All America Bank
Last Updated: 6/20/2025
Note: Interest rates below are reported as APY, or Annual Percentage YieldQuick Views
Super Savers MMDA: 1.50% - 3.25% APY(Rank 72 out of 74 tracked HYSAs)
Regular Savings: 1.25% APY(Rank 77 out of 87 savings accounts)
National Savings Interest Rate: 0.42% (as of 5/19/2025)
Note: The FDIC tracks savings and CD rates nationally, but it does not report APY, only the average interest rate.
(Source: FDIC)Bank Overview
Location: Oklahoma City, Oklahoma
Founded: 1969
Access to Branches: Seven locations in Oklahoma City, Mustang, Snyder, Cache, Medicine Park, Elgin and Sentinel, OK, and a Loan Production Office in Lawton, OK
BBB Rating: Not Rated
App Store Rating: 3.7/5
Google Play Rating: 3.3/5
Website: Visit All America Bank
Our Take on All America Bank
Highlights
- Offers a high APY of 3.25% for Super Savers MMDA.
- Multiple branch locations across Oklahoma for customer convenience.
- No direct deposit requirement for savings accounts.
- Minimum deposit for Regular Savings is only $50.
Considerations
- BBB rating is Not Rated, indicating trustworthiness concerns.
- Super Savers MMDA requires a minimum balance of $100,000 for top APY.
- Current APY decreased from 3.49% to 3.25% in the last 30 days.
- App Store rating is 3.7 and Google Play rating is 3.3, indicating mixed reviews.
Savings Accounts
Savings Accounts Offered by All America Bank
Feature | Regular Savings | Super Savers MMDA |
---|---|---|
APY | 1.25% (as of 6/20/2025) | 1.50% - 3.25% (as of 6/20/2025) |
APY Trend | -0.25% MoM | -0.24% MoM |
Minimum Deposit | $50 | $2,500 |
Minimum Balance for APY | $25 | $100,000 |
FDIC-insured | Yes | Yes |
Online Only | No | No |
Bundled Account | No | No |
Direct Deposit Required | No | No |
Compound Frequency | Monthly | Monthly |
Maintenance Fee | $5, if average daily balance for the month drops below $25 | $5, if average daily balance for the month drops below $500 |
Eligibility | United States | United States |
Note | N/A | There is a tiered system, where the APY depends on the average daily balance, from below $2,500 to over $100,000. The lowest rate is 1.50% APY, while the top rate is 3.25% APY. See bank for more details. |
No deposit agreement summary available for this bank. |
Calculate Savings for All America Bank
⚠️ The minimum balance for the higher APY on this account is $100,000.
Total savings breakdown:
- Interest earned: $37 (1.46%)
- Total contributions: $0 (0.00%)
- Initial deposit: $2,500 (98.54%)
Your total balance
$2,537.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
All America Bank Savings Rates Over Time
Historical APY Insights
Metric | Super Savers MMDA | Regular Savings |
---|---|---|
Latest APY | 3.25 % | 1.25 % |
Trend | Falling | Falling |
Slope (bps/mo) | -5.1 | -5.3 |
Rate Changes / Mo | 0.21 | 0.21 |
Days Since Last Change | 30 | 30 |
High (-5 m) | 3.49 % | 1.50 % |
Low (-5 m) | 3.25 % | 1.25 % |
Draw-down from High | -6.9 % | -16.7 % |
Volatility (CV) | 0.029 | 0.071 |
APY Insights Glossary
- Latest APY
- Most recent advertised annual-percentage yield.
- Trend
- Direction over the last 5 months (regression slope).
- Slope (bps/mo)
- Average monthly change; 10 bps = 0.10 pp.
- Rate Changes / Mo
- Typical number of APY moves per month.
- Days Since Last Change
- Recency of the latest APY adjustment.
- High (-5 m)
- Highest APY in the last 143 days.
- Low (-5 m)
- Lowest APY in the last 143 days.
- Draw-down from High
- How far today sits below the 5-month peak.
- Volatility (CV)
- Coefficient of variation = stdev ÷ mean.
Why Track Savings-Account APYs?
- See how quickly a bank reacts to Fed moves or competition.
- Gauge “twitchiness” - frequent moves can annoy savers.
- Spot if you're buying near a peak (draw-down) or riding a rise.
- Slope (bps/mo) shows speed of change.
- Volatility (CV) scales jumps by average level.
Compare All America Bank's Savings Accounts
- Affirm - 3.85% APY
- Ally Bank - 3.50% APY
- Amalgamated Bank - 2.25% APY
- American Express - 3.60% APY
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- Barclays - 3.90-4.10% APY
- Bask Bank - 4.20% APY
- Betterment - 4.00% APY
- BMO Alto - 3.60% APY
- Bread Savings - 4.30% APY
- BrioDirect - 4.30% APY
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- Charles Schwab Bank - 0.15% APY
- Chase Bank - 0.01% APY
- Chime - 1.25-3.75% APY
- CIBC Bank USA - 4.11% APY
- CIT Bank - 0.25-4.00% APY
- Citibank - 3.60% APY
- Citizens Access™ - 3.70% APY
- Colorado Federal Savings Bank - 4.25% APY
- ConnectOne Bank - 4.00% APY
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- Jenius Bank - 4.20% APY
- LendingClub - 3.40-4.40% APY
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- My Banking Direct - 4.30% APY
- MySavingsDirect - 3.75% APY
- Neighbors Bank - 4.60% APY
- Newtek Bank - 4.35% APY
- OMB Bank - 1.00% APY
- Openbank - 4.30% APY
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- Pibank - 4.60% APY
- PNC - 3.95% APY
- Poppy Bank - 4.25% APY
- Popular Direct - 4.05% APY
- Presidential Bank - 4.00-4.50% APY
- Prime Alliance Bank - 4.05% APY
- Primis Bank - 4.35% APY
- Quontic Bank - 3.85% APY
- RBMAX - 4.15% APY
- Rising Bank - 4.30% APY
- ROGER - 4.65% APY
- Salem Five Direct - 4.01% APY
- Sallie Mae Bank - 3.90% APY
- Santander Bank - 0.03% APY
- SoFi Bank - 3.80% APY
- Synchrony Bank - 3.80% APY
- TAB Bank - 4.26% APY
- TD Bank - 0.05-3.00% APY
- The State Exchange Bank - 1.90% APY
- TIMBR - 4.40% APY
- UFB Direct - 4.01-4.21% APY
- Upgrade - 4.02% APY
- Valley Direct - 4.20% APY
- Varo Bank - 2.50-5.00% APY
- Western Alliance Bank - 4.30% APY
- Zynlo Bank - 4.35% APY
Feature | All America Bank | Select a bank... |
---|---|---|
Product | N/A | |
APY | 1.50% - 3.25% (as of 6/20/2025) | N/A |
Bundled Account | No | N/A |
FDIC-insured | Yes | N/A |
Online Only | No | N/A |
Compound Frequency | Monthly | N/A |
Minimum Deposit | $2,500 | N/A |
Minimum Balance for APY | $100,000 | N/A |
Maintenance Fee | $5, if average daily balance for the month drops below $500 | N/A |
Direct Deposit Required | No | N/A |
Note | There is a tiered system, where the APY depends on the average daily balance, from below $2,500 to over $100,000. The lowest rate is 1.50% APY, while the top rate is 3.25% APY. See bank for more details. | N/A |