Highest Savings Rates in Oklahoma
46 Oklahoma-specific accounts
The Oklahoma market
Oklahoma accounts
46
Institutions
40
Top Oklahoma APY
3.50% APY
Nationally: 5.00% APY
FDIC national average
0.37%
As of Sep 2026
46 savings accounts are open only to Oklahoma residents, from 40 institutions. The highest advertised APY among them is 3.50%.
The highest nationally available rate is 5.00% APY, 150 basis points above the Oklahoma leader.
29 of the 46 Oklahoma savings accounts advertise more than the FDIC national average of 0.37% for savings accounts as of Sep 2026.
Oklahoma-Specific Savings Accounts
These savings accounts are specifically available to Oklahoma residents.
| # | Institution & Rate | Earned in a year at $10,000 | Requirements & Features | Minimum Deposit | Actions |
|---|---|---|---|---|---|
| #1 | All Capital Bank Impact: Consumer Savings Up to3.50%APY On balances of $1,000 to $249,999.99 · 0.00% below Min. balance: $1,000 Observed: Oct 3, 2026 Show Details | +$350per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $1,000 | |
| #2 | Show Details | +$315per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsGreat iOS AppGreat Android AppIn-Person AccessZelle® Supported | $0 | |
| #3 | Show Details | +$300per year | Deposit Insurance FDIC InsuredFeatures No MinimumsGreat iOS AppGreat Android AppIn-Person AccessZelle® Supported | $0 | |
| #4 | Show Details | +$250per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #5 | Show Details | +$235per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #6 | Show Details | +$235per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $1,000 | |
| #7 | Show Details | +$200per year | Deposit Insurance FDIC InsuredRequires Linked Account Features Low MinimumsIn-Person Access | $50 | |
| #8 | The City National Bank and Trust Company of Lawton, Oklahoma CNB High-Yield Savings 2.00%APY On balances up to $200,001 · no rate stated above Observed: Oct 7, 2026 Show Details | +$200per year | Deposit Insurance FDIC InsuredRequires Linked Account Features Low MinimumsIn-Person Access | $50 | |
| #9 | Community National Bank & Trust Platinum Savings Up to1.91%APY Needs at least $5,000 Observed: Oct 7, 2026 Show Details | +$191per year | Deposit Insurance FDIC InsuredRequires Mod. Minimum Features In-Person Access | $5,000 | |
| #10 | Show Details | +$176per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #11 | Show Details | +$126per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #12 | Show Details | +$125per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $50 | |
| #13 | Show Details | +$110per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $50 | |
| #14 | Show Details | +$101per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #15 | Legacy Bank Savings Account Up to1.49%APY Needs at least $50,000 Min. balance: $20 Observed: Oct 12, 2026 Show Details | +$100per yearEffective: 1.00% | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $0 | |
| #16 | Show Details | +$100per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $50 | |
| #17 | Show Details | +$100per year | We could not confirm: minimum deposit. Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | N/A | |
| #18 | Union State Bank eVantage Save Up to1.00%APY On balances up to $50,000 · 0.05% above Observed: Oct 7, 2026 Show Details | +$100per year | Deposit Insurance FDIC InsuredRequires Linked Account Features Low MinimumsIn-Person Access | $50 | |
| #19 | Show Details | +$90per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $50 | |
| #20 | Show Details | +$75per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #21 | Show Details | +$70per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #22 | Show Details | +$50per year | Deposit Insurance FDIC InsuredFeatures No MinimumsIn-Person Access | $0 | |
| #23 | Show Details | +$50per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #24 | Show Details | +$50per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $10 | |
| #25 | Show Details | +$50per year | We could not confirm: minimum deposit. Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | N/A | |
| #26 | American Heritage Bank American Savings Up to0.60%APY Needs at least $75,000 No min. balance for APY Observed: Oct 7, 2026 Show Details | +$40per yearEffective: 0.40% | Deposit Insurance FDIC InsuredRequires Linked Account Features Low MinimumsIn-Person Access | $100 | |
