Highest Savings Rates in Pennsylvania
113 Pennsylvania-specific accounts
The Pennsylvania market
Pennsylvania accounts
113
Institutions
63
Top Pennsylvania APY
3.75% APY
Nationally: 5.00% APY
FDIC national average
0.37%
As of Sep 2026
113 savings accounts are open only to Pennsylvania residents, from 63 institutions. The highest advertised APY among them is 3.75%.
The highest nationally available rate is 5.00% APY, 125 basis points above the Pennsylvania leader.
28 of the 113 Pennsylvania savings accounts advertise more than the FDIC national average of 0.37% for savings accounts as of Sep 2026.
Pennsylvania-Specific Savings Accounts
These savings accounts are specifically available to Pennsylvania residents.
| # | Institution & Rate | Earned in a year at $10,000 | Requirements & Features | Minimum Deposit | Actions |
|---|---|---|---|---|---|
| #1 | Show Details | +$375per year | Deposit Insurance FDIC InsuredRequires Linked Account Features Low MinimumsIn-Person Access | $50 | |
| #2 | Show Details | +$371per year | Deposit Insurance FDIC InsuredRequires Linked Account Features No MinimumsIn-Person Access | $0 | |
| #3 | Show Details | +$320per year | Deposit Insurance FDIC InsuredRequires Linked Account Features No MinimumsIn-Person Access | $0 | |
| #4 | Show Details | +$300per year | Deposit Insurance FDIC InsuredRequires Mod. Minimum Features In-Person Access | $5,000 | |
| #5 | Show Details | +$300per year | Deposit Insurance FDIC InsuredFeatures No MinimumsGreat iOS AppGreat Android AppIn-Person AccessZelle® Supported | $0 | |
| #6 | Show Details | +$252per year | Deposit Insurance FDIC InsuredRequires Mod. MinimumLinked Account Features In-Person Access | $100 | |
| #7 | Dollar Bank, Federal Savings Bank Platinum Savings Up to3.75%APY On balances of $100,000 to $5,000,000 · 2.50% below Observed: Oct 13, 2026 Show Details | +$250per yearEffective: 2.50% | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $50 | |
| #8 | Show Details | +$235per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $1,000 | |
| #9 | Unity Bank Consumer High Yield eSavings (Promo) Up to3.75%APY Needs at least $150,000 No min. balance for APY Observed: Oct 13, 2026 Show Details | +$225per yearEffective: 2.25% | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $1 | |
| #10 | Show Details | +$201per year | Deposit Insurance FDIC InsuredRequires Mod. MinimumLinked Account Features In-Person Access | $100 | |
| #11 | Show Details | +$180per year | Deposit Insurance FDIC InsuredRequires Direct Deposit ReqLinked Account Features No MinimumsIn-Person Access | $0.01 | |
| #12 | Show Details | +$170per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $5 | |
| #13 | Show Details | +$141per year | Deposit Insurance FDIC InsuredFeatures No MinimumsIn-Person Access | $0 | |
| #14 | Dollar Bank, Federal Savings Bank Premier Savings Up to1.40%APY On balances of $100,000.01 to $5,000,000 · 1.20% below Observed: Oct 13, 2026 Show Details | +$120per yearEffective: 1.20% | Deposit Insurance FDIC InsuredRequires Mod. Minimum Features In-Person Access | $5,000 | |
| #15 | Show Details | +$100per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $25 | |
| #16 | Second Federal Savings and Loan Association of Philadelphia Passbook Savings 1.00%APY Min. balance: $100 Observed: Oct 7, 2026 Show Details | +$100per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #17 | Armstrong County Building and Loan Association Statement Plus Up to2.20%APY On balances of $100,000 to $249,999.99 · 0.75% below Observed: Oct 13, 2026 Show Details | +$75per yearEffective: 0.75% | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $500 | |
| #18 | Show Details | +$75per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $25 | |
| #19 | Haven Savings Bank E-Statement Savings Account Up to0.75%APY Needs at least $2,500 No min. balance for APY Observed: Oct 7, 2026 Show Details | +$75per year | Deposit Insurance FDIC InsuredRequires Mod. Minimum Features In-Person Access | $2,500 | |
| #20 | Show Details | +$75per yearEffective: 0.75% | We could not confirm: minimum deposit. Deposit Insurance FDIC InsuredFeatures No MinimumsIn-Person Access | N/A | |
| #21 | Show Details | +$60per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $10 | |
| #22 | Marion Center Bank Prime Investment Up to0.65%APY Needs at least $25,000 Min. balance: $1,000 Observed: Oct 7, 2026 Show Details | +$60per year | Deposit Insurance FDIC InsuredRequires Mod. Minimum Features In-Person Access | $5,000 | |
| #23 | Show Details | +$50per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $10 | |
