Highest Club Savings Account Rates in Pennsylvania
46 Pennsylvania-specific products
The Pennsylvania market
Pennsylvania accounts
50
Institutions
30
Top Pennsylvania APY
4.32% APY
FDIC national average
0.37%
As of Sep 2026
50 club savings accounts are open only to Pennsylvania residents, from 30 institutions. The highest advertised APY among them is 4.32%.
8 of the 50 Pennsylvania club savings accounts advertise more than the FDIC national average of 0.37% for savings accounts as of Sep 2026.
Pennsylvania-Specific Club Savings Accounts
Club Savings accounts specifically available to Pennsylvania residents.
| # | Institution & Rate | Earned in a year at $10,000 | Requirements & Features | Minimum Deposit | Actions |
|---|---|---|---|---|---|
| #1 | Show Details | +$432per year | Deposit Insurance FDIC InsuredFeatures No MinimumsIn-Person Access | $0 | |
| #2 | Show Details | +$100per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #3 | Show Details | +$100per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #4 | Show Details | +$100per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $100 | |
| #5 | Show Details | +$75per year | Deposit Insurance FDIC InsuredFeatures No MinimumsIn-Person Access | $0.01 | |
| #6 | Show Details | +$50per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $25 | |
| #7 | Show Details | +$50per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $25 | |
| #8 | Show Details | +$40per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $25 | |
| #9 | Show Details | +$26per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $5 | |
| #10 | Clarion County Community Bank Christmas Club - Direct Debit 0.25%APY No min. balance for APY Observed: Oct 7, 2026 Show Details | +$25per year | Deposit Insurance FDIC InsuredRequires Direct Deposit Req Features Low MinimumsIn-Person Access | $5 | |
| #11 | Show Details | +$25per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $5 | |
| #12 | Show Details | +$25per year | We could not confirm: minimum deposit. Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | N/A | |
| #13 | Show Details | +$25per year | Deposit Insurance FDIC InsuredFeatures No MinimumsIn-Person Access | $0 | |
| #14 | Show Details | +$25per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $2 | |
| #15 | Show Details | +$25per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $2 | |
| #16 | Compass Savings Bank Christmas Club Up to0.30%APY Needs at least $25,000 Min. balance: $50 Observed: Oct 7, 2026 Show Details | +$20per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $25 | |
| #17 | Show Details | +$20per year | We could not confirm: minimum deposit. Deposit Insurance FDIC InsuredFeatures No MinimumsIn-Person Access | N/A | |
| #18 | Show Details | +$20per year | We could not confirm: minimum deposit. Deposit Insurance FDIC InsuredFeatures No MinimumsIn-Person Access | N/A | |
| #19 | Show Details | +$15per year | We could not confirm: minimum deposit. Deposit Insurance FDIC InsuredFeatures No MinimumsIn-Person Access | N/A | |
| #20 | Community State Bank of Orbisonia Christmas Club Savings Up to0.25%APY Relationship rate · 0.15% without the relationship Observed: Oct 7, 2026 Show Details | +$15per year | Deposit Insurance FDIC InsuredRequires Direct Deposit Req Features Low MinimumsIn-Person Access | $1 | |
| #21 | Community State Bank of Orbisonia All-Purpose Club Savings Up to0.25%APY Relationship rate · 0.15% without the relationship Observed: Oct 7, 2026 Show Details | +$15per year | Deposit Insurance FDIC InsuredRequires Direct Deposit Req Features Low MinimumsIn-Person Access | $1 | |
| #22 | Show Details | +$15per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $1 | |
| #23 | Show Details | +$15per year | Deposit Insurance FDIC InsuredFeatures No MinimumsIn-Person Access | $0.01 | |
| #24 | Show Details | +$15per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $2 | |
| #25 | Westmoreland Federal Savings and Loan Association Christmas Club 0.15%APY Min. balance: $1 Observed: Oct 12, 2026 Show Details | +$15per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $1 | |
| #26 | Westmoreland Federal Savings and Loan Association Vacation Club 0.15%APY Min. balance: $1 Observed: Oct 12, 2026 Show Details | +$15per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $1 | |
| #27 | Show Details | +$10per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $10 | |
| #28 | Show Details | +$10per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $10 | |
| #29 | Clarion County Community Bank Christmas Club - Coupon Book 0.10%APY No min. balance for APY Observed: Oct 7, 2026 Show Details | +$10per year | We could not confirm: minimum deposit. Deposit Insurance FDIC InsuredFeatures No MinimumsIn-Person Access | N/A | |
