Highest Money Market Rates in Rhode Island
13 Rhode Island-specific accounts
Top Rhode Island Rate:3.70% APYFDIC or NCUA Insured
The Rhode Island market
Rhode Island accounts
13
Institutions
9
Top Rhode Island APY
3.70% APY
Nationally: 4.00% APY
FDIC national average
0.63%
As of Sep 2026
13 money market accounts are open only to Rhode Island residents, from 9 institutions. The highest advertised APY among them is 3.70%.
The highest nationally available rate is 4.00% APY, 30 basis points above the Rhode Island leader.
4 of the 13 Rhode Island money market accounts advertise more than the FDIC national average of 0.63% for money market accounts as of Sep 2026.
Rhode Island-Specific Money Market Accounts
Money market accounts specifically available to Rhode Island residents.
| Institution | Product / Term | APY |
|---|---|---|
| Wrentham Co-operative Bank | Premier Money Marketneeds at least $250,000 | 3.70% |
| Bluestone Bank | Personal Tiered Money Marketneeds at least $125,000 | Up to3.00% |
| Centreville Bank | Personal Premium Money Marketneeds at least $500,000 | Up to2.30% |
| South Shore Bank | High-Yield Money Marketneeds at least $100,000 | Up to2.00% |
| TruNorth Bank | Get More Tiered Money Marketneeds at least $1,000,000 | Up to0.30% |
| Bankhometown | Get More Tiered Money Marketneeds at least $1,000,000 | Up to0.30% |
| TruNorth Bank | Get More Money Market | 0.20% |
| Bankhometown | Get More Money Market | 0.20% |
| The Camden National Bank | Money Marketneeds at least $1,000,000 | Up to0.20% |
| Wrentham Co-operative Bank | Money Market | 0.20% |
| Bluestone Bank | Money Marketneeds at least $2,500 | 0.10% |
| Milford Federal Bank | Money Marketneeds at least $10,000 | 0.10% |
| Dean Co-operative Bank | Money Market Accountneeds at least $2,500 | 0.09% |
Nationally Available Money Market Accounts
The 8 highest-rate money market accounts available nationwide, including in Rhode Island.
| Institution | Product / Term | APY |
|---|---|---|
| Bank5 Connect | Money Market Account | 4.00% |
| Climate First Bank | Impact Money Market | 3.96% |
| Prime Alliance Bank | Personal Money Market | 3.90% |
| Quontic Bank | Money Market Account | 3.90% |
| Customers Bank | Ascent Money Market Savings Account | 3.63% |
| Sallie Mae Bank | Money Market Account | 3.60% |
| FNBO Direct | Online Money Market Accountneeds at least $500,000 | Up to3.55% |
| U.S. Bank | Elite Money Marketbalances of $25,000 to $9,999,999,999.99 only | Up to3.40% |