All America Bank

Last Updated: 6/20/2025

Note: Interest rates below are reported as APY, or Annual Percentage Yield

Quick Views

Super Savers MMDA: 1.50% - 3.25% APY(Rank 72 out of 74 tracked HYSAs)

Minimum Deposit: $2,500

Regular Savings: 1.25% APY(Rank 77 out of 87 savings accounts)

Minimum Deposit: $50

National Savings Interest Rate: 0.42% (as of 5/19/2025)

Note: The FDIC tracks savings and CD rates nationally, but it does not report APY, only the average interest rate.

(Source: FDIC)

Bank Overview

Location: Oklahoma City, Oklahoma

Founded: 1969

Access to Branches: Seven locations in Oklahoma City, Mustang, Snyder, Cache, Medicine Park, Elgin and Sentinel, OK, and a Loan Production Office in Lawton, OK

BBB Rating: Not Rated

App Store Rating: 3.7/5

Google Play Rating: 3.3/5

Website: Visit All America Bank

Our Take on All America Bank

Highlights

  • Offers a high APY of 3.25% for Super Savers MMDA.
  • Multiple branch locations across Oklahoma for customer convenience.
  • No direct deposit requirement for savings accounts.
  • Minimum deposit for Regular Savings is only $50.

Considerations

  • BBB rating is Not Rated, indicating trustworthiness concerns.
  • Super Savers MMDA requires a minimum balance of $100,000 for top APY.
  • Current APY decreased from 3.49% to 3.25% in the last 30 days.
  • App Store rating is 3.7 and Google Play rating is 3.3, indicating mixed reviews.
Summary: All America Bank provides competitive savings options, notably a 3.25% APY for its Super Savers MMDA account, although it requires a significant balance. The Regular Savings account has a low minimum deposit of $50. However, the bank's BBB rating is Not Rated, which may raise concerns for potential customers. Additionally, both the app ratings are relatively low, suggesting some customer dissatisfaction.

Savings Accounts

Savings Accounts Offered by All America Bank

FeatureRegular SavingsSuper Savers MMDA
APY
1.25% (as of 6/20/2025)1.50% - 3.25% (as of 6/20/2025)
APY Trend-0.25% MoM-0.24% MoM
Minimum Deposit$50$2,500
Minimum Balance for APY$25$100,000
FDIC-insured
YesYes
Online OnlyNoNo
Bundled Account
NoNo
Direct Deposit Required
NoNo
Compound Frequency
MonthlyMonthly
Maintenance Fee$5, if average daily balance for the month drops below $25$5, if average daily balance for the month drops below $500
EligibilityUnited StatesUnited States
NoteN/AThere is a tiered system, where the APY depends on the average daily balance, from below $2,500 to over $100,000. The lowest rate is 1.50% APY, while the top rate is 3.25% APY. See bank for more details.

No deposit agreement summary available for this bank.

Calculate Savings for All America Bank

All calculations are based on APY.

⚠️ The minimum balance for the higher APY on this account is $100,000.

Deposit Frequency:

Total savings breakdown:

  • Interest earned: $37 (1.46%)
  • Total contributions: $0 (0.00%)
  • Initial deposit: $2,500 (98.54%)

Your total balance

$2,537.00

Effective APY: 1.50% (based on your deposit and contributions)

The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.

All America Bank Savings Rates Over Time

Historical APY Insights

MetricSuper Savers MMDARegular Savings
Latest APY3.25 %1.25 %
TrendFallingFalling
Slope (bps/mo)-5.1-5.3
Rate Changes / Mo0.210.21
Days Since Last Change3030
High (-5 m)3.49 %1.50 %
Low (-5 m)3.25 %1.25 %
Draw-down from High-6.9 %-16.7 %
Volatility (CV)0.0290.071
APY Insights Glossary
Latest APY
Most recent advertised annual-percentage yield.
Trend
Direction over the last 5 months (regression slope).
Slope (bps/mo)
Average monthly change; 10 bps = 0.10 pp.
Rate Changes / Mo
Typical number of APY moves per month.
Days Since Last Change
Recency of the latest APY adjustment.
High (-5 m)
Highest APY in the last 143 days.
Low (-5 m)
Lowest APY in the last 143 days.
Draw-down from High
How far today sits below the 5-month peak.
Volatility (CV)
Coefficient of variation = stdev ÷ mean.
Why Track Savings-Account APYs?
  • See how quickly a bank reacts to Fed moves or competition.
  • Gauge “twitchiness” - frequent moves can annoy savers.
  • Spot if you're buying near a peak (draw-down) or riding a rise.
  • Slope (bps/mo) shows speed of change.
  • Volatility (CV) scales jumps by average level.