| #30 | Show Details | +$10per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $20 | |
| #31 | Show Details | +$10per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $10 | |
| #32 | Show Details | +$10per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $1 | |
| #33 | Show Details | +$10per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $1 | |
| #34 | Show Details | +$10per year | We could not confirm: minimum deposit. Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | N/A | |
| #35 | Show Details | +$10per year | We could not confirm: minimum deposit. Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | N/A | |
| #36 | Show Details | +$10per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $5 | |
| #37 | Show Details | +$10per year | We could not confirm: minimum deposit. Deposit Insurance FDIC InsuredFeatures No MinimumsIn-Person Access | N/A | |
| #38 | Show Details | +$10per year | We could not confirm: minimum deposit. Deposit Insurance FDIC InsuredFeatures No MinimumsIn-Person Access | N/A | |
| #39 | Show Details | +$10per year | We could not confirm: minimum deposit. Deposit Insurance FDIC InsuredFeatures No MinimumsIn-Person Access | N/A | |
| #40 | Show Details | +$10per year | We could not confirm: minimum deposit. Deposit Insurance FDIC InsuredFeatures No MinimumsIn-Person Access | N/A | |
| #41 | Show Details | +$5per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $50 | |
| #42 | Show Details | +$5per year | Deposit Insurance FDIC InsuredFeatures No MinimumsIn-Person Access | $0 | |
| #43 | Show Details | +$5per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $1 | |
| #44 | Show Details | +$5per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $1 | |
| #45 | Show Details | +$5per year | We could not confirm: minimum deposit. Deposit Insurance FDIC InsuredFeatures No MinimumsIn-Person Access | N/A | |
| #46 | Show Details | +$5per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $20 |
SSB Bank
Christmas Club
What to Watch
The rate is reset every year on November 1.
Show Fine Print & Trends Hide Details
| Min. Deposit | $0 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 30431) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Elderton State Bank
Vacation Club
What to Watch
The club pays out each year in May. Accrued interest is lost if the account is closed before interest is credited.
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | annually |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 12985) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Elderton State Bank
Christmas Club
What to Watch
The club pays out each year in October. Accrued interest is lost if the account is closed before interest is credited.
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | annually |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 12985) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Elderton State Bank
Property Tax Club
What to Watch
The club pays out each year in August. Accrued interest is lost if the account is closed before interest is credited.
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | annually |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 12985) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Armstrong County Building and Loan Association
Christmas Club
What to Watch
The balance is paid out by check each October. No deposits are accepted while the balance is at $10,000.
Show Fine Print & Trends Hide Details
| Min. Deposit | $0.01 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 29471) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Direct Link to Product Page (Not Sponsored)
Marion Center Bank
Holiday Club
What to Watch
Funds pay out in September. Additional deposits must be at least $2.00, and one withdrawal of principal may be made without penalty from the seventh day after opening until maturity.
Show Fine Print & Trends Hide Details
| Min. Deposit | $25 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 7909) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Marion Center Bank
Vacation Club
Show Fine Print & Trends Hide Details
| Min. Deposit | $25 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 7909) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
The Neffs National Bank
Christmas & Vacation Clubs
What to Watch
The Christmas Club begins in October and the Vacation and Tax Clubs begin in March; each pays out the following year. The term varies with the month the account is opened, and a penalty applies to an early withdrawal.
