Highest Money Market Rates in Arkansas
12 Arkansas-specific accounts
Top Arkansas Rate:4.64% APYFDIC or NCUA Insured
The Arkansas market
Arkansas accounts
12
Institutions
10
Top Arkansas APY
4.64% APY
Nationally: 4.00% APY
FDIC national average
0.63%
As of Sep 2026
12 money market accounts are open only to Arkansas residents, from 10 institutions. The highest advertised APY among them is 4.64%.
The highest nationally available rate is 4.00% APY, 64 basis points below the Arkansas leader.
6 of the 12 Arkansas money market accounts advertise more than the FDIC national average of 0.63% for money market accounts as of Sep 2026.
Arkansas-Specific Money Market Accounts
Money market accounts specifically available to Arkansas residents.
| Institution | Product / Term | APY |
|---|---|---|
| First Service Bank | Personal Premier Money Market Accountup to $20,000 only | 4.64% |
| Texana Bank, National Association | Premier Money Market | 4.25% |
| Priority Bank | Money Market Accountneeds at least $500,000 | Up to3.75% |
| Great Southern Bank | Money Market Plus | 2.78% |
| Gateway First Bank | Gateway Money Marketneeds at least $25,000 | Up to2.50% |
| Academy Bank, National Association | Premier Money Marketneeds at least $250,000 | Up to2.20% |
| Fidelity Bank | Money Market Investor | 0.25% |
| First National Bank | Working Money Accountneeds at least $50,000 | Up to0.20% |
| First Horizon Bank | Money Market Savingsneeds at least $50,000 | Up to0.15% |
| First Horizon Bank | TotalView Money Market Savingsneeds at least $50,000 · needs a linked account at the bank | Up to0.15% |
| The First National Bank of Izard County | Money Market - Personal | 0.10% |
| Great Southern Bank | Money Market | 0.01% |
Nationally Available Money Market Accounts
The 8 highest-rate money market accounts available nationwide, including in Arkansas.
| Institution | Product / Term | APY |
|---|---|---|
| Bank5 Connect | Money Market Account | 4.00% |
| Climate First Bank | Impact Money Market | 3.96% |
| Prime Alliance Bank | Personal Money Market | 3.90% |
| Quontic Bank | Money Market Account | 3.90% |
| Customers Bank | Ascent Money Market Savings Account | 3.63% |
| Sallie Mae Bank | Money Market Account | 3.60% |
| FNBO Direct | Online Money Market Accountneeds at least $500,000 | Up to3.55% |
| U.S. Bank | Elite Money Marketbalances of $25,000 to $9,999,999,999.99 only | Up to3.40% |