Highest Money Market Rates in Oregon
12 Oregon-specific accounts
Top Oregon Rate:2.76% APYFDIC or NCUA Insured
The Oregon market
Oregon accounts
12
Institutions
9
Top Oregon APY
2.76% APY
Nationally: 4.00% APY
FDIC national average
0.63%
As of Sep 2026
12 money market accounts are open only to Oregon residents, from 9 institutions. The highest advertised APY among them is 2.76%.
The highest nationally available rate is 4.00% APY, 124 basis points above the Oregon leader.
8 of the 12 Oregon money market accounts advertise more than the FDIC national average of 0.63% for money market accounts as of Sep 2026.
Oregon-Specific Money Market Accounts
Money market accounts specifically available to Oregon residents.
| Institution | Product / Term | APY |
|---|---|---|
| BMO Bank | Growth Money Marketrelationship rate from $250,000 · 0.05% to 2.24% without the relationship | Up to2.76% |
| People's Bank of Commerce | Money Market Checkingneeds at least $3,000,000 | Up to2.66% |
| Pioneer Trust Bank, National Association | Money Market Investment Accountneeds at least $500,000 | Up to2.53% |
| Gateway First Bank | Gateway Money Marketneeds at least $25,000 | Up to2.50% |
| Northwest Bank | Money Market Plusneeds at least $500,000 | Up to2.50% |
| Washington Trust Bank | Signature Money Marketneeds at least $500,000 | Up to2.02% |
| WaFd Bank | High Yield Money Marketneeds at least $500,000 | Up to2.00% |
| Washington Trust Bank | Preferred Money Marketneeds at least $100,000 | Up to0.75% |
| Heritage Bank | Cascade Money Marketneeds at least $500,000 | Up to0.30% |
| WaFd Bank | Money Marketneeds at least $15,000 | Up to0.20% |
| First Federal Savings and Loan Association of McMinnville | Daily Money Marketneeds at least $25,000 | Up to0.15% |
| First Federal Savings and Loan Association of McMinnville | IRA Money Marketneeds at least $25,000 | Up to0.15% |
Nationally Available Money Market Accounts
The 8 highest-rate money market accounts available nationwide, including in Oregon.
| Institution | Product / Term | APY |
|---|---|---|
| Bank5 Connect | Money Market Account | 4.00% |
| Climate First Bank | Impact Money Market | 3.96% |
| Prime Alliance Bank | Personal Money Market | 3.90% |
| Quontic Bank | Money Market Account | 3.90% |
| Customers Bank | Ascent Money Market Savings Account | 3.63% |
| Sallie Mae Bank | Money Market Account | 3.60% |
| FNBO Direct | Online Money Market Accountneeds at least $500,000 | Up to3.55% |
| U.S. Bank | Elite Money Marketbalances of $25,000 to $9,999,999,999.99 only | Up to3.40% |