All America Bank
Last Updated: 5/15/2025
Note: Interest rates below are reported as APY, or Annual Percentage YieldQuick Views
Super Savers MMDA: 1.50% - 3.49% APY(Rank 73 out of 75 HYSAs)
Regular Savings: 1.50% APY(Rank 76 out of 87 savings accounts)
National Savings Interest Rate: 0.41% (as of 4/21/2025)
Note: The FDIC tracks savings and CD rates nationally, but it does not report APY, only the average interest rate.
(Source: FDIC)Bank Overview
Location: Oklahoma City, Oklahoma
Founded: 1969
Access to Branches: Seven locations in Oklahoma City, Mustang, Snyder, Cache, Medicine Park, Elgin and Sentinel, OK, and a Loan Production Office in Lawton, OK
BBB Rating: Not Rated
App Store Rating: 3.7/5
Google Play Rating: 3.3/5
Website: Visit All America Bank
Savings Accounts
Savings Accounts Offered by All America Bank
| Feature | Regular Savings | Super Savers MMDA |
|---|---|---|
| APY | 1.50% (as of 5/15/2025) | 1.50% - 3.49% (as of 5/15/2025) |
| APY Trend | Stable for the last month | Stable for the last month |
| Minimum Deposit | $50 | $2,500 |
| Minimum Balance for APY | $25 | $100,000 |
| FDIC-insured | Yes | Yes |
| Online Only | No | No |
| Bundled Account | No | No |
| Direct Deposit Required | No | No |
| Compound Frequency | Monthly | Monthly |
| Maintenance Fee | $5, if average daily balance for the month drops below $25 | $5, if average daily balance for the month drops below $500 |
| Eligibility | United States | United States |
| Note | N/A | There is a tiered system, where the APY depends on the average daily balance, from below $2,500 to over $100,000. The lowest rate is 1.50% APY, while the top rate is 3.49% APY. See bank for more details. |
No deposit agreement summary available for this bank. | ||
Calculate Savings for All America Bank
⚠️ The minimum balance for the higher APY on this account is $100,000.
Total savings breakdown:
- Interest earned: $37 (1.46%)
- Total contributions: $0 (0.00%)
- Initial deposit: $2,500 (98.54%)
Your total balance
$2,537.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
All America Bank Savings Rates Over Time
Historical APY Insights
| Metric | Super Savers MMDA | Regular Savings |
|---|---|---|
| Latest APY | 3.49 % | 1.50 % |
| Trend | Sideways | Sideways |
| Slope (bps/mo) | 0.0 | 0.0 |
| Rate Changes / Mo | 0.00 | 0.00 |
| Days Since Last Change | 109 | 109 |
| 12-M High | 3.49 % | 1.50 % |
| 12-M Low | 3.49 % | 1.50 % |
| Draw-down from High | 0.0 % | 0.0 % |
| Volatility (CV) | 0.000 | 0.000 |
Compare All America Bank's Savings Accounts
- Affirm - 3.85% APY
- Ally Bank - 3.60% APY
- Amalgamated Bank - 2.25% APY
- American Express - 3.60% APY
- Axos Bank - 4.66% APY
- Bank5 Connect - 4.05% APY
- Bank of America - 0.01% APY
- Barclays - 4.00-4.20% APY
- Bask Bank - 4.20% APY
- Betterment - 4.00% APY
- BMO Alto - 3.60% APY
- Bread Savings - 4.30% APY
- BrioDirect - 4.35% APY
- Capital One - 3.60% APY
- Carver Bank - 4.00% APY
- Charles Schwab Bank - 0.15% APY
- Chase Bank - 0.01% APY
- Chime - 2.00-3.75% APY
- CIBC Bank USA - 4.11% APY
- CIT Bank - 0.25-4.10% APY
- Citibank - 0.03% APY
- Citizens Access™ - 3.70% APY
- Colorado Federal Savings Bank - 4.25% APY
- ConnectOne Bank - 4.00% APY
- Customers Bank - 4.23% APY
- Discover Bank - 3.60% APY
