings
4.01% APY-0.01%
Top 10 Highest Savings Rates Right Now
By advertised APY.
| Institution | Product | APY |
|---|---|---|
| First Federal Bank of Kansas City | Grow Savings Account | 5.00% |
| GO2bank | High Yield Savings | 4.50% |
| Elevault | High Yield Savings Account | 4.34% |
| Axos Bank | Axos ONE Savings | 4.21% |
| Newtek Bank | Personal High Yield Savings | 4.20% |
| Forbright Bank | Growth Savings | 4.15% |
| Neighbors Bank | Neighbors Savings Account | 4.10% |
| Pibank | Pibank Savings | 4.10% |
| Fitness Bank | Fitness Elite Checking & Fitness Savings Combo | 4.05% |
| Climate First Bank | Super Duper Savings Account | 4.01% |
Tools
Go beyond rates. Plan your financial future with our interactive tools.
Savings Calculator
Easily project your savings growth using the latest savings account rates or enter a custom APY.
Emergency Fund Planner
Calculate exactly how much you need to save for 3-6 months of expenses based on your lifestyle.
Camp Savings Calculator
Plan your summer budget. See how today's high rates can help you reach your savings goal faster.
Browser Extension (Chrome)
Get the top 10 highest savings rates instantly in your Chrome toolbar.