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Florida

Banks Available in Florida

39 banks offer deposit accounts in Florida and not across the country. For the ones you can open from any state, see the full directory.

By Aviel Fahl

Newest reading: October 26, 2026|

Florida Snapshot

Florida Banks

39

state-specific availability

Accounts Tracked

408

Highest Florida Savings APY

5.00%

Highest Florida CD APY

5.10%

260 terms tracked

Banks That Serve Florida

Each one offers accounts where it operates rather than nationwide, so membership or residency conditions can apply.

Sort

A

B

  • BMO Bank

    Chicago, IL · 987 branches in 23 states

    Savings3.01%
    Money Mkt3.01%
    CD3.35%15 terms

  • Banco do Brasil Americas

    Miami, FL · 4 branches in Florida

    Savings2.35%
    Money Mkt2.35%
    CD3.15%17 terms

  • Banesco USA

    Miami, FL · 6 branches in Florida

    Savings—
    Money Mkt—
    CD4.10%3 terms

  • Bank of America

    Charlotte, NC · 3,823 branches in 38 states and DC

    Savings0.04%
    Money Mkt—
    CD4.00%17 terms

  • Bank of Pensacola

    Pensacola, FL · 2 branches in Florida

    Savings2.00%
    Money Mkt2.00%
    CD1.50%3 terms

  • BankPlus

    Belzoni, MS · 74 branches in 4 states

    Savings0.05%
    Money Mkt—
    CD0.55%8 terms

  • BankUnited, National Association

    Miami Lakes, FL · 57 branches in 4 states

    Savings3.50%
    Money Mkt3.50%
    CD3.95%3 terms

  • BayFirst National Bank

    Saint Petersburg, FL · 12 branches in Florida

    Savings1.19%
    Money Mkt—
    CD3.64%4 terms

C

  • Century Bank of Florida

    Tampa, FL · 1 branch in Florida

    Savings0.50%
    Money Mkt0.40%
    CD0.40%15 terms

  • Crescent Bank

    Metairie, LA · 5 branches in 3 states

    Savings3.50%
    Money Mkt3.50%
    CD—

D

  • DLP Bank

    Starke, FL · 3 branches in Florida

    Savings0.25%
    Money Mkt0.05%
    CD3.30%7 terms

F

G

  • Gateway First Bank

    Jenks, OK · 16 branches in 6 states · No branches in Florida

    Savings2.50%
    Money Mkt2.50%
    CD3.85%11 terms

  • Gulf Coast Business Bank

    Fort Myers, FL · 1 branch in Florida

    Savings3.82%
    Money Mkt3.82%
    CD4.24%7 terms

I

  • IncredibleBank

    Wausau, WI · 18 branches in 3 states

    Savings2.53%
    Money Mkt2.53%
    CD3.25%7 terms

  • Independent Bank

    Memphis, TN · 12 branches in 3 states

    Savings—
    Money Mkt—
    CD4.20%2 terms

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M

N

O

  • OneUnited Bank

    Boston, MA · 5 branches in 3 states

    Savings0.40%
    Money Mkt0.15%
    CD0.30%11 terms

P

  • PNB Community Bank

    Niceville, FL · 3 branches in Florida

    Savings0.57%
    Money Mkt0.57%
    CD3.69%12 terms

  • PNC

    Wilmington, DE · 2,427 branches in 27 states and DC

    Savings0.03%
    Money Mkt—
    CD—

  • Popular Bank

    New York, NY · 36 branches in 3 states

    Savings3.25%
    Money Mkt3.25%
    CD4.30%2 terms

R

S

T

U

  • United Bank

    Atmore, AL · 20 branches in 2 states

    Savings5.00%
    Money Mkt—
    CD—

  • United Community Bank

    Greenville, SC · 192 branches in 6 states

    Savings1.15%
    Money Mkt1.15%
    CD3.65%1 term

  • United Southern Bank

    Umatilla, FL · 14 branches in Florida

    Savings0.75%
    Money Mkt0.75%
    CD0.35%19 terms

Also Available in Florida

The highest-paying national banks, which anyone in Florida can open.

See all national banks

  • Axos Bank

    San Diego, CA · 3 branches in 3 states · Nationally available

    Savings5.00%
    Money Mkt—
    CD—

  • GO2bank

    Provo, UT · Nationally available

    Savings4.50%
    Money Mkt—
    CD—

  • Pibank

    Coral Gables, FL · Nationally available

    Savings4.40%
    Money Mkt—
    CD—

  • SoFi Bank

    Cottonwood Heights, UT · 4 branches in 2 states · Nationally available

    Savings4.40%
    Money Mkt—
    CD—

  • Openbank

    Wilmington, DE · Nationally available

    Savings4.35%
    Money Mkt—
    CD—