Highest Money Market Rates in Oklahoma
30 Oklahoma-specific accounts
Top Oklahoma Rate:3.71% APYFDIC or NCUA Insured
The Oklahoma market
Oklahoma accounts
30
Institutions
28
Top Oklahoma APY
3.71% APY
Nationally: 4.00% APY
FDIC national average
0.63%
As of Sep 2026
30 money market accounts are open only to Oklahoma residents, from 28 institutions. The highest advertised APY among them is 3.71%.
The highest nationally available rate is 4.00% APY, 29 basis points above the Oklahoma leader.
24 of the 30 Oklahoma money market accounts advertise more than the FDIC national average of 0.63% for money market accounts as of Sep 2026.
Oklahoma-Specific Money Market Accounts
Money market accounts specifically available to Oklahoma residents.
| Institution | Product / Term | APY |
|---|---|---|
| UMB Bank, National Association | UMB Retail Money Marketneeds at least $10,000 | 3.71% |
| Legacy Bank | Money Marketneeds at least $200,000 | Up to3.45% |
| Bank of Commerce | Essential Money Marketneeds at least $1,000,000 | Up to3.40% |
| Elevate Bank, National Association | Money Marketneeds at least $50,000 | Up to3.09% |
| VALOR BANK | Money Marketneeds at least $250,000 | Up to3.05% |
| Security Bank | Money Marketneeds at least $500,000.01 | Up to3.04% |
| The Bank of the West | MMDA | 3.04% |
| The Community State Bank | Money Market Savingsneeds at least $100,000 | Up to3.04% |
| THE SEILING STATE BANK | 5G Money Market Accountneeds at least $50,000 | Up to3.04% |
| First Liberty Bank | Platinum Money Marketneeds at least $1,000,000 | Up to2.80% |
| Great Southern Bank | Money Market Plus | 2.78% |
| BMO Bank | Growth Money Marketrelationship rate from $250,000 · 0.05% to 2.24% without the relationship | Up to2.76% |
| All America Bank | Super Savers MMDAneeds at least $100,000 | Up to2.75% |
| The Payne County Bank | Hi-Fi Money Market Checkingneeds at least $250,000 | Up to2.56% |
| Frontier State Bank | Money Marketneeds at least $750,000 | Up to2.55% |
| Gateway First Bank | Gateway Money Marketneeds at least $25,000 | Up to2.50% |
| American Heritage Bank | American Gold Money Marketneeds at least $250,000 | Up to2.40% |
| First Bank & Trust Company | Regular Money Marketneeds at least $250,000 | Up to2.02% |
| Fidelity Bank, National Association | Relationship Money Marketneeds at least $100,000 | Up to2.00% |
| First Oklahoma Bank | Money Market Accountneeds at least $1,000,000 | Up to2.00% |
| Panhandle First Bank | Money Market Accountneeds at least $500,000 | Up to1.41% |
| Vast Bank, National Association | Money Marketneeds at least $100,000 | Up to1.25% |
| Triad Bank, National Association | Money Marketneeds at least $1,000,000 | Up to1.21% |
| FNB Community Bank | Money Market Accountneeds at least $50,000.01 | Up to0.85% |
| Liberty National Bank | Money Market | 0.50% |
| RCB Bank | my MMneeds at least $100,000 | Up to0.50% |
| AVB Bank | Personal Premium Money Marketneeds at least $250,000 | Up to0.35% |
| AVB Bank | Personal Money Marketneeds at least $10,000 | 0.18% |
| Lakeside Bank of Salina | Money Market Account | 0.05% |
| Great Southern Bank | Money Market | 0.01% |
Nationally Available Money Market Accounts
The 8 highest-rate money market accounts available nationwide, including in Oklahoma.
| Institution | Product / Term | APY |
|---|---|---|
| Bank5 Connect | Money Market Account | 4.00% |
| Climate First Bank | Impact Money Market | 3.96% |
| Prime Alliance Bank | Personal Money Market | 3.90% |
| Quontic Bank | Money Market Account | 3.90% |
| Customers Bank | Ascent Money Market Savings Account | 3.63% |
| Sallie Mae Bank | Money Market Account | 3.60% |
| FNBO Direct | Online Money Market Accountneeds at least $500,000 | Up to3.55% |
| U.S. Bank | Elite Money Marketbalances of $25,000 to $9,999,999,999.99 only | Up to3.40% |