Highest Youth Savings Account Rates in Missouri
23 Missouri-specific products

For ages 12 and under. The advertised rate applies to balances of $1,000 or less; balances above $1,000 earn a lower rate.

Two withdrawals each month are free. Each additional withdrawal costs $1.00.

Available to minors under age 18.

Three withdrawals each month are free. Each further withdrawal in the same month costs $1.00.

The higher posted rate applies only to balances of $5,000 and under. Balances over $5,000 earn the lower posted rate.

The account rolls over automatically to a Heritage Regular Savings account.

A parent or guardian must be on the account. There is a $25 fee to close it within 90 days of opening. At age 18 it becomes a Personal Savings Account, under that product's balance rules.

The account is for holders aged 17 and younger. When the holder turns 18 the account is transferred automatically into the bank's Statement Savings account. The standard monthly maintenance charge is waived, and statements are mailed each quarter.

The account converts to a regular Savings Account at age 23, and a minimum balance is required from that point to avoid a monthly service charge. An owner aged 17 or younger must have a parent or guardian as a joint owner.