Highest Money Market Rates in Nebraska
46 Nebraska-specific accounts
Top Nebraska Rate:3.87% APYFDIC or NCUA Insured
The Nebraska market
Nebraska accounts
46
Institutions
39
Top Nebraska APY
3.87% APY
Nationally: 4.00% APY
FDIC national average
0.63%
As of Sep 2026
46 money market accounts are open only to Nebraska residents, from 39 institutions. The highest advertised APY among them is 3.87%.
The highest nationally available rate is 4.00% APY, 13 basis points above the Nebraska leader.
37 of the 46 Nebraska money market accounts advertise more than the FDIC national average of 0.63% for money market accounts as of Sep 2026.
Nebraska-Specific Money Market Accounts
Money market accounts specifically available to Nebraska residents.
| Institution | Product / Term | APY |
|---|---|---|
| Cornhusker Bank | Platinum Money Market Accountneeds at least $1,000,000 | Up to3.87% |
| UMB Bank, National Association | UMB Retail Money Marketneeds at least $10,000 | 3.71% |
| Dundee Bank | Platinum Money Market Accountneeds at least $100,000 | 3.50% |
| First Westroads Bank, Inc. | Elite Consumer Money Marketneeds at least $4,000,000.01 | Up to3.06% |
| First Nebraska Bank | Money Market Investment Accountneeds at least $250,000 | Up to2.89% |
| Union Bank and Trust Company | Value Edge Money Marketneeds at least $500,000 | Up to2.83% |
| Madison County Bank | Money Market Savings Accountneeds at least $90,000 | Up to2.80% |
| FirstBank of Nebraska | First Money Marketneeds at least $1,000,000 | Up to2.78% |
| Great Southern Bank | Money Market Plus | 2.78% |
| BMO Bank | Growth Money Marketrelationship rate from $250,000 · 0.05% to 2.24% without the relationship | Up to2.76% |
| First National Bank in Ord | Money Market Accountneeds at least $1,000,000 | Up to2.68% |
| Bank of Prague | Money Market Savings | 2.53% |
| Gateway First Bank | Gateway Money Marketneeds at least $25,000 | Up to2.50% |
| Henderson State Bank | Money Marketneeds at least $500,000 | Up to2.50% |
| First Community Bank | Insured Money Marketneeds at least $75,000 | Up to2.43% |
| JONES BANK | Money Market Plusneeds at least $1,000,000 | Up to2.34% |
| Pinnacle Bank - Wyoming | PinnMarket Personal Accountneeds at least $1,000,000 | Up to2.27% |
| West Gate Bank | Money Market Accountneeds at least $1,000,000 | Up to2.27% |
| United Republic Bank | High Yield Money Marketneeds at least $1,000,000 | 2.25% |
| Cornhusker Bank | Money Market Accountneeds at least $1,500,000 | Up to2.20% |
| Farmers and Merchants Bank | Money Marketneeds at least $500,001 | Up to2.17% |
| Westside State Bank | Money Market Accountneeds at least $500,000 | Up to2.17% |
| Access Bank | ACCESS Money Marketneeds at least $1,000,000 | Up to2.05% |
| First Westroads Bank, Inc. | Consumer Money Marketneeds at least $500,000.01 | Up to2.05% |
| Pathway Bank | Karat Money Marketneeds at least $200,000 | Up to1.85% |
| Nebraska Bank | Money Marketneeds at least $250,000 | Up to1.58% |
| Dundee Bank | Money Market Accountneeds at least $100,000 | Up to1.50% |
| First State Bank Nebraska | Money Market Accountneeds at least $250,000 | Up to1.50% |
| Primebank | Money Marketneeds at least $100,000 | Up to1.40% |
| Wahoo State Bank | Money Market Accountneeds at least $250,000 | Up to1.26% |
| Town & Country Bank | Money Market Savingsneeds at least $100,000 | Up to1.25% |
| The Bank of Steinauer | Money Market Accountneeds at least $20,000 | Up to1.00% |
| United Republic Bank | Money Marketneeds at least $100,000 | Up to1.00% |
| Brunswick State Bank | Money Marketneeds at least $20,000 | Up to0.90% |
| Thayer County Bank | Money Market - Personalneeds at least $75,000 | Up to0.83% |
| Genoa Community Bank | Personal Premiere Money Market Deposit Accountneeds at least $100,000 | Up to0.70% |
| Genoa Community Bank | Personal Money Market Deposit Accountneeds at least $50,000 | Up to0.65% |
| Adams State Bank | Money Market Investment Accountneeds at least $2,500 | 0.60% |
| Enterprise Bank | Money Market Savingsneeds at least $500,000 | Up to0.60% |
| Farmers and Merchants Bank | Money Marketneeds at least $75,000 | Up to0.50% |
| Tecumseh Federal Bank | Bonus Money Marketneeds at least $20,000 | Up to0.40% |
| Nebraska State Bank and Trust Company | Money Market | 0.35% |
| City Bank & Trust Co. | Premier Money Marketneeds at least $100,000 | 0.25% |
| City Bank & Trust Co. | Money Marketneeds at least $100,000 | Up to0.20% |
| First Tri County Bank | Money Market Deposit Account | 0.05% |
| Great Southern Bank | Money Market | 0.01% |
Nationally Available Money Market Accounts
The 8 highest-rate money market accounts available nationwide, including in Nebraska.
| Institution | Product / Term | APY |
|---|---|---|
| Bank5 Connect | Money Market Account | 4.00% |
| Climate First Bank | Impact Money Market | 3.96% |
| Prime Alliance Bank | Personal Money Market | 3.90% |
| Quontic Bank | Money Market Account | 3.90% |
| Customers Bank | Ascent Money Market Savings Account | 3.63% |
| Sallie Mae Bank | Money Market Account | 3.60% |
| FNBO Direct | Online Money Market Accountneeds at least $500,000 | Up to3.55% |
| U.S. Bank | Elite Money Marketbalances of $25,000 to $9,999,999,999.99 only | Up to3.40% |