- E*TRADE from Morgan Stanley - 4.00% APY
- EverBank - 4.30% APY
- Evergreen Bank Group - 4.25% APY
- First Foundation Bank - 4.40% APY
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- Flagstar Bank - 4.11% APY
- Forbright Bank - 4.25% APY
- FVCbank - 4.45% APY
- High Plains Bank - 0.23-3.82% APY
- Jenius Bank - 4.20% APY
- LendingClub - 3.40-4.40% APY
- Live Oak Bank - 4.10% APY
- Marcus by Goldman Sachs - 3.75% APY
- My Banking Direct - 4.40% APY
- MySavingsDirect - 3.75% APY
- Neighbors Bank - 4.60% APY
- Newtek Bank - 4.35% APY
- OMB Bank - 4.56% APY
- Openbank - 4.40% APY
- Peak Bank - 4.44% APY
- Pibank - 4.60% APY
- PNC - 3.95% APY
- Poppy Bank - 4.25% APY
- Popular Direct - 4.05% APY
- Presidential Bank - 4.00-4.50% APY
- Prime Alliance Bank - 4.15% APY
- Primis Bank - 4.35% APY
- Quontic Bank - 3.85% APY
- RBMAX - 4.15% APY
- Rising Bank - 4.30% APY
- ROGER - 4.65% APY
- Salem Five Direct - 4.01% APY
- Sallie Mae Bank - 3.90% APY
- Santander Bank - 0.03% APY
- SoFi Bank - 3.80% APY
- Synchrony Bank - 4.00% APY
- TAB Bank - 4.26% APY
- TD Bank - 0.05-3.25% APY
- The State Exchange Bank - 4.26% APY
- TIMBR - 4.40% APY
- UFB Direct - 4.01-4.21% APY
- Upgrade - 4.02% APY
- Valley Direct - 4.40% APY
- Varo Bank - 2.50-5.00% APY
- Western Alliance Bank - 4.30% APY
- Zynlo Bank - 4.35% APY
| Feature | All America Bank | Select a bank... |
|---|---|---|
| Product | N/A | |
| APY | 1.50% - 3.49% (as of 5/15/2025) | N/A |
| Bundled Account | No | N/A |
| FDIC-insured | Yes | N/A |
| Online Only | No | N/A |
| Compound Frequency | Monthly | N/A |
| Minimum Deposit | $2,500 | N/A |
| Minimum Balance for APY | $100,000 | N/A |
| Maintenance Fee | $5, if average daily balance for the month drops below $500 | N/A |
| Direct Deposit Required | No | N/A |
| Note | There is a tiered system, where the APY depends on the average daily balance, from below $2,500 to over $100,000. The lowest rate is 1.50% APY, while the top rate is 3.49% APY. See bank for more details. | N/A |
All America Bank vs. Major Banks: Savings Accounts
Click on the items below to view the comparisons
| Feature | All America Bank | Bank of America | |
|---|---|---|---|
| Regular Savings | Super Savers MMDA | Advantage Savings | |
| APY | 1.50% APY) (as of 5/15/2025) | 1.50% - 3.49% APY) (as of 5/15/2025) | 0.01% APY (as of 5/15/2025) |
| Bundled Account | No | No | No |
| FDIC-insured | Yes | Yes | Yes |
| Online Only | No | No | No |
| Compound Frequency | Monthly | Monthly | Monthly |
| Minimum Deposit | $50 | $2,500 | $100 |
| Minimum Balance for APY | $25 | $100,000 | N/A |
| Maintenance Fee | $5, if average daily balance for the month drops below $25 | $5, if average daily balance for the month drops below $500 | $8 |
| Direct Deposit Required | No | No | No |
| Eligibility | United States | United States | United States |
| Note | N/A | There is a tiered system, where the APY depends on the average daily balance, from below $2,500 to over $100,000. The lowest rate is 1.50% APY, while the top rate is 3.49% APY. See bank for more details. | APY may vary by market. The monthly fee may be waived under some circumstances, such as if you maintain a minimum balance of $500, or are below the age of 25, etc. |