Show Fine Print & Trends Hide Details
| Min. Deposit | $25 |
| Min. Balance | $10 |
| Maintenance Fee | $0 |
| Compound Freq | annually |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 7646) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Marquette Savings Bank
Holiday Club
Show Fine Print & Trends Hide Details
| Min. Deposit | $5 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 30544) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Clarion County Community Bank
Christmas Club - Direct Debit
What to Watch
The account has a 12-month term, and a penalty may be imposed for early withdrawal.
Show Fine Print & Trends Hide Details
| Min. Deposit | $5 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | at maturity |
| Direct Deposit | Required (See terms) |
| Deposit Insurance | FDIC Insured(Cert: 57624) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Investment Savings Bank
Christmas Club
What to Watch
The account matures in October. An early withdrawal costs a $5.00 penalty and forfeits the interest earned on the balance.
Show Fine Print & Trends Hide Details
| Min. Deposit | $5 |
| Min. Balance | $20 |
| Maintenance Fee | $0 |
| Compound Freq | daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 30121) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Investment Savings Bank
Vacation Club
What to Watch
The account matures in April, when the balance is sent to the customer by cheque. An early withdrawal costs a $5.00 penalty and forfeits the interest earned on the balance.
We could not confirm: minimum deposit.
Show Fine Print & Trends Hide Details
| Min. Deposit | N/A |
| Min. Balance | $20 |
| Maintenance Fee | $0 |
| Compound Freq | daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 30121) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Mercer County State Bank
Christmas Club Direct
What to Watch
Deposits are drawn automatically from a Mercer County State Bank checking account, and the balance is paid back into that checking account the following October. Interest is credited only at maturity. Closing the account early costs a $25 fee and forfeits all interest.
Show Fine Print & Trends Hide Details
| Min. Deposit | $0 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 445) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Reliance Savings Bank
Holiday Club
What to Watch
The account matures and pays out on the first weekend after October 3 each year, so its term depends on when it was opened. A withdrawal before maturity forfeits the interest earned.
Show Fine Print & Trends Hide Details
| Min. Deposit | $2 |
| Min. Balance | $50 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 30117) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Reliance Savings Bank
Vacation Club
What to Watch
The account matures and pays out on the first weekend after April 3 each year, so its term depends on when it was opened. A withdrawal before maturity forfeits the interest earned.
Show Fine Print & Trends Hide Details
| Min. Deposit | $2 |
| Min. Balance | $50 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 30117) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Compass Savings Bank
Christmas Club
Needs at least $25,000
What to Watch
The account balance is returned by check each October rather than left on deposit.
Show Fine Print & Trends Hide Details
| Min. Deposit | $25 |
| Min. Balance | $50 |
| Maintenance Fee | $0 |
| Compound Freq | daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 29430) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
UNB Bank
Christmas Club - Automatic
What to Watch
The club runs on a fixed annual cycle that starts in October and matures the following October, whatever month the account is opened. A penalty may be imposed for a withdrawal before maturity.
We could not confirm: minimum deposit.
Show Fine Print & Trends Hide Details
| Min. Deposit | N/A |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 7631) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
UNB Bank
Vacation Club - Automatic
What to Watch
The club runs on a fixed annual cycle that starts in May and matures the following May, whatever month the account is opened. A penalty may be imposed for a withdrawal before maturity.
We could not confirm: minimum deposit.
Show Fine Print & Trends Hide Details
| Min. Deposit | N/A |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 7631) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Central Penn Bank & Trust
Club Account
We could not confirm: minimum deposit.
Show Fine Print & Trends Hide Details
| Min. Deposit | N/A |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 10685) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Community State Bank of Orbisonia
Christmas Club Savings
Relationship rate · 0.15% without the relationship
What to Watch
Opens from October 2 to December 31. Funds are paid out around October 2 of the following year. A higher rate applies when the account receives a direct deposit.
