Highest Money Market Rates in Indiana
33 Indiana-specific accounts
Top Indiana Rate:4.25% APYFDIC or NCUA Insured
The Indiana market
Indiana accounts
33
Institutions
28
Top Indiana APY
4.25% APY
Nationally: 4.00% APY
FDIC national average
0.63%
As of Sep 2026
33 money market accounts are open only to Indiana residents, from 28 institutions. The highest advertised APY among them is 4.25%.
The highest nationally available rate is 4.00% APY, 25 basis points below the Indiana leader.
19 of the 33 Indiana money market accounts advertise more than the FDIC national average of 0.63% for money market accounts as of Sep 2026.
Indiana-Specific Money Market Accounts
Money market accounts specifically available to Indiana residents.
| Institution | Product / Term | APY |
|---|---|---|
| GreenWay Bank | Money Market Special | 4.25% |
| First Internet Bank of Indiana | Money Market Savingsneeds at least $1,000,000.01 | Up to3.88% |
| Old National Bank | Market Monitorneeds at least $20,000 | Up to3.85% |
| Merchants Bank of Indiana | Money Market | 3.75% |
| Freedom Bank | Money Market Checkingneeds at least $1,000,000 | Up to3.66% |
| Peoples Bank | Money Market Specialneeds at least $500,000 | 3.50% |
| GreenWay Bank | Money Marketneeds at least $20,000 | 3.40% |
| First Federal Savings Bank | High Yield Money Marketneeds at least $1,000,000 | Up to3.25% |
| Wayne Bank and Trust Co. | Silver Eagle Money Market Accountneeds at least $1,000,000 | Up to3.05% |
| BMO Bank | Growth Money Marketrelationship rate from $250,000 · 0.05% to 2.24% without the relationship | Up to2.76% |
| Farmers and Merchants Bank | Platinum Money Marketneeds at least $500,000 | Up to2.66% |
| The Campbell & Fetter Bank | First Money Marketneeds at least $250,000 | Up to2.53% |
| Gateway First Bank | Gateway Money Marketneeds at least $25,000 | Up to2.50% |
| Greenfield Banking Company | Money Market Accountneeds at least $1,000,000 | Up to2.30% |
| First Savings Bank of Hegewisch | Diamond Money Marketneeds at least $150,000 | 2.05% |
| Bank of Wolcott | Premier Money Marketneeds at least $100,000 | 1.50% |
| Hendricks County Bank and Trust Company | Money Marketneeds at least $100,000 | Up to1.26% |
| Greenville National Bank | Premier Money Market (Personal)needs at least $200,000 | Up to1.25% |
| Alliance Bank | Personal Money Marketneeds at least $250,000 | Up to1.00% |
| First Federal Savings Bank | First Choice Money Marketneeds at least $150,000 | Up to0.55% |
| First State Bank of Porter | Money Marketneeds at least $100,000 | Up to0.50% |
| First Savings Bank of Hegewisch | Premier Money Market Accountneeds at least $25,000 | Up to0.40% |
| Community State Bank | MMDA | 0.35% |
| The Friendship State Bank | Money Market Advantageneeds at least $200,000 | Up to0.35% |
| Grant County State Bank | Money Market Plus Accountneeds at least $25,000 | Up to0.30% |
| First Federal Savings Bank | Money Marketneeds at least $10,000 | 0.25% |
| First Robinson Savings Bank, National Association | Money Market Accountneeds at least $25,000 | Up to0.25% |
| Union Savings and Loan Association | Money Market | 0.25% |
| First Federal Savings Bank | Money Market Savings Accountneeds at least $50,000 | Up to0.15% |
| LNB Community Bank | Super Money Marketneeds at least $100,000 | Up to0.15% |
| The Farmers State Bank | Harvest Money Market Savingsneeds at least $75,000 | Up to0.15% |
| The Farmers State Bank | Platinum Harvest Money Market Savings | 0.15% |
| Republic Bank & Trust Company | Money Market Account | 0.05% |
Nationally Available Money Market Accounts
The 8 highest-rate money market accounts available nationwide, including in Indiana.
| Institution | Product / Term | APY |
|---|---|---|
| Bank5 Connect | Money Market Account | 4.00% |
| Climate First Bank | Impact Money Market | 3.96% |
| Prime Alliance Bank | Personal Money Market | 3.90% |
| Quontic Bank | Money Market Account | 3.90% |
| Customers Bank | Ascent Money Market Savings Account | 3.63% |
| Sallie Mae Bank | Money Market Account | 3.60% |
| FNBO Direct | Online Money Market Accountneeds at least $500,000 | Up to3.55% |
| U.S. Bank | Elite Money Marketbalances of $25,000 to $9,999,999,999.99 only | Up to3.40% |