| #24 | Show Details | +$50per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #25 | Show Details | +$50per year | We could not confirm: minimum deposit. Deposit Insurance FDIC InsuredRequires Linked Account Features No MinimumsIn-Person Access | N/A | |
| #26 | SSB Bank Passbook Savings Up to0.50%APY Needs at least $200 No min. balance for APY Observed: Oct 13, 2026 Show Details | +$50per year | Deposit Insurance FDIC InsuredFeatures No MinimumsIn-Person Access | $0 | |
| #27 | Show Details | +$40per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $25 | |
| #28 | Hyperion Bank Statement Savings & HyperSaver Kids 0.35%APY No min. balance for APY Observed: Oct 7, 2026 Show Details | +$35per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $50 | |
| #29 | The Fidelity Deposit and Discount Bank Optimum Choice Savings Up to0.35%APY Needs at least $100 Min. balance: $100 Observed: Oct 7, 2026 Show Details | +$35per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #30 | Show Details | +$30per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $50 | |
| #31 | Show Details | +$30per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #32 | Show Details | +$30per year | We could not confirm: minimum deposit. Deposit Insurance FDIC InsuredFeatures No MinimumsIn-Person Access | N/A | |
| #33 | Show Details | +$30per year | Deposit Insurance FDIC InsuredRequires Mod. Minimum Features In-Person Access | $5,000 | |
| #34 | First Federal Savings and Loan Association of Greene Co Education Savings 0.25%APY Min. balance: $50 Observed: Oct 13, 2026 Show Details | +$25per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $10 | |
| #35 | Show Details | +$25per year | Deposit Insurance FDIC InsuredRequires Linked Account Features Low MinimumsIn-Person Access | $1,000 | |
| #36 | The Fidelity Deposit and Discount Bank Statement Savings Up to0.25%APY Needs at least $100 Min. balance: $100 Observed: Oct 7, 2026 Show Details | +$25per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #37 | Citizens Savings Bank Free Kasasa Saver 0.20%APY On balances up to $50,000 · no rate stated above No min. balance for APY Observed: Oct 7, 2026 Show Details | +$20per year | Deposit Insurance FDIC InsuredRequires Linked Account Features No MinimumsIn-Person Access | $0 | |
| #38 | Show Details | +$20per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $50 | |
| #39 | Compass Savings Bank Passbook Savings Up to0.30%APY Needs at least $25,000 Min. balance: $50 Observed: Oct 7, 2026 Show Details | +$20per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $25 | |
| #40 | Compass Savings Bank Statement Savings Up to0.30%APY Needs at least $25,000 Min. balance: $50 Observed: Oct 7, 2026 Show Details | +$20per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $25 | |
| #41 | Show Details | +$20per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $50 | |
| #42 | Hometown Bank of Pennsylvania Statement Savings Plus Personal 0.20%APY Min. balance: $25 Observed: Oct 3, 2026 Show Details | +$20per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $25 | |
| #43 | Show Details | +$20per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $25 | |
| #44 | Show Details | +$20per year | Deposit Insurance FDIC InsuredRequires Linked Account Features Low MinimumsIn-Person Access | $1 | |
| #45 | Show Details | +$20per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $10 | |
| #46 | Show Details | +$20per year | We could not confirm: minimum deposit. Deposit Insurance FDIC InsuredFeatures No MinimumsIn-Person Access | N/A | |
| #47 | Show Details | +$15per year | Deposit Insurance FDIC InsuredRequires Linked Account Features Low MinimumsIn-Person Access | $1,000 | |
| #48 | Show Details | +$15per year | Deposit Insurance FDIC InsuredFeatures No MinimumsIn-Person Access | $0 | |
| #49 | Clarion County Community Bank Community Plus Savings 0.15%APY No min. balance for APY Observed: Oct 7, 2026 Show Details | +$15per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $5 | |
| #50 | Harleysville Bank Statement Savings Up to0.15%APY Needs at least $2,500 Min. balance: $100 Observed: Oct 7, 2026 Show Details | +$15per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $1 |
Dollar Bank, Federal Savings Bank
Smart Savings
What to Watch
A linked Dollar Bank Everything Checking account is required to open and maintain this account, and the published rates require eight qualifying monthly posted payments on that checking account. Above the first balance tier the rate is paid on the portion of the balance within each tier, so the rate table publishes a range for those tiers instead of one rate. The bank publishes a separate rate schedule for each of its markets, and the Virginia market pays a different rate on this account than the Pennsylvania, Ohio and Maryland markets.