Show Fine Print & Trends Hide Details
| Min. Deposit | $1 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Required (See terms) |
| Deposit Insurance | FDIC Insured(Cert: 16976) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
Community State Bank of Orbisonia
All-Purpose Club Savings
Relationship rate · 0.15% without the relationship
What to Watch
Opens from May 16 to July 31. Funds are paid out around May 16 of the following year. A higher rate applies when the account receives a direct deposit.
Show Fine Print & Trends Hide Details
| Min. Deposit | $1 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Required (See terms) |
| Deposit Insurance | FDIC Insured(Cert: 16976) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
Hometown Bank of Pennsylvania
Club Accounts
Show Fine Print & Trends Hide Details
| Min. Deposit | $1 |
| Min. Balance | $0.01 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 58470) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
InFirst Bank
CACHÉ Club
What to Watch
No withdrawal is allowed before the payout date, and any withdrawal closes the account. Closing early costs $5. The customer picks the payout month, and the account renews each year.
Show Fine Print & Trends Hide Details
| Min. Deposit | $0.01 |
| Min. Balance | $0.01 |
| Maintenance Fee | $0 |
| Compound Freq | at maturity |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 27763) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Jarrettsville Federal Savings and Loan Association
Christmas Club
What to Watch
Deposits are made in fixed weekly increments of $2, $5, $10 or $20. The account does not allow early withdrawals, and the balance is paid out by check at the end of October.
Show Fine Print & Trends Hide Details
| Min. Deposit | $2 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 31083) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Direct Link to Product Page (Not Sponsored)
Westmoreland Federal Savings and Loan Association
Christmas Club
What to Watch
Interest is compounded daily and credited at club maturity. Withdrawals are not permitted during the club term. Club checks are issued in October.
Show Fine Print & Trends Hide Details
| Min. Deposit | $1 |
| Min. Balance | $1 |
| Maintenance Fee | $0 |
| Compound Freq | daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 30551) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Direct Link to Product Page (Not Sponsored)
Westmoreland Federal Savings and Loan Association
Vacation Club
What to Watch
Interest is compounded daily and credited at club maturity. Withdrawals are not permitted during the club term. Club checks are issued in April.
Show Fine Print & Trends Hide Details
| Min. Deposit | $1 |
| Min. Balance | $1 |
| Maintenance Fee | $0 |
| Compound Freq | daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 30551) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Direct Link to Product Page (Not Sponsored)
CFSBANK
Christmas Club
What to Watch
The account matures in October each year. The balance is then transferred automatically into another cfsbank deposit account.
Show Fine Print & Trends Hide Details
| Min. Deposit | $10 |
| Min. Balance | $50 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 29672) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
CFSBANK
Vacation Club
What to Watch
The account matures in March each year. The balance is then transferred automatically into another cfsbank deposit account.
Show Fine Print & Trends Hide Details
| Min. Deposit | $10 |
| Min. Balance | $50 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 29672) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Clarion County Community Bank
Christmas Club - Coupon Book
What to Watch
The account has a 12-month term, and a penalty may be imposed for early withdrawal.
We could not confirm: minimum deposit.
Show Fine Print & Trends Hide Details
| Min. Deposit | N/A |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 57624) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
First Northern Bank and Trust Company
All Purpose Club
What to Watch
The account is funded by fixed weekly payments of $20.00 or more, set in $10.00 increments, and the payments must be deducted from a First Northern Bank and Trust checking or savings account. Interest is credited at maturity, and a withdrawal reduces earnings.
Show Fine Print & Trends Hide Details
| Min. Deposit | $20 |
| Min. Balance | $20 |
| Maintenance Fee | $0 |
| Compound Freq | at maturity |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 7675) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
First Northern Bank and Trust Company
Christmas Club
What to Watch
The account is funded by fixed weekly payments of $10.00, $20.00, $30.00, $40.00 or $60.00, deducted from a First Northern Bank and Trust checking or savings account. Interest is credited at maturity, and a withdrawal reduces earnings.
