Skip to main content

Highest Savings Rates in Pennsylvania
113 Pennsylvania-specific accounts

By Aviel Fahl

Newest reading: October 13, 2026

Top Pennsylvania Rate:3.75%

The Pennsylvania market

Pennsylvania accounts

113

Institutions

63

Top Pennsylvania APY

3.75% APY

Nationally: 5.00% APY

FDIC national average

0.37%

As of Sep 2026

113 savings accounts are open only to Pennsylvania residents, from 63 institutions. The highest advertised APY among them is 3.75%.

The highest nationally available rate is 5.00% APY, 125 basis points above the Pennsylvania leader.

28 of the 113 Pennsylvania savings accounts advertise more than the FDIC national average of 0.37% for savings accounts as of Sep 2026.

Pennsylvania-Specific Savings Accounts

These savings accounts are specifically available to Pennsylvania residents.

#1

Dollar Bank, Federal Savings Bank

Smart Savings

+$375
per year
3.75% APY
Oct 13, 2026
APY Range: 3.00% – 3.75%
FDIC InsuredLinked AccountLow MinimumsIn-Person Access

What to Watch

A linked Dollar Bank Everything Checking account is required to open and maintain this account, and the published rates require eight qualifying monthly posted payments on that checking account. Above the first balance tier the rate is paid on the portion of the balance within each tier, so the rate table publishes a range for those tiers instead of one rate. The bank publishes a separate rate schedule for each of its markets, and the Virginia market pays a different rate on this account than the Pennsylvania, Ohio and Maryland markets.

Show Fine Print & Trends
Min. Deposit$50
Min. BalanceN/A
Maintenance Fee$0
Compound Freqmonthly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 32245)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 7 days
Official SiteDollar Bank, Federal Savings Bank

Direct Link to Product Page (Not Sponsored)

#2

SSB Bank

America's Finest Saver

+$371
per year
3.71% APY
Oct 13, 2026
FDIC InsuredLinked AccountNo MinimumsIn-Person Access

What to Watch

An America's Finest Checking account is required. The advertised rate is earned only in a month when that checking account's own monthly requirements are met. In any other month the balance earns a much lower rate.

Show Fine Print & Trends
Min. Deposit$0
Min. Balance$0
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 30431)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteSSB Bank

Direct Link to Product Page (Not Sponsored)

#3

SSB Bank

Kasasa Saver

+$320
per year
3.20% APY
Oct 13, 2026
FDIC InsuredLinked AccountNo MinimumsIn-Person Access

What to Watch

A Kasasa Cash or Kasasa Cash Back checking account is required. The advertised rate is earned only in a month when that checking account's own monthly requirements are met. In any other month the balance earns a much lower rate.

Show Fine Print & Trends
Min. Deposit$0
Min. Balance$0
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 30431)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteSSB Bank

Direct Link to Product Page (Not Sponsored)

#4

Brentwood Bank

High Yield Savings

+$300
per year
3.00% APY
Oct 3, 2026
FDIC InsuredMod. MinimumIn-Person Access

What to Watch

The account must be opened with $5,000 in new money not already on deposit at the bank, and $5,000 must be kept in it every day to earn the disclosed rate.

Show Fine Print & Trends
Min. Deposit$5,000
Min. Balance$5,000
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 27943)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 7 days
Official SiteBrentwood Bank

Direct Link to Product Page (Not Sponsored)

#5

Citibank

Citi Accelerate Savings

+$300
per year
3.00% APY
Oct 13, 2026
FDIC InsuredNo MinimumsGreat iOS AppGreat Android AppIn-Person AccessZelle® Supported

What to Watch

Eligibility restricted to select states.

Show Fine Print & Trends
Min. Deposit$0
Min. Balance$0.01
Maintenance Fee$4.50. Waived for average monthly balances > $500
Compound FreqDaily
Direct DepositNot required
BranchesU.S. branches are concentrated in six metropolitan areas, New York City, Chicago, Los Angeles, San Francisco, Washington, D.C., and Miami.
Deposit InsuranceFDIC Insured(Cert: 7213)
EligibilityAlaska, Alabama, Arkansas, Arizona, Colorado, Delaware, Florida (select parts), Georgia, Hawaii, Iowa, Idaho, Illinois (select parts), Indiana, Kansas, Kentucky, Louisiana, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Mexico, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia (partial), Washington (partial), Wisconsin, West Virginia, Wyoming.
Zelle®
SupportedLimit: $2,500 /dayTiered limits based on account status (Citigold higher).
Mobile Ratings
BBB Rating
D-(Not BBB Accredited)

Rate Stability

Rate Increased
+0.20%
Since 30 days ago
Official SiteCitibank

Direct Link to Product Page (Not Sponsored)

#6

The Honesdale National Bank

Premier Savings

+$252
per year
2.52% APY
Oct 7, 2026
FDIC InsuredMod. MinimumLinked AccountIn-Person Access

What to Watch

Available only to holders of an HNB Premier Checking account that remains in good standing. Below a $2,500 balance the account earns no interest.

