Highest Club Savings Account Rates in Indiana
15 Indiana-specific products
The Indiana market
Indiana accounts
15
Institutions
13
Top Indiana APY
2.02% APY
FDIC national average
0.37%
As of Sep 2026
15 club savings accounts are open only to Indiana residents, from 13 institutions. The highest advertised APY among them is 2.02%.
6 of the 15 Indiana club savings accounts advertise more than the FDIC national average of 0.37% for savings accounts as of Sep 2026.
Indiana-Specific Club Savings Accounts
Club Savings accounts specifically available to Indiana residents.
| # | Institution & Rate | Earned in a year at $10,000 | Requirements & Features | Minimum Deposit | Actions |
|---|---|---|---|---|---|
| #1 | Show Details | +$202per year | Deposit Insurance FDIC InsuredRequires Linked Account Features Low MinimumsIn-Person Access | $1 | |
| #2 | Show Details | +$202per year | Deposit Insurance FDIC InsuredRequires Linked Account Features Low MinimumsIn-Person Access | $1 | |
| #3 | Show Details | +$100per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $1 | |
| #4 | Show Details | +$50per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $5 | |
| #5 | Show Details | +$50per year | We could not confirm: minimum deposit. Deposit Insurance FDIC InsuredFeatures No MinimumsIn-Person Access | N/A | |
| #6 | Show Details | +$40per year | Deposit Insurance FDIC InsuredFeatures No MinimumsIn-Person Access | $0 | |
| #7 | Show Details | +$25per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $1 | |
| #8 | Show Details | +$15per year | We could not confirm: minimum deposit. Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | N/A | |
| #9 | Show Details | +$10per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $20 | |
| #10 | Show Details | +$10per year | Deposit Insurance FDIC InsuredFeatures No MinimumsIn-Person Access | $0 | |
| #11 | Show Details | +$5per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $25 | |
| #12 | Show Details | +$5per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $10 | |
| #13 | Show Details | +$3per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $1 | |
| #14 | Show Details | +$3per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $5 | |
| #15 | Show Details | +$3per year | We could not confirm: minimum deposit. Deposit Insurance FDIC InsuredFeatures No MinimumsIn-Person Access | N/A |
LNB Community Bank
Christmas Club
What to Watch
Checks are mailed out in mid-October each year. The published rate requires another deposit account at the bank; without one the account earns a lower rate.
Show Fine Print & Trends Hide Details
| Min. Deposit | $1 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 4398) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
LNB Community Bank
Vacation Club
What to Watch
Checks are mailed out in mid-May each year. The published rate requires another deposit account at the bank; without one the account earns a lower rate.
Show Fine Print & Trends Hide Details
| Min. Deposit | $1 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 4398) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Greenville National Bank
Christmas Club
What to Watch
No withdrawals are permitted. The club matures in early October.
Show Fine Print & Trends Hide Details
| Min. Deposit | $1 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 13703) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Fowler State Bank
Christmas Club
What to Watch
The club year runs from October 1 to September 30.
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| Min. Deposit | $5 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | annually |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 1821) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
The Garrett State Bank
Christmas Club Savings
We could not confirm: minimum deposit.
Show Fine Print & Trends Hide Details
| Min. Deposit | N/A |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 8074) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Peoples Trust and Savings Bank
Christmas Club
What to Watch
Funds are distributed automatically by check in mid-October each year. Electronic statements are required.
Show Fine Print & Trends Hide Details
| Min. Deposit | $0 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 13113) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Hendricks County Bank and Trust Company
Christmas Club
Show Fine Print & Trends Hide Details
| Min. Deposit | $1 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 13111) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
The Friendship State Bank
Christmas Club
What to Watch
Funds may not be withdrawn before October. The balance plus interest is paid out in the last week of October. The account year runs from November through the following October.
We could not confirm: minimum deposit.
Show Fine Print & Trends Hide Details
| Min. Deposit | N/A |
| Min. Balance | $25 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 13130) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
First Federal Savings Bank
Christmas Club
What to Watch
Funds are distributed once a year. An early distribution fee of $10 applies if funds are taken before the annual payout, and the account renews automatically.
Show Fine Print & Trends Hide Details
| Min. Deposit | $20 |
| Min. Balance | $20 |
| Maintenance Fee | No monthly service charge |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 29056) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Security Federal Savings Bank
Christmas Club
Show Fine Print & Trends Hide Details
| Min. Deposit | $0 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 28894) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Alliance Bank
Club Savings
What to Watch
An Alliance Bank checking account is required. The account is funded by automatic transfers from that checking account, and principal and interest are paid out into it once each year. The account does not close at payout; the transfers continue until you cancel them. Any interest accrued is forfeited on an early withdrawal.
Show Fine Print & Trends Hide Details
| Min. Deposit | $25 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | at maturity |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 197) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
First Robinson Savings Bank, National Association
Christmas Club
What to Watch
The full balance is paid out in early November, by check or by deposit to a First Robinson Savings Bank account. All interest is forfeited on an early withdrawal.
Show Fine Print & Trends Hide Details
| Min. Deposit | $10 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 28105) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
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Farmers and Merchants Bank
Christmas Club
What to Watch
No withdrawals are permitted before the end of the club period. The balance is paid out by check or by direct deposit at the end of the club period, on November 1 each year, and the account does not renew automatically at maturity.
Show Fine Print & Trends Hide Details
| Min. Deposit | $1 |
| Min. Balance | $1 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 13801) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Farmers and Merchants Bank
Tax Time
What to Watch
No withdrawals are permitted before the end of the club period. The balance is paid out by check or by direct deposit at the end of each club period, on May 1 and on November 1 each year, and the account renews automatically at maturity.
Show Fine Print & Trends Hide Details
| Min. Deposit | $5 |
| Min. Balance | $5 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 13801) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
First Federal Savings Bank
Christmas Club
What to Watch
The balance is paid out to you each year in October, and the interest is credited at that time.
We could not confirm: minimum deposit.
Show Fine Print & Trends Hide Details
| Min. Deposit | N/A |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | Doesn't compound |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 31516) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |