Highest Savings Rates in Missouri
109 Missouri-specific accounts
The Missouri market
Missouri accounts
109
Institutions
75
Top Missouri APY
5.00% APY
Nationally: 5.00% APY
FDIC national average
0.37%
As of Sep 2026
109 savings accounts are open only to Missouri residents, from 75 institutions. The highest advertised APY among them is 5.00%.
The highest nationally available rate is 5.00% APY, the same as the Missouri leader.
40 of the 109 Missouri savings accounts advertise more than the FDIC national average of 0.37% for savings accounts as of Sep 2026.
Missouri-Specific Savings Accounts
These savings accounts are specifically available to Missouri residents.
| # | Institution & Rate | Earned in a year at $10,000 | Requirements & Features | Minimum Deposit | Actions |
|---|---|---|---|---|---|
| #1 | Academy Bank, National Association Oloy High-Yield Savings Account Up to4.15%APY On balances of $25,000 to $2,999,999.99 · 3.85% below No min. balance for APY Observed: Oct 13, 2026 Show Details | +$385per yearEffective: 3.85% | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $1,000 | |
| #2 | Show Details | +$306per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $1,000 | |
| #3 | Show Details | +$300per year | Deposit Insurance FDIC InsuredFeatures No MinimumsGreat iOS AppGreat Android AppIn-Person AccessZelle® Supported | $0 | |
| #4 | Show Details | +$290per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #5 | Show Details | +$250per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $1 | |
| #6 | North American Savings Bank, F.S.B. Select III Savings Up to3.75%APY Needs at least $75,000 Observed: Oct 13, 2026 Show Details | +$250per yearEffective: 2.50% | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $500 | |
| #7 | Show Details | +$235per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $1,000 | |
| #8 | Blue Ridge Bank and Trust Co. Maximum Yield (MY) Savings Account Up to2.06%APY On balances up to $25,000 · 0.20% above No min. balance for APY Observed: Oct 3, 2026 Show Details | +$206per year | Deposit Insurance FDIC InsuredRequires Linked Account Features Low MinimumsIn-Person Access | $25 | |
| #9 | Show Details | +$200per year | We could not confirm: minimum deposit. Deposit Insurance FDIC InsuredRequires Linked Account Features No MinimumsIn-Person Access | N/A | |
| #10 | Show Details | +$200per year | We could not confirm: minimum deposit. Deposit Insurance FDIC InsuredRequires Linked Account Features No MinimumsIn-Person Access | N/A | |
| #11 | Regional Missouri Bank Kasasa Saver Up to2.00%APY On balances up to $25,000 · 0.30% above No min. balance for APY Observed: Oct 13, 2026 Show Details | +$200per year | Deposit Insurance FDIC InsuredRequires Linked Account Features Low MinimumsIn-Person Access | $5 | |
| #12 | Community National Bank & Trust Platinum Savings Up to1.91%APY Needs at least $5,000 Observed: Oct 7, 2026 Show Details | +$191per year | Deposit Insurance FDIC InsuredRequires Mod. Minimum Features In-Person Access | $5,000 | |
| #13 | 1st Advantage Bank Investment Savings Up to3.10%APY Needs at least $1,000,000 Min. balance: $1,000 Observed: Oct 5, 2026 Show Details | +$150per yearEffective: 1.50% | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $1,000 | |
| #14 | United Bank of Union Companion Savings Account Up to1.50%APY Needs at least $1,000 Min. balance: $1,000 Observed: Oct 3, 2026 Show Details | +$150per year | Deposit Insurance FDIC InsuredRequires Linked Account Features Low MinimumsIn-Person Access | $1,000 | |
| #15 | First Federal Bank of Kansas City Grow Savings Account Up to5.00%APY On the first $2,499.99 · 0.10% above Observed: Oct 13, 2026 Show Details | +$132per yearEffective: 1.32% | Deposit Insurance FDIC InsuredRequires Linked Account Features Low MinimumsIn-Person Access | $25 | |
| #16 | Show Details | +$100per year | Deposit Insurance FDIC InsuredRequires Linked Account Features Low MinimumsIn-Person Access | $50 | |
| #17 | Show Details | +$75per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #18 | Heritage Bank of the Ozarks Neighbor Rewards Savings 0.75%APY No min. balance for APY Observed: Oct 3, 2026 Show Details | +$75per year | Deposit Insurance FDIC InsuredRequires Linked Account Features Low MinimumsIn-Person Access | $100 | |
| #19 | Show Details | +$75per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $50 | |
| #20 | Show Details | +$65per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $10 | |
| #21 | Show Details | +$60per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $50 | |
| #22 | Show Details | +$55per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $500 | |
| #23 | Show Details | +$50per year | Features Low MinimumsIn-Person Access | $25 | |
| #24 | FCB Banks Savings & Student Savings Up to0.50%APY Needs at least $500 No min. balance for APY Observed: Oct 12, 2026 Show Details | +$50per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $25 | |
| #25 | Show Details | +$50per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $10 | |
| #26 | Show Details | +$50per year | We could not confirm: minimum deposit. Deposit Insurance FDIC InsuredFeatures No MinimumsIn-Person Access | N/A | |
| #27 | Show Details | +$50per year | Deposit Insurance FDIC InsuredRequires Linked Account Features Low MinimumsIn-Person Access | $50 | |
| #28 | Show Details | +$50per year | Deposit Insurance FDIC InsuredRequires Linked Account Features Low MinimumsIn-Person Access | $50 | |
| #29 | Show Details | +$50per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #30 | Show Details | +$50per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #31 | Show Details | +$42per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $50 | |
| #32 | Freedom Bank of Southern Missouri Savings Account 0.40%APY No min. balance for APY Observed: Oct 7, 2026 Show Details | +$40per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #33 | Show Details | +$40per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $50 | |
| #34 | Show Details | +$40per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #35 | Show Details | +$40per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $50 | |
| #36 | Show Details | +$35per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #37 | Show Details | +$35per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $25 | |
| #38 | Show Details | +$30per year | Features Low MinimumsIn-Person Access | $25 | |
| #39 | CENTURY Quick Stash Savings Up to1.00%APY On balances up to $999.99 · 0.30% above Observed: Oct 13, 2026 Show Details | +$30per yearEffective: 0.30% | We could not confirm: minimum deposit. Features No MinimumsIn-Person Access | N/A | |
| #40 | Show Details | +$30per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #41 | Fidelity Bank, National Association Step-Up Savings Up to0.30%APY Needs at least $1,000 Observed: Oct 7, 2026 Show Details | +$30per year | We could not confirm: minimum deposit. Deposit Insurance FDIC InsuredFeatures No MinimumsIn-Person Access | N/A | |
| #42 | Show Details | +$30per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #43 | North American Savings Bank, F.S.B. Statement Savings 0.30%APY No min. balance for APY Observed: Oct 13, 2026 Show Details | +$30per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #44 | Show Details | +$30per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #45 | 1st Advantage Bank ADVANTAGE Savings Up to0.40%APY Needs at least $250,000 Min. balance: $1,000 Observed: Oct 5, 2026 Show Details | +$25per yearEffective: 0.25% | Deposit Insurance FDIC InsuredRequires Linked Account Features Low MinimumsIn-Person Access | $1,000 | |
| #46 | Show Details | +$25per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #47 | Show Details | +$25per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #48 | Show Details | +$25per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $1 | |
| #49 | Show Details | +$25per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $25 | |
| #50 | Show Details | +$25per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 |
Academy Bank, National Association
Oloy High-Yield Savings Account
On balances of $25,000 to $2,999,999.99 · 3.85% below
What to Watch
The stated APY applies to balances up to $3,000,000. Balances above that cap earn a much lower rate. eStatements are required on this account.
Show Fine Print & Trends Hide Details
| Min. Deposit | $1,000 |
| Min. Balance | $0.01 |
| Maintenance Fee | $0 |
| Compound Freq | daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 19600) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
Southern Bank
Platinum Savings
What to Watch
The rate is the 3-month Treasury bill rate (secondary market) minus 1%, and the rate and APY change monthly on the first business day. The $10 monthly service fee is waived with an average daily balance of $10,000 or with enrollment in online statements. Each withdrawal or transfer after 6 per month costs $1.
Show Fine Print & Trends Hide Details
| Min. Deposit | $1,000 |
| Min. Balance | $0.01 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 28332) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Citibank
Citi Accelerate Savings
What to Watch
Eligibility restricted to select states.
Show Fine Print & Trends Hide Details
| Min. Deposit | $0 |
| Min. Balance | $0.01 |
| Maintenance Fee | $4.50. Waived for average monthly balances > $500 |
| Compound Freq | Daily |
| Direct Deposit | Not required |
| Branches | U.S. branches are concentrated in six metropolitan areas, New York City, Chicago, Los Angeles, San Francisco, Washington, D.C., and Miami. |
| Deposit Insurance | FDIC Insured(Cert: 7213) |
| Eligibility | Alaska, Alabama, Arkansas, Arizona, Colorado, Delaware, Florida (select parts), Georgia, Hawaii, Iowa, Idaho, Illinois (select parts), Indiana, Kansas, Kentucky, Louisiana, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Mexico, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia (partial), Washington (partial), Wisconsin, West Virginia, Wyoming. |
| Zelle® | SupportedLimit: $2,500 /dayTiered limits based on account status (Citigold higher). |
| Mobile Ratings | |
| BBB Rating | D-(Not BBB Accredited) |
Rate Stability
First Bank
Icon High-Yield Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | $0.01 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 12229) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
North American Savings Bank, F.S.B.
High-Rate Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $1 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 29708) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
North American Savings Bank, F.S.B.
Select III Savings
Needs at least $75,000
Show Fine Print & Trends Hide Details
| Min. Deposit | $500 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 29708) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
Gateway First Bank
Gateway High Yield Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $1,000 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 15118) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Blue Ridge Bank and Trust Co.
Maximum Yield (MY) Savings Account
On balances up to $25,000 · 0.20% above
What to Watch
A Maximum Yield Checking account is required, and its monthly qualifications must be met, to earn the premium rate: electronic statements, 12 or more debit card point-of-sale purchases, and one ACH direct deposit or payment each statement cycle. The premium rate applies only to the first $25,000. Balances above $25,000, and every balance in a statement cycle whose qualifications are not met, earn the lower rate shown on the rate page.
Show Fine Print & Trends Hide Details
| Min. Deposit | $25 |
| Min. Balance | $0.01 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 17933) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Fm Bank And Trust
Reward Saver
What to Watch
Rate applies when the monthly qualifications of the linked Reward Checking account are met. Otherwise the account pays a lower base rate. The account must be linked to a Reward Checking account.
We could not confirm: minimum deposit.
Show Fine Print & Trends Hide Details
| Min. Deposit | N/A |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 1027) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Pony Express Bank
Kasasa Saver
What to Watch
The top rate covers the first $35,000 in a month the linked Kasasa Cash account meets its qualifications. In other months the whole balance earns the minimum rate.
We could not confirm: minimum deposit.
Show Fine Print & Trends Hide Details
| Min. Deposit | N/A |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 4526) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Regional Missouri Bank
Kasasa Saver
On balances up to $25,000 · 0.30% above
What to Watch
The stated rate applies to the part of the balance up to $25,000. The part above $25,000 earns a much lower rate, so the yield on the whole balance falls as the balance grows. The account must be linked to a Kasasa Cash or Kasasa Cash Back checking account, and the stated rate is earned only in a month in which that account meets its qualifications: one direct deposit or ACH transaction, twelve debit card purchases, and enrolment in electronic statements. A lower base rate applies for a month in which they are not met.
Show Fine Print & Trends Hide Details
| Min. Deposit | $5 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 18385) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Community National Bank & Trust
Platinum Savings
Needs at least $5,000
Show Fine Print & Trends Hide Details
| Min. Deposit | $5,000 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 27046) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
1st Advantage Bank
Investment Savings
Needs at least $1,000,000
Show Fine Print & Trends Hide Details
| Min. Deposit | $1,000 |
| Min. Balance | $1,000 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 57899) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
United Bank of Union
Companion Savings Account
Needs at least $1,000
What to Watch
The account can be opened only alongside an authorised certificate of deposit at this bank. A deposit into it is allowed only when a new certificate is opened at the same time, and the deposit cannot exceed the amount of that certificate. If the daily balance falls below $1,000 the account earns the bank's Personal Savings rate instead.
Show Fine Print & Trends Hide Details
| Min. Deposit | $1,000 |
| Min. Balance | $1,000 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 14334) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
First Federal Bank of Kansas City
Grow Savings Account
On the first $2,499.99 · 0.10% above
What to Watch
An active consumer checking account is required to open this account. The stated APY applies only to balances up to $2,499.99. Once the balance reaches $2,500 the bank quotes a blended APY for the account.
Show Fine Print & Trends Hide Details
| Min. Deposit | $25 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 29047) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
First Independent Bank
Free Kasasa Saver
What to Watch
Rate applies when the account's monthly qualifications are met. Otherwise the account pays a lower base rate. Requires a Kasasa Cash or Kasasa Cash Back checking account.
Show Fine Print & Trends Hide Details
| Min. Deposit | $50 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 18380) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Bank Northwest
Northwest Heritage Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 16601) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Heritage Bank of the Ozarks
Neighbor Rewards Savings
What to Watch
A Neighbor Rewards Checking account is required. The APY decreases for balances over $100,000.
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 57576) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
MA Bank
1893 Savings Account
Show Fine Print & Trends Hide Details
| Min. Deposit | $50 |
| Min. Balance | N/A |
| Maintenance Fee | $3 fee waived on daily balances over $200 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 14695) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
The Citizens-Farmers Bank of Cole Camp
Regular Savings
What to Watch
Four withdrawals a month are allowed without a fee. Each withdrawal above that is charged a fee.
Show Fine Print & Trends Hide Details
| Min. Deposit | $10 |
| Min. Balance | $1 |
| Maintenance Fee | $0 |
| Compound Freq | semi-annually |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 11463) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
The Corner Stone Bank
Regular Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $50 |
| Min. Balance | $50 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 9388) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
HomeBank
Supreme Savings
What to Watch
Six withdrawals are allowed each month, and each further withdrawal in the same month is charged $1.
Show Fine Print & Trends Hide Details
| Min. Deposit | $500 |
| Min. Balance | $500 |
| Maintenance Fee | $0 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 14492) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
CENTURY
Boost Teen Account Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $25 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | Check Terms |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
FCB Banks
Savings & Student Savings
Needs at least $500
Show Fine Print & Trends Hide Details
| Min. Deposit | $25 |
| Min. Balance | $0.01 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 33005) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Gateway First Bank
Personal Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $10 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 15118) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
HNB National Bank
Savings
What to Watch
Six debits are allowed each quarter. Each debit after the sixth in a quarter costs $1.00.
We could not confirm: minimum deposit.
Show Fine Print & Trends Hide Details
| Min. Deposit | N/A |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 4540) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
HomePride Bank
Kasasa Saver
What to Watch
A linked Kasasa Cash or Kasasa Cash Back checking account is required. The advertised rate is earned only in a monthly qualification cycle in which the linked checking account meets its requirements: at least one direct deposit or ACH transaction, at least 12 debit card purchases, and enrolment in e-statements. In a qualifying cycle the advertised rate applies to balances up to $25,000, and the portion of the balance over $25,000 earns a lower rate. A lower rate applies in a cycle in which those requirements are not met. The account stays free either way.
Show Fine Print & Trends Hide Details
| Min. Deposit | $50 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 11466) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Peoples Savings Bank
Kasasa Saver
What to Watch
Rate applies when the monthly qualifications of the linked Kasasa Cash or Kasasa Cash Back checking account are met. Otherwise the account earns the base interest rate.
Show Fine Print & Trends Hide Details
| Min. Deposit | $50 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 34973) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Pinnacle Bank
PinnSavings Account
What to Watch
Variable rate. The rate can change after the account is opened. The published rate applies to an account opened online; the rate for an account opened at a branch can differ.
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | $200 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 10634) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
The Bank of Old Monroe
Savings
What to Watch
Withdrawals above six per statement period cost $2.00 each. A qualifying student, or a customer aged 60 or older, can have the monthly service charge waived.
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 1655) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Peoples National Bank , N.A.
Statement Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $50 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 3809) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Freedom Bank of Southern Missouri
Savings Account
What to Watch
The account allows four withdrawals each month. Each withdrawal above that costs $1.00.
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 35276) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
HomeBank
Basic Savings
What to Watch
Six withdrawals are allowed each month, and each further withdrawal in the same month is charged $1. A primary owner under the age of 18 who gives the bank a date of birth opens with $10 instead of $50 and pays no monthly balance fee until the account holder turns 18.
Show Fine Print & Trends Hide Details
| Min. Deposit | $50 |
| Min. Balance | $50 |
| Maintenance Fee | $0 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 14492) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Paramount Bank
Personal Statement Savings
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| Min. Deposit | $100 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 57884) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Peoples Bank of Moniteau County
Passbook Savings
What to Watch
The account allows no automatic debit transactions. Withdrawals made in person at a branch are unlimited.
