Highest Money Market Rates in West Virginia
10 West Virginia-specific accounts
Top West Virginia Rate:3.71% APYFDIC or NCUA Insured
The West Virginia market
West Virginia accounts
10
Institutions
9
Top West Virginia APY
3.71% APY
Nationally: 4.00% APY
FDIC national average
0.63%
As of Sep 2026
10 money market accounts are open only to West Virginia residents, from 9 institutions. The highest advertised APY among them is 3.71%.
The highest nationally available rate is 4.00% APY, 29 basis points above the West Virginia leader.
5 of the 10 West Virginia money market accounts advertise more than the FDIC national average of 0.63% for money market accounts as of Sep 2026.
West Virginia-Specific Money Market Accounts
Money market accounts specifically available to West Virginia residents.
| Institution | Product / Term | APY |
|---|---|---|
| The Bank of Romney | Money Market Accountneeds at least $200,000 | Up to3.71% |
| Pendleton Community Bank, Inc. | Investment Plus Money Marketneeds at least $1,000,000 | 2.81% |
| Gateway First Bank | Gateway Money Marketneeds at least $25,000 | Up to2.50% |
| The Ohio Valley Bank Company | Money Fundneeds at least $100,000 | Up to2.40% |
| Capon Valley Bank | CVB Premium Money Marketneeds at least $50,000 | Up to1.61% |
| Highlands Bank | Insured Money Market Accountneeds at least $20,000 | Up to0.60% |
| First Guaranty Bank | Guaranty Money Marketneeds at least $1,000,000 | Up to0.35% |
| Hancock County Savings Bank, F.S.B. | Premium MMDAneeds at least $100,000 | Up to0.25% |
| Huntington Federal Savings Bank | Money Master Accountneeds at least $25,000 | Up to0.10% |
| Hancock County Savings Bank, F.S.B. | MMDA | 0.05% |
Nationally Available Money Market Accounts
The 8 highest-rate money market accounts available nationwide, including in West Virginia.
| Institution | Product / Term | APY |
|---|---|---|
| Bank5 Connect | Money Market Account | 4.00% |
| Climate First Bank | Impact Money Market | 3.96% |
| Prime Alliance Bank | Personal Money Market | 3.90% |
| Quontic Bank | Money Market Account | 3.90% |
| Customers Bank | Ascent Money Market Savings Account | 3.63% |
| Sallie Mae Bank | Money Market Account | 3.60% |
| FNBO Direct | Online Money Market Accountneeds at least $500,000 | Up to3.55% |
| U.S. Bank | Elite Money Marketbalances of $25,000 to $9,999,999,999.99 only | Up to3.40% |