Highest Money Market Rates in Ohio
65 Ohio-specific accounts
Top Ohio Rate:4.25% APYFDIC or NCUA Insured
The Ohio market
Ohio accounts
65
Institutions
48
Top Ohio APY
4.25% APY
Nationally: 4.00% APY
FDIC national average
0.63%
As of Sep 2026
65 money market accounts are open only to Ohio residents, from 48 institutions. The highest advertised APY among them is 4.25%.
The highest nationally available rate is 4.00% APY, 25 basis points below the Ohio leader.
43 of the 65 Ohio money market accounts advertise more than the FDIC national average of 0.63% for money market accounts as of Sep 2026.
Ohio-Specific Money Market Accounts
Money market accounts specifically available to Ohio residents.
| Institution | Product / Term | APY |
|---|---|---|
| GreenWay Bank | Money Market Special | 4.25% |
| First Bank of Central Ohio | Platinum Money Market | 4.00% |
| First Federal Savings and Loan Association of Lakewood | Thrive Money Marketneeds at least $500,000 | 3.56% |
| First Federal Savings and Loan Association of Van Wert | Money Market Accountneeds at least $500,000 | Up to3.56% |
| Conneaut Savings Bank | Money Marketrelationship rate from $25,000 · 0.05% to 0.15% without the relationship | Up to3.55% |
| Crescent Bank | Money Marketneeds at least $100,000 | Up to3.50% |
| Citizens Federal Savings and Loan Association | Money Marketneeds at least $250,000 | Up to3.40% |
| First Bank of Central Ohio | Premium Money Marketneeds at least $250,000 | Up to3.40% |
| GreenWay Bank | Money Marketneeds at least $20,000 | 3.40% |
| First Bank of Central Ohio | Money Marketneeds at least $50,000 | Up to3.15% |
| Greenville Federal | Premium Money Market Savingsneeds at least $200,000 | 3.15% |
| Community Savings Bank | Money Market Statement Accountneeds at least $100,000 | Up to3.00% |
| Minster Bank | Money Market Advantageneeds at least $2,500,000 | Up to3.00% |
| THE VINTON COUNTY NATIONAL BANK | Rate Watchers Money Market Accountneeds at least $75,000 | 3.00% |
| Osgood Bank | Personal Elevate MMDAneeds at least $2,000,000 | Up to2.78% |
| 1st National Bank | Money Market Accountneeds at least $100,000 | Up to2.75% |
| Riverside Bank of Dublin | Money Market Checkingneeds at least $100,000 | Up to2.65% |
| Heritage Bank, Inc. | Money Market Accountneeds at least $500,000 | Up to2.53% |
| Gateway First Bank | Gateway Money Marketneeds at least $25,000 | Up to2.50% |
| The Community Bank | Community Marketneeds at least $100,000 | Up to2.40% |
| The Ohio Valley Bank Company | Money Fundneeds at least $100,000 | Up to2.40% |
| The Old Fort Banking Company | Marquee Money Marketneeds at least $100,000 | Up to2.37% |
| First Federal Savings and Loan Association | Resolute Money Market | 2.27% |
| The Fort Jennings State Bank | Money Market Plusneeds at least $75,000 | Up to2.27% |
| The Apple Creek Banking Company | Money Marketbalances of $500,000 to $2,499,999.99 only | Up to2.25% |
| The Apple Creek Banking Company | Core Money Marketbalances of $500,000 to $2,499,999.99 only | Up to2.25% |
| The First National Bank of Pandora | Hi-Fi Money Market Accountneeds at least $1,000,000 | Up to2.07% |
| North Valley Bank | Money Marketneeds at least $100,000 | Up to1.51% |
| THE VINTON COUNTY NATIONAL BANK | Velocity Money Market Accountneeds at least $1,000,000 | 1.51% |
| Ohio State Bank | OSB Money Market Savingsneeds at least $1,000,000 | Up to1.50% |
| Greenville National Bank | Premier Money Market (Personal)needs at least $200,000 | Up to1.25% |
| Kentucky Farmers Bank Corporation | Money Market Plus Personalneeds at least $100,000 | Up to1.25% |
| The First National Bank of Blanchester | MMDA Personalneeds at least $50,000 | Up to1.16% |
| The Napoleon State Bank | Money Market Accountneeds at least $250,000 | Up to1.01% |
| First Federal Savings and Loan Association | Steadfast Money Market | 1.00% |
| The Union Bank Company | Money Market Specialneeds at least $250,000 | Up to1.00% |
| THE VINTON COUNTY NATIONAL BANK | Hi Fi Money Market Accountneeds at least $250,000 | Up to1.00% |
| The First National Bank of McConnelsville | HIFI Money Marketneeds at least $25,000 | Up to0.85% |
| The Peoples Savings Bank | Money Fund Savingsneeds at least $25,000 | Up to0.85% |
| First Federal Savings and Loan Association of Lakewood | Select Money Marketneeds at least $250,000 | Up to0.80% |
| Portage Community Bank | Community Index Money Marketneeds at least $100,000 | Up to0.80% |
| The Harrison Building and Loan Association | Money Market Depositneeds at least $100,000 | Up to0.75% |
| The First Central National Bank of St. Paris | Money Marketneeds at least $2,500 | 0.65% |
| First Federal Community Bank, National Association | First Choice Money Marketneeds at least $500,000 | Up to0.55% |
| Fairfield Federal Savings and Loan Association of Lancaster | Platinum Money Market Accountneeds at least $50,000 | 0.50% |
| First Federal Savings and Loan Association | MY Money Marketneeds at least $25,000 | Up to0.45% |
| The Wilmington Savings Bank | Premier Money Marketneeds at least $25,000 | Up to0.45% |
| Fairfield Federal Savings and Loan Association of Lancaster | Money Market Deposit Accountneeds at least $40,000 | Up to0.40% |
| Monroe Federal Savings and Loan Association | Tipp/Monroe/Bethel & Vandalia/Butler Money Fundneeds at least $100,000 | Up to0.35% |
| Versailles Savings and Loan Company | Money Market Checkingneeds at least $100,000 | Up to0.35% |
Nationally Available Money Market Accounts
The 8 highest-rate money market accounts available nationwide, including in Ohio.
| Institution | Product / Term | APY |
|---|---|---|
| Bank5 Connect | Money Market Account | 4.00% |
| Climate First Bank | Impact Money Market | 3.96% |
| Prime Alliance Bank | Personal Money Market | 3.90% |
| Quontic Bank | Money Market Account | 3.90% |
| Customers Bank | Ascent Money Market Savings Account | 3.63% |
| Sallie Mae Bank | Money Market Account | 3.60% |
| FNBO Direct | Online Money Market Accountneeds at least $500,000 | Up to3.55% |
| U.S. Bank | Elite Money Marketbalances of $25,000 to $9,999,999,999.99 only | Up to3.40% |