Highest Money Market Rates in Maine
19 Maine-specific accounts
Top Maine Rate:3.50% APYFDIC or NCUA Insured
The Maine market
Maine accounts
19
Institutions
13
Top Maine APY
3.50% APY
Nationally: 4.00% APY
FDIC national average
0.63%
As of Sep 2026
19 money market accounts are open only to Maine residents, from 13 institutions. The highest advertised APY among them is 3.50%.
The highest nationally available rate is 4.00% APY, 50 basis points above the Maine leader.
11 of the 19 Maine money market accounts advertise more than the FDIC national average of 0.63% for money market accounts as of Sep 2026.
Maine-Specific Money Market Accounts
Money market accounts specifically available to Maine residents.
| Institution | Product / Term | APY |
|---|---|---|
| Maine Community Bank | Reserve High-Yield Money Marketneeds at least $1,000,000 | Up to3.50% |
| Eagle Bank | Platinum Money Market | 3.49% |
| Aroostook County Federal Savings and Loan Association | Money Market Nowneeds at least $250,000 | Up to3.25% |
| Kennebec Savings Bank | Premier Money Marketneeds at least $1,000,000 | Up to2.55% |
| Saco & Biddeford Savings Institution | Essential Money Marketneeds at least $750,000 | Up to2.25% |
| Skowhegan Savings Bank | Integrity Plus Money Marketneeds at least $1,000,000 | Up to2.22% |
| Auburn Savings Bank, FSB | Money Market Completeneeds at least $500,000 | Up to2.15% |
| First Federal Savings and Loan Association of Bath | Premier Money Marketneeds at least $100,000 · needs a linked account at the bank | Up to2.02% |
| Maine Community Bank | Champion High-Yield Money Marketneeds at least $100,000 | Up to2.00% |
| South Shore Bank | High-Yield Money Marketneeds at least $100,000 | Up to2.00% |
| Maine Community Bank | Essential Money Marketneeds at least $250,000 | Up to1.50% |
| Bangor Savings Bank | Benefit Money Marketneeds at least $100,000 · needs a linked account at the bank | Up to0.60% |
| Skowhegan Savings Bank | Integrity Money Marketneeds at least $100,000 | Up to0.50% |
| Auburn Savings Bank, FSB | IRA Money Marketneeds at least $200,000 | Up to0.35% |
| Eagle Bank | Premier Money Marketneeds at least $100,000 | Up to0.20% |
| Rockland Savings Bank, FSB | RSB Money Marketneeds at least $100,000 | Up to0.20% |
| The Camden National Bank | Money Marketneeds at least $1,000,000 | Up to0.20% |
| Bar Harbor Savings and Loan Association | Money Market Deposit Account | 0.10% |
| First Federal Savings and Loan Association of Bath | Money Market | 0.07% |
Nationally Available Money Market Accounts
The 8 highest-rate money market accounts available nationwide, including in Maine.
| Institution | Product / Term | APY |
|---|---|---|
| Bank5 Connect | Money Market Account | 4.00% |
| Climate First Bank | Impact Money Market | 3.96% |
| Prime Alliance Bank | Personal Money Market | 3.90% |
| Quontic Bank | Money Market Account | 3.90% |
| Customers Bank | Ascent Money Market Savings Account | 3.63% |
| Sallie Mae Bank | Money Market Account | 3.60% |
| FNBO Direct | Online Money Market Accountneeds at least $500,000 | Up to3.55% |
| U.S. Bank | Elite Money Marketbalances of $25,000 to $9,999,999,999.99 only | Up to3.40% |