Highest Money Market Rates in Vermont
12 Vermont-specific accounts
Top Vermont Rate:3.25% APYFDIC or NCUA Insured
The Vermont market
Vermont accounts
12
Institutions
9
Top Vermont APY
3.25% APY
Nationally: 4.00% APY
FDIC national average
0.63%
As of Sep 2026
12 money market accounts are open only to Vermont residents, from 9 institutions. The highest advertised APY among them is 3.25%.
The highest nationally available rate is 4.00% APY, 75 basis points above the Vermont leader.
4 of the 12 Vermont money market accounts advertise more than the FDIC national average of 0.63% for money market accounts as of Sep 2026.
Vermont-Specific Money Market Accounts
Money market accounts specifically available to Vermont residents.
| Institution | Product / Term | APY |
|---|---|---|
| Ledyard National Bank | Live Better Personal Money Market | 3.25% |
| The Bank of Bennington | Premier Money Marketneeds at least $250,000.01 | Up to2.25% |
| South Shore Bank | High-Yield Money Marketneeds at least $100,000 | Up to2.00% |
| The Brattleboro Savings and Loan Association | Money Market Accountneeds at least $50,000 | Up to0.65% |
| Wells River Savings Bank | Premium Money Market Accountneeds at least $250,000 | 0.60% |
| The Brattleboro Savings and Loan Association | Capital Access Accountneeds at least $100,000 | Up to0.50% |
| Florence Bank | Performance Money Market Accountneeds at least $100,000 · needs a linked account at the bank | Up to0.40% |
| Passumpsic Savings Bank | Money Market Accountneeds at least $500,000 | Up to0.40% |
| Peoples Trust Company of St. Albans | Personal Money Marketneeds at least $75,000 | Up to0.25% |
| The Camden National Bank | Money Marketneeds at least $1,000,000 | Up to0.20% |
| Wells River Savings Bank | Money Market Accountneeds at least $25,000 | Up to0.15% |
| Florence Bank | Money Market Account | 0.05% |
Nationally Available Money Market Accounts
The 8 highest-rate money market accounts available nationwide, including in Vermont.
| Institution | Product / Term | APY |
|---|---|---|
| Bank5 Connect | Money Market Account | 4.00% |
| Climate First Bank | Impact Money Market | 3.96% |
| Prime Alliance Bank | Personal Money Market | 3.90% |
| Quontic Bank | Money Market Account | 3.90% |
| Customers Bank | Ascent Money Market Savings Account | 3.63% |
| Sallie Mae Bank | Money Market Account | 3.60% |
| FNBO Direct | Online Money Market Accountneeds at least $500,000 | Up to3.55% |
| U.S. Bank | Elite Money Marketbalances of $25,000 to $9,999,999,999.99 only | Up to3.40% |