| #27 | Show Details | +$40per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #28 | American Heritage Bank Personal/Minor Savings Up to0.40%APY Needs at least $25,000 No min. balance for APY Observed: Oct 7, 2026 Show Details | +$35per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #29 | Fidelity Bank, National Association Step-Up Savings Up to0.30%APY Needs at least $1,000 Observed: Oct 7, 2026 Show Details | +$30per year | We could not confirm: minimum deposit. Deposit Insurance FDIC InsuredFeatures No MinimumsIn-Person Access | N/A | |
| #30 | Show Details | +$30per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #31 | Show Details | +$30per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $200 | |
| #32 | Show Details | +$25per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #33 | Show Details | +$25per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #34 | Show Details | +$25per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #35 | Show Details | +$25per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #36 | Show Details | +$25per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $10 | |
| #37 | Show Details | +$20per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #38 | Show Details | +$20per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsGreat iOS AppIn-Person Access | $100 | |
| #39 | Show Details | +$15per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $50 | |
| #40 | Show Details | +$5per year | We could not confirm: minimum deposit. Deposit Insurance FDIC InsuredFeatures No MinimumsIn-Person Access | N/A | |
| #41 | Show Details | +$4per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsGreat iOS AppGreat Android AppIn-Person AccessZelle® Supported | $100 | |
| #42 | Show Details | +$4per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $25 | |
| #43 | Show Details | +$2per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #44 | Bank of America Advantage Relationship Banking Up to0.02%APY Needs at least $50,000 Observed: Oct 13, 2026 Show Details | +$1per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsGreat iOS AppGreat Android AppIn-Person AccessZelle® Supported | $100 | |
| #45 | Show Details | +$1per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $25 |
All Capital Bank
Impact: Consumer Savings
On balances of $1,000 to $249,999.99 · 0.00% below
What to Watch
The stated rate applies to a daily balance from $1,000.00 to $249,999.99. A balance below $1,000.00 earns no interest, and a balance of $250,000.00 or more earns a lower rate. Each withdrawal above six in a month costs $2.00.
Show Fine Print & Trends Hide Details
| Min. Deposit | $1,000 |
| Min. Balance | $1,000 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 16795) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
PNC
PNC High Yield Savings
What to Watch
Eligibility restricted to select states.
Show Fine Print & Trends Hide Details
| Min. Deposit | $0 |
| Min. Balance | $1 |
| Maintenance Fee | $0 |
| Compound Freq | Monthly |
| Direct Deposit | Not required |
| Branches | Multiple branches in AL, AZ, CA, CO, DE, DC, FL, GA, IL, IN, KS, KY, MD, MA, MI, MO, NJ, NM, NY, NC, OH, PA, SC, TN, TX, VA, WV, WI |
| Deposit Insurance | FDIC Insured(Cert: 6384) |
| Eligibility | AK, AR, CT, HI, ID, IA, LA, ME, MN, MS, MT, NE, NV, NH, ND, OK, OR, RI, SD, UT, VT, WA, WY |
| Zelle® | SupportedLimit: $2,000 /dayCentral to Virtual Wallet suite. |
| Mobile Ratings | |
| BBB Rating | A+(Not BBB Accredited) |
Rate Stability
Citibank
Citi Accelerate Savings
What to Watch
Eligibility restricted to select states.
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| Min. Deposit | $0 |
| Min. Balance | $0.01 |
| Maintenance Fee | $4.50. Waived for average monthly balances > $500 |
| Compound Freq | Daily |
| Direct Deposit | Not required |
| Branches | U.S. branches are concentrated in six metropolitan areas, New York City, Chicago, Los Angeles, San Francisco, Washington, D.C., and Miami. |
| Deposit Insurance | FDIC Insured(Cert: 7213) |
| Eligibility | Alaska, Alabama, Arkansas, Arizona, Colorado, Delaware, Florida (select parts), Georgia, Hawaii, Iowa, Idaho, Illinois (select parts), Indiana, Kansas, Kentucky, Louisiana, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Mexico, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia (partial), Washington (partial), Wisconsin, West Virginia, Wyoming. |
| Zelle® | SupportedLimit: $2,500 /dayTiered limits based on account status (Citigold higher). |
| Mobile Ratings | |
| BBB Rating | D-(Not BBB Accredited) |
Rate Stability
Vast Bank, National Association
Platinum Savings
What to Watch
Two withdrawals each month are free. Each additional withdrawal costs $10.00.