Compare All America Bank's Savings Accounts

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  • Amalgamated Bank - 2.25% APY
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  • Bank5 Connect - 4.05% APY
  • Bank of America - 0.01% APY
  • Barclays - 3.90-4.10% APY
  • Bask Bank - 4.20% APY
  • Betterment - 4.00% APY
  • BMO Alto - 3.60% APY
  • Bread Savings - 4.30% APY
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  • Capital One - 3.60% APY
  • Carver Bank - 4.00% APY
  • Charles Schwab Bank - 0.15% APY
  • Chase Bank - 0.01% APY
  • Chime - 1.25-3.75% APY
  • CIBC Bank USA - 4.11% APY
  • CIT Bank - 0.25-4.00% APY
  • Citibank - 3.60% APY
  • Citizens Access™ - 3.70% APY
  • Colorado Federal Savings Bank - 4.25% APY
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  • Customers Bank - 4.23% APY
  • Discover Bank - 3.60% APY
  • E*TRADE from Morgan Stanley - 4.00% APY
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  • Evergreen Bank Group - 4.25% APY
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  • Fitness Bank - 5.00% APY
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  • Forbright Bank - 4.25% APY
  • FVCbank - 4.35% APY
  • High Plains Bank - 0.23-3.82% APY
  • Jenius Bank - 4.20% APY
  • LendingClub - 3.40-4.40% APY
  • Live Oak Bank - 4.10% APY
  • Marcus by Goldman Sachs - 3.65% APY
  • My Banking Direct - 4.30% APY
  • MySavingsDirect - 3.75% APY
  • Neighbors Bank - 4.60% APY
  • Newtek Bank - 4.35% APY
  • OMB Bank - 1.00% APY
  • Openbank - 4.30% APY
  • Peak Bank - 4.44% APY
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  • Popular Direct - 4.05% APY
  • Presidential Bank - 4.00-4.50% APY
  • Prime Alliance Bank - 4.05% APY
  • Primis Bank - 4.35% APY
  • Quontic Bank - 3.85% APY
  • RBMAX - 4.15% APY
  • Rising Bank - 4.30% APY
  • ROGER - 4.65% APY
  • Salem Five Direct - 4.01% APY
  • Sallie Mae Bank - 3.90% APY
  • Santander Bank - 0.03% APY
  • SoFi Bank - 3.80% APY
  • Synchrony Bank - 3.80% APY
  • TAB Bank - 4.26% APY
  • TD Bank - 0.05-3.00% APY
  • The State Exchange Bank - 1.90% APY
  • TIMBR - 4.40% APY
  • UFB Direct - 4.01-4.21% APY
  • Upgrade - 4.02% APY
  • Valley Direct - 4.20% APY
  • Varo Bank - 2.50-5.00% APY
  • Western Alliance Bank - 4.30% APY
  • Zynlo Bank - 4.35% APY
FeatureAll America BankSelect a bank...
ProductN/A
APY
1.50% - 3.25% (as of 6/20/2025)N/A
Bundled Account
NoN/A
FDIC-insured
YesN/A
Online OnlyNoN/A
Compound Frequency
MonthlyN/A
Minimum Deposit$2,500N/A
Minimum Balance for APY$100,000N/A
Maintenance Fee$5, if average daily balance for the month drops below $500N/A
Direct Deposit Required
NoN/A
NoteThere is a tiered system, where the APY depends on the average daily balance, from below $2,500 to over $100,000. The lowest rate is 1.50% APY, while the top rate is 3.25% APY. See bank for more details.N/A