Brentwood Bank savings, CD and money market rates
Brentwood Bank's High Yield Savings offers 3.00% APY. That is 2.62 percentage points above the national savings average of 0.38% (FDIC, Oct 2026).
Ranked #302 of 3052 tracked savings rates by advertised APY. For a $10,000 balance it would rank #177.
Brentwood Bank at a glance
| Savings | |
|---|---|
| Top savings APY | 3.00% · High Yield Savings |
| Minimum to open | $5,000 · High Yield Savings |
| Against the national average | 2.62 percentage points above the 0.38% FDIC savings average (Oct 2026) |
| CDs | |
| Top CD APY | 4.30% · 23 months · 23 Month CD |
| Minimum to open | $25,000 · 23 months CD |
| Against the national average | 2.75 percentage points above the 1.55% FDIC 24-month CD average (Oct 2026) |
| Money market | |
| Top money market APY | 3.43% · Select Money Market · needs a linked account at the bank |
| Minimum to open | $25,000 · Select Money Market |
| Against the national average | 2.80 percentage points above the 0.63% FDIC money market average (Oct 2026) |
| FDIC certificate | 27943 · Bethel Park, PA |
|---|---|
| Website | www.brentwoodbank.com |
| Branches | 14 branches in PA |
| Availability | Available in PA |
Brentwood Bank savings, CD and money market rates
Rates are APY. The national savings average is 0.38% (FDIC, Oct 2026). The top tracked savings rate on Banksparency is 12.00%. Across 59 savings accounts from 58 banks in the Banksparency core savings index, the median advertised rate is 3.65%, and one account in ten advertises 4.20% or more. See the highest savings rates.
Brentwood Bank CD rates
| Term | APY | Minimum | Product |
|---|---|---|---|
| 3 months | 3.40% | $2,000 | 3 Month CD |
| 6 months | 3.40% | $2,000 | 6 Month CD |
| 9 months | 3.50% | $2,000 | 9 Month CD |
| 12 months | 3.50% | $2,000 | 12 Month CD |
| 13 months | 4.15% | $25,000 | 13 Month CD |
| 18 months | 3.45% | $2,000 | 18 Month CD |
| 23 months | 4.30% | $25,000 | 23 Month CD |
| 24 months | 3.35% | $2,000 | 24 Month CD |
| 30 months | 3.25% | $2,000 | 30 Month CD |
| 36 months | 3.15% | $2,000 | 3 Year CD |
| 48 months | 3.00% | $2,000 | 4 Year CD |
| 60 months | 3.00% | $2,000 | 5 Year CD |
| 84 months | 2.00% | $2,000 | 7 Year CD |
| 120 months | 2.00% | $2,000 | 10 Year CD |
Interactive Tool
Calculate Savings for Brentwood Bank
All calculations are based on APY.
Savings Breakdown
- Interest Earned+$1,798.20(9.1%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$19,798.20
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
What Brentwood Bank pays on deposits
FDIC call report data
An advertised rate tells you what a new savings account earns today. It cannot tell you how the bank has priced the savings and money market deposits it already holds, over time. This section shows that. The figure is computed from the interest expense and deposit balances that every bank files with the FDIC in the same form. That is what makes it comparable across banks and across quarters.
The two figures answer different questions, so they sit side by side and are not combined.
In Q2 2026, Brentwood Bank paid a higher average rate on savings and money market deposits than 76% of banks that reported a figure (FDIC call report). The all-bank median was 1.45%.
- Brentwood Bank, savings and money market
- All-bank median
How to read these figures
What the average covers. It is an average across the whole bank, taken from its own quarterly FDIC call report. It covers savings accounts and money market deposit accounts, personal and business, at every balance tier. It also covers accounts that were opened years ago and keep the rate of those years. The FDIC line does not separate consumer accounts.
The second figure. The scale row also shows the average across all interest-bearing deposits: savings, interest checking, money market accounts, CDs, personal and business. That figure covers the whole deposit book. The two are shown separately and are not combined.
What the advertised rate covers. It is the rate that this bank advertises now for a new savings account. Banksparency records it from the bank's website on the date shown beside it.