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| Min. Deposit | $50 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | semi-annually |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 15792) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Regional Missouri Bank
Regular Savings
What to Watch
The service charge is applied twice a year, not monthly. Six transfers or withdrawals each month are free, and each one above that is charged $1.00. Transfers and withdrawals made in a branch are unlimited.
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| Min. Deposit | $100 |
| Min. Balance | N/A |
| Maintenance Fee | Avoid the $5 semi-annual service charge by maintaining a $100 minimum balance |
| Compound Freq | semi-annually |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 18385) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
United Bank of Union
Personal Savings
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| Min. Deposit | $25 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 14334) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
CENTURY
Regular Share Savings
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| Min. Deposit | $25 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | Check Terms |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
CENTURY
Quick Stash Savings
On balances up to $999.99 · 0.30% above
What to Watch
The highest rate applies to balances up to $1,000. Balances of $1,000 or more earn a lower rate. Savings are added by rounding up purchases made with a Century Visa debit card.
We could not confirm: minimum deposit.
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| Min. Deposit | N/A |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | Check Terms |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
Chester National Bank
Savings
What to Watch
A $25 fee applies if the account is closed within 90 days of opening.
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| Min. Deposit | $100 |
| Min. Balance | $30 |
| Maintenance Fee | $0 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 30220) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Fidelity Bank, National Association
Step-Up Savings
Needs at least $1,000
We could not confirm: minimum deposit.
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| Min. Deposit | N/A |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 30895) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
First State Bank of St. Charles, Missouri
Regular Savings
What to Watch
Two withdrawals each month are free. Each additional withdrawal costs $1.00.
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| Min. Deposit | $100 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 12219) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
North American Savings Bank, F.S.B.
Statement Savings
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| Min. Deposit | $100 |
| Min. Balance | $0.01 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 29708) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
The First National Bank of Nevada, Missouri
Savings
What to Watch
Variable rate. The bank can change the rate on this account after it is opened.
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| Min. Deposit | $100 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 4598) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
1st Advantage Bank
ADVANTAGE Savings
Needs at least $250,000
What to Watch
The advertised APY requires an open ADVANTAGE Checking account, opened with a minimum of $2,500.
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| Min. Deposit | $1,000 |
| Min. Balance | $1,000 |
| Maintenance Fee | $0 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 57899) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
1st Advantage Bank
Regular Savings
What to Watch
A $3.00 service charge applies each quarter when the average daily ledger balance falls below $100.00.
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| Min. Deposit | $100 |
| Min. Balance | $0.01 |
| Maintenance Fee | If the average daily ledger balance for the statement cycle falls below $100.00, the service charge will be $3.00 per statement cycle (quarter) |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 57899) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Adrian Bank
Passbook Savings Account
What to Watch
Variable rate. The rate can change without notice after the account is opened.
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| Min. Deposit | $100 |
| Min. Balance | N/A |
| Maintenance Fee | $3.00 if balance falls below $100.00 any time during cycle |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 8251) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Adrian Bank
Kid’s Klub Savings Account
What to Watch
Variable rate. The rate can change without notice after the account is opened.
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| Min. Deposit | $1 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 8251) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Bank 21
Statement Savings
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| Min. Deposit | $25 |
| Min. Balance | $25.01 |
| Maintenance Fee | $5.00 if balance falls below $25.00 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 8560) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Bank of Washington
Statement Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 12627) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Nationally Available Savings Accounts
The 8 highest-rate savings accounts available nationwide, including in Missouri.
| Institution | Product / Term | APY |
|---|---|---|
| Axos Bank | Axos ONE Savingsfirst $49,999.99 only · needs a linked account at the bank · promotional rate | Up to5.00% |
| GO2bank | High Yield Savingsfirst $5,000 only · needs a linked account at the bank | Up to4.50% |
| Elevault | High Yield Savings Account | 4.34% |
| Peak Bank | Envision High Yield Savingsup to $499,999.99 only | 4.27% |
| Betterment | Cash Reservepromotional rate | Up to4.25% |
| Neighbors Bank | Neighbors Savings Account | 4.25% |
| Pibank | Pibank Savings | 4.25% |
| EverBank | Performance Savings | 4.20% |