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 23737) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Bank of Commerce
Essential Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | $50 |
| Maintenance Fee | $0 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 57491) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Gateway First Bank
Gateway High Yield Savings
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| Min. Deposit | $1,000 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 15118) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
First Liberty Bank
Max Saver
What to Watch
Rate applies when the account's monthly qualifications are met. Otherwise the account pays a lower base rate.
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| Min. Deposit | $50 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 14029) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
The City National Bank and Trust Company of Lawton, Oklahoma
CNB High-Yield Savings
On balances up to $200,001 · no rate stated above
What to Watch
Rate applies when the account's monthly qualifications are met. Otherwise the account pays a lower base rate. Qualification is earned through a linked CNB High-Yield Checking or CNB Cash Back checking account. The stated APY applies to balances up to $200,001, and the portion above $200,001 earns a lower rate. Each withdrawal after the first in a statement cycle costs $3. Limit one account per customer.
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| Min. Deposit | $50 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 4132) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Direct Link to Product Page (Not Sponsored)
Community National Bank & Trust
Platinum Savings
Needs at least $5,000
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| Min. Deposit | $5,000 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 27046) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Security Bank
Security Savings
What to Watch
Variable rate. The rate and APY can change at any time at the bank's discretion. Six transactions per quarter are free; each further transaction costs $1.
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| Min. Deposit | $100 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 4178) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
The Bank of the West
Savings
What to Watch
Interest is credited once a quarter. An account closed before the credit date does not receive the interest accrued since the last credit.
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| Min. Deposit | $100 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 25703) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
All America Bank
Regular Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $50 |
| Min. Balance | $25 |
| Maintenance Fee | $5, if average daily balance for the month drops below $25 |
| Compound Freq | Monthly |
| Direct Deposit | Not required |
| Branches | Seven locations in Oklahoma City, Mustang, Snyder, Cache, Medicine Park, Elgin and Sentinel, OK, and a Loan Production Office in Lawton, OK |
| Deposit Insurance | FDIC Insured(Cert: 20093) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating | Not Rated(Not BBB Accredited) |
Rate Stability
The Payne County Bank
Personal Savings
What to Watch
Account holders under 18 open the account with a smaller deposit and pay no monthly service charge.
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| Min. Deposit | $50 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 12485) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Panhandle First Bank
Regular Savings
What to Watch
Limited to 4 withdrawals per month; excess withdrawals carry a fee. The monthly maintenance fee is waived for primary account holders who are students up to 19 years old.
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 22340) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Legacy Bank
Savings Account
Needs at least $50,000
Show Fine Print & Trends Hide Details
| Min. Deposit | $0 |
| Min. Balance | $20 |
| Maintenance Fee | $0 |
| Compound Freq | monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 4042) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
Old Glory Bank
Freedom Savings Account
What to Watch
Variable rate. The APY can change after the account is opened.
Show Fine Print & Trends Hide Details
| Min. Deposit | $50 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 18924) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
THE SEILING STATE BANK
Savings Account
What to Watch
The service charge is applied each quarter, not each month. There is no charge when the average balance is $100 or more.
We could not confirm: minimum deposit.