Show Fine Print & Trends Hide Details
| Min. Deposit | $50 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 32245) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
SSB Bank
America's Finest Saver
What to Watch
An America's Finest Checking account is required. The advertised rate is earned only in a month when that checking account's own monthly requirements are met. In any other month the balance earns a much lower rate.
Show Fine Print & Trends Hide Details
| Min. Deposit | $0 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 30431) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
SSB Bank
Kasasa Saver
What to Watch
A Kasasa Cash or Kasasa Cash Back checking account is required. The advertised rate is earned only in a month when that checking account's own monthly requirements are met. In any other month the balance earns a much lower rate.
Show Fine Print & Trends Hide Details
| Min. Deposit | $0 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 30431) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Brentwood Bank
High Yield Savings
What to Watch
The account must be opened with $5,000 in new money not already on deposit at the bank, and $5,000 must be kept in it every day to earn the disclosed rate.
Show Fine Print & Trends Hide Details
| Min. Deposit | $5,000 |
| Min. Balance | $5,000 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 27943) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Citibank
Citi Accelerate Savings
What to Watch
Eligibility restricted to select states.
Show Fine Print & Trends Hide Details
| Min. Deposit | $0 |
| Min. Balance | $0.01 |
| Maintenance Fee | $4.50. Waived for average monthly balances > $500 |
| Compound Freq | Daily |
| Direct Deposit | Not required |
| Branches | U.S. branches are concentrated in six metropolitan areas, New York City, Chicago, Los Angeles, San Francisco, Washington, D.C., and Miami. |
| Deposit Insurance | FDIC Insured(Cert: 7213) |
| Eligibility | Alaska, Alabama, Arkansas, Arizona, Colorado, Delaware, Florida (select parts), Georgia, Hawaii, Iowa, Idaho, Illinois (select parts), Indiana, Kansas, Kentucky, Louisiana, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Mexico, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia (partial), Washington (partial), Wisconsin, West Virginia, Wyoming. |
| Zelle® | SupportedLimit: $2,500 /dayTiered limits based on account status (Citigold higher). |
| Mobile Ratings | |
| BBB Rating | D-(Not BBB Accredited) |
Rate Stability
The Honesdale National Bank
Premier Savings
What to Watch
Available only to holders of an HNB Premier Checking account that remains in good standing. Below a $2,500 balance the account earns no interest.
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | $2,500 |
| Maintenance Fee | $0 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 7526) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Dollar Bank, Federal Savings Bank
Platinum Savings
On balances of $100,000 to $5,000,000 · 2.50% below
What to Watch
Opening this account requires a new money increase of at least $25,000, measured against the owner's average daily balances over the previous 30 days. The monthly service charge is waived only in a month when the account holds an average monthly balance of $25,000 or more. The bank publishes a separate rate schedule for each of its markets, and the Virginia market pays a different rate on this account than the Pennsylvania, Ohio and Maryland markets.
Show Fine Print & Trends Hide Details
| Min. Deposit | $50 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 32245) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
Gateway First Bank
Gateway High Yield Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $1,000 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 15118) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Unity Bank
Consumer High Yield eSavings (Promo)
Needs at least $150,000
What to Watch
Each tier rate is guaranteed for 90 days from opening. Branch opening and consumers only. eStatements with a valid email are required, or the eSavings rate applies.