Show Fine Print & Trends
Min. Deposit$100
Min. Balance$2,500
Maintenance Fee$0
Compound Freqquarterly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 7526)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteThe Honesdale National Bank

Direct Link to Product Page (Not Sponsored)

#7

Dollar Bank, Federal Savings Bank

Platinum Savings

+$250
per year
3.75% APY
Oct 13, 2026

On balances of $100,000 to $5,000,000 · 2.50% below

APY Range: 2.50% – 3.75%
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

Opening this account requires a new money increase of at least $25,000, measured against the owner's average daily balances over the previous 30 days. The monthly service charge is waived only in a month when the account holds an average monthly balance of $25,000 or more. The bank publishes a separate rate schedule for each of its markets, and the Virginia market pays a different rate on this account than the Pennsylvania, Ohio and Maryland markets.

Show Fine Print & Trends
Min. Deposit$50
Min. BalanceN/A
Maintenance Fee$0
Compound Freqmonthly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 32245)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

No movement is shown for an “Up to” rate.

Official SiteDollar Bank, Federal Savings Bank

Direct Link to Product Page (Not Sponsored)

#8

Gateway First Bank

Gateway High Yield Savings

+$235
per year
2.35% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$1,000
Min. BalanceN/A
Maintenance Fee$0
Compound Freqquarterly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 15118)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 7 days
Official SiteGateway First Bank

Direct Link to Product Page (Not Sponsored)

#9

Unity Bank

Consumer High Yield eSavings (Promo)

+$225
per year
3.75% APY
Oct 13, 2026

Needs at least $150,000

APY Range: 0.35% – 3.75%
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

Each tier rate is guaranteed for 90 days from opening. Branch opening and consumers only. eStatements with a valid email are required, or the eSavings rate applies.

Show Fine Print & Trends
Min. Deposit$1
Min. Balance$0.01
Maintenance Fee$10 monthly service charge if daily balance falls below $100.
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 33503)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

No movement is shown for an “Up to” rate.

Official SiteUnity Bank

Direct Link to Product Page (Not Sponsored)

#10

The Honesdale National Bank

Select Savings

+$201
per year
2.01% APY
Oct 7, 2026
FDIC InsuredMod. MinimumLinked AccountIn-Person Access

What to Watch

Available only to holders of an HNB Select Checking account that remains in good standing. Below a $2,500 balance the account earns no interest.

Show Fine Print & Trends
Min. Deposit$100
Min. Balance$2,500
Maintenance Fee$0
Compound Freqquarterly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 7526)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteThe Honesdale National Bank

Direct Link to Product Page (Not Sponsored)

#11

InFirst Bank

INFIR$T REWARD$ Savings

+$180
per year
1.80% APY
Oct 13, 2026
FDIC InsuredDirect Deposit ReqLinked AccountNo MinimumsIn-Person Access

What to Watch

Pays the advertised rate only in a month when the linked INFIR$T REWARD$ checking account has 12 debit card purchases, one direct deposit or ACH payment, and e-statements. Else it pays the base rate.

Show Fine Print & Trends
Min. Deposit$0.01
Min. Balance$0.01
Maintenance FeeNo monthly service fees
Compound FreqN/A
Direct DepositRequired (See terms)
Deposit InsuranceFDIC Insured(Cert: 27763)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteInFirst Bank

Direct Link to Product Page (Not Sponsored)

#12

QNB Bank

Personal Online eSavings

+$170
per year
1.70% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

The advertised rate requires enrolment in electronic statements and their receipt.