| Feature | All America Bank | Citibank | |
|---|---|---|---|
| Regular Savings | Super Savers MMDA | Citi® Savings Account | |
| APY | 1.50% APY) (as of 5/15/2025) | 1.50% - 3.49% APY) (as of 5/15/2025) | 0.03% APY (as of 5/15/2025) |
| Bundled Account | No | No | No |
| FDIC-insured | Yes | Yes | Yes |
| Online Only | No | No | No |
| Compound Frequency | Monthly | Monthly | Daily |
| Minimum Deposit | $50 | $2,500 | $0 |
| Minimum Balance for APY | $25 | $100,000 | $0.01 |
| Maintenance Fee | $5, if average daily balance for the month drops below $25 | $5, if average daily balance for the month drops below $500 | $4.50. Waived for average monthly balances > $500 |
| Direct Deposit Required | No | No | No |
| Eligibility | United States | United States | California, Connecticut, Maryland, Nevada, New Jersey, New York, Virginia (partial), Washington D.C., and select parts of Florida and Illinois. In addition, promotional rates may be available if requirements are met. |
| Note | N/A | There is a tiered system, where the APY depends on the average daily balance, from below $2,500 to over $100,000. The lowest rate is 1.50% APY, while the top rate is 3.49% APY. See bank for more details. | N/A |
| Feature | All America Bank | Chase Bank | |
|---|---|---|---|
| Regular Savings | Super Savers MMDA | Chase Savings℠ | |
| APY | 1.50% APY) (as of 5/15/2025) | 1.50% - 3.49% APY) (as of 5/15/2025) | 0.01% APY (as of 5/14/2025) |
| Bundled Account | No | No | No |
| FDIC-insured | Yes | Yes | Yes |
| Online Only | No | No | No |
| Compound Frequency | Monthly | Monthly | Monthly |
| Minimum Deposit | $50 | $2,500 | $0 |
| Minimum Balance for APY | $25 | $100,000 | $0 |
| Maintenance Fee | $5, if average daily balance for the month drops below $25 | $5, if average daily balance for the month drops below $500 | $5 |
| Direct Deposit Required | No | No | No |
| Eligibility | United States | United States | United States |
| Note | N/A | There is a tiered system, where the APY depends on the average daily balance, from below $2,500 to over $100,000. The lowest rate is 1.50% APY, while the top rate is 3.49% APY. See bank for more details. | APY may vary by market. The maintenance fee may be waived under some circumstances, such as if the account balance is maintained with at least $300 each day, or you set up automatic transfers from a linked Chase account, etc. |
| Feature | All America Bank | Capital One | |
|---|---|---|---|
| Regular Savings | Super Savers MMDA | 360 Performance Savings | |
| APY | 1.50% APY) (as of 5/15/2025) | 1.50% - 3.49% APY) (as of 5/15/2025) | 3.60% APY (as of 5/15/2025) |
| Bundled Account | No | No | No |
| FDIC-insured | Yes | Yes | Yes |
| Online Only | No | No | No |
| Compound Frequency | Monthly | Monthly | Monthly |
| Minimum Deposit | $50 | $2,500 | $0 |
| Minimum Balance for APY | $25 | $100,000 | $0 |
| Maintenance Fee | $5, if average daily balance for the month drops below $25 | $5, if average daily balance for the month drops below $500 | $0 |
| Direct Deposit Required | No | No | No |
| Eligibility | United States | United States | United States |
| Note | N/A | There is a tiered system, where the APY depends on the average daily balance, from below $2,500 to over $100,000. The lowest rate is 1.50% APY, while the top rate is 3.49% APY. See bank for more details. | N/A |