Show Fine Print & Trends Hide Details
| Min. Deposit | $1 |
| Min. Balance | $0.01 |
| Maintenance Fee | $10 monthly service charge if daily balance falls below $100. |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 33503) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
The Honesdale National Bank
Select Savings
What to Watch
Available only to holders of an HNB Select Checking account that remains in good standing. Below a $2,500 balance the account earns no interest.
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | $2,500 |
| Maintenance Fee | $0 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 7526) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
InFirst Bank
INFIR$T REWARD$ Savings
What to Watch
Pays the advertised rate only in a month when the linked INFIR$T REWARD$ checking account has 12 debit card purchases, one direct deposit or ACH payment, and e-statements. Else it pays the base rate.
Show Fine Print & Trends Hide Details
| Min. Deposit | $0.01 |
| Min. Balance | $0.01 |
| Maintenance Fee | No monthly service fees |
| Compound Freq | N/A |
| Direct Deposit | Required (See terms) |
| Deposit Insurance | FDIC Insured(Cert: 27763) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
QNB Bank
Personal Online eSavings
What to Watch
The advertised rate requires enrolment in electronic statements and their receipt.
Show Fine Print & Trends Hide Details
| Min. Deposit | $5 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 7714) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Enterprise Bank
Simplicity Consumer Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $0 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 34786) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Dollar Bank, Federal Savings Bank
Premier Savings
On balances of $100,000.01 to $5,000,000 · 1.20% below
Show Fine Print & Trends Hide Details
| Min. Deposit | $5,000 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 32245) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
Port Richmond Savings
Passbook Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $25 |
| Min. Balance | $25 |
| Maintenance Fee | $0 |
| Compound Freq | daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 27385) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Second Federal Savings and Loan Association of Philadelphia
Passbook Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | $100 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 29627) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Direct Link to Product Page (Not Sponsored)
Armstrong County Building and Loan Association
Statement Plus
On balances of $100,000 to $249,999.99 · 0.75% below
What to Watch
The account writes no checks. A debit card is issued with it. A $7.00 fee applies in any month the balance falls below $500.00. The top rate tier covers balances from $100,000 to $249,999.99. Balances over $250,000 earn the rate of the lowest tier.
Show Fine Print & Trends Hide Details
| Min. Deposit | $500 |
| Min. Balance | N/A |
| Maintenance Fee | A minimum balance fee of $7.00 will be imposed every month the balance falls below $500.00 |
| Compound Freq | daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 29471) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
Direct Link to Product Page (Not Sponsored)
Armstrong County Building and Loan Association
Regular Passbook
Show Fine Print & Trends Hide Details
| Min. Deposit | $25 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 29471) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Direct Link to Product Page (Not Sponsored)
Haven Savings Bank
E-Statement Savings Account
Needs at least $2,500
What to Watch
The account opens with $2,500, which is also the balance at which the higher rate band begins. The lower rate band applies only to an account whose balance has since fallen below $2,500.
Show Fine Print & Trends Hide Details
| Min. Deposit | $2,500 |
| Min. Balance | $0.01 |
| Maintenance Fee | $0 |
| Compound Freq | continuous |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 30039) |
| Eligibility | Available only to residents of the New York metro area (New York, New Jersey, Connecticut and Pennsylvania). |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Mauch Chunk Trust Company
Power Savings
Needs at least $500,000
We could not confirm: minimum deposit.
Show Fine Print & Trends Hide Details
| Min. Deposit | N/A |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 2359) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
Marion Center Bank
Sprout Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $10 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 7909) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Marion Center Bank
Prime Investment
Needs at least $25,000
What to Watch
$5,000 is required to open the account. The lowest rate tier starts at $1,000. A fee applies when the average daily balance falls below $1,000 during the monthly statement cycle.
Show Fine Print & Trends Hide Details
| Min. Deposit | $5,000 |
| Min. Balance | $1,000 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 7909) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
Gateway First Bank
Personal Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $10 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 15118) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Marion Center Bank
Statement Savings
What to Watch
A fee applies when the average daily balance falls below $100 during the monthly statement cycle.