Why the two differ. They measure different things, so this page shows them side by side and keeps them apart. An advertised rate applies to one account, opened now, at today's price. The average also includes older savings balances at the rates of earlier years, money market balances that were priced in a different rate environment, and business accounts. An average below an advertised rate is the usual result of that arithmetic. On its own it is not evidence about the account that you would open.
What the average is useful for. The bank files the data itself, under reporting instructions that are the same for every filer, and the same computation runs for every bank on this site. That makes it comparable in a way that an advertisement is not. Two things on this page read it: the percentile, which shows where the quarter sits among all filers, and the chart, which shows the direction the figure has moved across quarters.
What the average cannot tell you. It cannot tell you the rate that you would earn. No single customer earns the average. For your rate, read the advertised rate above and the rate tables on this page, each with the date it was observed.
What to do next. Use the advertised rate to work out what a new account earns. Use the chart to see how the quarterly average has moved against the all-bank median. Then compare the advertised rate against the current rates on the savings-rate tables before you open an account.
Definitions: Call Report · Rate Paid on Deposits · Interest-Bearing Deposits · Front Book and Back Book · Deposit Rate Percentile
Average annualized rates paid on savings and money market deposits, and on all interest-bearing deposits, quarterly. The FDIC line for savings includes money market deposit accounts and business savings deposits and does not separate consumer accounts. Source: FDIC call report data, as reported; it may be amended. The percentile compares all FDIC filers, count-weighted. A missing quarter is suppressed, never interpolated. The percentile counts the banks that paid strictly less on savings and money market deposits, one vote per bank, among the banks that reported a figure for the quarter.
So what is the catch?
| Product | APY | Min to open | Min to earn | Balance cap | Monthly fee | Requirements | Rate type | 12-mo trend |
|---|---|---|---|---|---|---|---|---|
| High Yield Savings | 3.00% | $5,000 | $0 | None | not stated | not stated | One rate | |
| Fine print: The account must be opened with $5,000 in new money not already on deposit at the bank, and $5,000 must be kept in it every day to earn the disclosed rate. | ||||||||
| Statement Savings | 0.05% | $50 | $0 | None | not stated | not stated | One rate | |
| Holiday Club Savings | 0.05% | $50 | $0 | None | not stated | not stated | One rate | |
| PassCard Savings | 0.05% | $50 | $0 | None | not stated | not stated | One rate | |
| Select Money Market | 3.43% | $25,000 | $0 | None | not stated | Linked account at the bank · direct deposit not stated | One rate | |
| Fine print: A Select Checking account is required. The account must be opened with $25,000 in new funds not already on deposit at the bank, and $25,000 must be kept in it every day: on any day the balance falls below that, the whole balance earns no interest. If the Select Checking requirements are not met, the account earns the bank's lower base rate instead. The rate is set from the effective federal funds rate less a margin of 0.50%. | ||||||||
Rate type: one rate applies at every balance. A tiered rate changes with your balance. A promotional rate changes after the period shown. A balance cap is the largest balance the highest rate applies to.
The 12-month trend shows the highest advertised rate observed each day and includes promotional tiers where one applied.
CDs
| Product | Term | APY | Min to open | Early withdrawal fee | Compounding |
|---|---|---|---|---|---|
| 3 Month CD | 3 months | 3.40% | $2,000 | not stated | not stated |
| 6 Month CD | 6 months | 3.40% | $2,000 | not stated | not stated |
| 9 Month CD | 9 months | 3.50% | $2,000 | not stated | not stated |
| 12 Month CD | 12 months | 3.50% | $2,000 | not stated | not stated |
| 13 Month CD | 13 months | 4.15% | $25,000 | not stated | not stated |
| Fine print: The certificate must be opened with $25,000 in new money not already on deposit at the bank. At maturity it renews as a 12 month certificate at the rate then current, provided the balance is at least $2,000. | |||||
| 18 Month CD | 18 months | 3.45% | $2,000 | not stated | not stated |
| 23 Month CD | 23 months | 4.30% | $25,000 | not stated | not stated |
| Fine print: The certificate must be opened with $25,000 in new money not already on deposit at the bank. At maturity it renews as an 18 month certificate at the rate then current, provided the balance is at least $2,000. | |||||
| 24 Month CD | 24 months | 3.35% | $2,000 | not stated | not stated |
| 30 Month CD | 30 months | 3.25% | $2,000 | not stated | not stated |
| 3 Year CD | 36 months | 3.15% | $2,000 | not stated | not stated |
| 4 Year CD | 48 months | 3.00% | $2,000 | not stated | not stated |
| 5 Year CD | 60 months | 3.00% | $2,000 | not stated | not stated |
| 7 Year CD | 84 months | 2.00% | $2,000 | not stated | not stated |
| 10 Year CD | 120 months | 2.00% | $2,000 | not stated | not stated |
Fine print for 12 CDs above: A certificate whose balance at maturity is below $2,000 renews with no interest.