Show Fine Print & Trends Hide Details
| Min. Deposit | $10 |
| Min. Balance | $10 |
| Maintenance Fee | $0 |
| Compound Freq | at maturity |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 7675) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
MCS Bank
Christmas Club
What to Watch
Funds are paid out each October by mail or by direct deposit to an MCS Bank account. A penalty applies to an early withdrawal.
Show Fine Print & Trends Hide Details
| Min. Deposit | $1 |
| Min. Balance | $1 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 28186) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
MCS Bank
Vacation Club
What to Watch
Funds are paid out in the month the holder chooses. A penalty applies to an early withdrawal.
Show Fine Print & Trends Hide Details
| Min. Deposit | $1 |
| Min. Balance | $1 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 28186) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
PennCrest Bank
Christmas Club
What to Watch
A higher rate is paid when the matured funds are transferred into a PennCrest Bank checking or savings account. A penalty is imposed for a withdrawal before maturity.
We could not confirm: minimum deposit.
Show Fine Print & Trends Hide Details
| Min. Deposit | N/A |
| Min. Balance | $10 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 30119) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
PennCrest Bank
Vacation Club
What to Watch
A higher rate is paid when the matured funds are transferred into a PennCrest Bank checking or savings account. A penalty is imposed for a withdrawal before maturity.
We could not confirm: minimum deposit.
Show Fine Print & Trends Hide Details
| Min. Deposit | N/A |
| Min. Balance | $10 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 30119) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
QNB Bank
Personal EZ Saver Clubs
Show Fine Print & Trends Hide Details
| Min. Deposit | $5 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 7714) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
The Bank of Landisburg
Christmas Club
We could not confirm: minimum deposit.
Show Fine Print & Trends Hide Details
| Min. Deposit | N/A |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 90384) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
The Bank of Landisburg
All Purpose Club
We could not confirm: minimum deposit.
Show Fine Print & Trends Hide Details
| Min. Deposit | N/A |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 90384) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
UNB Bank
Christmas Club - Coupon Book
What to Watch
The club runs on a fixed annual cycle that starts in October and matures the following October, whatever month the account is opened. A penalty may be imposed for a withdrawal before maturity.
We could not confirm: minimum deposit.
Show Fine Print & Trends Hide Details
| Min. Deposit | N/A |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 7631) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
UNB Bank
Vacation Club - Coupon Book
What to Watch
The club runs on a fixed annual cycle that starts in May and matures the following May, whatever month the account is opened. A penalty may be imposed for a withdrawal before maturity.
We could not confirm: minimum deposit.
Show Fine Print & Trends Hide Details
| Min. Deposit | N/A |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 7631) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Brentwood Bank
Holiday Club Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $50 |
| Min. Balance | $250 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 27943) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Citizens Savings Bank
Club Accounts
What to Watch
Funds are paid out in a month chosen at account opening: January, April, June, August or October. An early withdrawal may result in a $10 penalty.
Show Fine Print & Trends Hide Details
| Min. Deposit | $0 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 31184) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Mid Penn Bank
Club Savings
What to Watch
A penalty of $20.00 is charged for each withdrawal made before maturity. Interest is credited at maturity and none is paid before then.
Show Fine Print & Trends Hide Details
| Min. Deposit | $1 |
| Min. Balance | $0.01 |
| Maintenance Fee | $0 |
| Compound Freq | Doesn't compound |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 9889) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Mid Penn Bank
Vacation Club
What to Watch
A penalty of $20.00 is charged for each withdrawal made before maturity. Interest is credited at maturity and none is paid before then.
Show Fine Print & Trends Hide Details
| Min. Deposit | $1 |
| Min. Balance | $0.01 |
| Maintenance Fee | $0 |
| Compound Freq | Doesn't compound |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 9889) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
PS Bank
Club Account
We could not confirm: minimum deposit.
Show Fine Print & Trends Hide Details
| Min. Deposit | N/A |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 444) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
West View Savings Bank
Christmas Club Account
Show Fine Print & Trends Hide Details
| Min. Deposit | $20 |
| Min. Balance | $100 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 27760) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |