Highest Money Market Rates in Wisconsin
95 Wisconsin-specific accounts
Top Wisconsin Rate:4.00% APYFDIC or NCUA Insured
The Wisconsin market
Wisconsin accounts
95
Institutions
65
Top Wisconsin APY
4.00% APY
Nationally: 4.00% APY
FDIC national average
0.63%
As of Sep 2026
95 money market accounts are open only to Wisconsin residents, from 65 institutions. The highest advertised APY among them is 4.00%.
The highest nationally available rate is 4.00% APY, the same as the Wisconsin leader.
61 of the 95 Wisconsin money market accounts advertise more than the FDIC national average of 0.63% for money market accounts as of Sep 2026.
Wisconsin-Specific Money Market Accounts
Money market accounts specifically available to Wisconsin residents.
| Institution | Product / Term | APY |
|---|---|---|
| Farmers & Merchants State Bank | Premium Money Marketneeds at least $750,000 | 4.00% |
| Old National Bank | Market Monitorneeds at least $20,000 | Up to3.85% |
| Bank of Lake Mills | High-Yield Money Market Accountneeds at least $50,000 | 3.82% |
| UMB Bank, National Association | UMB Retail Money Marketneeds at least $10,000 | 3.71% |
| First Mid Bank & Trust, National Association | Jumbo Money Marketneeds at least $250,000 | 3.70% |
| The Farmers & Merchants Bank | Money Marketneeds at least $1,000,000 | Up to3.56% |
| The Bank of Brodhead | Executive Money Marketneeds at least $250,000 | 3.55% |
| Peoples State Bank | Money Market Accountneeds at least $1,000,000 | Up to3.50% |
| Waldo State Bank | Money Marketneeds at least $200,001 | Up to3.30% |
| Dairy State Bank | Money Marketneeds at least $1,000,000 | Up to3.04% |
| Headwaters State Bank | First Addition Money Marketneeds at least $200,000 | Up to3.04% |
| State Bank of Newburg | Super Swell Money Marketneeds at least $500,000 | 3.04% |
| Paper City Savings Bank, S.A. | Premium Money Market Accountneeds at least $500,000 | 3.00% |
| Spring Bank | Money Market Accountneeds at least $250,000 | Up to3.00% |
| Tri City National Bank | Money Market+needs at least $2,000,000 | 3.00% |
| Hiawatha National Bank | HNB Money Marketneeds at least $1,000,000 | Up to2.78% |
| BMO Bank | Growth Money Marketrelationship rate from $250,000 · 0.05% to 2.24% without the relationship | Up to2.76% |
| Fox Valley Savings Bank | Premium Money Marketneeds at least $250,000 · needs a linked account at the bank · requires direct deposit | 2.73% |
| Bank of Prairie du Sac | Money Marketneeds at least $1,000,000 | Up to2.68% |
| Nicolet National Bank | MVP Money Market Account (MVP MMA)needs at least $1,000,000 | Up to2.65% |
| Park Bank, National Association | Insured Money Market Account | 2.61% |
| Park Bank, National Association | Spartan Insured Money Market Account | 2.61% |
| Oostburg State Bank | Premium Investment Accountneeds at least $1,000,000 | 2.58% |
| Bank of Deerfield | Personal Advantage Money Marketneeds at least $500,000 | Up to2.53% |
| First State Bank and Trust | Investors Plus Money Marketneeds at least $500,000 | Up to2.53% |
| IncredibleBank | InFocus Personal Money Marketneeds at least $500,000 | Up to2.53% |
| The Port Washington State Bank | Relationship Money Market Accountneeds at least $250,000 · needs a linked account at the bank | 2.53% |
| Woodford State Bank | Platinum Money Marketneeds at least $250,000 | 2.53% |
| Gateway First Bank | Gateway Money Marketneeds at least $25,000 | Up to2.50% |
| Horicon Bank | Money Market - Personalneeds at least $5,000,000.01 | Up to2.48% |
| First National Community Bank | Performance Money Marketneeds at least $500,000 | Up to2.25% |
| GreenLeaf Bank | Easy Access Money Marketneeds at least $100,000 | Up to2.25% |
| Ergo Bank | Go Money Marketneeds at least $500,000.01 | Up to2.22% |
| Northwestern Bank | Keystone Money Marketneeds at least $900,000 | Up to2.22% |
| Ladysmith Federal Savings and Loan Association | Money Market Checkingneeds at least $100,000 | Up to2.12% |
| Mayville Savings Bank | Rock River Money Market Accountneeds at least $500,000 | Up to2.02% |
| National Exchange Bank and Trust | Money Market Accountneeds at least $250,000 | Up to1.86% |
| State Bank of Newburg | Swell Money Marketneeds at least $100,000 | 1.81% |
| FORTE BANK | Community Choice Money Marketneeds at least $250,000 | Up to1.76% |
| Forward Bank | CMMAneeds at least $1,000,000 | Up to1.61% |
| Johnson Bank | Relationship Money Marketneeds at least $1,000,000 · needs a linked account at the bank | 1.56% |
| AbbyBank | Money Marketneeds at least $100,000 | Up to1.51% |
| Laona State Bank | Individual Money Market Accountneeds at least $50,000 | Up to1.51% |
| West Pointe Bank | Money Market Investmentneeds at least $100,000 | Up to1.51% |
| Citizens Bank | Classic Money Market Accountneeds at least $100,000 | Up to1.50% |
| Farmers & Merchants Bank & Trust | Premier Money Marketneeds at least $250,000 | 1.33% |
| Fox Valley Savings Bank | Money Market Accountneeds at least $100,000 | Up to1.26% |
| State Bank of Newburg | Money Market | 1.26% |
| The Pineries Bank | Money Market Accountneeds at least $10,000 | 1.26% |
| Woodford State Bank | Personal Money Marketneeds at least $100,000 | Up to1.26% |
Nationally Available Money Market Accounts
The 8 highest-rate money market accounts available nationwide, including in Wisconsin.
| Institution | Product / Term | APY |
|---|---|---|
| Bank5 Connect | Money Market Account | 4.00% |
| Climate First Bank | Impact Money Market | 3.96% |
| Prime Alliance Bank | Personal Money Market | 3.90% |
| Quontic Bank | Money Market Account | 3.90% |
| Customers Bank | Ascent Money Market Savings Account | 3.63% |
| Sallie Mae Bank | Money Market Account | 3.60% |
| FNBO Direct | Online Money Market Accountneeds at least $500,000 | Up to3.55% |
| U.S. Bank | Elite Money Marketbalances of $25,000 to $9,999,999,999.99 only | Up to3.40% |