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | $100 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 7909) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
NEXTIER BANK, NATIONAL ASSOCIATION
NexTier Saver Account
What to Watch
The rate depends on a linked NexTier Interest Plus rewards checking account. In a month when that checking account meets its qualifications (12 debit card purchases, eStatements, and one ACH automatic payment or direct deposit), the published rate applies. Otherwise the account pays a lower base rate. The published rate applies to balances up to and including $75,000; a balance above that earns a rate within a published range.
We could not confirm: minimum deposit.
Show Fine Print & Trends Hide Details
| Min. Deposit | N/A |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 7900) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
SSB Bank
Passbook Savings
Needs at least $200
Show Fine Print & Trends Hide Details
| Min. Deposit | $0 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 30431) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
The Neffs National Bank
Statement Savings & Kids Club
Show Fine Print & Trends Hide Details
| Min. Deposit | $25 |
| Min. Balance | $10 |
| Maintenance Fee | $0 |
| Compound Freq | monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 7646) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Hyperion Bank
Statement Savings & HyperSaver Kids
Show Fine Print & Trends Hide Details
| Min. Deposit | $50 |
| Min. Balance | $0.01 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 58371) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
The Fidelity Deposit and Discount Bank
Optimum Choice Savings
Needs at least $100
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | $100 |
| Maintenance Fee | $0 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 11868) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Ambler Savings Bank
Simply Savings
What to Watch
Exceeding the six-per-statement-cycle limit on transfers and withdrawals three times in a rolling twelve months causes the bank to close the account or convert it to non-interest bearing.
Show Fine Print & Trends Hide Details
| Min. Deposit | $50 |
| Min. Balance | $50 |
| Maintenance Fee | $0 |
| Compound Freq | monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 28701) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Elderton State Bank
Statement Savings
What to Watch
No minimum deposit is required to open the account for customers age 18 or younger.
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | N/A |
| Maintenance Fee | $2.00 monthly service charge if daily balance requirement of $100.00 is not maintained |
| Compound Freq | semi-annually |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 12985) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Embassy Bank for the Lehigh Valley
Ingot Savings
We could not confirm: minimum deposit.
Show Fine Print & Trends Hide Details
| Min. Deposit | N/A |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 57228) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
The Bank of Princeton
Princeton Savings
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| Min. Deposit | $5,000 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 58513) |
| Eligibility | United States |
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Rate Stability
First Federal Savings and Loan Association of Greene Co
Education Savings
What to Watch
A withdrawal before high school graduation costs six months of interest plus a $25 fee. The account can stay open up to four years after graduation while the student attends an eligible college.
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| Min. Deposit | $10 |
| Min. Balance | $50 |
| Maintenance Fee | $0 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 28706) |
| Eligibility | United States |
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Rate Stability
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First Northern Bank and Trust Company
Royal Savings
What to Watch
No service fee is charged on an account that meets the minimum balance requirement. The bank does not publish the fee amount for an account that falls below it.
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| Min. Deposit | $1,000 |
| Min. Balance | $100 |
| Maintenance Fee | $0 |
| Compound Freq | daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 7675) |
| Eligibility | Must maintain a Royal or Royal Blue Checking account to qualify for this account. |
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Rate Stability
The Fidelity Deposit and Discount Bank
Statement Savings
Needs at least $100
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| Min. Deposit | $100 |
| Min. Balance | $100 |
| Maintenance Fee | $0 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 11868) |
| Eligibility | United States |
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Rate Stability
Citizens Savings Bank
Free Kasasa Saver
On balances up to $50,000 · no rate stated above
What to Watch
The advertised rate applies only to the portion of the balance up to $50,000; the portion above that earns a lower rate. The rate is earned only in a monthly qualification cycle in which the linked Kasasa Cash or Kasasa Cash Back checking account meets its qualifications. In a cycle where they are not met, the whole balance earns the base rate.
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| Min. Deposit | $0 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 31184) |
| Eligibility | United States |
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Rate Stability
Community State Bank of Orbisonia
Statement Savings
What to Watch
The monthly fee is waived when a minimum balance of $250 is kept. The online application is open to residents of Pennsylvania, of Mineral, Hampshire, Morgan and Berkley counties in West Virginia, and of Washington, Allegany and Frederick counties in Maryland.
