FirstBank of Nebraska: Savings Accounts, CDs, Money Market & Rates

By Aviel Fahl

Updated: 8/19/2026

Mission: Banksparency aims to make FirstBank of Nebraska's deposit accounts transparent and comparable to the market.

Interest rates reported as APY

Analysis of FirstBank of Nebraska

Our verdict

CD Analysis

FirstBank of Nebraska offers CDs paying up to 4.00% APY on its 3 months term, across 12 term lengths.

Tracking 20 active CD products, useful for locking in today's rate before further moves at the Fed.

Best CD use: locking in 4.00% APY for a 3 months term and laddering across multiple maturities.

FirstBank of Nebraska also offers First Money Market, a money market account paying 2.78% APY with a $2,500 minimum deposit. To earn the full 2.78% APY, a minimum balance of $2,500 is required. Below that, the rate drops to as low as 1.76% APY.

At 2.78% APY, FirstBank of Nebraska pays 4x the national money market average of 0.63%.

Additional Accounts

First Savings, a high-yield savings account at 0.50% APY.
Holiday Savings, a high-yield savings account at 0.50% APY.
Business Money Market, a business money market account at 2.78% APY.

Ideal User Profile

Best for: simple saving without extra requirements.

IRA Analysis

FirstBank of Nebraska also offers an IRA savings account paying up to 2.02% APY.

Tracking 1 active IRA savings product, useful for tax-advantaged retirement savings.

Best IRA use: tax-advantaged retirement saving.

Important Considerations

Business Money Market is a business money market account. Available to business customers.

No app ratings available for this bank.

iOS app rating is not available.

Android app rating is not available.

Deposit Accounts Overview

Business Money Market

Savings

2.78% APY

Tiered Range: 1.76% - 2.78%

StableNo rate changes in last 7 days

Min: $2,500 Branch Access

Rank #121 of 337 tracked.

Health Savings Account

Savings

1.51% APY

Tiered Range: 0.50% - 1.51%

StableNo rate changes in last 7 days

Min: $100 Branch Access

Rank #144 of 337 tracked.

Business Savings

Savings

0.50% APY

StableNo rate changes in last 7 days

Min: $500 Branch Access

Rank #176 of 337 tracked.

First Savings

Savings

0.50% APY

StableNo rate changes in last 7 days

Min: $25 Branch Access

Rank #177 of 337 tracked.

Holiday Savings

Savings

0.50% APY

StableNo rate changes in last 7 days

Min: $10 Branch Access

Rank #178 of 337 tracked.

First Money Market

Money Market

2.78% APY

Tiered Range: 1.76% - 2.78%

Min: $2,500 Branch Access

IRA Savings

2.02% APY

StableNo rate changes in last 7 days

Min: $100 Branch Access

Market Reality Check

This institution offers rates below the top 10 savings and money market accounts we track. Those institutions all pay at least 4.01% APY.

See Top Rates

National Avg: 0.38% (FDIC, 8/1/2026).
Banksparency tracks live rates daily.

Bank Overview

HQ LocationWahoo, NE
Deposit InsuranceFDIC Insured(Cert: 5486)

Visit Official Website

Featured Offers

Axos ONE - High Yield Savings & Checking

Over 95,000 fee-free ATMs
Get paid up to 2 days early with Direct Deposit
One convenient app for spending & saving

FDIC Insured

Savings4.21%APY

Checking0.51%APY

Go to Axos Bank

FDIC or NCUA insured

View Details

Monthly Maintenance Fee	None
Min. Deposit to Savings Account	0
Min. Balance in Savings Account	0
How to qualify for APY	OPTION ADirect Deposit $1,500+ AND Maintain $1,500+ avg daily checking balance. OR OPTION BDeposit $5,000+ total/mo AND Maintain $5,000+ avg daily checking balance.
Mobile Ratings	iOS:4.7 Android:4.5

The APY is available with the Axos ONE savings and checking bundle. The checking account also earns interest. To qualify, you must either set up a direct deposit of $1,500 and maintain an average daily balance of more than $1,500 in your ONE Checking account, or receive at least $5,000 in total monthly qualifying deposits and maintain an average daily balance of more than $5,000.

EASY TRANSFERS, LOW MINIMUMS

SponsoredVerified Aug 19, 2026

FDIC Insured

Quontic High Yield Savings

Apply in 3 minutes or less
No monthly service fees
Transfer with Zelle, Apple Pay, G-Pay, and more

FDIC Insured

Savings3.20%APY

Go to Quontic Bank

FDIC or NCUA insured

View Details

Monthly Maintenance Fee	None
Min. Deposit to Savings Account	10000
Min. Balance in Savings Account	0
Mobile Ratings	iOS:4.8 Android:4.9

Deposit Accounts: In-Depth View

Savings Accounts Offered by FirstBank of Nebraska

Feature	Health Savings Account	First Savings	Holiday Savings	Business Savings
APY	1.51%Range: 0.50% - 1.51%Verified: 8/19/2026	0.50%Verified: 8/19/2026	0.50%Verified: 8/19/2026	0.50%Verified: 8/19/2026
APY Trend	StableNo rate changes in last 7 days	StableNo rate changes in last 7 days	StableNo rate changes in last 7 days	StableNo rate changes in last 7 days
Min. Deposit	$100	$25	$10	$500
Min. Balance	$0.01	$25	$10	$500
Monthly Fee	N/A	N/A	N/A	N/A
Direct Deposit	None	None	None	None
Checking Bundle	No	No	No	No
In-Branch Access	Yes	Yes	Yes	Yes
Compounding	N/A	N/A	N/A	N/A
FDIC Insured	Yes	Yes	Yes	Yes
Eligibility	United States	United States	United States	United States
Next Steps	-	-	-	-

Interactive Tool

Calculate Savings for FirstBank of Nebraska

All calculations are based on APY.

Choose savings account

Initial deposit

Recurring deposit

Frequency

Duration

Savings Breakdown

Interest Earned
+$1,293.40(7.7%)
Total Contributions
$13,000
Initial Deposit
$2,500

Projected Balance

$16,793.40

Effective APY

2.78%

The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.

FirstBank of Nebraska Deposit Rates Over Time

No historical data available.

Compare with FirstBank of Nebraska

Feature	Current View FirstBank of Nebraska	Empty Slot
Product		-
APY	0.50% - 1.51%Verified: 8/19/2026	-
APY Trend	StableNo rate changes in last 7 days	-
Min. Deposit	$100	N/A
Monthly Fee	N/A	-
Direct Deposit	No	-
Checking Bundle	No	-
In-Branch Access	Yes	-
Eligibility	United States	-
Compounding	N/A	-
FDIC or NCUA Insured	Yes	-
Next Steps	-	-

CD Overview

4.00% Highest APY

Across 20 CD products with terms: 60 months, 12 months, 18 months, 30 months, 23 months, 48 months, 36 months, 3 months, 6 months, 17 months, 11 months, 24 months

CD Products Offered by FirstBank of Nebraska

Feature	3 Month CD 3 months	6 Month CD 6 months	11 Month CD Special 11 months	12 Month IRA CD 12 months	12 Month CD ($5,000+) 12 months	12 Month CD 12 months	17 Month CD Special 17 months	18 Month IRA CD 18 months	18 Month CD 18 months	23 Month CD Special 23 months	24 Month IRA CD 24 months	24 Month CD 24 months	30 Month IRA CD 30 months	30 Month CD 30 months	36 Month IRA CD 36 months	36 Month CD 36 months	48 Month IRA CD 48 months	48 Month CD 48 months	60 Month CD 60 months	60 Month IRA CD 60 months
APY	4.00%Verified: 8/19/2026	3.80%Verified: 8/19/2026	3.90%Verified: 8/19/2026	3.75%Verified: 8/19/2026	3.75%Verified: 8/19/2026	3.65%Verified: 8/19/2026	3.90%Verified: 8/19/2026	3.50%Verified: 8/19/2026	3.50%Verified: 8/19/2026	3.90%Verified: 8/19/2026	3.65%Verified: 8/19/2026	3.65%Verified: 8/19/2026	3.55%Verified: 8/19/2026	3.55%Verified: 8/19/2026	3.55%Verified: 8/19/2026	3.55%Verified: 8/19/2026	3.35%Verified: 8/19/2026	3.35%Verified: 8/19/2026	3.25%Verified: 8/19/2026	3.25%Verified: 8/19/2026
Term	3 months	6 months	11 months	12 months	12 months	12 months	17 months	18 months	18 months	23 months	24 months	24 months	30 months	30 months	36 months	36 months	48 months	48 months	60 months	60 months
Min. Deposit	$1,000	$1,000	$1,000	$1,000	$5,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000
Early Withdrawal	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
FDIC Insured	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes

FirstBank of Nebraska CD Rates Over Time

Not enough rate history to show a chart. We have CD rates for this bank from one day only. The chart shows when we collect more data.

