Highest Money Market Rates in Georgia
14 Georgia-specific accounts
Top Georgia Rate:3.50% APYFDIC or NCUA Insured
The Georgia market
Georgia accounts
14
Institutions
11
Top Georgia APY
3.50% APY
Nationally: 4.00% APY
FDIC national average
0.63%
As of Sep 2026
14 money market accounts are open only to Georgia residents, from 11 institutions. The highest advertised APY among them is 3.50%.
The highest nationally available rate is 4.00% APY, 50 basis points above the Georgia leader.
7 of the 14 Georgia money market accounts advertise more than the FDIC national average of 0.63% for money market accounts as of Sep 2026.
Georgia-Specific Money Market Accounts
Money market accounts specifically available to Georgia residents.
| Institution | Product / Term | APY |
|---|---|---|
| BankUnited, National Association | Promotional Money Market Account | 3.50% |
| New Millennium Bank | SMART Money Market Accountneeds at least $1,000,000 | 3.50% |
| FirstBank | Consumer Fed Funds Money Marketneeds at least $100,000 | Up to3.15% |
| Craft Bank | Money Marketneeds at least $1,000,000 | Up to3.06% |
| New Millennium Bank | Money Market Accountneeds at least $500,000.01 | Up to2.50% |
| United Community Bank | Personal Money Marketneeds at least $500,000 | Up to1.15% |
| Hyperion Bank | Consumer Money Market | 0.75% |
| Century Bank and Trust | Money Market Accountneeds at least $100,000 | Up to0.50% |
| American Pride Bank | Patriot Plus Money Market | 0.45% |
| First Horizon Bank | Money Market Savingsneeds at least $50,000 | Up to0.15% |
| First Horizon Bank | TotalView Money Market Savingsneeds at least $50,000 · needs a linked account at the bank | Up to0.15% |
| Citizens Trust Bank | MTA Investor Account | 0.10% |
| Citizens Trust Bank | MTA Silver Investor Account | 0.10% |
| RBC Bank, (Georgia) National Association | Money Market Investment Accountneeds at least $25,000 | Up to0.10% |
Nationally Available Money Market Accounts
The 8 highest-rate money market accounts available nationwide, including in Georgia.
| Institution | Product / Term | APY |
|---|---|---|
| Bank5 Connect | Money Market Account | 4.00% |
| Climate First Bank | Impact Money Market | 3.96% |
| Prime Alliance Bank | Personal Money Market | 3.90% |
| Quontic Bank | Money Market Account | 3.90% |
| Customers Bank | Ascent Money Market Savings Account | 3.63% |
| Sallie Mae Bank | Money Market Account | 3.60% |
| FNBO Direct | Online Money Market Accountneeds at least $500,000 | Up to3.55% |
| U.S. Bank | Elite Money Marketbalances of $25,000 to $9,999,999,999.99 only | Up to3.40% |