First Westroads Bank, Inc.: Savings Account & Rates

Updated: 8/15/2026

Mission: Banksparency aims to make First Westroads Bank, Inc.'s deposit accounts transparent and comparable to the market.

Interest rates reported as APY

Analysis of First Westroads Bank, Inc.

Our verdict

First Westroads Bank, Inc. offers Consumer Savings, a savings account paying 0.25% APY with a $100 minimum deposit.

At 0.25% APY, First Westroads Bank, Inc. pays below the national savings average of 0.38%.

Ideal User Profile

Best for: simple saving without extra requirements.

Important Considerations

No app ratings available for this bank.

iOS app rating is not available.

Android app rating is not available.

Savings Overview

Consumer Savings

Savings

0.25% APY

Min: $100 Branch Access

Min. Deposit	$100
Min. Balance	$0
Maintenance Fee	$0

Rank #204 of 337 tracked.

Limited to six transfers or withdrawals per statement cycle. $3.00 for each additional transfer or withdrawal.

Market Reality Check

This institution offers rates below the top 10 savings and money market accounts we track. Those institutions all pay at least 4.01% APY.

See Top Rates

National Avg: 0.38% (FDIC, 8/1/2026).
Banksparency tracks live rates daily.

Bank Overview

HQ LocationOmaha, NE
Deposit InsuranceFDIC Insured(Cert: 19742)

Visit Official Website

Featured Offers

Axos ONE - High Yield Savings & Checking

Over 95,000 fee-free ATMs
Get paid up to 2 days early with Direct Deposit
One convenient app for spending & saving

FDIC Insured

Savings4.21%APY

Checking0.51%APY

Go to Axos Bank

FDIC or NCUA insured

View Details

Monthly Maintenance Fee	None
Min. Deposit to Savings Account	0
Min. Balance in Savings Account	0
How to qualify for APY	OPTION ADirect Deposit $1,500+ AND Maintain $1,500+ avg daily checking balance. OR OPTION BDeposit $5,000+ total/mo AND Maintain $5,000+ avg daily checking balance.
Mobile Ratings	iOS:4.7 Android:4.5

The APY is available with the Axos ONE savings and checking bundle. The checking account also earns interest. To qualify, you must either set up a direct deposit of $1,500 and maintain an average daily balance of more than $1,500 in your ONE Checking account, or receive at least $5,000 in total monthly qualifying deposits and maintain an average daily balance of more than $5,000.

EASY TRANSFERS, LOW MINIMUMS

SponsoredVerified Aug 19, 2026

FDIC Insured

Quontic High Yield Savings

Apply in 3 minutes or less
No monthly service fees
Transfer with Zelle, Apple Pay, G-Pay, and more

FDIC Insured

Savings3.20%APY

Go to Quontic Bank

FDIC or NCUA insured

View Details

Monthly Maintenance Fee	None
Min. Deposit to Savings Account	10000
Min. Balance in Savings Account	0
Mobile Ratings	iOS:4.8 Android:4.9

Savings Account: In-Depth View

Savings Account Offered by First Westroads Bank, Inc.

Feature	Consumer Savings
APY	0.25%Verified: 8/15/2026
APY Trend	N/A
Min. Deposit	$100
Min. Balance	$0
Monthly Fee	N/A
Direct Deposit	None
Checking Bundle	No
In-Branch Access	Yes
Compounding	quarterly
FDIC Insured	Yes
Eligibility	United States
Important	Limited to six transfers or withdrawals per statement cycle. $3.00 for each additional transfer or withdrawal.
Next Steps	-

Interactive Tool

Calculate Savings for First Westroads Bank, Inc.

All calculations are based on APY.

Selected product

Consumer Savings0.25% APY

Initial deposit

Recurring deposit

Frequency

Duration

Savings Breakdown

Interest Earned
+$93.40(0.7%)
Total Contributions
$13,000
Initial Deposit
$1,000

Projected Balance

$14,093.40

Effective APY

0.25%

The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.

First Westroads Bank, Inc. Savings Rates Over Time

No historical data available.

Compare with First Westroads Bank, Inc.

Feature	Current View First Westroads Bank, Inc.	Empty Slot
Product	Consumer Savings	-
APY	0.25%Verified: 8/15/2026	-
APY Trend	N/A	-
Min. Deposit	$100	N/A
Monthly Fee	N/A	-
Direct Deposit	No	-
Checking Bundle	No	-
In-Branch Access	Yes	-
Eligibility	United States	-
Compounding	quarterly	-
FDIC or NCUA Insured	Yes	-
Note	Limited to six transfers or withdrawals per statement cycle. $3.00 for each additional transfer or withdrawal.	-
Next Steps	-	-

Alternatives to First Westroads Bank, Inc.

Banks with Higher/Similar Savings APY

For a top list of the highest savings rates, see all HYSA top rates

All America Bank

Regular Savings: 1.25% APY

Minimum Deposit: $50

Super Savers MMDA: 2.75% APY

Minimum Deposit: $2,500

First-Citizens Bank & Trust Company

Money Market Account: 0.15% APY

Minimum Deposit: $500

Online Savings Account: 0.10% APY

Minimum Deposit: $50

Online Only

Geddes Federal Savings and Loan Association

Money Market: 0.70% APY

Minimum Deposit: $1,000

Passbook Savings: 0.05% APY

Minimum Deposit: $25

Statement Savings: 0.05% APY

Minimum Deposit: $25

Premier Money Market: 0.80% APY

Minimum Deposit: $1,000

Security Bank Minnesota

Economy Savings $25 min.: 0.25% APY

Bundled Savings & Checking Account

Minimum Deposit: $25

Variable Rate HSA: 0.25% APY

Minimum Deposit: $100

Money Market - Investment Savings: 1.26% APY

Bundled Savings & Checking Account

Minimum Deposit: $1,000

Regular Savings $100 min./below $3 s/c: 0.25% APY

Bundled Savings & Checking Account

Minimum Deposit: $100

Variable Rate IRA Savings: 1.26% APY

Minimum Deposit: $100

Platinum Money Market Savings $10,000 min./below $25 s/c $.01 $19,999.99: 2.27% APY

Bundled Savings & Checking Account

Minimum Deposit: $10,000

First Federal Savings and Loan Association of Lakewood

Business Savings: 0.20% APY

Minimum Deposit: $50

DirectSave: 0.20% APY

Minimum Deposit: $25

Axos Bank

Axos ONE Savings: 4.21% APY

Bundled Savings & Checking Account

Minimum Deposit: $0

Online Only

Business Premium Savings: 3.50% APY

Minimum Deposit: $0

Online Only

Summit Savings: 3.75% APY

Minimum Deposit: $0

Online Only

First Savings: 0.25% APY

Minimum Deposit: $0

Online Only

First Federal Savings and Loan Association

Steadfast Money Market: 1.00% APY

Minimum Deposit: $1,000

First Savers: 0.01% APY

Minimum Deposit: $10

MY Money Market: 0.45% APY

Minimum Deposit: $5,000

Resolute Money Market: 2.27% APY

Minimum Deposit: $10,000

Savings Club: 0.05% APY

Minimum Deposit: $1

First Federal Savings and Loan Association

First Catastrophe Savings: 0.50% APY

Minimum Deposit: $100

Christmas Club: 0.02% APY

Minimum Deposit: $1

IRA Access Fund: 0.02% APY

Minimum Deposit: $1,000

Passbook Savings: 0.02% APY

Minimum Deposit: $25

First Choice Money Market: 1.25% APY

Minimum Deposit: $10,000

Money Fund: 0.05% APY

Minimum Deposit: $1,000

Essential Savings: 3.25% APY

Minimum Deposit: $25

Online Only

American Express

High Yield Savings Account: 3.00% APY

Minimum Deposit: $0

Online Only

Vio Bank

Online Savings Account: 3.99% APY

Minimum Deposit: $100

Online Only

Cornerstone Money Market Savings: 3.45% APY

Minimum Deposit: $100

Online Only

Bask Bank

Interest Savings Account: 3.75% APY

Minimum Deposit: $0

Online Only

Presidential Bank

Premier Savings: 0.50% APY

Minimum Deposit: $500

Eligible States: Limited (see details)

Advantage Savings: 3.75% APY

Bundled Savings & Checking Account

Minimum Deposit: $5,000

Commercial Money Market: 0.15% APY

Minimum Deposit: $5,000