Show Fine Print & Trends
Min. Deposit$5
Min. BalanceN/A
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 7714)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteQNB Bank

Direct Link to Product Page (Not Sponsored)

#13

Enterprise Bank

Simplicity Consumer Savings

+$141
per year
1.41% APY
Oct 13, 2026
FDIC InsuredNo MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$0
Min. Balance$0
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 34786)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

Rate Increased
+0.07%
Since 30 days ago
Official SiteEnterprise Bank

Direct Link to Product Page (Not Sponsored)

#14

Dollar Bank, Federal Savings Bank

Premier Savings

+$120
per year
1.40% APY
Oct 13, 2026

On balances of $100,000.01 to $5,000,000 · 1.20% below

APY Range: 0.30% – 1.40%
FDIC InsuredMod. MinimumIn-Person Access
Show Fine Print & Trends
Min. Deposit$5,000
Min. BalanceN/A
Maintenance Fee$0
Compound Freqmonthly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 32245)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

No movement is shown for an “Up to” rate.

Official SiteDollar Bank, Federal Savings Bank

Direct Link to Product Page (Not Sponsored)

#15

Port Richmond Savings

Passbook Savings

+$100
per year
1.00% APY
Oct 13, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$25
Min. Balance$25
Maintenance Fee$0
Compound Freqdaily
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 27385)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SitePort Richmond Savings

Direct Link to Product Page (Not Sponsored)

#16

Second Federal Savings and Loan Association of Philadelphia

Passbook Savings

+$100
per year
1.00% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$100
Min. Balance$100
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 29627)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 7 days
Official SiteSecond Federal Savings and Loan Association of Philadelphia

Direct Link to Product Page (Not Sponsored)

#17

Armstrong County Building and Loan Association

Statement Plus

+$75
per year
2.20% APY
Oct 13, 2026

On balances of $100,000 to $249,999.99 · 0.75% below

APY Range: 0.75% – 2.20%
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

The account writes no checks. A debit card is issued with it. A $7.00 fee applies in any month the balance falls below $500.00. The top rate tier covers balances from $100,000 to $249,999.99. Balances over $250,000 earn the rate of the lowest tier.

Show Fine Print & Trends
Min. Deposit$500
Min. BalanceN/A
Maintenance FeeA minimum balance fee of $7.00 will be imposed every month the balance falls below $500.00
Compound Freqdaily
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 29471)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

No movement is shown for an “Up to” rate.

Official SiteArmstrong County Building and Loan Association

Direct Link to Product Page (Not Sponsored)

#18

Armstrong County Building and Loan Association

Regular Passbook

+$75
per year
0.75% APY
Oct 13, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$25
Min. BalanceN/A
Maintenance Fee$0
Compound Freqdaily
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 29471)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 7 days
Official SiteArmstrong County Building and Loan Association

Direct Link to Product Page (Not Sponsored)

#19

Haven Savings Bank

E-Statement Savings Account

+$75
per year
0.75% APY
Oct 7, 2026

Needs at least $2,500

APY Range: 0.20% – 0.75%
FDIC InsuredMod. MinimumIn-Person Access

What to Watch

The account opens with $2,500, which is also the balance at which the higher rate band begins. The lower rate band applies only to an account whose balance has since fallen below $2,500.

Show Fine Print & Trends
Min. Deposit$2,500
Min. Balance$0.01
Maintenance Fee$0
Compound Freqcontinuous
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 30039)
EligibilityAvailable only to residents of the New York metro area (New York, New Jersey, Connecticut and Pennsylvania).
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteHaven Savings Bank

Direct Link to Product Page (Not Sponsored)

#20

Mauch Chunk Trust Company

Power Savings

+$75
per year
2.02% APY
Oct 7, 2026

Needs at least $500,000

APY Range: 0.05% – 2.02%
FDIC InsuredNo MinimumsIn-Person Access

We could not confirm: minimum deposit.

Show Fine Print & Trends
Min. DepositN/A
Min. BalanceN/A
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 2359)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

No movement is shown for an “Up to” rate.

Official SiteMauch Chunk Trust Company

Direct Link to Product Page (Not Sponsored)

#21

Marion Center Bank

Sprout Savings

+$60
per year
0.60% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$10
Min. Balance$0
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 7909)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteMarion Center Bank

Direct Link to Product Page (Not Sponsored)

#22

Marion Center Bank

Prime Investment

+$60
per year
0.65% APY
Oct 7, 2026

Needs at least $25,000

APY Range: 0.60% – 0.65%
FDIC InsuredMod. MinimumIn-Person Access

What to Watch

$5,000 is required to open the account. The lowest rate tier starts at $1,000. A fee applies when the average daily balance falls below $1,000 during the monthly statement cycle.