Alternatives to All America Bank
Banks with Higher/Similar Savings APY
For a top list of the highest savings rates, see all HYSA top rates
Affirm
Affirm Money Account: 3.85% APY
Minimum Deposit: $0
Online Only
Ally Bank
Savings Account: 3.60% APY
Minimum Deposit: $0
Online Only
American Express
High Yield Savings Account: 3.60% APY
Minimum Deposit: $0
Online Only
Bank5 Connect
Connect Savings: 1.50% APY
Minimum Deposit: $10
Online Only
Jumbo Savings: 4.05% APY
Minimum Deposit: $25,000
Online Only
Barclays
Tiered Savings: 4.20% APY
Minimum Deposit: $0
Online Only
Online Savings: 3.80% APY
Minimum Deposit: $0
Online Only
Bask Bank
Interest Savings Account: 4.20% APY
Minimum Deposit: $0
Online Only
Savings Accounts with Lower Minimum Deposit
For a top list of savings accounts with no/low deposits or balance minimums, see No "Fuss" Savings Accounts
Affirm
Affirm Money Account: 3.85% APY
Minimum Deposit: $0
Online Only
Ally Bank
Savings Account: 3.60% APY
Minimum Deposit: $0
Online Only
American Express
High Yield Savings Account: 3.60% APY
Minimum Deposit: $0
Online Only
Barclays
Tiered Savings: 4.20% APY
Minimum Deposit: $0
Online Only
Online Savings: 3.80% APY
Minimum Deposit: $0
Online Only
Bask Bank
Interest Savings Account: 4.20% APY
Minimum Deposit: $0
Online Only
BMO Alto
Savings Account: 3.60% APY
Minimum Deposit: $0
Online Only
Banks Offering Bundled Savings & Checking
For a top list, see Bundled High-Yield Savings & Checking Accounts
Axos Bank
Axos ONE: 4.66% APY
Bundled Savings & Checking Account
Minimum Deposit: $0
Online Only
Direct Deposit: Min. $1,500/month to ONE Checking.
High Yield Savings: 0.61% APY
Minimum Deposit: $0
Online Only
Chime
Chime Savings Account: 3.75% APY
Bundled Savings & Checking Account
Minimum Deposit: $0
Online Only
Direct Deposit: You need to receive a qualifying direct deposit of $200 or more within the preceding 34 days
Fitness Bank
Fitness Savings Account: 4.55% APY
Minimum Deposit: $100
Online Only
Fitness Elite Checking & Fitness Savings Combo: 5.00% APY
Bundled Savings & Checking Account
Minimum Deposit: $100
Online Only
OMB Bank
High Interest Online Savings Account: 4.56% APY
Minimum Deposit: $5,000
Online Only
High Interest Savings Account: 1.00% APY
Bundled Savings & Checking Account
Minimum Deposit: $25
Presidential Bank
Advantage Savings: 4.50% APY
Bundled Savings & Checking Account
Minimum Deposit: $5,000
Direct Deposit: To earn the higher APY you need a monthly direct deposit into an Advantage Checking Account of $500.
ROGER
ROGER Savings: 4.65% APY
Bundled Savings & Checking Account
Minimum Deposit: $0
Online Only
Banks with Branch Access
For a top list, see High-Yield Savings Accounts with In-Person Access
Amalgamated Bank
Online Savings: 2.25% APY
Minimum Deposit: $100
Bank of America
Advantage Savings: 0.01% APY
Minimum Deposit: $100
Capital One
360 Performance Savings: 3.60% APY
Minimum Deposit: $0
Charles Schwab Bank
Schwab Bank Investor Savings™: 0.15% APY
Minimum Deposit: $0
Chase Bank
Chase Savings℠: 0.01% APY
Minimum Deposit: $0
Citibank
Citi® Savings Account: 0.03% APY
Minimum Deposit: $0
Eligible States: Limited (see details)