Changelog

We rebuilt Banksparency on a new data pipeline and a new set of pages.

• More products. Savings, CD and money market rates from more than 160 institutions, each one re-read from the bank's own page on a daily or weekly schedule, and every rate shows when we last verified it.
• Cleaner pages. New bank directory, savings and CD hubs, state pages for the accounts that are not available nationwide, and a faster savings calculator.
• Sponsored links, done right. A sponsored placement now appears only while the partner link behind it is active. If it is switched off, the placement disappears instead of sending you to a dead page.

If you find a wrong number, tell us through the contact page. It is the fastest way to get it fixed.

Significantly upgraded the UX of the homepage, the high-yield savings account comparison pages, and the Bank A vs Bank B comparison pages.

-Rather than write a generic article about emergency funds, today we published a tool that aims to help readers quickly figure out how much they need to save and why choosing a traditional savings account will cost them both time and money.

In an attempt to make the insights Banksparency's dataathering generates available to more, a media page was launched with an embeddable widget. -- Three indices were created; core (widely accessible), premier (high minimums), and relationship (higher rates with deeper banking relationship).

• Created an iframe that allows users to embed a modified version of the summer camp savings calculator anywhere. The code is available on the page.
• Fixed a small bug in the savings calculator

Added a calculator with accompanying text about planning ahead for the increasing costs of summer camp, written by my wife Mara Fahl.

• Changed the main savings calculator default to feature the latest savings rates instead of a custom APY (which is now available as a secondary choice).
• Added 12 more banks to my bank-to-bank comparisons, for a total of 30 banks and 434 comparison pages.

The savings calculator is now able to account for minimum balance requirements and various rate tiers or APY caps.

• While still an approximation, and my data doesn't include every tier for every savings account (usually the top and lowest tiers to give a range), this should make it easier to understand how much you will actually earn with a bank.
• It's particularly helpful on the Bank-vs-Bank pages which calculates and compares earnings for two banks simultaneously.

Realized that many HYSA terms may be unfamiliar to new visitors, we added a glossary in order to bridge this gap. You can find it under "HYSAs". In addition, on individual bank pages we made some relationships between banks clear. For example, Openbank is a division of Santander Bank, so when a user visits either of them, the offering by the "affiliated bank" should also be made more visible. Finally, on individual bank pages we've added an automatically generated randomized list of banks with either higher or similar APYs, to help users find the best rates.

Barclays was added to the Bank-to-Bank comparisons, which brings the total number of comparisons up to 78 (13 banks). Fixed a bug on the FDIC table on the homepage to allow mobile users to scroll sideways to see all the data. Also set a min-width on the charts to avoid seeing compressed charts on small screens.

• Added a dedicated search page at /search with quick access from the header and footer.
• Search result pages are now excluded from indexing and include better metadata.
• Improved accessibility and page structure across the site.
• Fixed minor bugs and dependency issues affecting stability.

The historical APY insights on the bank-to-bank comparison pages were mistakenly written with the end-goal in mind, of serving a comparison up to one year. The feature was shipped without the necessary logic to determine how long the data for each bank in the comparison actually went back. Today this logic was implemented; accounting for the length of the rate data and making sure all necessary fields and labels are updated dynamically.

In order to increase transparency into the efforts to improve the site, more significant updates will be posted on the changelog.