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| Min. Deposit | $50 |
| Min. Balance | N/A |
| Maintenance Fee | No monthly fee if minimum balance of $250 is met; otherwise $5 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 16976) |
| Eligibility | United States |
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Rate Stability
Compass Savings Bank
Passbook Savings
Needs at least $25,000
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| Min. Deposit | $25 |
| Min. Balance | $50 |
| Maintenance Fee | $0 |
| Compound Freq | daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 29430) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
Compass Savings Bank
Statement Savings
Needs at least $25,000
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| Min. Deposit | $25 |
| Min. Balance | $50 |
| Maintenance Fee | $0 |
| Compound Freq | daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 29430) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
Haven Savings Bank
Statement Savings Account
What to Watch
Closing the account within six months of opening is charged $15.
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| Min. Deposit | $50 |
| Min. Balance | $50 |
| Maintenance Fee | $0 |
| Compound Freq | continuous |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 30039) |
| Eligibility | Available only to residents of the New York metro area (New York, New Jersey, Connecticut and Pennsylvania). |
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Rate Stability
Hometown Bank of Pennsylvania
Statement Savings Plus Personal
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| Min. Deposit | $25 |
| Min. Balance | $25 |
| Maintenance Fee | A minimum balance of $5,000 is required to avoid a monthly service fee of $15.00. |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 58470) |
| Eligibility | United States |
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Rate Stability
Orrstown Bank
Essential Savings
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| Min. Deposit | $25 |
| Min. Balance | $250 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 713) |
| Eligibility | United States |
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Rate Stability
Orrstown Bank
Momentum Savings
What to Watch
A Momentum Checking account must be maintained, unless the primary account owner is under age 18. After the first year, an average daily balance of $100 is required to avoid a monthly paper statement fee.
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| Min. Deposit | $1 |
| Min. Balance | $0.01 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 713) |
| Eligibility | United States |
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Rate Stability
The Turbotville National Bank
Statement Savings
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| Min. Deposit | $10 |
| Min. Balance | $10 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 7789) |
| Eligibility | United States |
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Rate Stability
The Turbotville National Bank
Passbook Savings
We could not confirm: minimum deposit.
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| Min. Deposit | N/A |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 7789) |
| Eligibility | United States |
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Rate Stability
ACNB Bank
Companion Savings Account
What to Watch
The account must be opened on the same day as a new CD with a term of 12 months or more, and its balance cannot be more than the CD amount. Deposits can be added only when a new CD is opened.
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| Min. Deposit | $1,000 |
| Min. Balance | $1,000 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 7506) |
| Eligibility | United States |
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Rate Stability
Central Penn Bank & Trust
Savings Account
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| Min. Deposit | $0 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 10685) |
| Eligibility | United States |
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Rate Stability
Clarion County Community Bank
Community Plus Savings
What to Watch
The stated rate applies to balances up to $50,000. Above that the account earns a blended yield that declines as the balance grows. Withdrawals are limited to three each period.
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| Min. Deposit | $5 |
| Min. Balance | $0.01 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 57624) |
| Eligibility | United States |
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Rate Stability
Harleysville Bank
Statement Savings
Needs at least $2,500
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| Min. Deposit | $1 |
| Min. Balance | $100 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 31461) |
| Eligibility | United States |
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Rate Stability
Nationally Available Savings Accounts
The 8 highest-rate savings accounts available nationwide, including in Pennsylvania.
| Institution | Product / Term | APY |
|---|---|---|
| Axos Bank | Axos ONE Savingsfirst $49,999.99 only · needs a linked account at the bank · promotional rate | Up to5.00% |
| GO2bank | High Yield Savingsfirst $5,000 only · needs a linked account at the bank | Up to4.50% |
| Elevault | High Yield Savings Account | 4.34% |
| Peak Bank | Envision High Yield Savingsup to $499,999.99 only | 4.27% |
| Betterment | Cash Reservepromotional rate | Up to4.25% |
| Neighbors Bank | Neighbors Savings Account | 4.25% |
| Pibank | Pibank Savings | 4.25% |
| EverBank | Performance Savings | 4.20% |