Money Market Accounts Offered by FirstBank of Nebraska

Feature	First Money Market
APY	2.78%Range: 1.76% - 2.78%Verified: 8/19/2026
Min. Deposit	$2,500
Min. Balance	$2,500
Monthly Fee	N/A
Direct Deposit	None
In-Branch Access	Yes
Compounding	N/A
FDIC Insured	Yes
Eligibility	United States

Alternatives to FirstBank of Nebraska

Banks with Higher/Similar Savings APY

For a top list of the highest savings rates, see all HYSA top rates

Freedom Bank

Platinum Money Market Account (Personal): 0.40% APY

Minimum Deposit: $0

Choice Money Market Account (Personal): 0.25% APY

Minimum Deposit: $0

Business Savings: 0.15% APY

Minimum Deposit: $0

Small Business Money Market Account: 0.25% APY

Minimum Deposit: $0

Minor Savings: 0.15% APY

Minimum Deposit: $0

Freedom Savings Account: 3.00% APY

Minimum Deposit: $0

High Yield Savings: 0.40% APY

Minimum Deposit: $0

Choice Business Money Market Account: 0.25% APY

Minimum Deposit: $0

Statement Savings: 0.15% APY

Minimum Deposit: $0

First Federal Community Bank, National Association

Health Savings Account: 3.04% APY

Minimum Deposit: N/A

First Choice Money Market: 0.55% APY

Minimum Deposit: N/A

Vacation Club: 0.02% APY

Minimum Deposit: N/A

First Fed Plus Savings: 0.71% APY

Bundled Savings & Checking Account

Minimum Deposit: $1

Direct Deposit: Not required

First Choice Savings: 0.02% APY

Minimum Deposit: N/A

Christmas Club: 0.02% APY

Minimum Deposit: N/A

First Fed Bank

Spruce Money Market: 0.01% APY

Minimum Deposit: $10,000

Holiday Club: 0.03% APY

Minimum Deposit: $25

First Savings: 2.25% APY

Minimum Deposit: $1

Business Savings: 0.03% APY

Minimum Deposit: $100

Premium Business Savings: 2.00% APY

Minimum Deposit: $100,000

Madrona Business Money Market: 2.75% APY

Minimum Deposit: $10,000

First Rate Money Market: 0.01% APY

Minimum Deposit: $1,000

Summit Savings: 0.03% APY

Minimum Deposit: $100

Alpine Savings: 1.95% APY

Minimum Deposit: $100,000

TAB Bank

Business Money Market: 3.25% APY

Minimum Deposit: $25

Online Only

TAB Save: 3.61% APY

Minimum Deposit: $0

Online Only

Business Savings: 0.25% APY

Minimum Deposit: $25

Online Only

Capital One

Business Savings Account: 3.50% APY

Minimum Deposit: $0

360 Performance Savings: 3.00% APY

Minimum Deposit: $0

Kids Savings Account: 2.50% APY

Minimum Deposit: $0

First National Bank of Clarksdale

Regular Savings: 0.20% APY

Minimum Deposit: $100

Health Savings Account: 0.10% APY

Minimum Deposit: N/A

Commercial Investment Money Market: 3.25% APY

Minimum Deposit: $100,000

IRA Floating: 0.30% APY

Minimum Deposit: N/A

Money Market: 2.25% APY

Minimum Deposit: $1,000

Ameriprise Bank

Savings Account: 3.15% APY

Minimum Deposit: $100

Online Only

UNICO Bank

Christmas Club Savings: 2.50% APY

Minimum Deposit: $1

PNC

Standard Savings: 0.03% APY

Minimum Deposit: $25

PNC High Yield Savings: 3.15% APY

Minimum Deposit: $0

Eligible States: Limited (see details)

Ivy Bank

High-Yield Savings Account: 3.85% APY

Minimum Deposit: $2,500

Online Only

Wealthfront

Cash Account: 3.95% APY

Minimum Deposit: $0

Online Only

Colorado Federal Savings Bank

High Yield Savings: 3.85% APY

Minimum Deposit: $1

Online Only

Premier Savings: 3.90% APY

Minimum Deposit: $50,000

Online Only

Eligible States: Limited (see details)