Show Fine Print & Trends Hide Details
| Min. Deposit | N/A |
| Min. Balance | $100 |
| Maintenance Fee | $2.00 Quarterly Service Charge if Average Balance Below $100 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 4193) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Union State Bank
eVantage Save
On balances up to $50,000 · 0.05% above
What to Watch
Rate applies when the account's monthly eVantage qualifications are met. Otherwise the account pays a lower base rate. The qualifications are a Union State Bank consumer checking account with the same primary owner, one deposit, enrollment in e-statements and a $2,500 average daily balance in each monthly statement cycle. The stated APY applies to balances up to $50,000. The portion of the balance above $50,000 earns a lower rate.
Show Fine Print & Trends Hide Details
| Min. Deposit | $50 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 1869) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
First Liberty Bank
Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $50 |
| Min. Balance | $50 |
| Maintenance Fee | $0 |
| Compound Freq | daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 14029) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
First Bank & Trust Company
Regular Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 13946) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
The Stock Exchange Bank
Regular Savings
What to Watch
A $10 minimum balance fee is charged each quarter when the average daily balance falls below $100. Each withdrawal after five in a quarter costs $1. The minimum balance fee and the opening deposit do not apply to holders aged 18 and under or 55 and over.
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| Min. Deposit | $100 |
| Min. Balance | $100 |
| Maintenance Fee | A minimum balance fee of $10.00 per quarter will be charged if the average daily balance in the account falls below $100. |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 414) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Bank of Vici
Savings Account
Show Fine Print & Trends Hide Details
| Min. Deposit | $0 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 420) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
FNB Community Bank
Regular Savings
What to Watch
Three withdrawals each quarter are free; each withdrawal after that costs $6. The maintenance fee is charged quarterly rather than monthly, and is avoided by an average daily balance of $100 or more.
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | $100 |
| Maintenance Fee | $10 quarterly maintenance fee, avoided by an average daily balance of $100 or more |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 16127) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Gateway First Bank
Personal Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $10 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 15118) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
RCB Bank
Regular, Business & Kids Savings
We could not confirm: minimum deposit.
Show Fine Print & Trends Hide Details
| Min. Deposit | N/A |
| Min. Balance | $100 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 15399) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
American Heritage Bank
American Savings
Needs at least $75,000
What to Watch
A standing automatic transfer of at least $25.00 a month from an American Heritage Bank checking account into this account is required.
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| Min. Deposit | $100 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | Daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 4190) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
Frontier State Bank
Regular Savings
What to Watch
Variable rate. The rate can change after the account is opened. The monthly service charge applies if the balance falls below $100 on any one day of the statement cycle, not only on average.
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| Min. Deposit | $100 |
| Min. Balance | $100 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 21978) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
American Heritage Bank
Personal/Minor Savings
Needs at least $25,000
What to Watch
The minor version of this account opens with $25.00 instead of the $100.00 personal minimum.
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | Daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 4190) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
Fidelity Bank, National Association
Step-Up Savings
Needs at least $1,000
We could not confirm: minimum deposit.
Show Fine Print & Trends Hide Details
| Min. Deposit | N/A |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 30895) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
First Oklahoma Bank
Basic Savings
Needs at least $100
What to Watch
The monthly fee applies in any statement cycle in which the balance falls below $100. Six withdrawals per statement cycle are free and each further withdrawal costs $1.
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| Min. Deposit | $100 |
| Min. Balance | N/A |
| Maintenance Fee | Maintain a $100 balance to avoid a monthly fee. $3 if balance falls below $100 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 12484) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Oklahoma Capital Bank
Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $200 |
| Min. Balance | $200 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 18856) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
AVB Bank
Personal Savings
What to Watch
There is no monthly maintenance fee. The account is instead charged $6 for any quarter in which the average daily balance falls below $100.
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | $0.01 |
| Maintenance Fee | $0 |
| Compound Freq | Quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 2326) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Liberty National Bank
Savings
What to Watch
The service charge is assessed per quarterly cycle, not monthly, and applies when the minimum daily balance falls below $100. Up to nine withdrawals per quarter are free and each further withdrawal costs $2, unless the balance stays above $1,000, in which case withdrawals and transfers made in person or at an ATM are unlimited.