Show Fine Print & Trends
Min. Deposit$5,000
Min. Balance$1,000
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 7909)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

No movement is shown for an “Up to” rate.

Official SiteMarion Center Bank

Direct Link to Product Page (Not Sponsored)

#23

Gateway First Bank

Personal Savings

+$50
per year
0.50% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$10
Min. BalanceN/A
Maintenance Fee$0
Compound Freqquarterly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 15118)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteGateway First Bank

Direct Link to Product Page (Not Sponsored)

#24

Marion Center Bank

Statement Savings

+$50
per year
0.50% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

A fee applies when the average daily balance falls below $100 during the monthly statement cycle.

Show Fine Print & Trends
Min. Deposit$100
Min. Balance$100
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 7909)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteMarion Center Bank

Direct Link to Product Page (Not Sponsored)

#25

NEXTIER BANK, NATIONAL ASSOCIATION

NexTier Saver Account

+$50
per year
0.50% APY
Oct 7, 2026
FDIC InsuredLinked AccountNo MinimumsIn-Person Access

What to Watch

The rate depends on a linked NexTier Interest Plus rewards checking account. In a month when that checking account meets its qualifications (12 debit card purchases, eStatements, and one ACH automatic payment or direct deposit), the published rate applies. Otherwise the account pays a lower base rate. The published rate applies to balances up to and including $75,000; a balance above that earns a rate within a published range.

We could not confirm: minimum deposit.

Show Fine Print & Trends
Min. DepositN/A
Min. BalanceN/A
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 7900)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 7 days
Official SiteNEXTIER BANK, NATIONAL ASSOCIATION

Direct Link to Product Page (Not Sponsored)

#26

SSB Bank

Passbook Savings

+$50
per year
0.50% APY
Oct 13, 2026

Needs at least $200

APY Range: 0.25% – 0.50%
FDIC InsuredNo MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$0
Min. Balance$0
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 30431)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteSSB Bank

Direct Link to Product Page (Not Sponsored)

#27

The Neffs National Bank

Statement Savings & Kids Club

+$40
per year
0.40% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$25
Min. Balance$10
Maintenance Fee$0
Compound Freqmonthly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 7646)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteThe Neffs National Bank

Direct Link to Product Page (Not Sponsored)

#28

Hyperion Bank

Statement Savings & HyperSaver Kids

+$35
per year
0.35% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$50
Min. Balance$0.01
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 58371)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteHyperion Bank

Direct Link to Product Page (Not Sponsored)

#29

The Fidelity Deposit and Discount Bank

Optimum Choice Savings

+$35
per year
0.35% APY
Oct 7, 2026

Needs at least $100

APY Range: 0.00% – 0.35%
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$100
Min. Balance$100
Maintenance Fee$0
Compound Freqquarterly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 11868)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteThe Fidelity Deposit and Discount Bank

Direct Link to Product Page (Not Sponsored)

#30

Ambler Savings Bank

Simply Savings

+$30
per year
0.30% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

Exceeding the six-per-statement-cycle limit on transfers and withdrawals three times in a rolling twelve months causes the bank to close the account or convert it to non-interest bearing.

Show Fine Print & Trends
Min. Deposit$50
Min. Balance$50
Maintenance Fee$0
Compound Freqmonthly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 28701)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteAmbler Savings Bank

Direct Link to Product Page (Not Sponsored)

#31

Elderton State Bank

Statement Savings

+$30
per year
0.30% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

No minimum deposit is required to open the account for customers age 18 or younger.

Show Fine Print & Trends
Min. Deposit$100
Min. BalanceN/A
Maintenance Fee$2.00 monthly service charge if daily balance requirement of $100.00 is not maintained
Compound Freqsemi-annually
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 12985)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 7 days
Official SiteElderton State Bank

Direct Link to Product Page (Not Sponsored)

#32

Embassy Bank for the Lehigh Valley

Ingot Savings

+$30
per year
0.30% APY
Oct 7, 2026
FDIC InsuredNo MinimumsIn-Person Access

We could not confirm: minimum deposit.

