Highest Money Market Rates in Kansas
59 Kansas-specific accounts
Top Kansas Rate:3.85% APYFDIC or NCUA Insured
The Kansas market
Kansas accounts
59
Institutions
50
Top Kansas APY
3.85% APY
Nationally: 4.00% APY
FDIC national average
0.63%
As of Sep 2026
59 money market accounts are open only to Kansas residents, from 50 institutions. The highest advertised APY among them is 3.85%.
The highest nationally available rate is 4.00% APY, 15 basis points above the Kansas leader.
36 of the 59 Kansas money market accounts advertise more than the FDIC national average of 0.63% for money market accounts as of Sep 2026.
Kansas-Specific Money Market Accounts
Money market accounts specifically available to Kansas residents.
| Institution | Product / Term | APY |
|---|---|---|
| Kendall Bank | Money Market Accountneeds at least $5,000,000 | Up to3.85% |
| UMB Bank, National Association | UMB Retail Money Marketneeds at least $10,000 | 3.71% |
| Bank of the Flint Hills | Money Marketneeds at least $1,000,000 | Up to3.66% |
| First State Bank of St. Charles, Missouri | Money Market Account Specialneeds at least $50,000 | 3.50% |
| First Federal Bank of Kansas City | Money Marketneeds at least $500,000 | Up to3.45% |
| Elevate Bank, National Association | Money Marketneeds at least $50,000 | Up to3.09% |
| Armed Forces Bank, National Association | Premier Money Marketneeds at least $250,000 · promotional rate | Up to3.05% |
| First Nebraska Bank | Money Market Investment Accountneeds at least $250,000 | Up to2.89% |
| Grant County Bank | Money Market Accountneeds at least $1,000,000 | Up to2.84% |
| Union Bank and Trust Company | Value Edge Money Marketneeds at least $500,000 | Up to2.83% |
| Great Southern Bank | Money Market Plus | 2.78% |
| BMO Bank | Growth Money Marketrelationship rate from $250,000 · 0.05% to 2.24% without the relationship | Up to2.76% |
| Gateway First Bank | Gateway Money Marketneeds at least $25,000 | Up to2.50% |
| Legacy Bank | Money Market Personal Accountneeds at least $1,000,000 | Up to2.50% |
| Academy Bank, National Association | Premier Money Marketneeds at least $250,000 | Up to2.20% |
| Farmers and Merchants Bank | Money Marketneeds at least $500,001 | Up to2.17% |
| The Bank of Protection | Money Market Demand Accountneeds at least $25,000.01 | Up to2.07% |
| Fidelity Bank, National Association | Relationship Money Marketneeds at least $100,000 | Up to2.00% |
| Security Bank of Kansas City | Money Marketneeds at least $1,000,000 | Up to1.99% |
| The First National Bank of Hutchinson | Ultra Money Market Accountneeds at least $250,000 | Up to1.92% |
| Exchange Bank & Trust | Money Market Accountneeds at least $250,000 | Up to1.80% |
| Garden Plain State Bank | Money Market Investor Accountneeds at least $250,000 | Up to1.75% |
| Golden Belt Bank, FSA | Money Marketneeds at least $500,000 | Up to1.61% |
| The Citizens State Bank | Money Market Investment Accountneeds at least $500,000.01 | Up to1.51% |
| Citizens Federal Savings Bank | Money Marketneeds at least $50,000 | Up to1.26% |
| The Denison State Bank | Money Market Savingsneeds at least $100,000 | Up to1.25% |
| The Bank of Tescott | Legacy Money Marketneeds at least $500,000 | Up to1.13% |
| The Bank of Tescott | Executive Money Marketneeds at least $500,000 | Up to1.13% |
| Johnson State Bank | Money Market Accountneeds at least $100,000 | Up to1.02% |
| The Farmers State Bank of Westmoreland | Money Market Account | 1.00% |
| The Citizens State Bank | Personal Money Marketneeds at least $250,000 | Up to0.95% |
| First State Bank of St. Charles, Missouri | Personal Money Marketneeds at least $200,000 | Up to0.85% |
| The Farmers State Bank | Pinnacle Money Marketneeds at least $250,000 | Up to0.85% |
| Halstead Bank | Security Investment Accountneeds at least $100,000 | Up to0.75% |
| The First National Bank of Hope | 1st IMMC Accountneeds at least $50,000 | Up to0.75% |
| The Farmers State Bank of Aliceville, Kansas | Money Market Account | 0.70% |
| Andover State Bank | Relationship Money Marketneeds at least $100,000 | Up to0.55% |
| Citizens Bank of Kansas | Money Marketneeds at least $1,000,000 | Up to0.55% |
| Kaw Valley Bank | Advantage Money Market | 0.55% |
| ESB Financial | Money Market Accountneeds at least $150,000 | Up to0.50% |
| First FarmBank | Green Money Market & Savings | 0.50% |
| First National Bank of Kansas | Money Market/Businessneeds at least $50,000 | Up to0.50% |
| Halstead Bank | Money Market Account | 0.50% |
| RCB Bank | my MMneeds at least $100,000 | Up to0.50% |
| The Kansas State Bank Overbrook Kansas | Money Market | 0.50% |
| Andover State Bank | Money Market Accountneeds at least $100,000 | Up to0.45% |
| The Farmers State Bank | MMDA Accountneeds at least $25,000 | Up to0.40% |
| The Farmers State Bank | Platinum Money Marketneeds at least $50,000 | Up to0.35% |
| Cornerstone Bank | Money Market Account - Personalneeds at least $25,000 | Up to0.25% |
| FirstOak Bank | Money Marketneeds at least $100,000 | Up to0.25% |
Nationally Available Money Market Accounts
The 8 highest-rate money market accounts available nationwide, including in Kansas.
| Institution | Product / Term | APY |
|---|---|---|
| Bank5 Connect | Money Market Account | 4.00% |
| Climate First Bank | Impact Money Market | 3.96% |
| Prime Alliance Bank | Personal Money Market | 3.90% |
| Quontic Bank | Money Market Account | 3.90% |
| Customers Bank | Ascent Money Market Savings Account | 3.63% |
| Sallie Mae Bank | Money Market Account | 3.60% |
| FNBO Direct | Online Money Market Accountneeds at least $500,000 | Up to3.55% |
| U.S. Bank | Elite Money Marketbalances of $25,000 to $9,999,999,999.99 only | Up to3.40% |