Highest Money Market Rates in Pennsylvania
70 Pennsylvania-specific accounts
Top Pennsylvania Rate:3.74% APYFDIC or NCUA Insured
The Pennsylvania market
Pennsylvania accounts
70
Institutions
48
Top Pennsylvania APY
3.74% APY
Nationally: 4.00% APY
FDIC national average
0.63%
As of Sep 2026
70 money market accounts are open only to Pennsylvania residents, from 48 institutions. The highest advertised APY among them is 3.74%.
The highest nationally available rate is 4.00% APY, 26 basis points above the Pennsylvania leader.
49 of the 70 Pennsylvania money market accounts advertise more than the FDIC national average of 0.63% for money market accounts as of Sep 2026.
Pennsylvania-Specific Money Market Accounts
Money market accounts specifically available to Pennsylvania residents.
| Institution | Product / Term | APY |
|---|---|---|
| Port Richmond Savings | Money Market - Super Premiumneeds at least $1,500,000 | Up to3.74% |
| Reliance Savings Bank | Destination Money Marketneeds at least $500,000 · needs a linked account at the bank | Up to3.70% |
| The Bank of Landisburg | Money Market Accountneeds at least $1,000,000 | Up to3.66% |
| Hometown Bank of Pennsylvania | MMDAneeds at least $1,500,000 | Up to3.51% |
| Kish Bank | Digital Money Market Accountneeds at least $75,000 | Up to3.50% |
| QNB Bank | Personal High Yield Money Marketneeds at least $2,500,000 | Up to3.45% |
| Brentwood Bank | Select Money Marketneeds a linked account at the bank | 3.43% |
| Jarrettsville Federal Savings and Loan Association | Money Marketneeds at least $1,500,000 | Up to3.40% |
| Community State Bank of Orbisonia | Money Market Checkingneeds at least $500,000 | Up to3.35% |
| Penn Community Bank | Premium Money Marketneeds at least $2,500 · promotional rate | Up to3.25% |
| Jonestown Bank and Trust Company, of Jonestown, Pennsylvania | Prime Money Market Accountneeds at least $500,000 | Up to3.05% |
| The Honesdale National Bank | Premier Money Marketneeds at least $25,000 · needs a linked account at the bank | Up to3.05% |
| Haven Savings Bank | Step-Up Money Marketneeds at least $25,000 | Up to3.00% |
| The Bank of Princeton | Premier Money Marketup to $49,999 only · promotional rate | Up to3.00% |
| Port Richmond Savings | Money Market - Premiumneeds at least $400,000 | Up to2.99% |
| CFSBANK | Money Marketneeds at least $500,000 | Up to2.52% |
| Gateway First Bank | Gateway Money Marketneeds at least $25,000 | Up to2.50% |
| Hatboro Federal Savings, FA | Tiered Money Market Account | 2.50% |
| Mauch Chunk Trust Company | Investor's Money Market CD | 2.50% |
| United Savings Bank | Personal Money Marketneeds at least $2,500 | 2.50% |
| First Bank | Relationship Money Marketneeds at least $150,001 · needs a linked account at the bank | Up to2.34% |
| SSB Bank | Premium Money Marketneeds at least $50,000 · needs a linked account at the bank · requires direct deposit | Up to2.32% |
| Mercer County State Bank | Money Market Accountneeds at least $500,000.01 | Up to2.02% |
| SSB Bank | Money Market (MM REG)needs at least $100,000 | Up to2.02% |
| First Resource Bank | Money Marketneeds at least $100,000 | Up to2.00% |
| PennCrest Bank | Money Marketneeds at least $250,000 | Up to2.00% |
| Second Federal Savings and Loan Association of Philadelphia | Money Market Accountneeds at least $50,000 | Up to2.00% |
| The National Bank of Malvern | Personal Tiered Money Marketneeds at least $250,000 | Up to1.90% |
| Orrstown Bank | Preferred Money Market Accountneeds at least $1,000,000 | Up to1.66% |
| The Honesdale National Bank | Select Money Marketneeds at least $1,000,000 | Up to1.51% |
| The Honesdale National Bank | Investors Advantage Money Marketneeds at least $1,000,000 | Up to1.51% |
| Citizens Savings Bank | Platinum Money Market Accountneeds at least $100,000 | 1.50% |
| Port Richmond Savings | Money Marketneeds at least $25,000 | Up to1.49% |
| First Bank | Personal Money Marketneeds at least $150,001 | Up to1.44% |
| Marion Center Bank | Money Market Accountneeds at least $200,000 | Up to1.26% |
| Ambler Savings Bank | Money Market Accountneeds at least $200,000 | Up to1.25% |
| Central Penn Bank & Trust | Personal Money Marketneeds at least $100,000 | Up to1.25% |
| Mid Penn Bank | Flex Money Marketneeds at least $1,000,000 | Up to1.25% |
| United Savings Bank | UniSavings Money Marketneeds at least $100,000 | Up to1.25% |
| United Savings Bank | Premium Money Marketneeds at least $25,000 | Up to1.15% |
| Reliance Savings Bank | Money Market Deposit Accountneeds at least $1,000,000 | Up to1.10% |
| The Neffs National Bank | Money Marketneeds at least $1,000,000 | Up to1.05% |
| Mauch Chunk Trust Company | Investor's Money Market Accountneeds at least $1,000,000 | Up to1.00% |
| United Savings Bank | Money Market Plusneeds at least $25,000 | Up to1.00% |
| Investment Savings Bank | Money Marketneeds at least $100,000 | Up to0.90% |
| Farmers and Merchants Trust Company of Chambersburg | Money Management Accountneeds at least $250,000 | Up to0.75% |
| Hyperion Bank | Consumer Money Market | 0.75% |
| QNB Bank | Personal Select Money Marketneeds at least $75,000 | Up to0.70% |
| The Honesdale National Bank | Regular Money Marketneeds at least $2,500 | 0.65% |
| Clarion County Community Bank | Community Money Marketneeds at least $75,000 | Up to0.50% |
Nationally Available Money Market Accounts
The 8 highest-rate money market accounts available nationwide, including in Pennsylvania.
| Institution | Product / Term | APY |
|---|---|---|
| Bank5 Connect | Money Market Account | 4.00% |
| Climate First Bank | Impact Money Market | 3.96% |
| Prime Alliance Bank | Personal Money Market | 3.90% |
| Quontic Bank | Money Market Account | 3.90% |
| Customers Bank | Ascent Money Market Savings Account | 3.63% |
| Sallie Mae Bank | Money Market Account | 3.60% |
| FNBO Direct | Online Money Market Accountneeds at least $500,000 | Up to3.55% |
| U.S. Bank | Elite Money Marketbalances of $25,000 to $9,999,999,999.99 only | Up to3.40% |