Show Fine Print & Trends
Min. DepositN/A
Min. BalanceN/A
Maintenance Fee$0
Compound Freqmonthly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 57228)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 7 days
Official SiteEmbassy Bank for the Lehigh Valley

Direct Link to Product Page (Not Sponsored)

#33

The Bank of Princeton

Princeton Savings

+$30
per year
0.30% APY
Oct 7, 2026
FDIC InsuredMod. MinimumIn-Person Access
Show Fine Print & Trends
Min. Deposit$5,000
Min. Balance$0
Maintenance Fee$0
Compound Freqdaily
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 58513)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteThe Bank of Princeton

Direct Link to Product Page (Not Sponsored)

#34

First Federal Savings and Loan Association of Greene Co

Education Savings

+$25
per year
0.25% APY
Oct 13, 2026
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

A withdrawal before high school graduation costs six months of interest plus a $25 fee. The account can stay open up to four years after graduation while the student attends an eligible college.

Show Fine Print & Trends
Min. Deposit$10
Min. Balance$50
Maintenance Fee$0
Compound Freqquarterly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 28706)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteFirst Federal Savings and Loan Association of Greene Co

Direct Link to Product Page (Not Sponsored)

#35

First Northern Bank and Trust Company

Royal Savings

+$25
per year
0.25% APY
Oct 7, 2026
FDIC InsuredLinked AccountLow MinimumsIn-Person Access

What to Watch

No service fee is charged on an account that meets the minimum balance requirement. The bank does not publish the fee amount for an account that falls below it.

Show Fine Print & Trends
Min. Deposit$1,000
Min. Balance$100
Maintenance Fee$0
Compound Freqdaily
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 7675)
EligibilityMust maintain a Royal or Royal Blue Checking account to qualify for this account.
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteFirst Northern Bank and Trust Company

Direct Link to Product Page (Not Sponsored)

#36

The Fidelity Deposit and Discount Bank

Statement Savings

+$25
per year
0.25% APY
Oct 7, 2026

Needs at least $100

APY Range: 0.00% – 0.25%
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$100
Min. Balance$100
Maintenance Fee$0
Compound Freqquarterly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 11868)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteThe Fidelity Deposit and Discount Bank

Direct Link to Product Page (Not Sponsored)

#37

Citizens Savings Bank

Free Kasasa Saver

+$20
per year
0.20% APY
Oct 7, 2026

On balances up to $50,000 · no rate stated above

FDIC InsuredLinked AccountNo MinimumsIn-Person Access

What to Watch

The advertised rate applies only to the portion of the balance up to $50,000; the portion above that earns a lower rate. The rate is earned only in a monthly qualification cycle in which the linked Kasasa Cash or Kasasa Cash Back checking account meets its qualifications. In a cycle where they are not met, the whole balance earns the base rate.

Show Fine Print & Trends
Min. Deposit$0
Min. Balance$0
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 31184)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 7 days
Official SiteCitizens Savings Bank

Direct Link to Product Page (Not Sponsored)

#38

Community State Bank of Orbisonia

Statement Savings

+$20
per year
0.20% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

The monthly fee is waived when a minimum balance of $250 is kept. The online application is open to residents of Pennsylvania, of Mineral, Hampshire, Morgan and Berkley counties in West Virginia, and of Washington, Allegany and Frederick counties in Maryland.

Show Fine Print & Trends
Min. Deposit$50
Min. BalanceN/A
Maintenance FeeNo monthly fee if minimum balance of $250 is met; otherwise $5
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 16976)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 7 days
Official SiteCommunity State Bank of Orbisonia

Direct Link to Product Page (Not Sponsored)

#39

Compass Savings Bank

Passbook Savings

+$20
per year
0.30% APY
Oct 7, 2026

Needs at least $25,000

APY Range: 0.10% – 0.30%
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$25
Min. Balance$50
Maintenance Fee$0
Compound Freqdaily
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 29430)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

No movement is shown for an “Up to” rate.

Official SiteCompass Savings Bank

Direct Link to Product Page (Not Sponsored)

#40

Compass Savings Bank

Statement Savings

+$20
per year
0.30% APY
Oct 7, 2026

Needs at least $25,000

APY Range: 0.10% – 0.30%
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$25
Min. Balance$50
Maintenance Fee$0
Compound Freqdaily
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 29430)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

No movement is shown for an “Up to” rate.

Official SiteCompass Savings Bank

Direct Link to Product Page (Not Sponsored)

#41

Haven Savings Bank

Statement Savings Account

+$20
per year
0.20% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

Closing the account within six months of opening is charged $15.

Show Fine Print & Trends
Min. Deposit$50
Min. Balance$50
Maintenance Fee$0
Compound Freqcontinuous
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 30039)
EligibilityAvailable only to residents of the New York metro area (New York, New Jersey, Connecticut and Pennsylvania).
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteHaven Savings Bank

Direct Link to Product Page (Not Sponsored)

#42

Hometown Bank of Pennsylvania

Statement Savings Plus Personal

+$20
per year
0.20% APY
Oct 3, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$25
Min. Balance$25
Maintenance FeeA minimum balance of $5,000 is required to avoid a monthly service fee of $15.00.
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 58470)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteHometown Bank of Pennsylvania

Direct Link to Product Page (Not Sponsored)

#43

Orrstown Bank

Essential Savings

+$20
per year
0.20% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$25
Min. Balance$250
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 713)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 7 days
Official SiteOrrstown Bank

Direct Link to Product Page (Not Sponsored)

#44

Orrstown Bank

Momentum Savings

+$20
per year
0.20% APY
Oct 7, 2026
FDIC InsuredLinked AccountLow MinimumsIn-Person Access

What to Watch

A Momentum Checking account must be maintained, unless the primary account owner is under age 18. After the first year, an average daily balance of $100 is required to avoid a monthly paper statement fee.

Show Fine Print & Trends
Min. Deposit$1
Min. Balance$0.01
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 713)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 7 days
Official SiteOrrstown Bank

Direct Link to Product Page (Not Sponsored)

#45

The Turbotville National Bank

Statement Savings

+$20
per year
0.20% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$10
Min. Balance$10
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 7789)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteThe Turbotville National Bank

Direct Link to Product Page (Not Sponsored)

#46

The Turbotville National Bank

Passbook Savings

+$20
per year
0.20% APY
Oct 7, 2026
FDIC InsuredNo MinimumsIn-Person Access

We could not confirm: minimum deposit.

Show Fine Print & Trends
Min. DepositN/A
Min. BalanceN/A
Maintenance Fee$0
Compound Freqmonthly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 7789)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteThe Turbotville National Bank

Direct Link to Product Page (Not Sponsored)

#47

ACNB Bank

Companion Savings Account

+$15
per year
0.15% APY
Oct 7, 2026
FDIC InsuredLinked AccountLow MinimumsIn-Person Access

What to Watch

The account must be opened on the same day as a new CD with a term of 12 months or more, and its balance cannot be more than the CD amount. Deposits can be added only when a new CD is opened.

Show Fine Print & Trends
Min. Deposit$1,000
Min. Balance$1,000
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 7506)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteACNB Bank

Direct Link to Product Page (Not Sponsored)

#48

Central Penn Bank & Trust

Savings Account

+$15
per year
0.15% APY
Oct 9, 2026
FDIC InsuredNo MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$0
Min. BalanceN/A
Maintenance Fee$0
Compound Freqquarterly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 10685)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

Very StableNo rate changes in last 90 days
Official SiteCentral Penn Bank & Trust

Direct Link to Product Page (Not Sponsored)

#49

Clarion County Community Bank

Community Plus Savings

+$15
per year
0.15% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

The stated rate applies to balances up to $50,000. Above that the account earns a blended yield that declines as the balance grows. Withdrawals are limited to three each period.

Show Fine Print & Trends
Min. Deposit$5
Min. Balance$0.01
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 57624)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteClarion County Community Bank

Direct Link to Product Page (Not Sponsored)

#50

Harleysville Bank

Statement Savings

+$15
per year
0.15% APY
Oct 7, 2026

Needs at least $2,500

APY Range: 0.10% – 0.15%
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$1
Min. Balance$100
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 31461)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 7 days
Official SiteHarleysville Bank

Direct Link to Product Page (Not Sponsored)

Nationally Available Savings Accounts

The 8 highest-rate savings accounts available nationwide, including in Pennsylvania.

InstitutionProduct / Term
Axos Bank
Axos ONE Savingsfirst $49,999.99 only · needs a linked account at the bank · promotional rate
Up to5.00%
GO2bank
High Yield Savingsfirst $5,000 only · needs a linked account at the bank
Up to4.50%
Elevault
High Yield Savings Account
4.34%
Peak Bank
Envision High Yield Savingsup to $499,999.99 only
4.27%
Betterment
Cash Reservepromotional rate
Up to4.25%
Neighbors Bank
Neighbors Savings Account
4.25%
Pibank
Pibank Savings
4.25%
EverBank
Performance Savings
4.20%

See the full national list