The Old Fort Banking Company: Savings Accounts, CDs, Money Market & Rates
Mission: Banksparency aims to make The Old Fort Banking Company's deposit accounts transparent and comparable to the market.
Analysis of The Old Fort Banking Company
Our verdict
CD Analysis
The Old Fort Banking Company offers CDs paying up to 3.50% APY on its 7 months term, across 16 term lengths.
Tracking 19 active CD products, useful for locking in today's rate before further moves at the Fed.
- Best CD use: locking in 3.50% APY for a 7 months term and laddering across multiple maturities.
The Old Fort Banking Company also offers Marquee Money Market, a money market account paying 2.37% APY with no minimum deposit.
At 2.37% APY, The Old Fort Banking Company pays 4x the national money market average of 0.63%.
Additional Accounts
- Preferred Money Market, a money market account at 0.15% APY.
- Regular Savings, a savings account at 0.05% APY.
- Business Sweep, a business savings account at 0.20% APY.
Ideal User Profile
- Best for: simple saving without extra requirements.
IRA Analysis
The Old Fort Banking Company also offers an IRA savings account paying up to 0.05% APY.
Tracking 1 active IRA savings product, useful for tax-advantaged retirement savings.
- Best IRA use: tax-advantaged retirement saving.
Important Considerations
Deposit Accounts Overview
Business Sweep
Health Savings Account
Regular Savings
Preferred Money Market
Marquee Money Market
IRA Variable
Market Reality Check
This institution offers rates below the top 10 savings and money market accounts we track. Those institutions all pay at least 4.01% APY.
Bank Overview
- HQ LocationOld Fort, OH
- Deposit InsuranceFDIC Insured(Cert: 10255)
Deposit Accounts: In-Depth View
Savings Accounts Offered by The Old Fort Banking Company
| Feature | Business Sweep | Health Savings Account | Regular Savings |
|---|---|---|---|
APY | 0.20%Verified: 8/19/2026 | 0.05%Verified: 8/19/2026 | 0.05%Verified: 8/19/2026 |
APY Trend | N/A | N/A | N/A |
Min. Deposit | N/A | $0 | $0 |
Min. Balance | N/A | N/A | N/A |
Monthly Fee | N/A | N/A | N/A |
Direct Deposit | None | None | None |
Checking Bundle | No | No | No |
In-Branch Access | Yes | Yes | Yes |
Compounding | N/A | N/A | N/A |
FDIC Insured | Yes | Yes | Yes |
Eligibility | United States | United States | United States |
| Next Steps | - | - | - |
Interactive Tool
Calculate Savings for The Old Fort Banking Company
All calculations are based on APY.
Savings Breakdown
- Interest Earned+$74.70(0.5%)
- Total Contributions$13,000
- Initial Deposit$1,000
Projected Balance
$14,074.70
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
The Old Fort Banking Company Deposit Rates Over Time
No historical data available.
Compare with The Old Fort Banking Company
| Feature | Current View The Old Fort Banking Company | Empty Slot |
|---|---|---|
| Product | - | |
APY | 0.20%Verified: 8/19/2026 | - |
APY Trend | N/A | - |
| Min. Deposit | N/A | N/A |
| Monthly Fee | N/A | - |
Direct Deposit | No | - |
Checking Bundle | No | - |
| In-Branch Access | Yes | - |
| Eligibility | United States | - |
Compounding | N/A | - |
FDIC or NCUA Insured | Yes | - |
| Next Steps | - | - |
CD Overview
CD Products Offered by The Old Fort Banking Company
| Feature | 90-Day CD 3 months | 6-Month CD 6 months | 7-Month CD 7 months | 9-Month CD 9 months | 9-Month Investment Saver 9 months | 10-Month CD 10 months | 11-Month CD 11 months | 12-Month CD 12 months | 15-Month CD 15 months | 18-Month Investment Saver 18 months | 18-Month CD 18 months | 23-Month Investment Saver 23 months | 23-Month CD 23 months | 24-Month CD 24 months | 30-Month CD 30 months | 33-Month CD 33 months | 36-Month CD 36 months | 48-Month CD 48 months | 60-Month CD 60 months |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
APY | 0.05%Verified: 8/19/2026 | 0.10%Verified: 8/19/2026 | 3.50%Verified: 8/19/2026 | 0.15%Verified: 8/19/2026 | 0.15%Verified: 8/19/2026 | 0.15%Verified: 8/19/2026 | 0.15%Verified: 8/19/2026 | 0.15%Verified: 8/19/2026 | 3.25%Verified: 8/19/2026 | 0.20%Verified: 8/19/2026 | 0.20%Verified: 8/19/2026 | 0.25%Verified: 8/19/2026 | 0.25%Verified: 8/19/2026 | 0.25%Verified: 8/19/2026 | 0.30%Verified: 8/19/2026 | 1.99%Verified: 8/19/2026 | 0.35%Verified: 8/19/2026 | 0.40%Verified: 8/19/2026 | 0.50%Verified: 8/19/2026 |
Term | 3 months | 6 months | 7 months | 9 months | 9 months | 10 months | 11 months | 12 months | 15 months | 18 months | 18 months | 23 months | 23 months | 24 months | 30 months | 33 months | 36 months | 48 months | 60 months |
Min. Deposit | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 |
Early Withdrawal | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
FDIC Insured | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
The Old Fort Banking Company CD Rates Over Time
Money Market Accounts Offered by The Old Fort Banking Company
| Feature | Marquee Money Market | Preferred Money Market |
|---|---|---|
APY | 2.37%Range: 0.85% - 2.37%Verified: 8/19/2026 | 0.15%Range: 0.10% - 0.15%Verified: 8/19/2026 |
Min. Deposit | $0 | $0 |
Min. Balance | N/A | N/A |
Monthly Fee | N/A | N/A |
Direct Deposit | None | None |
In-Branch Access | Yes | Yes |
Compounding | N/A | N/A |
FDIC Insured | Yes | Yes |
Eligibility | United States | United States |
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