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | $25 |
| Maintenance Fee | $3.00 service charge per quarterly cycle if the minimum daily balance falls below $100. |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 11522) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
The Community State Bank
Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 20279) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Triad Bank, National Association
Savings
What to Watch
A $2 maintenance fee is charged each quarter when the minimum daily balance is below $500. Each withdrawal over six in a quarter carries a fee.
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | $100 |
| Maintenance Fee | Maintenance fees range from $0 to $2 a quarter |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 24677) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
VALOR BANK
Savings
What to Watch
The account has no monthly transaction limit.
Show Fine Print & Trends Hide Details
| Min. Deposit | $10 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 9467) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Vast Bank, National Association
Savings
What to Watch
Two withdrawals each month are free. Each additional withdrawal costs $1.00.
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| Min. Deposit | $100 |
| Min. Balance | $0 |
| Maintenance Fee | $2 monthly maintenance fee, avoided with an average daily collected balance of $100 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 23737) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Washita State Bank
WSB Traditional
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| Min. Deposit | $100 |
| Min. Balance | $100 |
| Maintenance Fee | $0 |
| Compound Freq | monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 22430) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating | A+(Not BBB Accredited) |
Rate Stability
Elevate Bank, National Association
Personal Savings Account
What to Watch
A $0.50 fee is charged for each paper debit after the first in a month.
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| Min. Deposit | $50 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 4770) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Lakeside Bank of Salina
Regular Savings Account
We could not confirm: minimum deposit.
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| Min. Deposit | N/A |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 21255) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Bank of America
Advantage Savings
What to Watch
APY may vary by market. The monthly fee may be waived under some circumstances, such as if you maintain a minimum balance of $500, or are below the age of 25, etc.
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| Min. Deposit | $100 |
| Min. Balance | $0.01 |
| Maintenance Fee | $8 |
| Compound Freq | Monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 3510) |
| Eligibility | United States |
| Zelle® | SupportedLimit: $3,500 /dayFounding member; highest limits for established users. |
| Mobile Ratings | |
| BBB Rating | A+(BBB Accredited) |
Rate Stability
Great Southern Bank
Everyday Savings
What to Watch
The monthly minimum-balance fee is waived entirely for account holders aged 17 and under and for those over 60, whatever the balance. Withdrawals are unlimited.
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| Min. Deposit | $25 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 29546) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
UMB Bank, National Association
UMB Savings
What to Watch
The listed rate is for accounts opened online and may vary by region.
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| Min. Deposit | $100 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 8273) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Bank of America
Advantage Relationship Banking
Needs at least $50,000
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| Min. Deposit | $100 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | Monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 3510) |
| Eligibility | United States |
| Zelle® | SupportedLimit: $3,500 /dayFounding member; highest limits for established users. |
| Mobile Ratings | |
| BBB Rating | A+(BBB Accredited) |
Rate Stability
No movement is shown for an “Up to” rate.
BMO Bank
Savings Builder
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| Min. Deposit | $25 |
| Min. Balance | $0.01 |
| Maintenance Fee | $0 |
| Compound Freq | daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 16571) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Nationally Available Savings Accounts
The 8 highest-rate savings accounts available nationwide, including in Oklahoma.
| Institution | Product / Term | APY |
|---|---|---|
| Axos Bank | Axos ONE Savingsfirst $49,999.99 only · needs a linked account at the bank · promotional rate | Up to5.00% |
| GO2bank | High Yield Savingsfirst $5,000 only · needs a linked account at the bank | Up to4.50% |
| Elevault | High Yield Savings Account | 4.34% |
| Peak Bank | Envision High Yield Savingsup to $499,999.99 only | 4.27% |
| Betterment | Cash Reservepromotional rate | Up to4.25% |
| Neighbors Bank | Neighbors Savings Account | 4.25% |
| Pibank | Pibank Savings | 4.25% |
| EverBank | Performance Savings | 4.20% |