Opening and using the account
| Availability | Available in PA |
|---|---|
| Footprint | 14 branches in PA |
| Eligibility | not stated |
How Brentwood Bank behaves over time
Every observation of the advertised High Yield Savings rate in the last 12 months was 3.00% (observed through Oct 21, 2026). The series includes promotional tiers where one applied.
Recent rate changes, as observed
- Obs. Oct 14, 202623 Month CDRaise:4.00%to4.30%
- Obs. Oct 14, 202613 Month CDRaise:4.00%to4.15%
- Obs. Sep 23, 2026Select Money MarketRaise:3.18%to3.43%
- High Yield Savings
- The same as 30 days ago.
- 23 months CD
- Up 0.30 percentage points from 30 days ago.
- Select Money Market
- Up 0.25 percentage points from 30 days ago.
$10,000 at the 3.00% APY Brentwood Bank advertises on High Yield Savings grows to $10,300 in a year. Prices rose 3.7% in the year to September 2026 (Consumer Price Index (CPI)). After a year of prices rising at that pace, it buys as much as $9,929 does today. See how the federal funds rate shapes savings rates.
Brentwood Bank CD rates over time
Who is Brentwood Bank?
| Headquarters | Bethel Park, PA |
|---|---|
| Founded | 1922 |
| Scale | $1.0B assets · $737M deposits, $648M of it interest-bearing (Q2 2026, FDIC) |
| Deposit insurance | FDIC insured · Certificate 27943 |
| Charter state | Pennsylvania · one of 110 insured banks chartered there (Q2 2026, FDIC) |
| Size | 1,152nd-largest by deposits of 4,238 insured banks (Q2 2026, FDIC) |
| Deposit growth | Higher than at 17% of 4,226 insured banks over the four quarters to Q2 2026 (FDIC) |
Financial detail is in What Brentwood Bank pays on deposits above.
Common questions about Brentwood Bank
Is Brentwood Bank FDIC insured?
Yes. Brentwood Bank is FDIC insured under certificate 27943, so deposits are covered up to $250,000 per depositor, per ownership category.
What is the minimum deposit at Brentwood Bank?
Brentwood Bank requires a minimum deposit of $5,000 to open its High Yield Savings account, as observed on Oct 21, 2026. Check the bank's current terms before you open an account.
Does Brentwood Bank have branches?
Yes. Brentwood Bank operates 14 branches according to FDIC branch records, in addition to its website and mobile apps.
Brentwood Bank against its closest alternatives
| Bank | Savings APY | Rate paid on savings and money market deposits (Q2 2026) | Min deposit | Branches |
|---|---|---|---|---|
| Brentwood Bank | 3.00% | 2.19% | $5,000 | 14 branches in PA |
| BMO Alto | 3.00% | 1.61% | $0 | not stated |
| Bonanza Valley State Bank | 3.00% | 2.36% | $100 | 1 branch in MN |
| Brighton Bank | 3.00% | 2.80% | $100 | 2 branches in TN |
Each savings APY is the top rate of the account the bank's own page leads with. Alternatives are the three tracked banks whose savings APY is closest to Brentwood Bank's.
Similar banks and related pages
Banks in the same rate band with the same product mix:
Other banks chartered in Pennsylvania, nearest to Brentwood Bank in deposits:
Rate hubs: today's highest savings rates, CD rates by term, and money market rates.
State pages: savings rates in Pennsylvania, CD rates in Pennsylvania, money market rates in Pennsylvania, and banks in Pennsylvania.